| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 8/17/22 5:21 pm |
| All Chapter 13 matters are now listed. Matters are sorted by time slot and by Debtor Attorney within the time slot. If the debtor |
| has filed a 1329 motion, any continued Trustee’s Motion to Dismiss will appear with the 1329 motion instead of at 10:00. Use |
| Ctrl+f to search for a specific case or name. |
| Court Call for Friday, August 19, 2022 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ARTHUR W |
| RUMMLER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th |
| Set for 8/19 $4625 = 2.8 mo Last $ 7/13/22 $1625/mo |
| 10/14 for cure |
| BENJAMIN |
| LEGAL |
| SERVICES |
| Motion Object to |
| Discharge |
| Motion Object to |
| Discharge |
| Chapter 7 BK 18-29728 Filed 10/23/18, Discharged 11/2/20 |
| Email from D atty - no objection |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 11/5/21 deferring $1419 |
| P/C inconsistent |
| Due date 18th |
| Set for 8/19 $1078 = 2.5 mo Last $ 7/29/22 $425/mo |
| 9/30 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 8th |
| Set for 8/19 $1005 = 3 mo Last $ 5/9/22 $335/mo |
| 9/16 for 1329 motion |
| GERACI LAW |
| LLC |
| Motion Object to |
| Discharge |
| Trustee Motion - Object to Discharge |
| Ch 7 Discharge received in 19-34413 filed on 12/5/19 |
| Email rec'd - Debtor attorney has no objection |
| JEFF |
| WHITEHEAD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 13th |
| Set for 8/19 $1319 = 3 mo Last $ 7/26/22 $460/mo |
| 9/2 for money [hopefully payment means cure] |
| PRO SE |
| DEBTOR |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 4th |
| Set for 8/19 $832 = 3 mo Last $ 5/9/22 $278/mo |
| 8/16 - $710.00 default with $400 posted on 8/12 |
| FYI - save a car case |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| Due date 28th |
| Set for 8/19 $450 = 3 mo Last $ 5/25/22 $150/mo |
| $600 = 4 mo |
| Attorney has $450.00; agreed to 9/16 to be current but case not |
| that old & 4th TMD so need payroll control too!! |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: D1 Failure to provide her June 2021, |
| December 2021 & June 2022 pay advices |
| Dec 21 - YTD $77330G $55500N $4625 N for 2021 |
| YTD June 22 G $42539 $7089M N $28431 $ 4738 net month |
| Schedule I 1/30/20 G 5168 N $3858 - net income has increased |
| $880 monthly |
| D attorney wants time to review [look at H's income and more |
| current paystubs from D in 2022] - agreed to 9/16 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 8/6/21 deferring $1098 |
| OE 1/21/22 vacating dismissal order |
| Due date 27th |
| Set for 8/19 $1142 = 3 mo Last $ 6/15/22 $385/mo |
| 9/16 for cure or at least reduce default [$800 payment is being |
| mailed] |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| CTM LEGAL |
| GROUP |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| First Application for Compensation for Salvador Gutierrez, Debtor's |
| Attorney, Fee: $4500, Expenses: $0. |
| Confirmed 8/5/22 |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To Sell property at 1235 Camden Lane, Aurora, IL 60504 for |
| $255,000. Contract attached. |
| The mortgage lien of Loan Care LLC shall be paid in full at closing |
| per payoff letter. All non-exempt net proceeds due to the Debtor |
| from the sale shall be turned over to the Trustee. The Debtor shall |
| provide the Trustee with a complete copy of the closing statement |
| within 14 days of closing. |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| OE 10/2/20 deferring $6700, payments increased to $2500 & case |
| shall complete upon payment of 100% to all allowed claims |
| Due date 9th |
| Set for 8/19 $7500 = 3 mo Last $ 7/18/22 $2500/mo |
| Moved from 9:15 am due to 1329 motion filed |
| Debtor & his family got Covid again & he was unable to work for a |
| period of time. Now he is back to work. |
| Debtor wishes to defer the current trustee default to the end of the |
| plan & per section 5.1 of the confirmed plan, the case shall |
| complete upon payment of 100% dividend to all allowed claims. |
| GFP posted on 8/8 & plan still completes at 100% in less than 60 |
| and order OK so no objection |
| Motion Relief from |
| Stay |
| Relief from Stay as to residence at 200 April Lane North Aurora by |
| FREEDOM MORTGAGE CORPORATION. Direct No arrears |
| Plan payments are current; order OK |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 1616 Victoria Park Cir, Aurora, Illinois 60504 Filed by |
| NewRez/Shellpoint Mortgage Servicing; |
| Direct Pay; Arrears PIF. |
| Payments current, due date 8th, on P/C |
| GERACI LAW |
| LLC |
| Motion for Waiver |
| of Certification |
| Motion for Waiver of Certification Regarding Domestic Support |
| Obligation |
| Debtor is deceased. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2016 VOLKSWAGEN JETTA SEDAN Filed by VW Credit; |
| Direct Pay; No arrears. |
| Less than one month default, due date 21st; order OK |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2017 Honda Accord Sedan 4D Sport 2.4L I4 Auto Filed by |
| Carvana, LLC; Direct Pay; No arrears; order OK |
| $1300 default 1.2 mos, due date 25th |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2012 Jeep Grand Cherokee Utility 4D Laredo 4WD 3.6 V6. Filed |
| by Carvana, LLC; Direct Pay; No arrears; order OK |
| $1300 default 1.2 mos, due date 25th |
| GERACI LAW |
| LLC |
| Motion to Vacate Order #29 [Stay relief granted for Shellpoint] - D |
| was out of town and thought mortgage was part of plan payment |
| but can cure entire default and fees |
| Plan payments are current |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Relief from Stay as to 2016 Jeep Cherokee by Santander |
| Consumer USA Inc., d/b/a Chrysler Capital. Direct arrears PIF |
| About one plan payment behind; due on 22nd; order OK |
| GERACI LAW |
| LLC |
| Motion Extend |
| Automatic Stay |
| Motion to Extend Automatic Stay |
| Last case issue getting tax returns and making first payment due |
| to PNC Bank closing her H's account unexpectedly; now the D atty |
| has all 4 years taxes and D has a new account at Chime Bank - |
| affidavit and I and J's attached |
| Attorney says D can't go on PC bc not enough money - that is |
| accurate but spouse who is main source of income and really |
| funding the plan could go on PC - object so continue to |
| confirmation [9/30] and make sure first plan payment made |
| Object - |
| NFS could go on PC [main source of income; funds plan] |
| Notice of Objection filed 8/16/22 |
| Motion Relief from |
| Stay |
| 2017 Ford Transit 250 Van Medium Roof w/Sliding Side Door |
| w/LWB Van 3D Filed by Ally Bank; Direct Pay; No Arrears |
| Payments current, due date 23rd; order OK |
| Relief from Stay & Co-D Stay as to residence, 1208 Burlington |
| Ave, Naperville, by US Bank Trust National Association - |
| Direct with arrears owing $57,495.76; order OK |
| Half month default on plan payments; due on 17th |
| Motion Relief from |
| Stay |
| Renting at 1209 Cardinal Lane, Naperville, Illinois 60540 Filed by |
| Scribe Holdings, LLC - lease had terminated before fling |
| No schedules/plan filed yet - filed on 8/15/22 but see above |
| Confirmation 9/30/22 |
| Motion Extend |
| Automatic Stay |
| Motion to Extend Automatic Stay - appealing eviction order |
| Affidavit and I and J's attached |
| Object - |
| Schedule J - no rent expense [property renting is worth $575K per |
| schedule A] |
| Plan says Scribe funding direct at $0 installment with no arrears |
| Property on A suggests ownership but just renting |
| Suddenly lots more income now that changed from 7 to 13 |
| Need TFS set up |
| Notice of Objection filed 8/16/22 |
| Ch 7 was voluntarily dismissed after stay lift so does 180 auto bar |
| apply |
| JOSEPH P |
| DOYLE |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Joseph S Davidson, Debtor's |
| Attorney, Fee: $4,500.00, Expenses: $0.00. |
| Confirmed 10/2/20 |
| JOSEPH P |
| DOYLE |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Joseph S Davidson, Debtor's |
| Attorney, Fee: $4,500.00, Expenses: $0.00. |
| Confirmed 6/18/21 |
| JOSEPH P |
| DOYLE |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Joseph S Davidson, Debtor's |
| Attorney, Fee: $4,500.00, Expenses: $0.00. |
| Confirmed 12/17/21 |
| JOSEPH P |
| DOYLE |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Joseph S Davidson, Debtor's |
| Attorney, Fee: $4,500.00, Expenses: $0.00. |
| Confirmed 2/4/22 |
| JOSEPH P |
| DOYLE |
| 2019 TOYOTA RAV4 Filed by Toyota Motor Credit Corporation; |
| Direct Pay; No arrears; order OK |
| Payments current, due date 8th |
| JOSEPH P |
| DOYLE |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 19-22718 filed 8/13/19, Voluntarily Dismissed |
| 6/3/22 [NO MLS] |
| Incorrect case number on proposed order |
| In prior case, debtor's spouse suffered from a long term illness |
| requiring round the clock care. This put a strain on their financial |
| situation. Her spouse ended up passing away. Now debtor can |
| allocate all her financial resources so that her case is successful. |
| Affidavit, Prior/Current Sch I and J attached. |
| Object - Need PC |
| Notice of Objection filed 8/16/22 - Attorney says he will file one |
| FYI - Numerous Prior Ch 13 Cases - 2019, 2016, 2015, 2013 , |
| 2010 |
| Proposed PC order on docket [#15] so objection resolved |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Terrance S Leeders, Debtor's |
| Attorney, Fee: $4500.00, Expenses: $62.00. |
| Confirmed 7/22/22 |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion Relief from |
| Stay |
| Residence at 1191 Comet Drive, Aurora, Illinois 60505. Filed by |
| U.S. BANK NATIONAL ASSOCIATION; Direct Pay; Arrears owing |
| $8857.32; order OK |
| 1 month default, due date 20th |
| Relief from Stay & Co-Debtor Stay by Wells Fargo Bank as to |
| 2012 Chrysler 200 Tour - Direct Pay - order OK |
| 2.6 month default in plan payments |
| RICHARD S |
| BASS |
| Motion to Vacate Amended Deduction Order #46 - allege case is |
| paid in full |
| Object |
| 1. Base balance is $4606.86 so $4400.00 would not pay off the |
| case in full |
| 2. Our office has not posted the alleged $4400.00 payment. |
| 3. When our office has funds posted that show the case is paid in |
| full, our office releases the payroll order without a motion and |
| order. |
| Notice of Objection filed 8/16/22 |
| Update - $4400 posted but still base balance of $206.86 |
| RICHARD S |
| BASS |
| Zoom Meeting ID and Password are only correct in "To appear by |
| Video" paragraph. To appear by telephone & Meeting ID & |
| Passcode paragraphs are incorrect - using Judge Cox info |
| Notice of Motion and Application to Employ Law Office of |
| Lawrence Mack as Attorney to represent Debtor in her pending |
| personal injury claim. |
| Debtor was in an automobile accident & required medical care & |
| treatment. |
| Attorney to receive 33 1/3% - gross recovery of settlement without |
| a lawsuit; 40% - gross recovery if lawsuit, appearance or demand |
| for arbitration is filed; 50% gross recovery if appeal, 2nd trial or |
| post-judgment collection proceeds required. |
| RICHARD S |
| BASS |
| **Short Notice** |
| Personal injury claim pending from automobile accident |
| Debtor wishes to modify plan to check the 2nd box of Section 2.4 |
| of the Plan and any non-exempt proceeds the Debtor receives |
| from her personal injury claim will be paid to the Trustee under the |
| Plan and will be added to the base amount of the Plan. |
| *Amended notice #91 filed with new proposed order also adding |
| "the Debtor is allowed to retain $15,000.00 as her exemption |
| personal injury & shorten notice" |
| FYI - 3/19/21 OE modify plan added language any non-exempt |
| proceeds from discrimination claim will be paid to T and added to |
| base amount |
| RICHARD S |
| BASS |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Notice of Motion for #85 has Judge Baer's ID and |
| passcode |
| SEMRAD LAW |
| FIRM LLC |
| Motion Obtain |
| Credit/Incur Debt |
| To purchase a 2018 Kia Forte financed for $22,056.84 at 19.99% |
| for $532.60 for 72 months. |
| Current vehicle was involved in an accident & deemed a total loss. |
| Same contract and terms from last motion to incur debt - |
| Withdrawn on 4/1/22. |
| Object - 2 month default |
| Tight budget so need PC |
| Also not on objection - contract attached has 1st payment in |
| March 2022 - used contract from last motion |
| Notice of objection filed 8/12/22 [same objection as last time] |
| FYI - case balance is only around $1350.00 so maybe they could |
| just pay off the case |
| SEMRAD LAW |
| FIRM LLC |
| SEMRAD LAW |
| FIRM LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 21-02861 filed 3/5/21, Dismissed 7/22/22 for |
| default |
| In prior case, his unemployment income ended in September |
| 2021. He is currently working full time at Advantage Medical |
| Equipment. |
| Affidavit, Prior/Current Sch I and J attached |
| Object - NEED PC |
| Notice of Objection filed 8/16/22 |
| FYI - 4 pervious cases dismissed without confirmation |
| 2013 - filed 12/19/13 - Dismissed 9/2/16 |
| 2016 - filed 9/12/16 - Dismissed 5/4/18 |
| 2018 - filed 6/13/18 - Dismissed 12/18/20 |
| 2021 - filed 3/5/21 - Dismissed 7/22/22 |
| This case filed 7/29/22 |
| THOMAS R |
| HITCHCOCK |
| Residence at 4N300 Briar Lane, Bensenville, Illinois. Filed by |
| American Financial Network; Direct Pay; Arrears owing |
| $90,442.27; order OK |
| About a half of payment behind ($1239), due date 19th, on P/C but |
| amounts vary |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Current through July so WD |
| FYI - August just due and pending in TFS |
| DAVID J |
| BOERSMA |
| Property at 24537 Landing Drive, Lutz, FL 33559 Filed by Wells |
| Fargo Bank; Direct Pay; Arrears PIF. |
| Base balance $2841.57, 3.7 mo, due date 30th; order OK |
| DAVID J |
| BOERSMA |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 12/13/19 allowing refinance of R/E for $1200/mo |
| OE 10/2/20 deferring $4107 & plan may extend past 60 months |
| per Cares Act |
| P/C stopped November 2021 |
| Due date 30th |
| Set for 5/6 $2295 = 3 mo Last $ 2/28/22 $765/mo |
| Base balance $4106.57 |
| Only $1221 posted in the last 7 months |
| We are in month 65 due to prior Cares Act extension - can't extend |
| further so must payoff base balance |
| 5/20 court - attorney said 1329 set for 6/24 and that Judge Barnes |
| case allows modification after 60 months but when rev'd after |
| court, 1329 is really request for hardship - attempting to reduce |
| base to amount paid - which violates Ch 7 test bc $10K equity at |
| time of filing in rental property in Florida so quickly filed notice of |
| objection and called D atty to let him know can't reduce base. So |
| we will see if Debtors can come up with $ and plan to payoff the |
| case |
| 6/23 - TFS $500 cleared but not arrived - attorney asked for 6 |
| month date - NO! - need to know plan of how much will pay |
| monthly and suggested 8/5 -D to resume making regular plan |
| payments |
| 7/26 - TFS pending for regular payment amount; was going to |
| continue a long date but since MLS set for 8/19, continue my TMD |
| to same date |
| 8/17 - Nothing pending in TFS for August yet |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 5th TMD since confirmation |
| OE 1/17/20 deferring $9003, payment increased to $1410 |
| beginning January 2020 & plan base is $73,431 |
| OE 8/21/20 deferring $4724 & attorney fees being paid at same |
| level as current mortgage payments |
| OE 2/5/21 uncheck 2nd box in Part 2.3 of the plan & check 1st |
| box, Debtor shall tender a copy of her taxes each year to the |
| Trustee by 6/1/21 & continue to do so until plan completes, |
| deferring $1758, her 2019 tax refund does not need to be |
| tendered, plan base is $73,431 & may run longer than 60 months |
| per Cares Act |
| Due date 30th |
| Set for 7/22 $3384 = 2.4 mo Last $ 7/8/22 $3384/mo |
| 8/19 for cure |
| 8/15 - Attorney setting 1329 for 9/16; he just got the budget; we |
| are getting $326 weekly |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 18th |
| Set for 7/8 $825 = 3 mo Last $ 6/7/22 $275/mo |
| 8/19 for cure |
| 8/15 - Will be 1.6 month default by court date; D has payment |
| scheduled for 8/20 so continue to 9/16 to be current |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 4/2/21 vacating dismissal order |
| Due date 3rd |
| Set for 6/3 $2355 = 3 mo Last $ 5/2/22 $785/mo |
| cont to 7/8 for cure |
| 6/28 - 2 month default; debtor to pay 1.5 plan payments each |
| month so agreed to 8/19 |
| 8/15 - Continued for debtors to pay 1.5 payments each month but |
| just paying regular payment so now 3 month default [same as |
| when TMD was filed] - already vacated dismissal once before |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 603 Dixon Avenue, Elgin, IL 60120 Filed by U.S. |
| Bank National Association; Direct Pay; Arrears PIF. |
| Payments current, due date 1st, on P/C; order OK |
| Email rec'd DOTF |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th |
| Set for 2/18 $3640 = 3 mo Last $ 1/10/22 $1264/mo |
| Still paying $1000 vs $1264 which started in April 2021 |
| 3/4 for response |
| 2/25 - $2640 default [2 months]; $1000 posted on 2/8; agreed to |
| 4/15 for cure |
| 4/9 - Debtor resumed making payments but needs 5/20 to cure |
| default with tax refund |
| 5/16 - $2640 default [2.1 months]; attorney is waiting to hear if the |
| D rec'd his tax refund |
| 6/21 - Same - attorney says refunds are very slow so I agreed to |
| 7/22 since D is making on-going payments |
| 7/18 - Still same default but making on-going payments; attorney |
| is waiting to hear back from D if got refund |
| 8/17 - $3904 default [2.8 months]; last money was early July; |
| attorney hasn't heard from D lately - he will keep me posted |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 26th |
| Set for 7/22 $3900 = 4 mo Last $ 2/11/22 $970/mo |
| 8/19 for cure |
| 8/15 - $4645 default [slightly less than 5 months]; last funds FEB |
| until $223.85 posted today [PC]; Debtor to bring $1,000 to attorney |
| this week and then have another $1K by 8/24; if attorney has $1K |
| by court, then continue to 9/30 for status; if no money - seek |
| dismissal |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 28th |
| Set for 1/7 $4300 = 2.5 mo Last $ 10/15/21 $1700/mo |
| 2/18 for 1329 |
| 2/15 - $7700 default [4.5 months]; last money Oct.; huge default in |
| a case that is only a year old & no 1329 filed |
| 3.18 final for cure. DAT hasn't heard from debtor but $2550 posted |
| this week. |
| 3/14 - $3400 default [2 months]; $1750 posted on 3/11; no other |
| funds scheduled in TFS; March will be due with any continued |
| date; D will make another payment by the end of March; agreed to |
| 5/6 to be current. |
| 5/2 - $5100 default [3 months]; TFS has payment started on 4/29 |
| [$1700] but not close to curing default; per attorney - D has $3400 |
| so 5/20 for funds to post [unclear if $1700 pending on TFS is part |
| of $3400] |
| 5/19 - $3400 default [2 months]; TFS $1700 posted but nothing |
| else scheduled - if gets continued again, will need to be final for |
| full cure bc May will also be due |
| TFS MoneyGram on the way so 6/24 |
| 6/21 - Still $3400 default [been this amount since March]; nothing |
| pending in TFS and nothing rec'd in June so not making double |
| payments - attorney wants 7/22 but I want to see June $$ |
| 6/23 update - attorney has $1700; landlord selling his place so had |
| to move and come up with first and last etc; he will pay 1.5 |
| payments each month to catch up so agreed to 7/22 |
| 7/20 - Still $3400 default; D is NOT paying extra; ask for final date |
| 7/22 - Final 8/19 for 1329 now |
| GERACI LAW |
| LLC |
| He had a gap in employment & had to help family with medical |
| issues. Now he is working again. He attempted to cure the default |
| but was unable to because of increased expenses due to inflation. |
| Sch I and J attached. |
| Debtor wishes arrears are deferred to the end of the plan. |
| Have GFP and order OK so no objection |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| P/C stopped April 2022 |
| Due date 24th |
| Set for 7/22 $2256 = 2.7 mo Last $ 4/18/22 $850/mo |
| 8/19 for 1329 |
| GERACI LAW |
| LLC |
| She was off work on maternity leave. Now she has returned to |
| work. |
| Debtor wishes arrears are deferred to the end of the plan. |
| NO obj - order OK and PC resumed |
| GERACI LAW |
| LLC |
| Debtor and her family contracted Covid and were unable to work. |
| Now she has recovered & returned to work. |
| Debtor wishes arrears are deferred to the end of the plan. |
| Order OK & D has resumed making weekly plan payments |
| FYI - big default [3 months] for having COVID - will need PC if |
| another default within the next year |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 28th |
| Set for 7/22 $2624 = 3 mo Last $ 4/4/22 $880/mo |
| 8/19 with 1329 |
| 1329 OK but continue 10/28 to make sure we keep getting weekly |
| payments [that total = month amount] - if don't, then need PC |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Notice of Motion filed |
| 2016 Ford Explorer Filed by Dupage Credit Union; Direct Pay; |
| order OK |
| Payments current, due date 27th, Both Debtors on P/C |
| GLEASON & |
| GLEASON LLC |
| MLS/MLCODS/MT |
| D |
| Planet Home Lending Motion for Relief from Stay & Co-D stay |
| and/or Dismiss as to residence at 280 Longview Dr, Elgin, IL |
| 60124. Direct Pay; arrears PIF; order OK |
| Allege 12 month post dft FYI -9 month forbearance 8/21 4/22 |
| Current |
| GLEASON & |
| GLEASON LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 8/20/21 deferring $3417 |
| P/C stopped April 2022 |
| Due date 17th |
| Set for 6/24 $2090 = 2.6 mo Last 4/12/22 $815/mo |
| 7/20 - $3720 default [4.6 months]; last money April |
| Attorney set 1329 for 8/19 |
| Need GFP and this will be last deferral |
| 8/17- $4535 [5.6 months]; last money April so seek dismissal if no |
| GFP |
| GLEASON & |
| GLEASON LLC |
| He lost his job. Now he recently found a new job. |
| Debtor wishes the default owed to the Trustee is deferred to the |
| end of the plan. |
| Object: |
| NEED GFP |
| NEED amended I for new job |
| Need paystub for new job |
| Notice of Objection filed 8/16/22 |
| GREGORY J |
| MARTUCCI |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 8/17/18 payment is $2200 for 5 months then $3547 for 55 |
| months |
| OE 9/4/20 deferring $9641 & payment is $3869 beginning |
| September 2020 |
| Due date 23rd |
| Set for 7/22 $11,410 = 3 mo Last $ 6/22/22 $3869/mo |
| 8/19 for cure [selling stock] |
| 8/16 - One month default but that was due weeks ago and another |
| payment due right after court so can't WD; agreed to 9-16 for July |
| and Aug to post |
| GREGORY J |
| MARTUCCI |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 10th |
| Set for 7/22 $2700 = 3 mo Last $ 5/24/22 $900/mo |
| 8/19 for cure |
| 8-16 - 2 month default; one payment processing in TFS so agreed |
| to continue to 9/16 for that payment to post and for Aug and Sept |
| to post |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped April 2022 |
| Due date 22nd |
| Set for 7/22 $2175 = 3 mo Last $ 4/5/22 $725/mo |
| 8/19 for cure |
| 8/16 - $2900 default [4 months]; no money since April |
| FYI - Nothing pending in TFS as of 8/17 |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion to Vacate #59 Order on IN REM Motion for Relief from Stay |
| (1st Mortgage) Jp Morgan Chase |
| Debtor is holding and is able to tender to Creditor the mortgage |
| payments due at the time of hearing of this motion in August of |
| 2022. |
| 8/19 for both but Judge made it clear that case is staying |
| dismissed with NO STAY & In Rem relief stands; attorney has |
| $4578 for T so short August payment and has $ for mortgage but |
| IN REM already docketed and sounds like mortgage not agreeable |
| & too late |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion Vacate |
| Dismissal Order |
| Dismissed 7/8/22 for default |
| Need $4578 to be current thru July, due date 5th |
| Need $5677 to be current thru August |
| Last payment 5/20/22 |
| Motion states debtor/counsel holding full cure of outstanding post |
| petition mortgage payments & holding funds that will bring her |
| current thru July for plan payments. |
| August is due on court date so need $5677 to be current on plan |
| payments - 3rd case in a row [2019, 2020 and then 2021 case] |
| and this case had over a 4 month default at the time of the |
| dismissal and the case was only 9 months old |
| EMAIL TO D ATTY ON 7/25/22 |
| Notice of Objection filed 7/25/22 |
| 8/19 for both but Judge made it clear that case is staying |
| dismissed with NO STAY & In Rem relief stands; attorney has |
| $4578 for T so short August payment and has $ for mortgage but |
| IN REM already docketed and sounds like mortgage not agreeable |
| & too late |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Residence at 0S050 EAST ST, WINFIELD, IL 60190 Filed by |
| NATIONSTAR MORTGAGE/MR. COOPER; Direct Pay; |
| Arrears owing $1074.65 Order OK |
| Current, due date 21st |
| OKEEFE |
| RIVERA & BERK |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th |
| Set for 8/5 $3342 = 3 mo Last $ 5/31/22 $1116/mo |
| 8/19 to contact debtor |
| 8/16 - $4458 [4 month default]; no money since May |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Ineligibility: No credit counseling certificate filed. Also no |
| schedules A-J, SOFA, 122C-1 & Plan filed. |
| 8/3 - Nothing filed |
| Judge Ordering items to be filed by 8/12 and asked me to prepare |
| the order - submitted DOTF |
| OE 8/5/22 - Nothing filed by debtor after that |
| PRO SE |
| DEBTOR |
| Motion for Waiver |
| of Credit |
| Counseling |
| Motion for Waiver of Credit Counseling |
| Her daughter was in a serious accident and now she's in her care. |
| Been under emotional strain. |
| 1. No legal basis to permanently waive the requirement. |
| 2. The last case had the same issue. |
| 3. No plan, schedules, statements or 122C-1 have been filed in |
| the prior case or in this case. |
| Notice of Objection filed 7/20/22 |
| 8/3 - Nothing filed yet |
| Debtor appears to have taken PFM instead of CC |
| PRO SE |
| DEBTOR |
| Motion Confirm |
| Termination or |
| Absence of Stay |
| Motion to Confirm Termination or Absence of Stay Filed by Megan |
| Lazar on behalf of G&I IX Westmont Village, LLC. |
| Eviction Order Entered on 6/2/22 with possession stayed until |
| 6/9/22 and a money judgement; Creditor didn't learn about filing |
| until 6/16/22; No stay under 11 USC 362 [b] [22] |
| Prior case dismissed on Trustee's motion so creditor mtn [same] |
| was moot; physical eviction scheduled for 7/22; D filed 2nd case |
| day after eviction notice posted at premises; rent default is over |
| $10K; eviction order entered prior to filing |
| 7/22 court - continued to 8/5 by then must: |
| 1. take cc |
| 2. all docs filed |
| 3. provide proof of rental program/check |
| 8/3 - Nothing filed yet & JK set a TMD |
| 8/5 court - Aunt appeared and said that D on way to hospital but a |
| protection order filed in district court against the law firm |
| Judge wants to issue a written ruling on this |
| RICHARD S |
| BASS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 13th |
| Set for 7/8 $960 = 3 mo Last $ 6/6/22 $320/mo |
| 8/19 for $640 made on 6/30 to post and plan/$ |
| 8/16 - $960 default; double payment posted on 7/6 but nothing |
| since then and July and Aug came due so default is same as when |
| TMD was set; attorney has $640 so 9/16 to be current thru Sept |
| ROXANNA M |
| HIPPLE |
| Motion Relief from |
| Stay |
| Residence at 306 Grand Ridge Rd #26, St. Charles, Illinois 60175 |
| Filed by Freedom Mortgage Corporation; |
| Direct Pay; Arrears PIF. |
| Less than one month default, due date 16th; order OK |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 3/29/19 deferring $1425 |
| OE 10/23/20 deferring $2023 & may extend past 60 months per |
| Cares Act |
| Due date 1st |
| Set for 7/8 $2339 = 4 mo Last $ 5/17/22 $585/mo |
| $2039 = 3.5 mo |
| FYI - Running past 60 per CARES ACT so can't defer; must |
| increase payment or cure default |
| 7/18 - $2039 default [3.5 months]; debtor made regular payment |
| but nothing extra |
| Attorney is attempting to modify plan to increase payment to cover |
| default but doesn't have client's approval yet |
| 7/22 court - attorney said that D can't afford 1329 but just want her |
| to be able to make regular payments to payoff the case [checked |
| after court and still almost a year left so need more than just |
| regular payment] |
| 8/15 - Posted regular payment but really need more than that but |
| 9/16 for more money |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 1/17/20 deferring $500 |
| Due date 11th |
| Set for 7/8 $600 = 3 mo Last $ 1/19/22 $200/mo |
| $800 = 4 mo |
| 7/20 - $1000 default [ 5 months] ;last money January |
| Per attorney, client is trying to come up with funds bf court |
| 7/22 - court gave 8/5 as final |
| 8/17 - $1200 default [6 months]; last money January; D started a |
| $300.00 TFS on 8/15 [told attorney 8/12 so ?] - won't post in time |
| and watch to see if gets cancelled |
| LOOK AT TFS RIGHT BEFORE COURT |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 13th |
| Set for 7/8 $375 = 3 mo Last $ 3/7/22 $125/mo |
| $500 = 4 mo |
| 7/20 - $500.00 default [4 months]; regular plan payment posted in |
| July but that was first funds since March and 2 plan payment came |
| due since TMD prepared so default has grown |
| Attorney is waiting on $$ |
| Court gave 8/19 for 1329 |
| 8/15 - $500 default [4 months]; same as when TMD set; no 1329 |
| filed; Now looks like curing default; Waiting on $375 from client |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 8/15 - $540 default; attorney mailed $300 on 8/5 and $240 on 8/12 |
| so WD |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| SEMRAD LAW |
| FIRM LLC |
| Proposed Order 91 is OK [defers default and lowers plan payment] |
| ;amended I and J filed and paystubs provided |
| SEMRAD LAW |
| FIRM LLC |
| He lost his employment. Now he's in a position where he can |
| continue making payments. New employment?? |
| Debtor wishes default is deferred to the end of the plan, payment |
| is increased to $485 & Trustee is not required to perform |
| collections from creditors pursuant to any prior plan. |
| Don't need #3 but order is OK but lost job so new job? Need |
| amended I and J to support new higher plan payment and |
| paystubs or proof of income & plan payment made in August was |
| at old amount - Need GFP at new higher proposed amount |
| Notice of Objection filed on 8/16/22 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| P/C stopped April 2022 |
| Due date 17th |
| Set or 7/8 $1464 = 3.4 mo Last $ 4/22/22 $425/mo |
| August 5 for 1329 |
| 7/26 - $1884 default [4.5 months]; last money April; new PC order |
| on the docket [$425 Global Security] - no 1329 but no room to |
| defer |
| $19800 needed to pay claims with future interest on car [est |
| $1100] and TF Plan payment would have to increase to $485 |
| 1329 set for 8/19 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped April 2022 |
| Due date 6th |
| Set for 8/5 $1549 = 3 mo Last $ 4/26/22 $511/mo |
| 8/19 |
| 8/15 - D is mailing $500 to loop office; still waiting on proof of new |
| job income; sounds like doing MMP |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 2/18/22 deferring $1188 |
| P/C stopped April 2022 |
| Due date 1st |
| Set for 8/5 $1425 = 3 mo Last $ 4/14/22 $475/mo |
| 8/19 |
| 8/17 - $1900 default; last money April; Per attorney - No response |
| from debtor yet |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 6th |
| Set for 8/5 $6932 = 3 mo Last $ 7/20/22 $2375/mo |
| Only receiving PC from D2 |
| 8/19 - probably motion to sell and attorney filed new PRC for D1 |
| 8/15 - $9306 default [3.9 months]; No PC rec'd yet for new OE 8/3 |
| but going to get proceeds from sale & 100% plan ; Continue to |
| 9/30 for sale proceeds and PC coming in from D1 also |
| SEMRAD LAW |
| FIRM LLC |
| Motion Sell |
| Property Free and |
| Clear of Liens |
| 363(f) |
| To sell residence at 410 E Pine Ave, Bensenville, IL 60106 for |
| $285,000 and Shorten Notice. Contract attached. |
| Debtors will tender all non-exempt proceeds of the property to the |
| Trustee. |
| Order OK so no objection but |
| Creditor filed response so may be a new order |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| CO says $1500 cashiers check rec'd at office & being forward to |
| PO Box so can WD |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd |
| Set for 8/5 $1441 = 3.7 mo Last $ 6/22/22 $390/mo |
| 1329 will be set for 9/16 |
| Need full GFP & must have PC |
| Case is only 9 months old with almost 5 month default |
| SPRINGER |
| LARSEN |
| GREENE LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: Failure to provide proof that debtor |
| refinanced or sold his property at 832 S Grace St by 4/30/22. |
| 1329 motion to change 8.1 sale/payment in full to MEB by 5/31/22 |
| instead of 4/30/22 was up 5/6/22 - DOTF due by 5/20/22 but no |
| O/E. |
| Amended notice filed to change time to 9:30 but still up at |
| 10:00am. |
| Richard Larson says contract for sale in hand (07/08/22). |
| Attorney will file motion to sell after he hears from the mortgage |
| lender |
| 8/16 - Still no motion to sell filed |
| WILLIAM J |
| FACTOR LTD |
| Motion Relief from |
| Stay |
| Residence at 273 Nicole Dr, South Elgin, IL 60177 Filed by |
| Community Loan Servicing/Bayview Loan Servicing; Direct Pay; |
| Arrears owing $4205.41; Principal due $217.40; order OK |
| Current |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| BORGES & WU |
| LLC |
| Confirmation |
| Hearing |
| 7/27/2022 -Meeting Concluded. Amend E for correct IDOR |
| address and file POS. Over CMI pot $34,879. Plan funds $80K to |
| GUC so let CMI issues go. Debtor will schedule 1st plan payment |
| for Friday when he is paid. |
| 8/9 - No money yet [TFS account suspended - payment failed]; no |
| amended E; continue to 9/2 and set TMD if needed |
| FYI - on PC but D needed to make 1st payment direct and no PC |
| deductions rec'd yet |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing |
| need copy of CMA/Apraisal to support petition R/E value. |
| Rec'd CMA - $213.875 - matches schedule A Under 54% |
| Can recommend plan doc #2 with money [$500] |
| TFS has payment scheduled for 8/17 but that won't post in time so |
| agreed to 9/16 to be current through August |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| AmeriCredit objection needs to be resolved. |
| Go past bar date for feasibility (100% plan, doesn't fund |
| liquidation) Need mortgage arrears claim before confirmation |
| (100k scheduled). |
| TMD set for unfeasible plan & default. |
| 7/5 - One month default now, $2200 just posted. |
| Plan is completely unfeasible with alleged $166K arrears stated in |
| motion to lift stay. Can't be confirmed until after bar deadline |
| 7/20 - One month default [July -due 20 days ago]; mortgage |
| company now has an objection also [$160K arrears v. $100K plan |
| but POC even higher at $168,649.19] - plan is over $65K |
| unfeasible! |
| Income was understated on I [means test $10K G while I way less |
| and pay advices show way understated] so need amended I and |
| review 122C-2 if not 100% |
| If gets continued again, ask to mark final |
| 7/22 - Court gave 8/5 to be completely current with Trustee and |
| mortgage and to have a feasible plan on file |
| 8/3 - 2 month default [$4400] & amended plan filed that is feasible |
| but changed from 100% to 10% but income was understated on I |
| and means test and may be 122C-2 issues so if debtor has all |
| funds, then continue |
| If not current with T and mortgage - then dismiss |
| Note - Email rec'd from C Kauffman that AmeriCredit Objection is |
| resolved by doc #36 |
| 8/4 Email from D atty that it's not looking good so if he doesn't |
| appear, then no defense |
| 8/5 - attorney has $2K for trustee and says current with mortgage |
| but mortgage co says no August yet so 8/19 to be completely |
| current with both |
| 8/16 - $2400.00 default; $2000.00 posted on 8/12; 8/5 was |
| supposed to be final and then came up with some money so |
| continued for I guess final final to be current with trustee and |
| mortgage; even if D comes up with money at the last minute, case |
| can't be confirmed - lots of issues to still resolve - means test; |
| schedule I and % to unsecured; understand that D is not being |
| responsive so case needs to be dismissed - TMD was for |
| unfeasible plan and the way they made is feasible was to change it |
| from 100% to 10%, which created a host of new problems that the |
| attorney has known about since the amended plan was filed. |
| CHAD M |
| HAYWARD |
| Motion Relief from |
| Stay |
| Residence at 1142 Buckingham Drive, Carol Stream, IL 60188 |
| Filed by Wilmington Trust; Direct Pay; Scheduled arrears |
| $100,000 - requesting In Rem relief |
| $2200 default; 1 month [July], due date 1st |
| FYI - 2 prior pro se filings by co-D right before foreclosure to stop |
| sale and then this one by D [3rd time foreclosure canceled in 8 |
| months for a judgement entered 3 years ago]; arrears estimated at |
| $166K & no June mortgage payment made |
| CITIZENS LAW |
| GROUP |
| Confirmation |
| Hearing & TMD |
| Recommend plan doc #37 |
| US Bank objection - Notice of WD filed back on 3/1/22 |
| DARRELL L |
| JORDAN |
| Confirmation |
| Hearing & TMD |
| Need CMA or amend A for Zillow value $218.7K, this would impact |
| liquidation number. |
| Amend I both nets are understated by a combined $620; the $400 |
| entry on line 8e appears to be an error. Correct combined Net is |
| $7639. |
| Amend J to reduce $200 entertainment on #13. Document J 8 |
| $800 childcare, J 15b $342 health insurance and J 21 student |
| loans $80 and $200. |
| Amend Plan for S/L direct or delete J 21(a). |
| Increase plan payment as required by above. |
| 6/27 - Current but lots of amends needed [plus CMA if not |
| amending A] so probably get continued |
| 7/19 - Current; rec'd CMA [supports schedule A value] and other |
| docs [see 341 docs] but no amends yet; agreed to 8/19 |
| Will need TMD if not ready to confirm on 8/19 |
| TMD set for no amended I, J, plan, proof of post-petition student |
| loan payments made direct by debtor & default |
| 8/16 - One month default; Childcare [actually much higher], his |
| student loan and health insurance documented [NFS student loan |
| removed from budget]; amended I and J filed and amended plan - |
| look to be over deducting resulting in lower net and higher refunds |
| so need tax returns and his tax refund each year; continue to 9/2 |
| to be current and get another amended plan - [also 5.2 must be |
| fixed to uncheck the none box] |
| DARRELL L |
| JORDAN |
| Confirmation |
| Hearing |
| 6/29/2022 -Meeting Concluded. Under 100%. Continue |
| confirmation to 8/19 to be past the bar deadline. Property was |
| bought by her mother [sounds like was joint tenancy] but mother is |
| now deceased so D owns the property but the mortgage is still in |
| deceased mother's name only; amend D with POS for mortgage |
| company [must give notice since have secured debt on debtor's |
| property] and need balance of mortgage to determine equity and if |
| need interest to unsecured creditors; D is not pursuing lawsuit |
| against husband's murderers at this time because they are in jail - |
| if that changes, then they will amend B and modify plan |
| accordingly; amend plan - maybe for interest to unsecured in 8.1; |
| for sure to move SL from 8.1 to 5.2; D says paid June property |
| taxes recently and sent 1st payment via TFS recently; amend J to |
| add 14 year old son; attorney will provide letter re: catering income |
| [rec'd - all it says is employed to assist with catering events and |
| typically she works every weekend but so minimal income that OK] |
| 8/9 - Current; still need amended plan to move SL [student loans] |
| to 5.2; need interest to unsecured unless [mortgage balance is |
| only $20K]; go to 9/2 for an amended plan |
| DAVID C |
| NELSON |
| Confirmation |
| Hearing |
| 7/27/2022 - meeting concluded: no DSO, owes IRS ~$2100 and |
| IDOR ~$1000; testified to biweekly income of $940 plus SSI of |
| $1872 (fully exempt death benefit); SSI repayment on J is for SSI |
| that was overpaid to her at the start of SSI; amend SOFA for error |
| entries; check boxes in plan (2.3, 5.1, 7.1) - RF |
| 8/9 - Current; need IDOR and IRS POC's before confirmation; |
| need amended SOFA and amended plan with all boxes checked |
| [get to 10% or turnover refunds as add'l plan payment every year]; |
| continue to 9/16 to be past the bar deadline |
| FYI - student loan should be direct pay - in deferment right? and |
| then will get to 10% |
| Confirmation |
| Hearing |
| Amend Parts 2 5 and 7 to check boxes etc. Amend 6.1 for |
| amount of payment or delete it. |
| 7/12 - Half month default; half payment scheduled in TFS for 7/14 |
| but probably won't post in time; need amended plan and attorney |
| wants to go past bar so agreed to 8/19 |
| 8/9 - Little over half month default but payments scheduled in TFS |
| [8/9 & 8/11]; Need amended feasible plan; DSO and GAL filed |
| priority claims that make the plan unfeasible plus need amended |
| plan for above |
| Will need TMD if continued again |
| Confirmation |
| Hearing |
| Need R/E CMA. Zillow value liquidation is $8K. |
| 8/15 - Current; need CMA and need amended plan with car |
| payment amount for Westlake [and since amending plan move |
| HUD to 8.1 - DOJ wants it in 8.1 stating T and D not paying bc |
| nothing owed until x date]; attorney says that he got CMA but didn't |
| have any valuation amount listed so waiting for an updated one; |
| agreed to continue to 9/16 |
| Rec'd CMA $215K to $225K [higher than A but still no liquidation |
| amount] |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 not held on 6/29/2022 - need proof of all income [need proof |
| of the rental income - atty provided 2 leases but no proof of that |
| income coming in] |
| TMD set for no 341 meeting & pay advices |
| -don't see any new income docs as of 7/20 |
| 7/22 - attorney says provided bank statements/other docs to show |
| rental income so 8/19 for 341 to be held |
| 341 meeting continued to 8/10/22 at 11:30 a.m. |
| 8/10 - Meeting Concluded. Short story - equity in rental would |
| require 100% with interest to unsecured creditors; bar deadline |
| has passed; only 2 signed leases - one for $2000.00 with Sandeep |
| on Campbell property but he only pays portion and people come |
| and go that pay part of lease but Sandeep is the only liable party |
| [right now 2 others stay there on a regular basis] and then Stephen |
| Jones stays in the residence and lease for $500 [again sometimes |
| other rent room but nothing permanent/no lease]; if not 100% - lots |
| of issues [means test/huge losses on sch E of taxes and plan |
| payment is less than disposable]; Schedule I income is |
| understated and must amend schedule I. Also amend plan for |
| 3.1b to match claim name, match arrears on all mortgage POC's; |
| and fund 100% with interest at prime rate to unsecured; Amend |
| SOFA #5 to state rental income for this year so far and last year |
| [he should have records]; Debtor will bring 2nd payment to Dustin |
| tomorrow |
| 8/17 - One month default [due in July]; 341 was held but nee |
| amends; continue bc prior TMD just no 341 and pay advice issue |
| so need new TMD - continue to 9/2 [told court no 341 TMD can be |
| WD] |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| No amendments required. Debtor states she already paid the |
| IRS. Over CMI pot requires 100% by large margin. |
| 8/12 - Current but must continue past the bar deadline to 9/30 |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Confirmation |
| Hearing |
| 341 notes: Need clean proof of SSN. 5th digit on card is not |
| visible. Need $$. 1st PC $ was way short. Need a full payment |
| direct. Go past bar date, plan does not fund 10% of Scheduled |
| GUCs. |
| 8/9 - Still need clean SSN and direct payment but continue to 9/16 |
| to be past the bar deadline [Exeter Finance POC came in at |
| $21,514 so plan is unfeasible at 10%] |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 6/8/22 - meeting concluded: no DSO, no taxes owed, testified to |
| biweekly income that averages ~$1900 - RF CMI pot requires |
| 100% |
| Objection to Confirmation by Santander - insurance, value and |
| interest - resolved by plan doc #26 |
| 6/27 - Current; plan is unfeasible [GUC claims came in about $20K |
| higher than scheduled] plus must resolve objection |
| FYI - claims higher than pot but CMI not rev'd -100% |
| Agreed to continue to 8/19 - attorney says reviewing claims and |
| probably objecting to at least one of them |
| TMD set for failure to propose a feasible plan and failure to make |
| all required plan payments |
| 8/15 - $2411 default [1.7 months]; attorney just filed amended |
| feasible plan, doc #26, which resolves objection but no amended J |
| filed to support new higher plan payment and default |
| FYI - TFS started on 8.12 for $657 but no money posted in July or |
| Aug so far; D lost her job and is has a new one so 9/30 to be |
| current and amended I with paystub from new job |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 5/25/2022 - meeting concluded: no DSO, no taxes owed, D1 |
| testified to no income, D2 testified to weekly income of $500, |
| daughter will contribute $1746/mo for duration of the plan, $43k |
| (not $62k) was taken from retirement in 2019 and used for normal |
| expenses while D1 wasn't working; need CMA - RF |
| FYI 2/3 owners of property |
| 6/9 - On PC; need CMA and proof of 2/3 ownership - rec'd proof of |
| 2/3 and conveyed in 2018 for $10 CMA from Oct 2021 $299K - |
| case not filed until April - need recent CMA [on-line higher] so 7/22 |
| TMD set for providing current CMA |
| 7/12 - On PC; need up-to-date CMA; agreed to 8/19 |
| 8/15 - Still don't have current CMA; agreed to 9/2 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend plan doc #27 |
| Objection by Lakeview Loan - email rec'd objection resolved by |
| #27 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 7/13/22 - 341 meeting concluded. |
| All taxes filed. Owes IRS $1200. No DSO. |
| Purchased R/E 1986 $90K/$240K Appraisal. Property taxes |
| escrowed. |
| 2007 Toyota - PIF. |
| Income ok. SS & pension only. |
| Amend plan 2.4 to delete language - error - no lawsuits. |
| Must meet plan liquidation $50,172. |
| 7/26 - Alex says this is a sale case; told him I need listing |
| agreement and amended plan that says sale case and property |
| will be sold within a year of filing |
| FYI - case wont' be confirmed until sale happens |
| continue to 8/19 and set a TMD |
| TMD set for listing agreement and amended feasible plan |
| 8/9 - Current; still need above; D is meeting with realtor on 8/17 so |
| continue to 9/2 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 7/27/22 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E 2019 $175K/$220K Redfin. Property taxes |
| escrowed. |
| Income ok. D: $2000 biweekly Sp: $900 biweekly |
| Facebook suit listed on A/B - rec'd $400. |
| 8/9 - Current; 100% plan so continue past bar deadline - 9/16 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 7/27/22 - 341 meeting concluded. |
| All taxes filed. Owes IRS $1000. Owes IDOR $100. No DSO. |
| Purchased R/E March 2020 $195K/$250K Comps. Property taxes |
| escrowed. |
| Income Ok. $2200 2x month (14th,29th). Under 100% |
| 8/9 - Current; 100% plan [plan has $8096 equity amount but we |
| have higher so need liquidation analysis] and go past bar deadline |
| TO 9/30 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 7/27/22 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E 1998 $116K/$230K Online/Comps. Property taxes |
| escrowed. |
| 2013 Chevy Equinox - PIF. |
| Income ok. $1100-$1500 biweekly. Divorced. |
| Mailed payment 7/25/22. 100% plan |
| 8/9 - Current; 100% with interest to unsecured plan due to equity |
| so continue past bar deadline - 9/30 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 7/27/22 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| 2006 Kia Optima - PIF. |
| Pension/retirement withdrawals - paid off some debt including |
| paying income taxes. |
| Want gambling language in 2.4 of the plan? 100% plan. |
| Income ok. $1400 weekly. |
| Must be 100% plan per CMI pot. Continue past bar date. |
| $ deducted 3x so far from paycheck. Nothing posted yet. |
| 8/9- Still nothing posted from PC; must continue past bar deadline |
| to 9/30 -WILL NEED TMD IF NO MONEY/DEFAULT |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 7/27/2022 - meeting concluded: no DSO, no taxes owed, self |
| employed trucker with weekly income of $3000 - $4000 gross |
| minus ~$1000 weekly expenses; NFS is receiving unemployment |
| compensation biweekly of $800 RF |
| 8/9 - Current; continue pat bar deadline; CMI requires 100% by |
| large margin [FYI - disp much higher than plan payment] so 9/30 |
| rec'd proof of NFS unemployment |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing |
| Amend Plan to check boxes in 2 / 5 / 7; delete HOA from 3.2 IF |
| CURRENT. Go past bar date, if plan funds 100% no need for |
| CMA. Zillow value is $40K more than scheduled. $30K liquidation |
| in 5.1 and only $23K scheduled GUCs. Plan funds about $30K in |
| 60. |
| 8/9 - Current; continue past bar deadline [amended plan doc #19 |
| says 74% but liquidation paragraph says $30K and would require |
| 100%, and maybe interest to unsecured]; must be 100% or |
| provide CMA; continue to 9/30 |
| Confirmation |
| Hearing & TMD |
| 5/11/22 - 341 meeting not held; need proof of all income. |
| TMD set for no 341 meeting & pay advices |
| 6/3-still need proof of ssi. Debtor current, $6k paid in. has cancer |
| per DATY. requested new statement from SSI but unvailable. Told |
| him to send direct deposit of the ssi in the meantime to show |
| amounts. |
| 6/21 - Current; No 341 held but rec'd proof of SSI statement so |
| email to DT & KC - new 341 being set bc then I will continue |
| confirmation - KC says good to go so confirmation to 7/22 for a |
| 341 to be held |
| 07/13/22 341 concluded. |
| Amend Petition #5 for correct address 11426 not 1426. |
| Amend I, daughter contribution is $1000 not $450. done |
| Amend Plan 3.1 for correct mortgage arrears $73,289, small |
| arrears on the other two 3.1 entries. done Move OneMain from |
| 3.3 to 3.2 - done provide for HOA in 3.2.- put in 3.1 Amend 8.1 for |
| proper interest to unsecured terms. done |
| 60 month plan base needs to be $122,480 to fund 100% plus |
| 4.75%. - more than that so should be OK |
| 7/14 - One month default [just due] and 341 just held & need lots |
| of amends so continue to 8/5 |
| 2nd TMD set for no amended plan, petition #5 & default |
| 8/3- One month default [from early July]; amends filed; amended |
| plan doc #41 funds ok if not paying late filed claim but need |
| amended plan for following: 3.2 no interest and set is way too low |
| 3.3 should be marked none; HOA needs to be moved from 3.1 to |
| 3.2 and 5.1 liquidation amount should be $156K; attorney sent |
| proposed plan and says going to do motion to allow late filed claim |
| - told him that with estimated interest to unsecured - plan must go |
| up by $50 |
| 8/5 court - continued to 8/19 to be current through August and for |
| me to review amended plan filed |
| 8/17- - Money posted so Current but mortgage company filed |
| notice of default [$2613] on 8/8 so can't confirm until that is |
| resolved; amended plan doc #51 is OK if mortgage default |
| resolved [attorney is trying to confirm cure of the mortgage default |
| \] |
| Motion Allow |
| Claim(s) |
| Noticed for 10:30 & just filed motion on 8/3/22 |
| Motion to Allow Claim(s) #17 of Ollman Recreation Association |
| filed 6/27/22 for $3322.51. |
| Bar date was 6/22/22. If not allowed then the Association would be |
| able to sue the Debtor for possession of his residence. |
| JEFFREY S |
| HARRIS |
| Confirmation |
| Hearing & TMD |
| 6/8/22 - 341 meeting not held; no taxes, no pay advices. |
| No 341, No taxes, No pay advices, NO $$ $0.00. |
| No notice to DSO creditor either. |
| DSO on J at 600/month but no DSO on Schedule E. |
| Judge Baer's FINAL 7-22 |
| 7/21 - Current but no 341 yet, just rec'd taxes and pay advices but |
| still need notice to DSO creditor [amend schedule E] |
| Amended E just filed so 8/19 for 341 to be held |
| 341 meeting concluded 8/10/22 at 11:30 a.m. |
| 341 held on 8/10 - |
| DSO creditor wasn't noticed until after the bar date. |
| D states DSO via PC but P/A we have show $0 DSO. D states he |
| did not pay May/June/July/August directly. |
| D must document payment of ALL post-petition DSO 1325(a)(8). |
| 8/11 - Current but debtor testified at 341 that he never paid DSO |
| directly post -petition so case can't be confirmed based on 1325 |
| (a)(8) - prior TMD for no 341 can be WD; continue to 9/2 and set |
| a new TMD |
| Confirmation |
| Hearing & TMD |
| 5/25/22 - 341 meeting not held; missing taxes; plan not served on |
| creditors. |
| 341 meeting continued to 6/29/22 at 12:00 p.m. |
| Confirmation will be continue to |
| 6/29/22 - 341 meeting continued to 7/13/22 at 11:00 a.m. |
| 7/13 - Meeting Concluded. Need amended plan that provide |
| interest to unsecured [verify served bc original was not] and need |
| first plan payment made directly. On PC now but didn't start until |
| 1st payment was due and CMP case so needs to be completely |
| current. |
| TMD set for default |
| 8/17 - This is CMP case so the debtor must be completely current. |
| The debtor never made the 1st pan payment directly so need |
| $2600.00; a PC posted so $1200 default but August is due shortly |
| after the court date; amended plan doc #34 has interest to |
| unsecured |
| JOSEPH P |
| DOYLE |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 13 of Anthony Smith d/b/a A&A |
| Classic Exteriors |
| Debtor has 5 obj's to the claim. First 2 as to amount of the claim & |
| the work that was done on the R/E. Other 3 have to do with the |
| perfection of the Mechanic's lien which could make it unsecured. |
| Debtor seeks to have claim treated as GUC and give Anthony |
| Smith/A & A Classic Exteriors 30 days to amend the POC to prove |
| it is valid. If not amended within 30 days of the entry of this order, |
| the entire POC #13 is disallowed and the Trustee shall not make |
| any disbursements on Claim #13. |
| Order is too vague. Must determine amount and treatment of |
| claim. |
| Working on order - only issue left is amount of claim but will stay |
| secured |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| 4/7 - on PC and substantially current; plan doc #36 is feasible with |
| Anthony Smith/ A & A Classic Exteriors in 3.4 so could recommend |
| if objections are resolved |
| Objection to Confirmation by Anthony Smith - feel value of RE |
| supports their claim being secured; creditor objects to 3.4 of plan |
| 5/12 - Current; need objection resolved |
| 5/20 court - getting valuation on property so 6/3 |
| 6/16 - On PC; objection to claim #13 set for 7/8 - emailed all |
| parties [D ATT, A&A Exteriors, Mortgage co ATT] RE: all matters |
| to cont to 07/08/22. They all agreed. |
| 07/05/22 - On PC, one month default; need claim objection |
| resolved and objections to confirmation resolved. |
| 7/14 - Current but still need claim objection/objection to |
| confirmation resolved |
| 7/22 creditor said objection can be WD - just need to resolve claim |
| objection and close on that - will need another plan - staying |
| secured |
| 8/17 - Nothing new on claims register or docket; case filed in Nov |
| 21 so ask for final date [delay] to get this case confirmed |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| JOSEPH P |
| DOYLE |
| Order Scheduling (RE: 20 Motion for Sanctions/Damages for |
| Violation of Automatic Stay). Affidavit due by 8/12/2022. |
| JOSEPH |
| WROBEL LTD |
| Confirmation |
| Hearing |
| LAVELLE LAW |
| LTD |
| Confirmation |
| Hearing |
| 7/27/22 - 341 meeting not held; missing plan et al. TMD set for |
| 8/5/22. |
| CASE DISMISSED ON 8/5 |
| OLSTEIN LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/29/22 - 341 meeting not held; need proof of all income [Need |
| NFS proof of income] |
| 341 meeting continued to 7/27/22 at 11:30 a.m. |
| 7/27/22 - Meeting Concluded. Amend plan for VW Passat to be |
| paid by T [in as direct but D thought included in plan and only one |
| car payment on J, which is for NFS Nissan vehicle]; CMI pot |
| requires 100% by a very large margin; continued confirmation date |
| is already set after the bar deadline; D is on PC |
| 8/17 - On PC; need amended plan for VW to be paid through the |
| plan [or amended J for 2 direct car payments] |
| FYI - Austin Cap filed as fully priority and Money Lion filed as fully |
| unsecured |
| Rev'd amended plan [#20] and only issue is set on car going over |
| 60 with low AP in 8.1 - huge plan payment so should pay it much |
| faster - attorney is working on amended J and getting Austin Cap |
| to amend POC |
| FYI - Austin Cap POC is actually all secured [claims reg is wrong |
| as states it is priority] |
| no updated amends yet so continue to 9/2 |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| RATOWITZ LAW |
| GROUP LLC |
| Confirmation |
| Hearing & TMD |
| 7/27/22 - 341 meeting not held; missing taxes and pay advices. |
| 8/9 - No money yet. Got some docs but nothing to support Lyft |
| income on I so |
| TMD set for no 341; missing pay advices/proof of income and |
| failure to begin making payments |
| Update on 8/15 -TFS started on 8/12 for $300.00 and HB says she |
| did get the Lyft docs so all good on her side so continue to 9/16 for |
| 341 to be held and for D to be current |
| RECOVERY |
| LAW GROUP |
| Confirmation |
| Hearing & TMD |
| 6/29/22 - 341 meeting not held; missing 2018, 2019 taxes. |
| 7/12 - $ Current, we have the missing taxes so DT will give new |
| 341 date - showed on 7/13 but they were never given that date |
| 7/13/22 - 341 meeting continued to 7/27/22 at 12:00 p.m. |
| Debtor must serve plan on all creditors and has not. |
| GBS held 341 on 7/27 - Amend Plan, delete apartment lease from |
| 5.2; provide for S/L direct in 5.2. July 27 bar date; plan must fund |
| 100%. June 7 plan is a little short of 100% w/S/L direct based on |
| claims filed through July 26. SERVE THE PLAN |
| TMD set for no amended plan, unfeasible plan & file proof of |
| service for plan |
| 8/17 - One month default [just due]; need amended feasible plan |
| with proof of service filed; if gets continued, ask for final to be |
| ready to confirm bc never served plan and case was filed 90 days |
| ago |
| SCHNEIDER & |
| STONE |
| Confirmation |
| Hearing & TMD |
| 7/27/22 - 341 meeting not held; missing pay advices. |
| 7/19/22 - Cannot hold meeting until it is shown how Schedule I 8a |
| was calculated. The P&Ls submitted do not show this. Complete |
| WS if/when we receive the necessary documentation of income. - |
| BK |
| TMD set for no 341 meeting & pay advices |
| 8/16 - Current but GBS/BK said don't have income docs needed to |
| hold 341 - BK says GBS never responded and he doesn't see any |
| add'l income docs rec'd after the email he sent with GBS cc'd |
| SEMRAD LAW |
| FIRM LLC |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Notice of Motion (RE: 29 Obtain Credit/Incur Debt). |
| To purchase a 2018 Chevrolet Equinox financed for $27,912 at |
| 19% for $652.49/mo for 72 months. |
| Current vehicle has broken down & she cannot afford the repairs |
| needed to get it back running. |
| Contract, Sch I and J filed 7/29/22 & current so OK |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 341 meeting concluded 5/11/22 at 12:00 p.m. |
| KCTU repo'd debtor's car pre petition and THEY STILL HAVE IT. |
| D ATT MUST GET THE CAR BACK FROM THE CU. |
| Advised D to phone me this Friday and every week until he has the |
| car. GBS-Debtor never contacted me. |
| Amend Petition #2 for a/k/a Torres Esparza. done |
| Amend E for IRS and IDOR and file proof of service, debtor states |
| he owes IRS $2500 and IDOR $200. Taxes show amounts owed. |
| done |
| Amend I, net is overstated by about $695 based on P/A provided. |
| Amend SOFA #2 for address on DL. |
| Amend SOFA #4 to match tax returns. |
| Amend Plan Part 3, KCTU is not a 910 claim, move to 3.2. Make |
| sure monthly payment is sufficient to complete within estimated |
| plan term. |
| Amend Plan 4.4 for priority tax debt. |
| 5/24 - amend E ASAP for IRS/IDOR - once done, can continue for |
| other issues. Debtor is current. File TMD if E not filed/noticed |
| TMD set for no amended E/F, I, SOFA #2 & #4, petition #2 & plan |
| Objection to Confirmation filed by KCTCU - value and interest. |
| 6/15 - Current/on PC; amended E with POS filed; amended |
| petition filed; Need proof the D got the car back from KCTU [GBS |
| says never heard from D]; still need amended schedule I; |
| amended SOFA and amended plan; agreed to 7/8 to confirm D |
| has car back and get all amends filed |
| 6/28 - Current; Need proof that D has car back and need amended |
| I, SOFA and plan. D ATT states that KCTU has made vehicle |
| available for debtor to retrieve for quite some time... |
| Still need amended I SOFA Plan. |
| 7/28 - Current/on PC but TMD pending for 2 months and still don't |
| have amended I, SOFA or plan; confirmation has been continued |
| multiple times for the same issues; still need proof that debtor has |
| car back; attorney says trying to get client to answer but not |
| If continue ask for final date |
| FYI -8/5 emails - IDOR didn't have record of the filing |
| 2021 refund was applied to the debt so nothing is owed at this time |
| - if D wants refund -then will create claim due so email forwarded |
| to D atty office to respond |
| Court gave 8/19 as final - attorney office says D is picking up car |
| and coming to office to sign amendments |
| 8/17 - ON PC; Attorney says D picked up the car but need proof |
| and amends just filed - leave this to be called - amended plan doc |
| #50 doesn't have priority amounts but still works in 60 - no claims |
| yet - emailed both IDOR and David for IRS |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Meeting not concluded. Debtor never reviewed petition, |
| schedules, statements with an attorney. |
| Need change of address from 23W701 to 23W671. |
| Amend Schedule I to show employers and rental income $1240. |
| Amend Schedule J to delete car payment (move to 3.2) and show |
| mortgage payment for rental on line 20. |
| Need CMAs for both R/E, gave D ATT an approved realtor. |
| Amend Schedule A for correct values. 701 is understated by |
| $107K. |
| Need status letter and copy of complaint for SOFA #9, amend Plan |
| 2.4 for proceeds from SOFA #9. |
| Amend Plan, move Consumer Portfolio from 3.3 to 3.2. |
| Need complete 2021 tax return with all schedules, return shows |
| $11K loss on line 8 - from Schedule 1. |
| 122C-1 document marital adjustment, show rent income on line 6. |
| During part two of meeting review 122C-2 lines 16, 25, 35. |
| Make sure amended plan was served on creditors. |
| Plan treatment of Lien creditor will depend on CMAs. |
| 7/12 - Current but 341 was not concluded. GBS needs to hold part |
| 2 of meeting and still lots of amends/docs needed so confirmation |
| will need to be continued |
| Tell D atty to reach out to GBS did get Part 2 341 date |
| Confirmation will be continued to 8/19 |
| 341 meeting concluded 8/10/22 at 11:30 a.m. |
| Residence is 23W671 not 23W701. Amend accordingly. |
| Mother in law lives in 701 and pays mortgage, utilities etc. |
| Amend A, both R/E materially under valued. Need CMA for each. |
| Peterson Health Claim #12 did record memo of judgment but the |
| claim is unsecured. Lien avoidance hinges on CMA. |
| Document NFS debt service J 17. |
| Amend Plan 2.4 for proceeds of SOFA #9, need status letter. |
| Document (lack of ) value of Mom's estate (died Jan 2022). |
| Plan funds $27K, if 22C is amended, MDI would be slightly |
| positive. R/E equity will control. Lawsuit proceeds will enhance. |
| 8/11 - Current and 341 just concluded so continue to 9/30 to |
| resolve all 341 issues |
| SEMRAD LAW |
| FIRM LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 21-12206 filed 10/26/21, Dismissed 2/18/22 for no |
| amended I and plan |
| In current case, all necessary amendments will be made timely, |
| sufficient income to cover Trustee payments & submitted for |
| payroll control. |
| Affidavit, Prior/Current Sch I and J attached. |
| 5/25 - object. Prior case 21-12206 x'd w/out conf 2/18 because |
| debtor could not afford higher payments per DATY in court. Last |
| case required 100% due to CMI & that payment needed to be |
| minimum $1100, plus two properties WITH EQUITY, this plan 3 |
| months after dismissal proposing 10% with payment of $590 and |
| TBE property that didn't exist last time. |
| PRC not filed yet either |
| Stay extended until conf 7/22. |
| 5/31 - obj filed |
| Tell Chambers OK with continuing to 8/19 - 341 not concluded yet |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 6/29/22 - 341 meeting not held; debtor no show. |
| TMD set for no 341 meeting [D didn't show & attorney never asked |
| for a new date]; agreed to 8/19 for 341 to be held |
| 341 meeting continued to 8/10/22 at 11:00 a.m. |
| 8/11 - 341 not held - debtor was no show again |
| 8/15 - D is current so gave one more continued date to hold a 341 |
| - last chance - continued confirmation WITH TMD to 9/16 for 341 |
| to be held; told attorney to get a date from Dana |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 7/27/2022 -Meeting Concluded. Debtor is currently unemployed |
| but has an interview next week. Need 1st plan payment, amended |
| I and J and paystub for new job. Under 100%. Car claim shows |
| value as higher than their full claim amount but plan crams down |
| so might end up with objection but 100% plan with room so should |
| still work either way. |
| 8/9 - No money yet and no amends with paystub for new job so |
| continue to 9/2 and set TMD |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Recommend plan doc 22 |
| Objection to Confirmation by AmeriCredit [C. Kauffman] - email |
| rec'd - resolved by 8/15 plan [doc #22] |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 7/27/22 - 341 meeting continued to 8/10/22 - meeting concluded: |
| no DSO, no taxes owed; filed ch7 in 2019 which isn't showing in |
| our system, so no discharge; amd B, D and plan for |
| Bridgecrest/Jeep Grand Cherokee to be paid thru the plan; |
| testified to biweekly income of $1200 plus LINK of ~$700 - RF |
| 8/11 - 341 just held and need amends; continue to 9/2 and set |
| TMD if no amends and/or no money/default |
| Attorney says D doesn't want to be in BK so set TMD |
| NEED TMD SET FOR 9/2 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Object to |
| Discharge |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 7/27/22 - 341 meeting continued to 8/10/22 at 12:00 p.m. |
| 8/10/22 - 341 meeting not held; debtor no show |
| TMD set for no 341 meeting & default |
| 8/15 - No money; attorney says filed PRC but 2 payments will |
| probably be due before they start deducting; attorney says the |
| debtor is paying $100 on-line this week but that payment just |
| started and could fail or be canceled and that $100 is less than |
| 1/3 of a plan payment - Too little too late and D didn't show up at |
| continued 341 - case should be dismissed |
| TFS $100 scheduled for 8/17 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Meeting of Creditors Not Held on 7/27 due to missing 2019 taxes |
| and pay advices with employer's name on them |
| TMD set for no 341 meeting, 2019 taxes & pay advices |
| 8/15 - Current/on PC but still don't have 2019 taxes or pay advices |
| don't show an employer name or year to date info |
| FYI - based on what we have - schedule I appears understated |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| SPRINGER |
| LARSEN |
| GREENE LLC |
| Confirmation |
| Hearing/Converted |
| from 7 & TMD |
| 5/11/22 - 341 meeting not held; no taxes or P/A. |
| 5/24 - meeting will be held 6/8, cont confirmation past that date |
| Converted on 4/1/22 |
| 341 meeting concluded 6/8/22 at 11:30 a.m. |
| Amend B for 2019 Jeep and 2019 Lexus. |
| Must give Consumer Portfolio notice, post petition debt, on |
| amended D file 04/28/22 but they are not on service list for the |
| plan, nothing on the docket shows they have notice. |
| Amend Plan for Consumer Portfolio/2019 Jeep. |
| Note-Bad address for IRS. done |
| 22C-2 - document lines 16, 18, 25. NEED |
| Need 2021 1040 and W2s / 1099s. - rec'd 21 tax return - total |
| income $209K - didn't get W2's or 1099's |
| Need April and May 2022 PA for D1, income appears materially |
| understated. [rec'd for both debtors; D1 - bonus income is |
| understated; so far $25K reg bonus plus $12K recruit bonus so |
| understated; D2 - matches G on 122C-1 exactly and Sch I little |
| less but no income in the summer] |
| D2 is now looking for a FT teaching job, was a permanent sub for |
| last school year. |
| Income and MDI appear to be understated. |
| Original plan does not satisfy 22C-2, MDI will likely increase. |
| If not putting recruiter bonus on I, then need all recruit bonus |
| income as add'l payment due under the plan |
| 6/16 - Current; need lots of docs/amends so probably will get |
| continued -haven't heard from attorney |
| 7/14 - Same; if continued again, then will need TMD |
| TMD set for no amended A/B, I, plan, proof of notice of filing and |
| service of plan on Consumer Portfolio & Document/amend 122C-2 |
| lines #16,18 & 25 |
| 8/17 - Current; 341 concluded in June and still need: |
| Amended Schedule I [bonus income understated for D1 based on |
| paystubs provided and did D2 get a permanent teaching job] |
| Amended B for cars |
| Notice of filing and plan to Consumer Portfolio |
| Doc 122C-2 lines 16,18 and 25 [2021 tax return - total tax $32,200 |
| - #16 should be $4875 #16 has $5500; #18 life insurance - $160 |
| amount on form has never been documented [paystub doesn't |
| come close to supporting this number] and #25 health insurance - |
| paystubs only support about $1000 monthly when form has $1463] |
| Amend plan |
| FYI - Bill email line #16 in 8/19 folder |
| Don't need Ch 13 to sell the property |
| Don't need Ch 13 to sell the property |
| SPRINGER |
| LARSEN |
| GREENE LLC |
| Motion Sell |
| Property Free and |
| Clear of Liens |
| 363(f) |
| To sell residence at 2277 Faith Lane, Aurora, Illinois 60502 for |
| $630,000. Contract attached. |
| Upon closing the net sale proceeds attach to the lien of secured |
| parties in order of priority as follows: PNC Mortgage; PNC Secured |
| line of credit. |
| Any secured creditor not fully satisfied shall receive payment as an |
| unsecured creditor and any creditor fully paid shall withdraw their |
| claim. |
| Any non-exempt proceeds shall be turned over to the Trustee. |
| Debtor shall provide a completed copy of the HUD1 to the Trustee |
| within 10 days of closing. |
| PNC filed a response |
| Confirmation |
| Hearing & TMD |
| 6/29/2022 -Meeting Concluded. Provide CMA. Amend B for |
| correct car values and provide docs to support valuation. Amend |
| E/F with POS for IDOR [testified owes about $300]; Amend I to |
| add handy Technologies income - 1099 - testified made about $5K |
| in last 2 months and to add BMJ Auto detailing [own business] - |
| just started making a little money from this; need documentation of |
| all current income including paystubs from main job that just |
| started at filing. Amend J for HOA payment. Amend plan for HUD |
| treatment in 8.1 and for step payment when car is PIF [about a |
| year from now - need to doc term of loan]. Debtor says no PC |
| deductions yet so D must make 1st payment direct right away; D |
| said he would do that. |
| 7/12 - No money yet; continue to 8/19 for money, amends and |
| docs |
| Objection to Confirmation by HOA - $13046.19 arrears |
| TMD set for no amended A/B, E/F, I , J, plan, unfeasible plan, |
| provide CMA, file proof of service for IDOR, provide current proof |
| of income from all sources & default |
| 8/16 - Debtor never made direct payment [officially half month |
| default but will be 1.5 when August comes due] and never got |
| CMA plus never filed amends required at 341 |
| FYI - plan is not feasible with 5.1 liquidation amount and that |
| amount would require interest to unsecured so if amend for 100% |
| with interest, then don't need CMA; attorney says amends almost |
| all complete so agreed to 9/2 - told him need direct payment for |
| debtor plus all other issues resolved |
| Confirmation |
| Hearing & TMD |
| 7/27/22 - 341 meeting continued to 8/10/22 at 11:30 a.m. |
| DT must file TMD - NO $ No 341 |
| 8/10/22 - 341 meeting not held; debtor no show. |
| TMD set for no 341 meeting |
| 8/16 - NO money and no show at 341 |
| Email rec'd from D atty on 8/17 - No defense |
| WHITE LAW |
| OFFICES |
| Confirmation |
| Hearing & TMD |
| 6/8/22 - 341 meeting not held; need proof of all income. |
| We have debtor P/A only, nothing for NFS. |
| TMD set for no 341 meeting, taxes & pay advices |
| 7/19 - One month default; no 341 and no proof of income for NFS |
| so seek dismissal |
| 7/22 - Court gave 8/19 as FINAL for everything to be in and 341 to |
| be completed! - Emailed D atty need $ and NFS pay advices |
| within next 2 weeks so time to set & hold new 341 meeting. |
| FYI - D attorney kept talking about NFS taxes but we don't need |
| those - confirmed that with GBS - debtors are under median |
| 8/17 - Rec'd some money but now August is due so $960 default |
| [1.3 months] and never got NFS pay advices and 341 was never |
| set as a result; this was final for everything to be in AND for a 341 |
| to be held |
| ZALUTSKY & |
| PINSKI |
| Confirmation |
| Hearing & TMD |
| no amends. Fyi - tax language 2.3 likely to be removed per datty |
| 8/12 - Current; Amended J and amended plan [doc #24] filed; |
| need 3rd box checked in 5.1 of plan and Navy Fed CU secured |
| POC not treated in the plan so need another amended plan; |
| MUST continue confirmation for notice - amended plan moved car |
| from 3.3 to 3.2; go to 9/2 |