| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 10/30/25 3:31 pm |
| All Chapter 13 matters are now listed. Matters are sorted by time slot and by Debtor Attorney within the time slot. If the debtor |
| has filed a 1329 motion, any continued Trustee’s Motion to Dismiss will appear with the 1329 motion instead of at 10:00. Use |
| Ctrl+f to search for a specific case or name. You may have to refresh the browser window to display the most recent update. |
| Court Call for Friday, October 31, 2025 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| BERNICKY LAW |
| FIRM |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Defense |
| Offered |
| For Non Compliance: failure to provide 2024 tax return |
| No 2024 tax return as of 10/27/25 |
| 10/28 email from D atty - NO DEFENSE |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 personal and |
| business tax returns/refunds. |
| If business loss, then need to turn over one half of any tax refund. |
| 12/5 for tax returns |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return along with |
| year end paystub |
| Rec'd stub - only 2 hr OT so OK and gross income close to sch I |
| so no action - WD TMD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2023 and 2024 tax returns. |
| For income review |
| rec'd 23 & 24 tax returns [income is not higher] so WD |
| CONSUMER |
| LAW GROUP |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax returns/refunds. |
| No tax return as of 10/27 |
| GERACI LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return |
| If NFS has a change in income, debtor shall amend Schedule I |
| within 30 days. |
| Rec'd 2024 Federal tax return and declaration from debtor that |
| she is separated from spouse since September 2024 and receives |
| no income or support from him. |
| GERACI LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return/refund. |
| 12/5 for response |
| GREGORY J |
| MARTUCCI |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax returns and |
| refunds if returns show a business loss. |
| Rec'd return - no bus loss and owes $7K to IRS and small amt to |
| IDOR so WD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return and |
| gambling income. |
| No 24 tax return as 10/27/25 - atty says will file by 10/31 so go to |
| 11/21 |
| JOSEPH P |
| DOYLE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% to Guc's in 60 months, ~214 |
| months due to deficiency claim filed by Ally Bank on 7/30/25. |
| 10/27 - EMS sent to Joe - what date you want for 1329? agreed to |
| 12/19 |
| ROXANNA M |
| HIPPLE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For NON-compliance for failure to provide pers and bus tax |
| returns and to pay and pers tax refund resulting from business |
| write off of 100 Grapes LLC |
| Rec'd 24 return - refund not owed;no bus loss taken so WD |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 W2's and 1099's. |
| Received W2s & 2024 Fed and State Taxes (No 1099s Received). |
| Income close to last schedule I and case almost done - no action - |
| WD |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return and refund |
| if taxes show business loss. |
| Rec'd 24 tax return - no bus loss and owes so WD |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return and refund |
| if taxes show business loss. |
| 11/21 for return |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return and refund |
| Rec'd fed return only |
| income $136K wags and $7K bus - owes $1715; need state return |
| in mtn to modify claim tax liability $6321.74 but $4537.71 are |
| pre-pet |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return |
| Rec'd tax return and income same as at filing so WD |
| WORWAG & |
| MALYSZ PC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return/refund |
| rec'd 24 state return - owe $218 and rec'd 24 fed return - owe 985 |
| so WD |
| plus income OK |
| WORWAG & |
| MALYSZ PC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return |
| rev'd 24 tax return - looks like was for income review - too early to |
| tell if pension income higher bc filed in 24 - next year will be better |
| full picture [plus so much ss income] WD |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| CHICAGO |
| LEGAL |
| SOLUTIONS |
| LLP |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return/refund |
| Rec'd 2024 Federal tax return - $520 refund. |
| Rec'd 2024 State tax return - $361 refund. |
| Total $881. |
| Need Refunds. - could WD this mtn and file TMD for default |
| Moved to 9:30 |
| CITIZENS LAW |
| GROUP |
| Motion Relief from |
| Stay |
| Missing new notice language |
| Motion for Relief from Stay as to Unit C340 Filed by Andrea Walsh |
| on behalf of Public Storage. Listed on E/F and SOFA #22. Direct |
| Pay. |
| Less than 1 month default, due date 24th |
| CITIZENS LAW |
| GROUP |
| Motion Relief from |
| Stay |
| Missing new notice language |
| Motion for Relief from Stay as to Units 4148, 3115 & 3114 Filed by |
| Andrea Walsh on behalf of Public Storage. Listed on E/F and |
| SOFA #22. Direct pay. |
| Less than 1 month default, due date 24th |
| DARRELL L |
| JORDAN |
| Motion Relief from |
| Stay |
| Granted w/o a |
| hearing |
| 2021 JEEP RENEGADE Filed by Prestige Financial Services Inc; |
| Purchased post-petition; Direct pay. |
| Vehicle was involved in an accident and deemed a total loss. |
| 1 month default, due date 18th |
| Motion Obtain |
| Credit/Incur Debt |
| With Shorten Notice - To purchase a 2018 Chevy Silverado |
| financed for $33,798.89 at 22.99% for $869.21/mo for 72 months. |
| $1000 cash down payment. Purchase agreement attached. |
| His 2017 Buick Encore has high miles and requires repairs beyond |
| its value. |
| Current; 100% plan and disp much higher than plan payment |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return along with |
| W2's/1099s and refund if taxes show a business loss. |
| Rec'd & rev'd - no bus loss and owes IRS so no refund due to us - |
| WD |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return and refund |
| if taxes show business loss. |
| Moved to 9:30 |
| 11/21 for return |
| DAVID M |
| SIEGEL |
| Property at 2417 South 50th Avenue Cicero Illinois 60804 Filed by |
| WELLS FARGO BANK, N.A; Surrendered in 3.5 of the plan. |
| 1 month default, due date 15th, on P/C; confirmed 10/17 |
| FRANKS |
| GERKIN PONITZ |
| & GREELEY PC |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To sell residence at 1432 Hartsburg Lane North Aurora Illinois |
| 60542 for $449,000. Contract attached. |
| 2. The Debtor is authorized to sell his interest in the real property |
| commonly known as 1432 Hartsburg Lane, North Aurora, Illinois |
| 60542. |
| 3. The secured mortgage lien of Mr. Cooper and JP Morgan |
| Chase Bank will be paid in full pursuant to the payoff statement |
| submitted by the lender at the time of closing. |
| 4. The Debtor is permitted to retain any remaining proceeds |
| resulting from the sale. |
| 5. The Debtor’s Chapter 13 Plan will continue to pay creditors |
| 100% of their timely filed, allowed claims. |
| Case Paid in Full 9/29/25 [100%] |
| GERACI LAW |
| LLC |
| Motion Waiver of |
| Certification for |
| Domestic Support |
| Obligation |
| Granted w/o a |
| hearing |
| Waiver of Certification Regarding Domestic Support Obligation For |
| Mr. Kalin [deceased] |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2019 TOYOTA CAMRY Filed by Toyota Motor Credit Corporation; |
| Direct Pay; No arrears. |
| Notice of WD filed by creditor - docket #25 & #26 |
| GERACI LAW |
| LLC |
| Granted w/o a |
| hearing |
| Debtor just started a new neuroendovascular fellowship program |
| which is to last for 24 months beginning in September 2025 and |
| ending in September 2027. He will not have the increased income |
| until September 2027. |
| Debtor seeks to increase step payment to $4,500 beginning |
| September 2027. |
| Order just barely works and PC = GFP so no obj to change but |
| need revised order that adds: The plan payment will remain $260 |
| until the step payment in September 2027. [otherwise order could |
| be interpreted that current step remains] - ems 10/24 to revise |
| order |
| revised order #39 is OK |
| GERACI LAW |
| LLC |
| Granted w/o a |
| hearing |
| Lost his job in April 2025 and now only source of income is VA |
| Disability. Searching for new employment. Sch I and J attached. |
| Debtor seeks: |
| 2. The plan is modified to defer any arrears. |
| 3. The plan is modified in section 3.1 to reduce the payment from |
| $2,175 to $340 beginning November 2025 payment. |
| 4. The plan is modified in section 5.1 to reduce the dividend paid |
| to unsecured creditors from 100% to 14.5%. |
| 5. The plan is modified in section 8.1 to provide that once the |
| Debtor returns to work, he shall amend his budget and file a |
| motion to modify his plan within 30 days. |
| 6. The new plan base is $62,826. [only runs 57 months] - NEED |
| REVISED ORDER - BASE $63,910 EMS |
| over - must remain 60 payments Oct 25 is payment 26 TPI is |
| 52350 |
| 34 left at $340 - $11,560 New base sb $63910 |
| revised order 52 is OK |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 1198 Royal Glen Drive Unit 106E, Glen Ellyn, Illinois |
| Filed by Royal Glen Condominium Association; Direct Pay; |
| Arrears paid thru the plan; Principal owed $4,616.14; Principal due |
| $175. |
| 2.2 month default, due date 22nd, on P/C |
| GERACI LAW |
| LLC |
| Residence at 1383 Acorn Ct, West Dundee, IL 60118-1545 Filed |
| by Freedom Mortgage Corporation; Direct Pay; Arrears per POC |
| $7,092.34. Order OK |
| 1 month default, due date 12th |
| Confirmation continued to 12/19/25. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 40 W Hawthorne Ln, West Chicago, IL 60185-1900 |
| Filed by Selene Finance, LP; Direct pay; Arrears Owing |
| $30,104.70. |
| 1.5 month default, due date 16th |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Missing new notice language |
| Residence at 381 Park Ridge Lane, Unit D Aurora, IL 60504 Filed |
| by Deutsche Bank National Trust Company, as Trustee for First |
| Franklin Mortgage Loan Trust; Direct Pay; Scheduled arrears |
| $18,420.41. |
| Current, due date 25th |
| Confirmation continued to 11/21/25 |
| GERACI LAW |
| LLC |
| Granted w/o a |
| hearing |
| Student loan provider filed 2 claims totaling $200,108.42 which |
| now makes the plan unfeasible at 100%. |
| Debtors seek plan is modified in section 5.1 to reduce the dividend |
| to unsecured creditors from 100% to 23.25%. The plan base |
| remains the same. |
| confirmed plan 5.1 Sum of 35,603 and liquidation at $60,396.50 |
| but now reduce to 23.25% |
| This 100% with int plan |
| Object - must revised order to remove int to unsec in 8.1 and gave |
| to CJ/MFS to verify that liquidation number will still be met |
| Revised order #29 is OK |
| removes int and removes 100%; now only base an liquidation |
| control |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Granted w/o a |
| hearing |
| Incorrect courtroom number |
| Residence at 279 Garden Dr, Elgin, IL 60124 Filed by St. Charles |
| Bank & Trust Co., N.A; Direct pay; Arrears owing $47,997.97. |
| Behind half a payment, due date 13th, on P/C |
| GERACI LAW |
| LLC |
| Granted w/o a |
| hearing |
| Motion to Approve Mortgage Deferment Agreement Filed by |
| Freedom Mortgage Corporation for property at 15 N Yale Ave Villa |
| Park IL 60181. |
| For partial claim of $11,750.95. |
| Confirmation continued to 11/21/25. 2 mo default |
| GERACI LAW |
| LLC |
| SHORTEN and Sell Property at 915 N York Rd; #605 Elmhurst - |
| D2 is named beneficiary - now owns jointly with 2 siblings; sell for |
| $229K; mortgage $79K; D2 entitled to 1/3 of proceeds, approx |
| $43K, closing 10/27 |
| Not confirmed yet |
| Order - HUD1 to T w/in 7 days; debtor's 1/3 share of net proceeds |
| to T |
| GERACI LAW |
| LLC |
| Motion Extend |
| Automatic Stay |
| Granted w/o a |
| hearing |
| Chapter 13 BK 25-04724 filed 3/27/25, Dismissed 9/26/25 for no |
| amended plan & resolve tax claims |
| PC OE 10/24 |
| JOSEPH P |
| DOYLE |
| Motion Relief from |
| Stay |
| Residence at 1117 Lyford Ln, Wheaton, Illinois 60189 Filed by |
| Servbank, N.A; Direct Pay; Principal owed $5215.30; Principal due |
| $2,659.03. Order at #32 is OK |
| 1 month default, due date 2nd |
| JOSEPH P |
| DOYLE |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| Application for Compensation for Joseph P Doyle, Debtor's |
| Attorney, Fee: $4500.00, Expenses: $0.00 |
| Confirmed 9/26/25 |
| KAPLAN |
| BANKRUPTCY |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Rae Kaplan, Debtor's Attorney, |
| Fee: $2,300.00, Expenses: $0. |
| Confirmed 10/17/25 |
| OLSTEIN LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2023 and 2024 final |
| paystubs and tax returns |
| Need to file 1329 motion to modify to increase payment if Debtor's |
| net income increases by more than $300/mo. |
| Last TMD - 2023 tax return not needed because plan just modified |
| based on reduced current income so TMD WD |
| Moved to 9:30 |
| 6 months left so need docs fast [and if show higher and didn't file |
| 1329, then case should be dismissed |
| OLSTEIN LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 4040 Blackstone Drive, Aurora IL 60504 Filed by |
| THE BANK OF NEW YORK MELLON; Surrendering in 3.5 of the |
| plan. |
| Payments current, due date 7th, on P/C |
| Confirmation continued to 12/5/25. |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Schedules A-J, SOFA, 122C-1 & Plan filed. |
| Nothing filed as of 10/27; 1st plan payment due 10/23 and not |
| made |
| ROBBINS |
| DIMONTE LTD |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Granted w/o a |
| hearing |
| Amended Notice of Motion Filed by Julia Jensen Smolka on behalf |
| of Fahrudin Ibrahimovic, Slavica Ibrahimovic (RE: 29 Application |
| for Compensation). |
| Confirmed 5/23/25 |
| ROXANNA M |
| HIPPLE |
| Motion Waiver of |
| Certification for |
| Domestic Support |
| Obligation |
| Granted w/o a |
| hearing |
| Motion for Waiver of Certification Regarding Domestic Support |
| Obligation for D1, Robert Madsen. (deceased) |
| SCHNEIDER & |
| STONE |
| Debtor's daughter moved out & is no longer providing financial |
| support as she is in college full time and no longer driving for |
| Uber. Sch I and J attached. |
| Debtor seeks to decrease payment to $638 beginning October |
| 2025 & new plan base is $40,189. |
| Works and on PC but debtor appears to over-withhold and get big |
| refunds so that's an issue now that not 100% plan |
| Need revised order that gives tax returns starting with 2025 tax |
| year and turns over refunds over $1200 to trustee as an add'l |
| payment that increases base - ems 10/27 |
| 10/28 - atty says that D has instructed him to WD the mtn - if not |
| WD by 2 pm on Wed, then file notice of objection |
| Notice of obj filed 10/29 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Obtain |
| Credit/Incur Debt |
| Certificate of service date is 2/12/25. |
| To purchase a 2024 Nissan Sentra financed for $26,554.70 at |
| 24.95% for $721.82/mo for 72 months. Contract attached. $1000 |
| cash down payment. |
| Currently does not have a vehicle. |
| PC/current; case close to completion |
| SEMRAD LAW |
| FIRM LLC |
| Sale of Property at 676 Paxton Place; D passed away and heirs |
| want tosel for $398K |
| Order heirs auth to sell for $398K; heirs will retain all net proceeds |
| Case PIF so no obj |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| Residence at 764 Pine St, Elgin, IL 60123 Filed by Mortgage |
| Research Center, LLC d/b/a Veterans United Home Loans, a |
| Missouri Limited Liability Company; Direct pay; Arrears owing |
| $11,724.80. |
| 2.6 month default, due date 21st; TMD set for 11/21 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Other Reasons |
| Motion to Dismiss Debtor Voluntarily; No Prior MLS |
| Notice of withdrawal filed. |
| SEMRAD LAW |
| FIRM LLC |
| Residence at 102 Glengarry Dr, Unit 201, Bloomingdale, IL 60109 |
| Filed U.S. Bank Trust National Association, as Trustee of |
| BKPL-EG Series N Trust; Direct Pay; Arrears PIF. |
| 4 month default, due date 11th; TMD set for 11/21 |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 Federal and State |
| returns and refunds. |
| Moved to 9:30 |
| Not rec'd as of 10/27 |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Motion to Modify Plan |
| Order doesn't make sense - extremely short notice for MMP - 3 |
| days notice instead of 21 days and very involved/complex motion - |
| didn't even address that i objection |
| $573 for 6 months beg nov 25 |
| $660 beg May 26 |
| #5 conflicts with #2 and #4 |
| Tony net income $890 higher than at filing; D2 about same - |
| amended J has wrong net |
| prior mod - didnt' have to pay in 2 fed and state tax refund $1846 |
| in mtn to modify claim tax liability $6321.74 but $4537.71 are |
| pre-pet - Never gave notice to IRS |
| doc mort payment much higher than stated in mtn for refi and med |
| [$6800 out of pocket doc this is after take off for flex and don't |
| include ortho on J] |
| $650 posted on 10/23 |
| Notice of objection filed 10/29/25 |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Motion Obtain |
| Credit/Incur Debt |
| Notice of Motion and Motion to Obtain Credit and Shorten Notice |
| Filed by Timothy Brown on behalf of Anthony J. Mayer, Jennifer L. |
| Mayer. |
| No order - notice of obj filed 10/29 |
| URBAN & BURT |
| LTD |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| Amended Application for Compensation for Edmund G Urban III, |
| Debtor's Attorney, Fee: $4500, Expenses: $0.00. |
| Confirmed 9/26/25 $4500 PIF in advance; $0 balance |
| Motion Alter or |
| Amend Judgment |
| or Order/New |
| Trial( Rule 9023) |
| Motion to Alter or Amend Judgment/Order (#85 Order on Motion to |
| Vacate) |
| Order stated the incorrect year 2025 instead of 2023. |
| The motion is granted and the payroll control order entered on July |
| 12, 2023 is vacated. |
| PC released by our office back on 9/2 and discharge entered on |
| 10/8 and PC has stopped |
| Not necessary and wrong date on order - atty said will file WD but |
| not done as of 10/29 |
| Notice of obj filed 10/29; atty filed notice of WD [#91] |
| Motion Extend |
| Time to File |
| Schedules or |
| Provide Required |
| Information |
| Granted w/o a |
| hearing |
| Motion to Extend Time to File Schedules or Provide Required |
| Information until 10/27/25. |
| Nothing as of 10/27 at 7 pm |
| object - |
| 1. Nothing filed by extension date |
| 2. First plan payment due 10/29 |
| 3. Atty routine practice is to not file documents when case filed |
| no obj filed; as usual filed late on 10/27 - |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ATTORNEYS |
| SERVING YOU |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 11th Last $ 4/25/25 $1125/mo |
| Set for 6/27 $3370 = 3 mo |
| $4495 = 4 mo |
| 8/1 to cure |
| 7/28 - $3320 default [2 months] with Aug due on 8/11; nothing else |
| in TFS; atty says D making another payment today; agreed to 9/12 |
| to be current thru Aug |
| 9/11 - 2820 default [2.5 months; money posted but another |
| payment came due]; very little reduction in default since TMD 1st |
| up on 6/27 |
| 9/12 ct - FINAL 10/17 for full cure or 1329 with GFP |
| 10/9 - This is final date for full cure or 1329 to be up on 10/17; no |
| 1329 and not enough time to set up; still $2820 default [2.5 mos]; |
| which is only a half month less than orig TMD default; 4th time up; |
| nothing pending in TFS |
| 10/17 ct - Judge gave 10/31 as Final for Oct to be paid and for |
| MMP to be on file [but set for 11/21] |
| 10/27 - MMP is on file or 11/21 but no Oct payment & nothing in |
| TFS - atty says D will make it Friday morning bf court |
| BACH LAW |
| OFFICES |
| Adversary case 25-00151. (91 (Declaratory judgment)), (21 |
| (Validity, priority or extent of lien or other interest in property)): |
| Complaint by Syed Ateeq Ahmed against Arcadius Smocyzk. |
| Settled and our office to pay $60K but no order on the docket - |
| prob go to 8/29 |
| Motion to approve compromise up om 9/12 |
| BK case PIF 9/18 with $60K paid to Arcadius Smocyk and$819.20 |
| refund to debtor and discharged on 10/8 |
| Need order dismissing the complaint |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 7/31/25 $147/mo |
| Set for 9/12 $691 = 4.7 mo |
| Default $591.00 [4 mos]; $100 posted on 9/5 |
| FYI base balance $738 |
| Agreed to 10/31 to pay down default/case balance |
| 10/27 - Base balance down to $288.00 - cont for base/case to be |
| PIF - ems - agreed to 12/5 |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 8th Last $ 7/8/25 $662/mo |
| Set for 9/26 $2182 = 3.3 mo |
| moved to 9:30 -notice of obj filed |
| TFS suspended; Aug 5th payment failed; aty says D delay in ss - |
| will get3 months on 10/3 so 10/31 |
| 10/27 - $1510 [2.3 months]; TFS $662 to start on 11/5 but Nov due |
| on 11/8 -only income = ss - liquidation requires 100% w int and no |
| room to defer - tempted to WD and only file TMD if miss a |
| payment; go to 12/5 for cure |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 30th Last $ 4/29/25 $725/mo |
| Set for 8/1 $2175 = 3 mo |
| 728 - 4 mo dft; 3rd TMD and no $ since last TMD WD; now D2 lost |
| job so 8/29 to find new one |
| d2 still no job daughter just laid off,severence will be enough to |
| cure. |
| 9/15 $3625 default [5 months]; last $ April; atty says will have 2 |
| plan payments dropped off bf court; told them that if have that, |
| then cont again but if no $, then seek dismissal; leave being called |
| 9/23 - supposed to have funds by noon on Thursday -$1450 -9./2 |
| update - atty has money order for $1450 so continue to 10/31 |
| 10/27 - $2900 default [4 months] with Oct due on court date; atty |
| says D to have $2900 in cert funds to their office on Thursday |
| 10/30 update - atty to have 2175 -if happens go to 11/21 for full |
| cure - atty has $2175 so go to 11/21 |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Granted w/o a |
| hearing |
| Due date 28th Last $ 7/3/25 $3500/mo |
| Set for 9/26 $10,487 = 3 mo |
| 10/31 for 1329 and GFP to post [plenty of time and no $ since |
| early July] |
| 10/23 email from debtor attorney - NO DEFENSE to dismissal |
| BRADLEY S |
| COVEY PC |
| Motion Modify |
| Plan/Shorten |
| Notice |
| With Shorten Notice |
| She incurred $3420 in dental work and $3942 in car repairs. |
| Debtor seeks default of $10,300 is deferred to the end of the plan |
| & payments of $2782 resume in September 2025. |
| Need Sept payment/GFP to post before allowing deferral - agreed |
| 9/26 for both motions |
| TFS pending for $2575 so as long as that posts, then OK but |
| continue TMD if plan payment not changed in TFS for OCT to |
| $2782 |
| 9/22 - TFS failed so last money July; no GFP so must be denied - |
| atty says failed bc from savings and that is not allowed per her |
| bank but has the $; she is trying to get certified fund to atty |
| Agreed both to 10/31 for GFP [$2782 plan payment - $2K posted |
| and rest will be with atty by Tues before 10/31] |
| Need rest of GFP and need revised order |
| 1. The current default is deferred; |
| 2. Debtor’s plan payment is increased to $2872.00; and |
| 3. The plan base shall remain the same. |
| Revised order #35 is OK but need rest of GFP [atty has $782] so |
| OK |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 4/7/25 $2575/mo |
| Set for 6/27 $7725 = 3 mo |
| $10,300 = 4 mo |
| 8/1 for cure |
| 7/28 - $7725 default [3 months] did post $2575 [reg payment] on |
| 7/25 but no now same default as when TMD set and case is only 9 |
| months old |
| TFS only has one payment scheduled to start 8/18 but Aug will |
| come due so won't reduce default either |
| 9/12 for 1329 mtn |
| 9/7 - $10,300 default; 1329 set for 9/12 on short notice but no GFP |
| [last $ July] |
| TFS to start on 9/9 for $2575 so cont both mtns to 9/26 for it to |
| post - TFS pending for $2575 so as long as that posts, then OK |
| but continue TMD if plan payment not changed in TFS for OCT to |
| $2782 |
| 9/22 - $12,875 default [5 months]; 1329 sb denied bc GFP failed |
| 9/25 - Atty has $2K - sending to payment lock box |
| 10/30 - TMD to 12/5 to make sure the debtor makes a November |
| payment. This was a big default early in the case and struggled to |
| get full GFP together |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 11th Last $ 8/11/25 $1070/mo |
| Set for 9/12 $3700 = 3.5 mo |
| Not making full payments. |
| 10/31 for cure or at least close |
| 10/27 - $5840 default [5.5 months]; last $ Aug; case only 11 |
| months old so 1/2 of payments due in default; debtor to have |
| $1350 in cert funds to office tomorrow; if that happens, then go to |
| 12/5 for full cure or 1329 [final by me]; 10/30 - atty has $1070 so |
| go to 12/5 |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 7/1/25 $550/mo |
| Set for 10/17 $1700 = 3 mo |
| Moved to 9:30 |
| $2250 default [4 months]; last July |
| Agreed to 10/31 for $1900 plus $300 to post |
| 10/27 - Nothing posted since July |
| DARRELL L |
| JORDAN |
| Motion Relief from |
| Stay |
| 2016 SUBARU OUTBACK Filed by Toyota Motor Credit |
| Corporation; Direct Pay; no arrears. Order OK |
| Payments subst current, due date 27th, on P/C |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 9/22/23 reducing payment to $350 for 34 months and then |
| $530 for remainder of the plan & plan base is $25,055. |
| Due date 10th Last $ 6/24/25 $350/mo |
| Set for 9/12 $1400 = 4 mo |
| 10/17 for big reduction in default |
| 10/14 - $2100 default [6 months]; last $ June; nothing pending in |
| TFS - atty says supposed to make a payment today and mtn to |
| sell, which will payoff the case, will be set for 10/31 so go to 10/31 |
| 10/27 - Got a payment and property will be sold to payoff case so |
| agreed continue to 12/5 for sale proceeds |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| Granted w/o a |
| hearing |
| Residence at 503 Redwood Ct., North Aurora, IL 60542 for |
| $330,000. Contract attached. |
| B. The balance on the note secured by the mortgage on the |
| property held by Lakeview Loan Servicing shall be paid from the |
| proceeds of the sale. |
| C. The Debtor shall be paid the first $15,000 as her homestead |
| exemption. |
| D. Any excess proceeds shall be paid to the Chapter 13 Trustee to |
| be applied to the plan base. |
| E. The Debtor shall provide the Trustee with a complete copy of |
| the closing statement within 14 days of closing. |
| base balance $10,471 |
| Residence at 1620 Sandcastle Lane, Pingree Grove, IL 60140 |
| Filed by LoanCare, LLC as servicing agent for Lakeview Loan |
| Servicing, LLC; Direct pay; Arrears PIF. Order OK |
| One month default, due date 27th |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 15th Last $ 8/11/25 $1052/mo |
| Set for 9/26 $3167 = 3 mo |
| 10/31 for cure |
| 10/27 - $3161 default [3 months]; made double payment before |
| last ct date but nothing since and nothing pending in TFS; case |
| only one year old with 3 mo dft |
| Atty says D will drop of 2 payments on Thursday |
| Motion Relief from |
| Stay (Co-Debtor) |
| Motion for Relief from Co-Debtor Stay Filed by Transform Credit |
| Inc.. Order OK |
| Co-Borrower is Essence Marie Rayford. Monies were borrowed |
| and disbursed to her. |
| Plan does not pay the claim in full. |
| Confirmation 11/21/25 |
| DAVID FREYDIN |
| LTD |
| 2020 Ford Escape Filed by Exeter Finance LLC; Direct Pay; |
| Arrears owing $118.62. Order OK |
| 1/2 month default, due date 9th, On P/C |
| DAVID FREYDIN |
| LTD |
| Motion Relief from |
| Stay |
| Residence at 7216 Springside Ave, Downers Grove, Illinois 60516 |
| Filed by NewRez LLC d/b/a Shellpoint Mortgage Servicing; Direct |
| Pay; Arrears owing $29,319.65. Order OK |
| Payments current, due date 8th, on P/C |
| DAVID FREYDIN |
| LTD |
| Motion Relief from |
| Stay |
| Residence at 7216 Springside Ave, Downers Grove, Illinois |
| 60516-0000 Filed by Fifth Third Bank, N.A; Direct pay; No arrears. |
| Order OK |
| Payments current, due date 8th, on P/C but only send $1460 once |
| per month [payment $1825 as of 10/25] |
| DAVID L |
| STRETCH |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 9/25/25 $820/mo |
| Set for 10/17 $2855 = 3.5 mo |
| Still paying $105 vs $820 which started June 2025. |
| Never heard from atty so just go to 10/31 |
| 10/27 - $2855 default [3.5 months]; $820 did post on 10/23 |
| DERRICK B |
| HAGER |
| Granted w/o a |
| hearing |
| Missing new notice language |
| Had an unexpected employment leave of absence. |
| Debtor seeks any default is deferred, increase payment from |
| $3,800 to $4,010 commencing 11/16/25 & plan base remains |
| $228,000. |
| GFP rec'd in Oct and order works so no obj |
| DERRICK B |
| HAGER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 9/22/25 $3800/mo |
| Set for 10/17 $9500 = 2.5 mo |
| 1329 set for 10/31/25 [atty sent copy of $2K GFP] but on 10/31, |
| will prob need to be continued to 11/21 for full GFP to post |
| DERRICK B |
| HAGER |
| Motion Relief from |
| Stay |
| Residence at 1342 Newport Cir, Pingree Grove, Illinois 60140 |
| Filed by CITIMORTGAGE, INC; Direct Pay; No arrears. Order |
| OK |
| Payments current, due date 12th |
| DERRICK B |
| HAGER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 13th Last $ 9/18/25 $426/mo |
| Set for 10/17 $2420 = Didn't make lump sum payment in May |
| 2025 |
| Conf terms: $202/6, $426/48 & 3 lump sum payments of $2300. |
| 10/31 to give time to find the missing $ [$2300 taken from her |
| bank acct but not forwarded to TFS] |
| Atty says $500 GFP sent yesterday and MMP set for 11/21/25 |
| DERRICK B |
| HAGER |
| Motion Relief from |
| Stay |
| 2020 Chevrolet Blazer Filed by CARMAX BUSINESS SERVICES |
| LLC; Direct Pay; Arrears owing $1,220.13; Principal due $290.50. |
| Order OK |
| 1 month default, due date 1st |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 12/2/22 deferring $5655, reducing payment to $1350 |
| beginning December 2022, reducing dividend to 10% & plan base |
| is $78,742.90. |
| Due date 25th Last $ 7/2/25 $1350/mo |
| Set for 7/18 $4440 = 3.3 mo |
| $4128 = 3.1 mo |
| Base balance - $7754 [D to pay extra each month so 8/29 for |
| status |
| 10/3 - 2.4 statement rec'd and base adjusted for that; new base |
| balance is $6308.71 |
| extra payments coming in, cont.10/31 for status |
| 10/24 -Base balance same as on 10/3 - TFS $390 set to start on |
| 10/31 but last $ in Sept so not even making half of plan payment |
| [month 60 now so need at least full plan payment ever month |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| GERACI LAW |
| LLC |
| P/C did not increase when payments increased. |
| Debtor seeks the accumulated arrears are waived. |
| 1329 WD on 10/20 [docket #30] |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Granted w/o a |
| hearing |
| Due date 22nd Last $ 9/25/25 $590/mo |
| Set for 10/17 $1530 = 2.6 mo |
| P/C amounts inconsistent. Also P/C deductions did not increase |
| when payments increased from $275 to $590 in November 2024. |
| 1329 set for 10/31/25 |
| 10/24 email from D atty - He WD the 1329 and has no defense to |
| dismissal; Debtor no longer wants to proceed with BK |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 5/29/25 $340/mo |
| Set for 10/17 $1350 = 4 mo |
| No $ since last TMD was withdrawn; 10/31 for response |
| 10/24 - D is only due for Oct but since didn't pay since last TMD, |
| agreed go to 12/5 to make sure she keeps paying |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped June 2025 |
| Due date 28th Last $ 6/24/25 $1305/mo |
| Set for 9/26 $3463 = 2.7 mo |
| 10/31 for 1329 [just got new job] |
| GERACI LAW |
| LLC |
| She was injured at work and unable to work. Has now returned to |
| work. |
| Debtor seeks arrears are deferred to the end of the plan. |
| note from TMD - new job and tax return more income from |
| pension - if resolve - remove tickle |
| Order works and PC resumed |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Property at 619 Woodbridge Dr, Elgin, IL 60124 Filed by M & T |
| Bank; Direct Pay; Arrears PIF. Order OK |
| Payments current, due date 14th, on P/C |
| GLEASON & |
| GLEASON LLC |
| Residence at 8315 Helen Ct, Downers Grove, IL 60516 Filed by |
| U.S. Bank Trust National Association; Direct pay; Arrears owing |
| $80,275.97; Principal due $10,703.46. Order OK |
| 3 month default, due date 24th - EMS -TMD SOON |
| Think this was cont'd to 10/31 - atty appeared at end of call and |
| said not supposed to be DOTF but actually continued |
| GLENDA J |
| GRAY |
| ***Short Notice*** |
| If set payments are removed from the plan, Debtor can complete |
| the plan much sooner than the additional 50 months left on the |
| plan. |
| Debtor seeks to vacate any and all set payments. - Not really |
| needed if we have funds to payoff the case, then this happens |
| automatically |
| Motion to Sell R/E up too. |
| Not necessary but OK - atty doesn't want entered unless sale goes |
| thru so continued |
| CASE PIF - sets already removed; close out 10/30 so this should |
| be denied or WD |
| HELLER & |
| RICHMOND |
| Motion Relief from |
| Stay |
| Incorrect courtroom number |
| Residence at 3104 Merrywell Ct, Carpentersville, IL 60110 Filed by |
| United Wholesale Mortgage, LLC; Direct pay; Arrears PIF. |
| One month default, due date 12th |
| JOSEPH P |
| DOYLE |
| Motion Extend |
| Time |
| Motion to Extend Time to File a Motion to Reconsider Orders at |
| Docket Nos. 70 & 72 or, in the Alternative, to Extend Time to |
| Release Lien Filed by U.S. BANK TRUST NATIONAL |
| ASSOCIATION. |
| JOSEPH P |
| DOYLE |
| Motion Reopen |
| Chapter 13 |
| Case/Motion to |
| Vacate |
| Motion to Reopen Chapter 13 Case and Motion to Vacate (related |
| documents 70 Order on Motion to Compel, 72 Order Relief From |
| Stay if Failure to Comply) Filed by U.S. BANK TRUST NATIONAL |
| ASSOCIATION. |
| JOSEPH P |
| DOYLE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 12/6/24 deferring $4248, increasing payment to $1,332 |
| beginning November 2024 & Guc's get 100%. |
| Due date 30th Last $ 8/20/25 $1332/mo |
| Set for 9/12 $3664 = 2.8 mo |
| $3220 = 2.4 mo |
| Some months no payment and other months not making the full |
| payment. plan to cure $200 Wed; $1132 9/19; $132 o9/26; then |
| $565 and another full payment by 10/17 |
| 10/27 - $876 default thru Sept and funds pending in TFS for that; |
| will officially be due for Oct bf ct date but can WD |
| JOSEPH P |
| DOYLE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 7/9/25 $610/mo |
| Set for 9/26 $1820 = 3 mo |
| 10/31 - sell house |
| 10/28 - Proceeds posted; case PIF so WD |
| JOYNER LAW |
| OFFICE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For unfeasibility: Won't fund 100% plus 3.5% interest in 60 |
| months, ~155 months due to unscheduled student loan claim. |
| per datty, debtor believes student loans discharged in prior 2013 |
| ch7 in ohio. Clerk has been contacted. Continue for docs/or 1329 |
| depending on discharge outcome |
| MMP set for 10/17 - payments no longer disbursed to US dept of |
| Ed, cl #10 - order works |
| 10/9 EMS to DD as FYI |
| JOYNER LAW |
| OFFICE |
| For feasibility. On 7/17/25, the US Dept Of Education filed a POC |
| for $62,432.45 after confirmation. |
| Debtor seeks that payments are no longer disbursed to U.S. |
| Department of Education , claim #10. |
| Not given to Chambers - US dept of Ed filed objection to MMP |
| LORRAINE M |
| GREENBERG |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 7/22/25 $550/mo |
| Set for 9/26 $1650 = 3 mo |
| 10/31 for $/plan to cure |
| 10/27 - $2750 default [5 months]; default grew by months since |
| orig set; case is only 13 months old with large default and last $ |
| JULY [nothing in TFS] |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 3/4/25 $1567/mo |
| Set for 6/27 $4701 = 3 mo |
| $6268 = 4 mo |
| No $ since confirmed |
| 7/18 for money/plan to cure |
| 7/13- $3K posted; default $4835 [3 months]; agreed to 8/15 to |
| reduce default more |
| 8/13- $4835 [3 months]; no add'l money posted and dft little higher |
| than when TMD set |
| FYI - nothing in TFS; 7 payments due and 3 mo default |
| 8/15 ct - 9/26 for 1329; atty holding $1700 |
| 9/24 - $6269 default[4 mo]; $1700 atty holding did post but no |
| 1329 filed |
| 9/26 ct - Derek said D overnighting $1700 to atty; go to 10/17 but |
| Judge said need something more/progress -atty waiting on 1329 til |
| back to work |
| 10/27 - $1700 posted but nothing more; $6136 default [4 mo] in |
| one year old case; no 1329 yet |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Granted w/o a |
| hearing |
| Certificate of Service date/time blank |
| No reason for default stated. Amended I and J filed 10/14/25. |
| Debtors seek to increase payment to $923 and increase term from |
| 51 to 60 months. |
| Object - Need revised order for 3 things to be added to order- ems |
| TPI thru Oct [month 51] is $22,571.38 plus 9 at $923 = 8307 |
| 1. New 60 month base $30,878.38 |
| 2. The tax return and refund requirement in Part 2.3 of the plan is |
| removed. The debtors no longer need to submit tax return and |
| refund to the trustee's office. |
| 3. Defer current default |
| revised order #103 is OK |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide current proof of income |
| and amend Sch I. |
| TMD for 2023 tax returns/refunds continued to 8/1 |
| 8/29 to be current thru July |
| per datty, debtors refuse to sign amended I and J for 1329. |
| continue to 9/12 for datty mtn to w/draw |
| Amended I and J filed - is $923 - check income on Thurs and |
| MMP for 10/31 |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 2/3/23 deferring tax refund $3607, plan is extended to 51 |
| months and plan base is $19,125. |
| Due date 21st Last $ 6/6/25 $375/mo |
| Set for 7/18 $938 = 2.5 mo (includes refund) |
| Base balance $2,437.62 |
| D1 - G $3798 N $2758 [his net income about $500 higher than |
| when filed] |
| D2 - who had no income - now works G $4151 N $3643 |
| Household has over $4K more NET income than at filing |
| 8/29 for amended I/J and 1329 motion set |
| no amends 8/26, no 1329 |
| per datty, debtors refuse to sign amended I and J for 1329. |
| continue to 9/12 for datty mtn to w/draw |
| No mtn to WD filed; atty says now has copy of I/J |
| 9/12 ct - 10/17 for 1329 to be on file with GFP |
| 10/8 - No I/J filed and no 1329 and no GFP - same place as last |
| time so case should be dismissed - |
| finally filed on 10/14 - look at order on Thursday |
| 1329 set for 10/31 |
| Motion Relief from |
| Stay |
| Missing new notice language |
| Residence at 3104 Deerpath Ln, Carpentersville, IL 60110 Filed by |
| U.S. Bank Trust National Association, as Trustee for Tiki Series IV |
| Trust; Direct Pay; 1st mortgage arrears $76,978.29; 2nd mortgage |
| arrears $4,926.25. |
| 1 month default, due date 28th, on P/C |
| Motion Relief from |
| Stay |
| Amended Notice filed. Missing new notice language |
| Residence at 733 Sheldon Ave, Aurora, IL 60506 Filed by |
| CrossCountry Mortgage, LLC; Direct Pay; Arrears owing |
| $51,573.19. |
| Payments current, due date 4th, on P/C |
| PRO SE |
| DEBTOR |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| PRO SE |
| DEBTOR |
| Motion Costs of |
| Collection/Rule to |
| Show Cause |
| Dismissed 5/2/25 |
| Motion for Rule to Show Cause and allowing costs of collection |
| Filed by Christopher H Purcell on behalf of Linda Herlehy Bennett. |
| 1. Timothy J. Herlehy has failed to timely pay the $3,565.00 as |
| previously Ordered in the June 17, 2025 Order entered by this |
| Court. |
| 2. Timothy J. Herlehy is to be further fined an additional $100 per |
| day starting from the date this Order is entered through the time |
| that the aforementioned $3,565.00 plus the $100 per day in fines |
| are paid in full by sending a cashier’s check or money order |
| payable to Sherman & Purcell LTD at P.O. Box 67, Cary Illinois |
| 60013. |
| 3. Additional costs of collection are awarded and allowed to Linda |
| Herlehy-Bennett and the amount is subject to prove up. |
| 3. This matter is further set for status on September 12, 2025 at |
| 9:45 A.M. in Courtroom 615, 219 S. Dearborn St., Chicago, Illinois |
| 60604 and via Zoom for Government for status of compliance and |
| as to the prove up on the additional costs of collection for the |
| attorney's fees resulting from the Debtor's noncompliance. |
| 4. The Court also retains jurisdiction to determine additional |
| damages and relief in the event the attorney’s fees are not paid in |
| full pursuant to the terms of this Order. |
| 8/15 ct - Entered and continued to 9/12 |
| PRO SE |
| DEBTOR |
| Order Rule to |
| Show Cause |
| Order Granting Motion for Rule to Show Cause (Related Doc # |
| 47), Granting Motion To Allow Costs of Collection (Related Doc # |
| 47). |
| RECOVERY |
| LAW GROUP |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 6/27/25 $842.79/mo |
| Set for 9/26 $2527 = 3 mo |
| 10/31 for 1329 to be set and GFP to POST [last $ June] |
| 10/29 - No 1329 set and no $ since June; 5 mo default in one year |
| old case; was nothing in TFS when I looked 2 days ago but can't |
| get in today and atty sent me screen shot of payment to start in |
| TFS today for $843.00 and says they are going to file 1329 for |
| 12/5 so TMD to 12/5 for GFP to post and MMP to be up |
| SAULIUS V |
| MODESTAS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 8/25/25 $3450/mo |
| Set for 9/12 $10,350 = 3 mo |
| Only making half payments since March 2025. |
| $10,350 default [3 months]; only half payment scheduled to start |
| on 9/18 in TFS |
| atty filing 1329 for 10/31 - lost job and new one is less income so |
| reduce payment |
| FYI conversion from 7 to 13 based on income not assets |
| 10/27 - $13,800 default [4.5 months]; no 1329 filed; $1725 posted |
| but only 1/2 plan payment |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 8/9/24 deferring $1900 |
| Due date 3rd Last $ 7/29/25 $400/mo |
| Set for 9/26 $1200 = 3 mo |
| 10/17 for funds/cure; D to make payment of $800 on 10/1 |
| 10/15 - $800 default [2 months]; no new TFS moneygram; go to |
| 10/31 to hopefully get $800 posted by then |
| 10/22- $700 default [1.8 months] |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 6/30/25 $175/mo |
| Set for 8/29 $485 = 2.8 mo |
| 9/11 - $660 default; 3.8 months; last $ June; TFS suspended;$177 |
| failed in July |
| 9/12 - new job so 10/17 for 1329 and $ |
| 10/15- No $ and no 1329; last $ June; 3rd time TMD and no $ |
| [TFS suspended]; 5.8 month default! |
| Stand on TMD - no $ since June |
| 10/17 ct - 10/31 for GFP to post [TFS 10/20 start $175] |
| 10/24 - GFP should post in next day and another payment starting |
| 10/23; MMP set for 11/21 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 3/7/25 deferring $518 & decreasing payment to $650. |
| P/C stopped June 2025 |
| Due date 25th Last $ 6/2/25 $650/mo |
| Set for 9/26 $1883 = 3 mo |
| 10/17 for MMP & GFP to POST before 10/17 |
| If 1329 granted and no PC, then continue to make sure plan |
| payments made [large default and payment going up] |
| 10/15 - Told atty both motions to 10/31 |
| PC OE so can WD |
| SEMRAD LAW |
| FIRM LLC |
| Granted w/o a |
| hearing |
| Lost her job. Now has new employment. |
| Debtor seeks default is deferred to the end of the plan. |
| Object - NEED GFP [nothing pending in TFS]; last $ June and |
| need PC - Now $675 to start 10/15 |
| NEED proof of new employment income/paystub from |
| new job -still working on this |
| NEED revised order plan payment needs to be $675.00 to |
| be feasible in 60 - client agreed |
| 10/15 - Told atty both motions to 10/31 |
| 10/24 - GFP [$675 posted]; PC OE 10/20; Amended I/J filed & |
| stub recd |
| Revised proposed order #38 is OK |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped July 2025 |
| Due date 15th Last $ 7/24/25 $675/mo |
| Set for 9/26 $1688 = 2.5 mo |
| 10/17 for MMP [order says default is deferred]; TFS suspended |
| [9//25 failed after 7/18 failed] |
| OBJECT - NEED GFP |
| Seek dismissal without GFP - last $ JULY |
| FYI - never got 24 tax return and refund over $1200 as required |
| per confirmed plan so BR setting TMD for that on 10/31 too |
| TMD to 12/5 for Nov to post - case is less than a year old with 4.5 |
| month default so missed almost half of payments |
| SEMRAD LAW |
| FIRM LLC |
| Granted w/o a |
| hearing |
| Modify Plan |
| Order defers default - order works |
| Object: |
| NEED GFP; last $ July - TFS suspended again for failed payment |
| in Sept [prior failed payment in July] |
| Notice of obj filed 10/15 |
| Even if atty has funds bf court, cont to 10/31 for funds to post |
| before 1329 is entered or she will get benefit of not making GFP to |
| last second as it counting as Nov 15th payment - then as long as |
| funds post by 10/31 - MMP OK and then TMD to 12/5 for Nov to |
| post - case is less than a year old with 4.5 month default so |
| missed almost half of payments |
| Unless PC OE before 10/15 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return and refund |
| if taxes show business loss. |
| Rec'd return and no bus loss so WD |
| SEMRAD LAW |
| FIRM LLC |
| Motion Civil |
| Contempt |
| Motion For Civil Contempt against Crash Champions Collision |
| Repair Team LLC for a 2021 Kia Forte. |
| Creditor still hasn't returned the vehicle to debtor. |
| Crash Champions Collision Repair Team LLC is ordered to |
| immediately comply with the Order Granting Motion To Compel, |
| Granting Motion For Sanctions for Violation of the Automatic Stay |
| entered on June 27, 2025, at docket entry 23. |
| Confirmation continued to 8/15/25 |
| DOTF - must return car by Tueday; $1K fine for each day after that |
| and status on 8/15 |
| 8/15 ct - go to 8/29 for prov-up - Judge said pay 3.2 without a |
| claim - not going to make Mike file a claim for them and plan |
| controls. |
| datty pursuing sanctions |
| attys fees are reasonable and are awarded. |
| enter order awarded 1500 in damages (attys fees and cab fare). |
| SHIMOTAKE |
| LAW FIRM |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd Last $ 7/22/25 $675/mo |
| Set for 8/29 $2025 = 3 mo |
| OE 5/2/25 vacating payroll order (problems with payroll dept). - 5/2 |
| ct - let try direct pay but if TMD, then revisit PC. |
| 9/11 - $1350 default; 2 months; paid but need another $1350 to |
| post in Sept to be current but nothing else scheduled in TFS |
| 9/22 - $675 default [due 9/3]; with another payment due on 10/3, I |
| can't WD [plus $309 refund due] |
| 9/26 ct - 10/31 to be current |
| 10/24 - One month default [$675]; can't WD bc another payment |
| due on 11/3 plus $309 refund will also be added to the default |
| amount - TFS has payment so WD but see 10/30 email if another |
| TMD up |
| SHIMOTAKE |
| LAW FIRM |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax return/refund. |
| Rec'd 2024 tax return - rec'd via email -told atty MUST UPLOAD - |
| state refund $973 but owes fed $664 so net refund is $309 and will |
| be added to base and default - WD TMD bc got refund |
| THURSTON |
| LAW FIRM |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 6/18/25 $1470/mo |
| Set for 8/1 $4110 = 2.8 mo |
| Large dft early in case so if 1329 granted, cont TMD to 10 /17 for |
| Aug & Sept payments to post |
| 10/10 - Due for Sept plan payment; Debtor made Aug plan |
| payment on 8/26 and it posted 9/3 but no payment made for Sept |
| and nothing scheduled or pending in TFS and Oct due 5 days after |
| court date so will be back to 2 month default - atty says debtor |
| making $1470 payment tomorrow and reg plan payment on 22nd |
| so told her I would continue to 10/31 |
| 10/27 - $1470 default [Oct plan payment]; nothing pending in TFS |
| - agreed to 11/21 for Oct to post |
| THURSTON |
| LAW FIRM |
| Motion Relief from |
| Stay |
| Residence at 461 Wandsworth Cir, Roselle, IL 60172 Filed by U.S. |
| Bank National Association; Direct pay; Arrears owing $2,065.81. |
| Order OK |
| Payments current, due date 30th, on P/C |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ARTHUR W |
| RUMMLER |
| Confirmation |
| Hearing |
| 341 Oct 1. Bar Date Nov 10 |
| Amend Plan to provide for HUD. Give notice to JPMorgan Chase, |
| no address on F, $57K debt. 122C2 is OK. 122C2 requires $84K |
| to GUCs. |
| 10/20 - Current; did change of address for JP Morgan but need |
| POS on docket; have car & mortage claim and funds OK so just |
| need amended plan that has 1.3 included and 8.1 HUD language |
| to rec - ems but OOF ti Monday per response; debtor sick go to |
| 11/21 |
| Confirmation |
| Hearing & TMD |
| 8/6/25 - 341 meeting not held. Need legible NFS pay advices. No |
| $. |
| TMD set for no 341 meeting, need legible NFS pay advices & no $ |
| 9/25 - TFS started 9/19 for $3352 pending but 2 already due and |
| 3rd due right after court but DT says now have legible NFS stubs |
| so give new 341 date and continue confirmation to 10/31 - detailed |
| EMS [reach out to GBS if no new 341 date in a week and need |
| payments to post by 10/31] |
| Objections to confirmation by Woodland Hills HOA; BMO Bank; |
| and US Bank |
| Continued 341 set for 10/22 -Meeting Concluded. Amend |
| schedule A - debtor testified he is the sole owner; Amend plan to |
| fix creditor name & arrears in 3.1; correct creditor name and |
| resolve BMO objection in 3.2; and move HOA to 3.2 and remove |
| 8.1 language; and treatment for Regional Acceptance must have |
| plan treatment; debtor has 2 more plan payments in TFS that |
| should post before 10/31 [sole owner - review liquidation] |
| TFS payments started 10/20 & 10/22 |
| 10/29 - Current; atty needs time to review car claim before |
| amending so 12/5 |
| Confirmation |
| Hearing & TMD |
| 8/6/25 - 341 meeting not held. Need proof of live in partner income |
| ($2500 contribution) |
| 341 Sep 3, Bar Date Sep 11 |
| Amend H for cosigner address. Married but separated, NFS in a |
| nursing home, his SS goes to the nursing home. IRS claims 2023 |
| not filed. |
| All income docs are short of the income reported on Schedule I; D |
| ATT needs to provide docs that support Schedule I. Both D and |
| Significant other have one more job that we do not have docs for. |
| Amend 122C1 for significant other income. Likely well below |
| median in any event. |
| 9/24 - Current; nothing new; still need: amend sch H; resolve IRS |
| POC; doc all income on sch I and amend 122C-1; go to 10/31 |
| FYI - docket #12 TMD for no 341 can be WD; will need new TMD |
| TMD set for no amended H, 122C-1, unfeasible plan, resolve IRS |
| POC, document all income on Schedule I & default |
| 10/29 - One month default; still need amended sch H; resolve IRS |
| POC; document all income on sch I; amend 122C-1 and amended |
| feasible plan; nothing filed since TMD |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. Need Business docs. ok for |
| another date. |
| 10/20 - Current; marked ready for new continued date so |
| confirmation to 12/5 |
| 341 meeting continued to 11/12/25. |
| BACH LAW |
| OFFICES |
| Adversary case 19-00106. Complaint against Global Sports |
| Management GmbH, POW Sports Entertainment, Inc., Square |
| Ring. Inc |
| FYI - D in default $3575 [2.7 months] and per plan, none of the |
| creditors with claim objections are being paid until obj resoled but |
| case balance is only about $16K so wont' be $ to pay |
| Judge will work on this while in calendar adjustment and hopefully |
| have ruling in motion for summary judgement on 2/9 |
| Issue - Base balance $5827.30 - case will be done soon so not |
| sure how that will impact all other pending matters |
| 6/3 written ruling to be issued per chambers. Cont to7/26 after |
| ruling released |
| Still pending; summary judgment granted in PART for Debtor |
| See order #173 -adversary case |
| 8/15 ct - Penny appeared and said Paul need 9/26 to wrap this all |
| up - Mr. Golding said no contact with Paul |
| BACH LAW |
| OFFICES |
| Objection to Claim |
| with Notice of |
| Hearing |
| Objection to Claim(s) 11,12 of Square Ring Inc Filed by Penelope |
| N Bach on behalf of Fres William Oquendo |
| Claim #11 - based on interest in escrow funds which is subject to |
| adversary and adversary would resolve proper distribution |
| Claim #12 - TV rights - fight never took place so money can't be |
| do for this basis |
| FYI - All of these claims are NOT being paid due to 8.1 language |
| in confirmed plan; now in month 61 of plan and only $5827.30 left |
| in base |
| 6/3 written ruling to be issued per chambers. Cont to7/26 after |
| ruling released |
| 7/22 - Doesn't appear that any ruling was issued yet |
| Case almost done - $1852.30 base balance |
| BASE PIF |
| BACH LAW |
| OFFICES |
| Objection to Claim |
| with Notice of |
| Hearing |
| Objection to Claim(s) 18 of David Diaz Filed by Penelope N Bach |
| on behalf of Fres William Oquendo |
| - interest in funds held in escrow; adversary will settle proper |
| distribution of funds; no debt/no money owed at date of filing |
| 6/3 written ruling to be issued per chambers. Cont to7/26 after |
| ruling released |
| Base PIF |
| BACH LAW |
| OFFICES |
| Objection to Claim |
| with Notice of |
| Hearing |
| Objection to Claim(s) 13,14,15 of Hitz Entertainment Corporation |
| Filed by Penelope N Bach on behalf of Fres William Oquendo. |
| Claim #13 - POC based not on money due but an interest Hitz has |
| in funds held in escrow - adversary would rule on proper |
| distribution of escrowed funds |
| Claim #14 - TV rights - since bout never took place; no money can |
| be due |
| Claim #15 - breach of promotional agreement - Debtor denies any |
| breach and even if breach occurred, any money due to Hitz is |
| subject to D fighting in World Boxing Association Championship |
| match - at best an interest in potential purse bid but no debt owed |
| 6/3 written ruling to be issued per chambers. Cont to7/26 after |
| ruling released |
| Base PIF |
| BACH LAW |
| OFFICES |
| Objection to Claim |
| with Notice of |
| Hearing |
| Objection to Claim(s) 19 of Global Sports Management GmbH |
| Filed by Penelope N Bach on behalf of Fres William Oquendo. |
| Claim for unknown amount; not money due by debtor but an |
| interest in funds held in escrow; GSM does NOT have a valid |
| interest in any portion of money held in escrow; no debt owed by |
| Debtor to GSM |
| 6/3 written ruling to be issued per chambers. Cont to7/26 after |
| ruling released |
| Base PIF |
| appeal has been filed. jurisdiction issue. |
| 6 month date to see status on appeal. |
| March 14th 2025 @9:45 (will be noticed sooner if ned be, andif |
| judge not sitting on that dae she will move it) |
| BERNICKY LAW |
| FIRM |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. Rec'd docs late. |
| 341 Oct 22, Bar Date Nov 7 |
| Amend E and file Cert of Service for IRS $10K. Amend Plan |
| accordingly. Debtor states Mariner Finance is NOT secured. |
| Amend J and Plan accordingly. Neither of the auto loans are |
| PMSI. Move Reprise from 3.1 to 3.2. Amend J to remove both car |
| payments from line 17. |
| Amend 122C2: delete Mariner from 9/33; Delete 21 $400 |
| childcare; Document 25 HSA $714; Delete #30 additional food and |
| clothing $84. Amend 35 for IRS. MDI will be positive, may not |
| impact plan. Debtor income is exactly correct on Schedule I, need |
| additional NFS P/A. |
| 10/28 - agreed to cont to 12/5 |
| BORGES & WU |
| LLC |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. |
| 341 meeting continued to 10/22/25. review after 341 but CMI pot |
| requires 100% so go past bar to 12/5 |
| MW concluded meeting. R/E is owned TBE, Datty has deed and |
| will send copy to portal. 100% plan, continue past 11/14 bar. |
| 10/24 - atty asked for 11/21 but that isn't much time when plan |
| very unfeasible so suggested 12/5 - ems; never heard back so |
| ems 10/28 telling him going to 12/5 |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing |
| meeting concluded by MW. Amend 5.1 box 3 for liquidation of |
| $22324. Plan currently unfeasible with 53k liquidation, debtor atty |
| stated this # was an error. Possible documentation needed for cmi |
| #14, #31 and term of 401k loan #41. May not impact plan per case |
| analyst so may be moot. 26% plan. Testified no car, borrows |
| daughters car if needs to go somewhere. |
| 10/28 - One month default [just due today]; no mortgage POC yet; |
| will need amended plan with correct liquidation and need doc #14; |
| #31 and term of 401K loan to verify #41 - go past bar to 11/21 |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| 341 NOT held on 8/28/2024 - NEED ALL |
| 9/12 - Subst current; have all tax returns and income docs but |
| need POA/guardian issue resolved bf we can have 341 |
| 927 - said we do not intend to dismiss - now that circuit ct ordering |
| public guardian to be involved - need to find out who and set new |
| 341 mtg when that person is available |
| 10/30 - Current but still no 341 held; understand why your honor |
| denied the motion to appoint a guardian in this case but the |
| problem is that this case is left in limbo - public guardian has NOT |
| filed an appearance or contacted our office and we need their |
| involvement to hold a mtg |
| but now mtn to appoint DuPage guardian continued to 11/26 so all |
| agreed to continue to 12/20 |
| 11/20/24 - the ice cream parlor reopened Oct 11. GBS |
| 12/17 -Current; ems to d atty and creditor atty - status of guardian |
| appointed; appointed but not sure if every met with D - both Chad |
| and Gina agree no reason to call it bc still waiting for public |
| guardian to meet with debtor and tt GBS so 1/24/25 |
| 1/22 - SAME - need public guardian information |
| 3/13 - appt of public guardian is up on 4/14 for report of the |
| guardian ad litem so prob cont -5/2? - ems Chad & Gina both OK |
| with 5/2 |
| 23 FC 420 is foreclosure case and 25 GR 23 is the guardianship |
| case |
| 4/28 - Current; guardian [at least temp] appointed on 4/14 - ems to |
| ask DuPage Guardan Office/David Martin to have Matthew |
| McQuaid contact GBS about 341 mtg; response - he will forward |
| my email to the public guardian but powers limited as only temp- |
| still trying to get bearings and full financial picture |
| 6/4 - Current and nothing new - ems incl temp guardian - maybe |
| 8/1 |
| Gina wants pre-conf adequate prot payments |
| 6/27 for amended plan with pre-conf ADQ |
| 6/20 -still no amended plan -HP EMS Chad [cc Gina & MQ] |
| if filed and OK by GK, then8/1 |
| amended plan filed - ems to GK on 6/23 - OK? then 8/1 |
| make sure KC/LH know about Part .1 pre-conf payments |
| 6/23 - Gina say RE taxes not being paid so wants it called |
| Gina thought had mtn to lift stay - will prob file one about taxes but |
| Chad says pre sb in case and post only just due but GK says $13K |
| due for first install on both properties combined; gina also said |
| guardian requested payoff figures; DuPage list but no claim filed |
| 7/21 - Subst current but Gina filed mtn to dismiss [unreasonable |
| delay; says no capacity to give POA; Ch 13 not nec bc guardian] |
| and obj to confirmation by Barb [need amended plan that resolves |
| Barb's obj] |
| 9/15 -Subst current; Chad and guardian have agreement to talk |
| today - Chad needs guardian to sign off on amends so we can get |
| 341 held |
| Chad has spoken with guardian [Matt McQuaid] and he approves |
| the filing of amends and wants to move forward; no amends filed |
| yet |
| 341 set for 10/29 at 1 pm - |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Other Reasons |
| Motion to Dismiss Debtor for Unreasonable Delay Filed by Gina B |
| Krol ESQ on behalf of Joe Chou. |
| Debtor does not have the mental capacity to give power of |
| attorney. |
| My understanding is there is a mental review done when given and |
| at that time periods of clarity |
| At this point, need stay to stop foreclosure and need guardian to |
| give opinion |
| CHAD M |
| HAYWARD |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 23-15865 filed 11/27/23, Dismissed 5/3/24 for |
| default and 341 not concluded - concerns about Debtor's |
| competency |
| In prior case, debtor couldn't conclude the 341 meeting due to |
| mental capacity. Now she has power of attorney Ray Behrens with |
| whom she currently resides. |
| Affidavit, Power of attorney docs, Prior/Current Sch I and J |
| attached. |
| objection filed 8/5 - |
| Hearing said -guardian ad litem appointed by state court - did she |
| have mental capacity to enter into POA to file this case? |
| withdraw objection |
| stay extended in the meantime. |
| see confirmation notes |
| 9/27 extend and continue to 11/8 |
| Asked ct to extend and continue to 1/24/25 |
| I am ok with it being granted but not sure if Gina objecting |
| Current on plan payments |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| Recommend plan docket #35 if SL resolved BUT IDOR just filed |
| claim on 5/27 [2024 not filed] - gave to JK to set 2nd TMD for |
| resolve IDOR; atty says sent return to IDOR so 8/1 |
| FYI - both mortgages in trial loan mos |
| Obj by coc - Notice of WD filed 5/27 |
| TMD set for no amended I, plan, unfeasible plan, need current |
| paystubs, resolve objection, resolve motion to lift stay & default |
| 2nd TMD #49 set for resolve IDOR POC |
| FYI - atty says doing trial loan mod |
| 7/30 - Current; amended plan #42 liquidation amt increased and |
| makes plan unfeasible; case filed in Jan so dismiss if not ready to |
| confirm but now atty saying 1st and 2nd loan mods so no arrears |
| so atty thinking of keeping 70% plan and same payment but |
| reducing term to 36 |
| MLS WD and IDOR WD claim |
| update - amended plan #60 ok but has no arrears so must have |
| amended mortgage POC's with $0 arrears filed bf can recommend |
| - at least one of trail goes until Sept payment so continue all |
| matters to 9/26 |
| 9/23- Current; rocket mort 1st amended POC $0 arrears but 2nd |
| still has arrears so need amended claim for 2nd mort; Jo Miceli for |
| 2nd says last trial payment made last week so won't be able to |
| amend POC by Friday; go to 10/31 |
| 10/27 - Current; same issue; rec #60 if 2nd Rocket POC amends |
| to $0 arrears; atty says 2nd is till working on finalizing loan mod so |
| 12/5 |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| No Defense |
| Offered |
| 341 Sept 17, Bar Date Oct 22 |
| Son contributes $600 / month not on I. Amend 3.1 for mortgage |
| payment and 8.1 for HUD. Amend to delete 3.2(b) and 3.2(c). |
| Need 2021 Wage and Income Transcript to prove not required to |
| file. 100% Plan, go past bar date with funds. |
| TMD set for no amended I, plan, need 2021 Wage & Income |
| transcript & default |
| 10/14 - No money yet. If get money then continue to 12/5 |
| 10/17 ct - we now have $ but atty said found something out and |
| case will prob get dismissed so 10/31 |
| 10/21 - One month default and need amends/doc; told me via |
| zoom and email that letting case be dismissed but email |
| confirming that sent to him on 10/28 |
| 10/28 email from D atty - NO DEFENSE |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| 10/1/2025 - Meeting Concluded. 100% plan; equity requires |
| interest so confirmation to go to 12/5 to be past bar; amendments |
| needed: |
| 1. Amend schedule I for daughter contribution and provide proof of |
| her income & affidavit |
| 2. Amend B to remove vehicle -repo'd before filing and |
| transmission bad so letting it go; using son in law's car and will try |
| to buy cheap car for cash |
| 3. Amend plan - 2.1 increase payment to be feasible; 3.1 arrears |
| amt - $44,545; 3.2 remove both [Ally repo so move to 3.5 |
| surrender and World Finance error]; 4.4 pri tax debt $2589l and |
| 8.1 provide for HUD and interest to unsecured |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. Rec'd docs late. Need another |
| date. |
| 10/20 -No $ but continue confirmation to 12/5 for $ and 341 to be |
| set & held [marked as ready for 341 continuance] - EMS |
| NEED TMD ON 12/5 IF $ ISSUE |
| 341 meeting continued to 11/12/25. |
| CHICAGO |
| LEGAL |
| Confirmation |
| Hearing & TMD |
| 341 Aug 6, Bar Date Aug 26 |
| Amend I for NFS ER and provide P/A, est. $600/week net. |
| Plan liquidation $19,425, Zillow $122K, Schedule A/D $68K - Need |
| CMA. |
| Must be 100% plus interest. |
| Amend Plan Move Foundation Finance (windows) from 3.1 to 3.2. |
| Amend 3.1a for claimed arrears. |
| Amend 3.1c PNC Bank, all fields blank, delete or provide amounts. |
| Amend Plan 4.4 for IRS claim amount. |
| Amend Plan 5.1 for correct liquidation. |
| Resolve Santander OBJ. |
| Amend SOFA #4. |
| 8/7 - NO $; has TFS for $1475 to start on 8/7 and then another |
| $1475 to start on 8/17; continue to 9/12 to be past bar; be current |
| and resolve all 341 issues |
| TMD set for no amended I, SOFA, plan, unfeasible plan, need |
| CMA, paystub for NFS & default |
| 9/10 - One month default [due 8/17; 2nd TFS failed and TFS now |
| suspended]; amended plan #21 filed right before TMD filed but it |
| still has fatal errors and is unfeasible [no set payments/totals in .3] |
| nothing else filed and no new docs |
| 9/12 ct - 10/17 final to be current and ready to confirm |
| 341 docs - spouses pay stubs - reg is $720 G and $580 net weekly |
| 10/15 - $2950 default [2 months at $1475 with 3rd due on 10/17 at |
| higher new plan of $2200]; only made 1 of 3 payments due to date |
| and will be 1 of 4 on ct date if don't get $; TFS still suspended for 2 |
| failed plan payments; plus need amended I and amended SOFA |
| filed; amended plan docket #25 is OK; amended I/J and SOFA fied |
| 341 docs -CMA supports sch A |
| CAN REC #25 and WD TMD if obj resolved and WITH MONEY |
| Without $- case should be dismissed [TFS still suspended as of |
| 10/15 a 4:30 pm- case filed in June - had benefit of stay for 4 |
| months and only made 1 plan payment |
| 10/17 ct - Final 10/31 to be completely current |
| 10/22 - $5150 default [2.3 months]; TFS still suspended |
| CHICAGO |
| LEGAL |
| SOLUTIONS |
| LLP |
| Confirmation |
| Hearing |
| CTM LEGAL |
| GROUP |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. No show. |
| 341 meeting continued to 11/5/25. Confirmation to 12/5 |
| DARRELL L |
| JORDAN |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| Recommend plan docket #24 |
| Mortgage objection -email rec'd obj resolved |
| Confirmation |
| Hearing & TMD |
| 10/1/25- Meeting concluded. Sending in payment to get current on |
| taxes per testimony. Debtor 1 and 2 are on the deed- amend A. D2 |
| is making double what is on I- need current paystub and amend. |
| Sold Westmont house in 2023 and proceeds went to HUD, current |
| property, and other debt. IRA went to buying a car and remodeling |
| old home. Amend 122c-1 for income amount. |
| Did condo assoc get stay lift on 10/17? -DOTF |
| Oak Brook Towers Condo Assoc obj to confirmation |
| TMD set for no amended A/B, I, plan & need current paystub for |
| D2 |
| 10/27 - On PC; Need amended sch A and I; need current stub and |
| amended plan [correct mortgage arrears; match Oak Brook claims |
| and move to 3.2]; Not requiring amended 122C-1 bc 100% plan; |
| not requiring int to unsecured bc TBE; agreed to 12/5 |
| 341 docs - deed showing TBE |
| Confirmation |
| Hearing |
| 10/08- - Meeting concluded. Owes IRS $7,300 and IDOR ~$500- |
| need POC. No amends. |
| New Rez obj to confirmation |
| 10/27 - On PC; IDOR POC Sec claim; plan is not feasible with |
| claims filed by about $12K; plan must meet CMI pot of $14,795; |
| agreed to 2/5 |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing & TMD |
| 10/1/2025 Meeting concluded. No amends. |
| TMD set for unfeasible plan & document basis of Schedule C |
| exemption on residence |
| 10/27 - Current; atty provided deed [joint ownership] and filed |
| amended A/B &C w/15K exemption now but still need amended |
| feasible plan [90K unfeasible now and bar is 10/29] -agreed to |
| 12/5 |
| FYI - about $30K equity but don't have 2nd mort included in calc - |
| waiting for POC |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| REC plan docket #35 - ERROR - gambling issue not resolved - will |
| be continued to 10/31 instead |
| Go to 11/21-need amended plan and declaration stopped |
| gambling; need to give them amt needed for GUC |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 6/18/25 - 341 meeting not held. Missing 2021 & 2024 taxes & pay |
| advices. |
| Per AH note - MISSING P/A rec'd p/a 6/24, TMD 7/18 for no 21, 24 |
| taxes |
| 341 Aug 20, Bar Date July 25 |
| Give notice to IRS and IDOR, D states he owes IRS $1600, |
| unsure about IDOR. |
| $15K liquidation at Zillow value with 1/3 ownership. Need CMA |
| and need mortgage claim to verify ownership share. |
| We OBJECT to $3000 childcare expense if debtor is not employed |
| and has no source of income as per the statement he provided in |
| lieu of P/A. |
| NFS is S/E. Debtor states he helps NFS about 4 hours a day. |
| NFS income docs are pretty shaky, requested 2024 1040 and |
| 1120S. |
| Plan 3.1b has debtor paying vehicle loan direct but not on J 17, he |
| says his father pays the loan so amend I/L to show the $$ in and |
| out. |
| TMD set for no amended plan, amend E/F for IRS & IDOR and file |
| proof of service, document proof of 1/3 ownership in property & |
| amend I & J & file 106D |
| 9/23 - Current; rec'd proof of 1/3 ownership; agreed to cont to |
| 10/31; still need: |
| 1. amend E/F for IRS & IDOR and file POS [case filed May; 341 |
| Aug; gov't bar 11/12 and no notice] |
| 2. amend schedules I and J and file 106D; |
| 3. daycare exp must be removed from J and plan payment |
| increased; and |
| 4. amend plan [increase payment; mark 2.3 box 3 and state that |
| debtor must provide state & fed tax returns each year and must |
| turnover refund as add'l payment and amend 8.1 to state - Debtor |
| will amend schedule I within 30 days of obtaining any source of |
| income and will file a 1329 motion to modify accordingly] |
| 341 docs - rec'd CMA $316; rec'd deed - 3 owners; rec' Tax payer |
| doc - 24 returns filed owe IRS $1688 and IDOR $92; rec'd NFS tax |
| payer doc - 24 returns accepted Fed owe $2223 and stated owe |
| $2244 and rec'd Bright Solutions tax payer doc - 1120S and |
| 1120ST filed 8/30/25 - appears nothing owed to fed and $696 to |
| state |
| 10/28 - Current; nothing new filed since TMD filed; agreed to 12/5 |
| as final date by me |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 8/20/25 - 341 meeting not held. Need another date. Mehul Desai |
| 9/2 - Current; confirmation will be continued to 10/17 for 341 to be |
| held |
| 341 meeting continued to 10/8/25 |
| 341 NOT held on 10/8 [D needs middle of day due to work |
| commitments]- |
| New mtg to be held on 10/22 at 11 am; confirmation to 10/31 |
| CMA rec'd - supports sch A value |
| 341 Oct 22 |
| We have a CMA at $287, Zillow was $387K, Realtor.com is |
| $283K. Redfin is $332K. Debtor states flooded many times and |
| lots of deferred maintenance. Debtor drives taxi for Universal |
| Transportation, their vehicle, he gets to drive it for personal use |
| too. He leases it for $75/day x 6 days per week. Need source |
| docs for income, need printout from the Fleet Card (debit card). |
| Debtor keeps track of his cash rides too, need copies of that too. |
| 10/24 - One month default [just due today]; need docs [Need |
| source docs for income, need printout from the Fleet Card (debit |
| card). Debtor keeps track of his cash rides too, need copies of |
| that too.] and need amended plan to match claim amount and |
| state claim # in Part 5.3; agreed 12/5 |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 10/1/2025- 341 meeting not held. Connection issues. |
| 341 meeting continued to 10/22/25. Review after mtg -100% so go |
| past bar to 11/21 or 12/5 |
| Meeting concluded. Owe IRS $2,250. No explanation for business |
| losses in 2024. Receiving $4,000-$5,000 in reparations for |
| slavery- supposed to receive by end of OCT- need docs. Give |
| notice to Verison. Told datty would continue confirmation to 11/21. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 341 Oct 1, Bar Date Nov 3 |
| Amend SOFA 9 for Fed Police CU v Debtor. D states PC is in |
| effect. Need closing docs for recent sale of R/E to verify proceeds |
| to D. Must be 100% per 122C2. Go past Bar Date. |
| 10/20 - Current; go to 11/21 to be past bar deadline |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing & TMD |
| 341 Oct 1, Bar Date Nov 3 |
| Many issues w/J. Mortage is $960 not $1300, Document it. |
| Document NFS debt Service on 17c 17d, Food etc is already |
| $1555 with $350 for diapers for a 2 year old. We object. NFS |
| DSO is for children over 25 years old. Must document the amount |
| of the DSO obligation. |
| TMD set for no amended J to correct mortgage amount & reduce |
| expenses, document NFS debts, document NFS DSO & provide |
| DSO order that gives end date |
| 10/28 - Current; Amend schedule J to correct mortgage and |
| reduce expenses; document NFS debts; must doc NFS DSO |
| obligation and end date; agreed 11/21 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 7/23/25 - 341 meeting not held. Debtor was having connection |
| issues. Need another date. |
| 8/6 continued mtg - review after mtg but PC; 100%; bar 8/18; go |
| past bar - car claims higher [over neg 100%] |
| 8/6/2025 - Meeting concluded. Owes IRS $3,950 and need IDOR |
| POC. |
| 8/7 - Go to 8/29 to be past bar |
| 10/31 for IDOR poc [ems 10/22] |
| TMD set for no amended plan, unfeasible plan & need IDOR POC |
| filed |
| 10/28- -On PC; IDOR POC filed; atty filed amended plan #24 |
| today , which was feasible with prev filed claims BUT IL TOLLWAY |
| filed almost $22K claim today so now very unfeasible again; |
| agreed 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 8/6/2025 -Meeting Concluded. IRS present. IRS needs 23 & 24 - |
| says 24 was rejected but person not sure why and that 23 must |
| have unemployment listed; Alex resolving and faxing signed |
| returns soon; IDOR - all filed but owes. Amend 8.1 of plan to state |
| collateral for adequate protection. Debtors made TFS payment |
| and 1st payroll deduction taken recently; need to review 122C-2 |
| line #46 and stubs and let Alex know if any issue. |
| 10/31 for IDOR poc |
| Ally objection |
| 10/20 - ON PC; still need IDOR POC [ems to rev]; need amended |
| plan that resolves objection and refers to collateral in Part 8.1 of |
| the plan; agreed to 1/9 for IDOR POC - need date added - ems |
| JK |
| ADD TO UPDATE |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| REC #19 with entry of MO #21 |
| MO - 8.1 state unsecured claims shall be paid 2% interest |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend plan docket #21 |
| Abbington Woods condo objection- Notice of WD filed [docket |
| #22] |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Rec #7 with entry of minute order #19 [adds #1 claim to 5.2 of the |
| plan] |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Oct 1, Bar Date Oct 28 |
| Amend J, rent is now split two ways instead of three and NFS has |
| new $975 car loan. There had been $2000 excess disposable so |
| should still be 100%. Continue by agreement with D ATT. |
| 10/24 - atty now wants 12/5 so put on update |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Oct 1, Bar Date Oct 29 |
| 100% required by 122C2, D ATT requests to go to next date. |
| 10/24 - atty now wants 12/5 so put on update |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/25 - 341 meeting concluded. Bar date 11/4/25. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E January 2000 $159K/$325K Realtor. $412K from |
| Zillow. Property taxes escrowed. |
| 2006 Toyota & 2007 Jeep - Both PIF. |
| Income ok. D1: SSI only. D2: $1300-$1500 biweekly. 100% Plan. |
| ECMC objection to confirmation - entire loan in default and can't |
| treat in 5.2 |
| 10/20 - Current; need amended plan for lower arrears; higher Ally |
| claim and resolve ECMC objection- 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Oct 1, Bar Date Nov 5 |
| Son pays Ally for the Ford F250, amend I for son's contribution for |
| F250. $294 deducted one time. Debtor needs to pay $882 |
| directly. |
| 10/20 - Current/PC; amend schedule I or son's contribution; plan is |
| not feasible with claims filed to date; will need amended plan for |
| TD higher claim; go past bar - 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/25 - 341 meeting concluded. Bar date 11/5/25. |
| All taxes filed. No $ owed. No R/E. |
| Pays court ordered Alimony. Current. Payroll deducted. |
| 2008 Chevy & 2016 Honda - PIF. |
| Income ok. D: $2500 biweekly. NFS: $2200 biweekly. 100% Plan - |
| Amend SOFA #6 - Paid Citibank and Chase $600-$650 June - |
| August 2025 - right before filing. |
| Amend SOFA #9 - Add Upstart lawsuit. |
| 10/20 - Current; amended SOFA filed; go to 11/21 to verify 100% |
| met - atty wants12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/25 - 341 meeting concluded. Bar date 11/6/25. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| 2012 Chevy Cruze - PIF. Storage Unit - month to month. Not |
| leased. |
| Income ok. Varies $900-$1400 weekly.100% Plan. |
| 10/20 - On PC; go to 12/5 to be past bar |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Rec #6 with entry of MO #16 [tax returns starting 2026 for income |
| review and if D has bus income from truck/trailer amend I /J within |
| 30 days |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Oct 1, Bar Date Nov 6 |
| 100% Plan per liquidation, D ATT requests Nov 21. |
| 10/24 - Atty now wants 12/5 - system wont' let me change so put |
| on update go to 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/2025 Meeting concluded. No amends. |
| 10/20 - Current; go past bar [100%] to 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Oct 22, Bar Date Nov 12 |
| Plan is 100% plus interest. 100% required by both 122C2 and |
| liquidation. Go past bar date. No amendments required at this |
| time. |
| 10/24 Go to 12/5 to be past bar |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/2025 meeting concluded. Debtors girlfriend contributes $700 |
| to rent every month. Secondary residence is in cook county but |
| debtor does not stay there often and does not pay to live |
| there-mother's home. Primary residence is in Warrenville. ) |
| 10/20 - No $ but PC order; need amended I with affidavit from |
| girlfriend of $700 rent contribution; [not on means test but even |
| with it - stays under median]; full rent on J so must have |
| contribution on I; 10/28 update - agreed to 12/5 - rec'd stubs |
| showing PC started |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/25 - 341 meeting concluded. Bar date 11/13/25. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E 2021 $193K/$270K Realtor/Zillow. Property taxes |
| escrowed. |
| Income ok. $2800 biweekly. 100% plan. |
| Sent TFS payment 10/1/25 and 10/3/25. |
| 10/20 - Subst current; 100%; go past bar to 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 10/1/25 - 341 meeting concluded. Bar date 11/14/25. |
| Exempt/not required to file taxes. No $ owed. No DSO. |
| Purchased R/E in 1945 for $1K/$245K Online. Property taxes |
| escrowed. |
| No vehicles in her name. Son drives her. Son lives w/ her. Pays |
| rent and utilities. |
| Income ok. Rental income from son. SSI ok. Testified to SNAP |
| $179/mo. Don't have proof. Said she gets it off the card and 1 |
| document a year saying how much but doesn't know where that |
| document is. |
| Must be 100% plan with interest per liquidation. Go past bar date. |
| 10/20 - Half month default; need to continue past bar to 12/5 |
| GOLAN |
| CHRISTIE |
| TAGLIA |
| Confirmation |
| Hearing & TMD |
| 8/6/25 - 341 meeting not held. Missing proof of $3500/mo on I. |
| 341 Sept 17, Bar Date Sept 22 |
| Amend B D H Plan for 2023 Jeep / JPMorgan Chase / Claim 3. D |
| states co-signer pays. Borrowed $24,821 from Square June 16 |
| 2025, filed less than 30 days later. Need business and personal |
| bank statements Jan 1 to present. Received heavily redacted |
| excerpts showing two $3500 Zelle payments to debtor in July. |
| Need 2024 1120S for Youth Juice. -$58K and -$84K last two |
| years, wtf. |
| Amend for notice to IRS. Need 2024 1120S returns. Welcome to |
| Youth and Youth Juice. have both ceased to operate. Document |
| that the commercial landlord waived the personal guarantee. |
| Debtor now states she is a 1099 EE of Natural Juiced Lifestyles, |
| sales consultant. |
| D states lives with Aunt, does not pay utilities. $866 estimated |
| taxes on J, document payment and provide taxes every year so |
| we can see she's not getting in back as a refund. Need copy of |
| consulting agreement with Natural Juiced. Need proof of income. |
| Need Bank Statements YTD. D States she is paid $3500/month. |
| 9/18 - Current; 341 just held and need amends and docs so |
| agreed 10/31 |
| TMD set for no amended A/B, D, E/F with proof of service for IRS, |
| H, plan, unfeasible plan, need business and personal bank |
| statements from January 1st to present, 2024 1120S for Youth |
| Juice, document that commercial landlord waived personal |
| guarantee, document payment of estimated taxes, need copy of |
| consulting agreement with National Juiced & proof of income |
| 10/29 -Current; no amends filed yet and no docs provided; need all |
| TMD issues resolved |
| FYI - Adv by Miguel Cruz, David Mann and Jeff Waters to |
| determine dischargeability [fraudulent scheme to obtain more than |
| $211K from plaintiffs under false pretenses ] |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing/Converted |
| from 7 |
| 10/1/2025 - 341 meeting not held. |
| 341 meeting continued to 10/22/25, and again to Nov 12. GBS. |
| JAMES A |
| YOUNG & |
| ASSOC |
| Meeting of |
| Creditors |
| Converted Chapter |
| 13 GPOC180 |
| 10/1/2025 - 341 meeting not held. Over the debt limit. |
| Converted back to Chapter 7 on 10/17/25. |
| JAMES A |
| YOUNG & |
| ASSOC |
| Meeting of |
| Creditors |
| Converted Chapter |
| 13 GPOC180 |
| 10/1 - MW concluded meeting. Need amended H for cosigned |
| cars (ford and Cadillac). Debtor is surrendering her interest, but |
| NFS/Partner doesn't want to hurt his credit so he is keeping/paying |
| for them. Ch 7 trustee was trying to go after the 19 yr old sons |
| corvette. per atty, debtor's vehicle exemption will cover debtors' |
| portion of equity, co-owned with partner Mr. Bunches so he would |
| get half. Only person who made payments per testimony is the son |
| (equitable argument per datty). Son paid $8k in cash but was a |
| minor at the time so car is in debtors name and NFS partner's |
| name. Need amended petition for correct spelling of Barbara. |
| Need documentation of NFS/Partners income. He is adamant he |
| wants nothing to do with the bk. Explained we needed some sort |
| of proof of income. Datty has also explained this. Check poc #11 |
| for $99k filed by Wilmington bank. makes plan unfeasible. Not |
| noticed on F, so unsure what it is. |
| Debtor Pay Advices - Partner Pay advises weekly $1200 G |
| and $1044 net 9/12/25 total $48,528 G and $36K net |
| 10/22 - Current; need amended petition; amended H and feasible |
| plan |
| 10/29 - Current; debtor surr cars but partner keeping both to |
| protect credit so HH budget still has $1760 in car payments in a |
| 10% plan - NO! need vehicle insurance doc [went way up to $950 |
| mo] and need $400 cc partner doc [must be min payments] |
| Mech Lein/Caddilac - 74 months beg March 8 2021 - $853 |
| [purchased 2/6/21] - done in month 22 of plan so must have step |
| starting mo 23 bc in budget even tho surrender |
| Ally/Expedition 72 months starting 9/14/19 $942.06 - should be |
| done in a year or less |
| agreed to 11/21 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing |
| JEFF |
| WHITEHEAD |
| Confirmation |
| Hearing & TMD |
| 10/1/2025 -Meeting Concluded. No amends. Debtor will make 1st |
| payment Friday. |
| TMD set for default |
| 10/28 - NO $ [2mo default] - TFS started 10/17 failed so TFS is |
| now suspended; atty is hoping to have a money order |
| JOSEPH |
| WROBEL LTD |
| Confirmation |
| Hearing |
| Meeting concluded by MW. No amendments, 100% plan. Continue |
| past 11/3 bar date for feasibility. Family support payments on I is a |
| family member that lives with debtors and pays them for |
| household expenses. Retirment loan by D1 is paid direct to current |
| employer, estimated to be paid off 1/2029. |
| 10/20 -Current; go past bar to 11/21 |
| Confirmation |
| Hearing |
| PRATT & |
| MAEGLI LAW |
| FIRM PC |
| Confirmation |
| Hearing & TMD |
| 341 Aug 20, Bar Date Oct 6 |
| Need CMA, Zillow $440K v $387K. |
| Need liquidation number in 5.1. $25K at Schedule A value, $71K |
| at Zillow Value. R/E solely owned by D per Schedule A. |
| $4050 excess disposable, SS income is $5200/month. May ask |
| for step payments when car loans pay off, need claims to see if |
| long term or not. |
| Adult child living w/D for 5 years, not employed now or for last 5 |
| years. |
| 9/8 - First payment posted Sep 2; need CMA and amended plan |
| with liquidation # and steps if cars end bf term. |
| Agreed to continue past bar deadline to 10/31 |
| TMD set for no amended plan, need CMA & copy of Regions Bank |
| car loan agreement |
| 10/29 - Current but still need CMA; amend plan; and need copy of |
| Regions Bank car loan |
| Ally - 72 started 1/13/24 [19] - end month 53 step $729 in month |
| 54 |
| Regions Bank - need car agreement to determine end date of loan |
| Plan must state & meet liquidation after get CMA |
| Amend plan - must have step in month 54 by $729 due to Ally car |
| loan being done |
| if Regions car end during plan term, must have step up for that too |
| 5.1 must have liquidation amount ; agreed to 11/21 |
| 341 docs - Resource car contract - ends in month 56 so need step |
| in month 57 for $330 |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 10/1/2025 - 341 meeting not held. No SOFA, taxes & pay |
| advices/proof of income. Plan not served on all creditors. |
| SEE TMD with bar request |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| and Bar Debtor |
| from Refiling |
| Customers Bank motion to dismiss w/ Bar Continued to 9/26/25 at |
| 10:00am. Judge stated she wanted the Trustee to have time to |
| review filings and be able to weigh in on creditor's motion. File our |
| own TMD w/ Bar?? |
| Per GBS, write statement in support of creditor's mtn to dismiss |
| with bar: |
| 1. No service for plan filed on 8/26 [#23] - gotthis |
| 2. Can't administer plan has written - Part 3.2 value 25oK; $17oK |
| secured but est total $0 and plan attempts to disallow claim in Part |
| 8.1 without obj to claim filed - got this |
| 3 Serial filer across multiple jurisdictions -9 prior cases in last 2 |
| yeas - see docket #10 - got this |
| 4. Filing appears to only be attempt to stall creditor and not to pay |
| claim |
| Customers Bank in 3.2 o plan says secured claim $170, i believe, |
| but says est to pay $0. $250K value supports paying but in 8.1 of |
| plan says claim disputed; alleged mortgage/deed of trust or |
| security interest s void and unenforceable as based on forged & |
| fraudulent docs [this is state ct issue and just delaying creditor by |
| filing plan that says dispute the main creditor in the case] |
| One claim iled by JP morgan chase for $1477.7 [but not listed |
| and certainly D doesn't need BK for this debt] |
| 5. Appears has substantial equity per schedule A but that |
| equity/liquidation is not disclosed in plan 5.1 much |
| 54 E. 14thAve Naperville value $650K |
| #327 4250 N Marine Drive Chicago value $180K |
| 11st Street and Ave H -10 Lancaster CA $50K |
| Sch D only hs $5K on Naperville and $16K byOn Marine Dr and |
| $5K on CA by Customers Bank bu alleged liens/fraudulent;no |
| other mortgages//secured debts listed |
| Sch F ony $50K to Hongbing Li in NY and $100K Fang Shao in |
| Yangpu SH - believe listed prev & never participate |
| 6. Plan only calls for sum of $1284.00 to be paid to unsecured in |
| Part 5.1 but disposable income [I minus J and liquidation would |
| require much more and plan terms 12 $500 then $2820 for 48 |
| 7. Plan calls for $500 for 12, then $2820 for 24 but plan doesn't |
| appear to pay these funds out to anyone |
| 8. NO SOFA [and the no form 107 signature page] |
| 9. One creditor case - |
| J disp $585 |
| 1st payment $500 rec'd at office [incorrect way to pay ut have it] |
| but no 341 docs; no proof of income or tax returns so can't set 341 |
| but again, no basis to go forward with case bc only purpose is to |
| hinder and delay one crditor, who has alrady been H and D many |
| times by multiple flings with debtor clearly stating no intention to |
| pay . This is a really a one creditor case that can be dealt with in |
| state court |
| Debtor to file response by 10/5 and then hearing on 10/31; Judge |
| wants me to do TMD with bar with these issues in support |
| statement; big concern why BK now /who paying |
| PRO SE |
| DEBTOR |
| Motion to Strike Fraudulent Exhibit (related document(s): 29 |
| Motion to Dismiss and Bar Debtor from Refiling.) Filed by Yang |
| Shao |
| shaoyang_suny@163.com |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| and Bar Debtor |
| from Refiling |
| Trustee's Motion to Dismiss and Bar Debtor from Refiling |
| This is the Debtor's 10th Chapter 13 Bankruptcy case filed in the |
| last two and a half years. |
| Many of the previous cases were filed directly in violation of a bar |
| order. |
| No Statement of Financial Affairs has been filed. |
| Tax returns are password protected |
| There is no specific treatment for any creditor in the current plan. |
| The plan must be amended again to check all applicable boxes, |
| remove Customer Bank and Chase from 3.2 of the plan, remove |
| any disputed language in Part 8.1 and to remove the exhibits. |
| Another attempt to delay & hinder creditors - esp Customers Bank |
| and another attempt to get a bite at the apple to object/dispute the |
| claim |
| FYI- Not over debt limit bc Customers Bank filed secured |
| $376,166.34 with $136K default by mortgages on Naperville and |
| Marine Drive Properties; Fang Shao filed for $100K and Hongbing |
| Li for $50K |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. TMD w/ Bar set for 10/17. |
| CASE DISMISSED 10/17/25 |
| ROBERT J |
| SKOWRONSKI |
| LTD |
| Confirmation |
| Hearing |
| 10/1/2025 -Meeting Concluded. Document housemate |
| contribution; Amend plan 1.3/8.1 for interest to unsecured and 5.1 |
| for correct liquidation amount; go past bar to 12/5 |
| ROXANNA M |
| HIPPLE |
| Confirmation |
| Hearing |
| 8/20/2025 Meeting concluded. Owes IRS ~$55,000. Expected to |
| know by end of August what the inheritance will be. Debtor has |
| been given the range of $0-30,000. Need DOCS if any is received. |
| Amend J to add student loan pmt. Amend 5.2 for creditor name |
| (claim #15). Must be 100%. |
| 9/2 - Current; go past bar deadline [100%] and to have inheritance |
| details - ems; agreed 10/31 |
| 10/24 - One month default; plan #2 is OK as to funding but need |
| amended plan for 5.2 creditor name but still need inheritance docs |
| and still need an amended schedule J; agreed to 12/5 |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. Missing 2021 taxes and |
| $485/mo hair services income. |
| 341 meeting continued to 10/22/25. - Not held. |
| 341 meeting continued to 11/12/25. Confirmation to 12/5 |
| SCHOTTLER & |
| ASSOC |
| Confirmation |
| Hearing & TMD |
| 341 July 2, Bar Date Aug 4 |
| Give notice to IRS, $2000 owed. |
| Amend 5.1 to $170K liquidation, 7.1 to make a selection, 8.1 for |
| interest to uns. |
| Zillow says residence is for sale. No motion pending. |
| Sister lives in Lemont property since purchase, $60K arrears. |
| 7/22 - Current; need sale proceeds and need amended plan; go |
| past bar deadline to 8/29 - D moving in with sister?? |
| 8/14 - sale proceeds posted. need amended plan. bar date already |
| passed |
| atty asking for cont to last sept - issue with IRS poc |
| TMD set for unfeasible plan, amend plan for $170K liquidation in |
| 5.1 & 8.1 for interest to unsecured creditors, resolve IRS POC & |
| default |
| 9/24 - Default [plan written with one payment of $2K but 2 due |
| before plan payment]; need another amended plan with $170K in |
| 5.1 and must provide interest to unsecured at 3.5% in Part 8.1 of |
| plan; feasible plan and resolve IRS POC - now SL mtn set for |
| 10/17; agreed to 10/31 |
| 10/22 - IRS POC resolved but only 2 of 4 payments posted [$2K |
| and escrow] so need $400 to recommend. Also, need amended |
| plan that: |
| Marks 1.3 included |
| Has $170K in Part 5.1 of the plan. |
| Part 8.1 says "allowed unsecured claims will b paid at 3.5%" |
| Part 8.1 says $1700 of the plan default is deferred at the time of |
| confirmation [IF PAYS $400] |
| And file change of address - done |
| Amended plan docket #42 can be recommended with receipt of |
| $400 by the attorney as long as no SL if atty confirms that he |
| agrees and understands that only $1700 of the default will be |
| deferred; his plan has typo and says or - ems 10/27 and cc - DH; |
| KC and MW |
| Rec'd email from D atty - he agrees with interpretation to fix typo |
| 10/29 - atty has $400 |
| SCHOTTLER & |
| ASSOC |
| Motion Relief from |
| Stay |
| Property at 11S269 Oakwood Ave, Lemont, IL 60439 Filed by |
| Selene Finance, LP; Direct Pay; Arrears owing $61,325.19. Order |
| OK |
| 2 month default, due date 25th [one at $1951 and one at $200] |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 3 of Internal Revenue Service |
| 2022 taxes now filed/amended. |
| The priority portion of Claim 3-2 is allowed $14,098.64. |
| The general unsecured portion of Claim 3-2 is allowed $6,716.26. |
| The secured portion of Claim 3-2 is allowed $0.00. |
| No amended IRS POC as of 10/29 and DD filed notice of obj |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| ON PC; REC #33 if IRS objection is sustained |
| TMD #20 includes resolve IRS POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 8/20/25 - 341 meeting not held. Need another date. |
| 341 meeting continued to 10/8/25. Confirmation to 10/31 |
| 10/08/2025 - Meeting concluded. Need amended IRS POC. Need |
| more P/AS for personal training. Total net income slightly |
| overstated. Amend 122c-1 no income for personal training. |
| 10/20 - On PC; same issues; atty expects to have all tax returns |
| soon to resolve claims; go to 12/5 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Rec'd Pay advices late. Need obj |
| to fees |
| 341 meeting continued to 10/08/2025- Meeting concluded. Need to |
| file 2020 taxes- need amended IRS POC. Amend- fully pay |
| amount in 3.2 and 8.1 MOS pmt must be $250. |
| FYI - atty put $180 per month for AQP in 8.1 when they scheduled |
| claim at $24,758 so should have |
| been $247 at least |
| Leave being called - on PC |
| Notice of obj to fees filed 10/15 |
| 10/20 - On PC; 11/21 obj to IRS POC; amended plan #20 OK if obj |
| sustained on 11/21 cont to 11/21 unless IRS amends POC before |
| next WED |
| 10/29 update - no amended IRS POC filed so 11/21 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Docs rec'd late. Need obj to atty |
| fees |
| 341 meeting continued to 10/8/25. NO $/PC OE 8/19 review after |
| mtg - |
| Meeting concluded MW. Need amended E for DSO address |
| (current address is listed as debtors, he testified she does NOT |
| reside with him as thats his ex-wife). Need 3.1/8.1 amended for |
| HUD POC. Amend 3.3 or 8.1 - Conflicting language. 3.3 says |
| debtor pays Onemain direct but 8.1 directs trustee to pay pre-conf |
| adq pro. Amend 8.1 for interest to gucs. Amend 5.1 box 3 for |
| correct liquidation (currently listed as guc amount instead of actual |
| liquidation amount). Testified child support isn't current, but that it |
| is a payroll deduction. no POC filed (but then again DSO recipients |
| address was listed by datty as debtors address....) |
| 10/14 - No money [2 month default]; any PC deductions?; need |
| amended E with POS and amended plan; cont to 10/31 and set |
| TMD but leave being called on 10/14 - obj to fees & DSO issue |
| [bar on 10/20] |
| Notice of obj to fees filed 10/15 |
| TMD set for no amended plan, E/F for correct DSO address and |
| file proof of service & default |
| 10/24- $850 default plus no amended E with POS [bar passed] |
| and no amended plan |
| atty says mtg with client today; DSO state report uploaded - if case |
| goes forward, they will amend plan and file DSO priority claim - |
| atty met with client and says he needs couple days to verify DSO |
| amount and to agree to increase |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Docs rec'd late. Need obj to fees |
| 341 meeting continued to 10/8/25. |
| 10/8/25 - 341 meeting concluded. Amend G for landlord and give |
| notice. Need to monitor for 2nd unit in 2 flat being rented. The two |
| deferred comp loans on J 17 are paid via deduction from bank |
| account, document the deductions and document the terms of the |
| loans. The loans are associated with two of the vehicles. |
| 341 docs - Loan Wd on 5/23 for $27,782; case filed on 8/11- What |
| happened to this money? This was within 90 days of filing so must |
| be paid back to GUC unless bought car but then liquidation |
| appears understated. 6/17 loan payment $303.80 and 6/23 loan |
| payment $573 - what is $1783 loan payment on 5/30? Loan |
| payment seem to vary month to month - nee docs re all loans |
| when taken; amount and term of loan This doc just raises more |
| questions; these deductions are 401K loans paid out of 401K |
| funds so why on J? Which car goes with which loan? Never got |
| terms of loans and if this income isn't on I, then can't take on J. |
| 10/14 - One month default; no amended G; need amended plan |
| with language about amending I and plan when 2nd unit rented; |
| proof positive cash flow without unit rented [lease $900 and |
| mortgage alone exceeds that] or have to surrender or rent unit |
| before confirm. Amend J if rent is only $2600 |
| Call for obj to fees |
| Notice of obj to fees filed 10/15 |
| TMD set for no amended J, plan, document purpose and use of |
| $27K loan taken 5/23/25, need detailed documentation regarding |
| each loan and term of loan & document positive cash flow on |
| rental property |
| 10/21- Current; amended A/B; C and G filed still need amended |
| plan [for 8.1 language to amend sch I and file 1329 to increase |
| plan payment within 30 days of renting out 2nd unit] |
| $1100 rental income doc so very minor neg cash flow [mortgage |
| $1115] |
| amend J for correct rent amount and increase plan payment |
| accordingly - amended but no increase |
| need doc $10K liquidation - car values seem understated based |
| on loan amts - PIF right? - values Ok |
| other issues in TMD resolved - 5/23/25 was loan to buy car & have |
| docs re terms and cash flow issue OK |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 10/1/2025 -Meeting Concluded. Amend I and provide paystub for |
| maintenance [debtor says MSA ended maintenance in Dec 24 but |
| ex-wife just went back to court and got it started again but debtor |
| is fighting that]; right now taking $1800 month maint and $958 |
| child support from his check; debtor believes should only be child |
| support]; DSO listed; issue must be resolved and then correctly |
| stated on I with paystub/orders to confirm; amend plan 3.1 for |
| correct car payments [$1102 and $799]; 2nd job uber just dos |
| when has time and amount varies - 100% plan; keeping 2 cars |
| because the one is under water so would owe if sold but if |
| maintenance staying and needs to reduce plan payment, then will |
| need to surrender one of them; CMI requires 100% by large |
| amount but maintenance issue prob not on CMI; Confirmation to |
| 11/21 to be past bar and to work out maintenance issue |
| If not 100%, then 2 car issue and need step when car/s PIF if end |
| during plan term |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 10/1/2025 Meeting concluded. Big business losses every year- |
| business still operating. Amend for 8.1 tax return language. 2015 |
| cruze filed POC- car has been towed away. |
| Santander objection to confirmation |
| 10/20 - On PC; need amended plan for tax refunds if bus loss; to |
| resolve obj; and to surrender cruze; go to 11/21 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 10/1/2025 Meeting concluded. Owes IRS ~$600- need POC. D2 |
| lost job at Stericycle- working full time at delta sonic. Amend and |
| need new paystub. Amend HH size to 4. Sofa #4 amounts do not |
| match tax figures. |
| 10/20- Current but Oct due before court date; IRS POC all filed; |
| D2 lost job; need amended I with new stubs; amend SOFA #4 to |
| match tax returns; and amend HH to 4 - continue past bar to 12/5 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 10/1/2025 Meeting concluded. Debtor testified that he does not |
| pay child support every month- Letter from DHFS contradicts this. |
| Told debtor to talk to his attorney about DSO. Amend I- net s/b |
| $3,250. Give notice to IRS and IDOR. |
| 341 docs - IL dept of child support letter - nothing owed/ no current |
| support |
| 10/24 - On PC; amended E/F with POS filed today; agreed to |
| 11/21 |
| IDOR - $4k owed IRS Notice only |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Recommend plan docket #3 |
| Obj to IDOR POC - WD on 10/24 [#17] |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Oct 1, Bar Date Nov 14 |
| NEED OBJ TO DISCHARGE |
| Debtor states $800 deducted from last check. |
| Amend I for correct net $1600/month. |
| Amend J for real transportation (not $60) and correct rent, $450, |
| not $650. |
| No discharge case, 100% Plan, go past bar date. |
| Amend Plan 3.2 for minimum $15 monthly payment. |
| Part 3.3 loans were calculated at 60 months, amend so they pay |
| within estimated plan term. Must stay 100% to keep both cars. |
| Debtor says the 3 surrendered cars were repo'd in March, 3 and 5 |
| years ago. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Object to |
| Discharge |
| Chapter 7 BK 23-09521 filed 7/21/23, Discharged 11/14/23 |
| 10/24 email from atty -no obj |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 10/1/2025 -Meeting Concluded. Garnishments have not stopped |
| and debtor hasn't been able to work full-time due to sick child but |
| both both should be fixed soon so need paystub that shows no |
| garnishments; FT and matches sch I; Amend E/F to add Navy Fed |
| CU for $500; must resolve IRS POC [all GUC claim but 2020 |
| estimated]; need amended plan that has tax returns and refunds |
| ONLY IF bus loss |
| 10/20 - Only rec'd small portion of fist plan payment; $395 default; |
| need current stub; amend E/F and resolve IRS POC and amend |
| plan so continue to 12/5 |
| Confirmation |
| Hearing & TMD |
| Concluded 6/11. Amend plan for HUD POC. |
| 7/1 - PC but no $ yet; when amend plan for HUD treatment, make |
| sure you reduce liquidation in Part 5.1 for the HUD claim; go past |
| bar to 8/1 |
| FYI- atty sent $700 on 6/30 |
| Lakeview Loan & Cap One objections |
| 7/29 - On PC; plan is VERY unfeas with claims filed to date but |
| atty says client is waiting on loan mod; atty holding $300; wants |
| continuance - ems to D atty & 2 obj creditors - asked KB to |
| confirm loan mod pending and give me timeline |
| 7/30 - didn't hear back so 8/29 for now -will need TMD for |
| unfeasible plan |
| TMD set for unfeasible plan & default |
| 9/10 - On PC; feasibility depends on loan mod; think needs to be |
| called bc filed in May and 2 objecting creditors being delayed; atty |
| wants continuance/says confirmed reviewing loan mod but not |
| booked yet [whatever that means]; atty says believe loan mod |
| would be in effect if booked but would take 3045 days to amend |
| claim |
| OK with me to cont to 10/31 but should leave being called bc Cap |
| One obj about in rate pending since July |
| 10/22 - On PC; amended plan filed on 10/28 [#31] - works if Cap |
| One obj resolved; if M&T claim amended to $0 arrears AND if obj |
| to DSO claim is sustained; will be called bc obj to DSO up but prob |
| continue |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 9 of Margarita Matos for $14,028.55 |
| filed on 6/6/25. |
| Amount stated is inaccurate and doesn't provide for numerous |
| payments made by the debtor. |
| Wants disallowed in its entirety. Claim says DSO - entire claim |
| priority |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing & TMD |
| 341 NOT held on 7/17/2024 - NEED ALL [also D atty out of town] |
| 7/29 - Current; 341 to be reset if we have everything now |
| Aug 14 341, Aug 29 Bar Date |
| Need up to date P & Ls and Balance Sheet, need Jan 1 to present |
| business (2 accounts) and personal (3 accounts) bank statements. |
| Document amount he takes as owner draw. Document payment |
| of post-petition DSO. |
| Need amended IRS claim showing 2020 and 2023 filed. |
| Need DSO claims. |
| $9375 on I 8 is shown as net of taxes. |
| $1000 on J 4 does not exist, lives on farm owned by his dad, no |
| rent payment, pays utilities. No transportation exp on J, paid by |
| business(?). |
| 8/15 Current; 341 held and need amends/docs so must be |
| continued; went long date [IRS to resolve and DSO issues] so |
| 10/25. |
| 09/12/24 Received email from DSO creditor that debtor is in |
| post-petition default. He must document payment of post-petition |
| DSO to satisfy 1325(a)(8). GBS |
| TMD set for no amended J, plan, unfeasible plan, need current |
| profit & loss statements and balance sheet, need all 5 bank |
| statements for the year to date, document owner draw, document |
| current on post-petition DSO payments & resolve tax POC's |
| 10/22 - Current; No IDOR POC yet [ems 10/16]; |
| need all issues above and amended IRS POC has estimate for |
| one yr that must still be resolved; don't have IDOR but with other |
| claims filed, plan is slightly unfeasible at 6% and need IDES in 3.2 |
| for secured claim filed; atty says BMO filed duplicate claims o he |
| will object and they dispute that the D is not current on DSO so |
| 11/22 |
| 11/18 obj filed for 12/20 on claim. DATTY sent a bunch of docs. I |
| started to review before obj was filed, did not process anything |
| since conf will be continued to be up with the obj. Debtor is |
| current. Still needed amd IRS poc (est 2020). Still need amended |
| J, and Plan. Debtor is current. |
| 12/10 - Current; amended J filed on 10/17/24; tons of docs rev'd - |
| have questions that need answered and need spreadsheet |
| summary re post DSO [alimony; child support and other due and |
| then amount paid and where can find in docs of proof of paid]; |
| objection to claim resolved; still need amended IRS POC resolved |
| [2020 estimated] and need plan treatment for IDES secured POC |
| 1/22 - Current; same; case filed in June 24 -dispute as to if |
| post-petition current or not -issue is LARGE payment made right |
| at filing went to arrears and arguably OK because D should be |
| making monthly maintenance payment, not taking position that |
| funds arguably rec'd post-filing just makes it so he doesn't have to |
| pay and state put to arrears [creditor calc re: DSO arrears and |
| posts in 1/24 folder] |
| - and if treat as post, then arrears amount goes up |
| - what was the reasonable expectation at that time - $ to arrears or |
| to posts |
| -obligation to a person, not a corp - not paying will neg impact kids |
| -1325 make payments order says to make |
| - big lump sum probably from dad - listen to recording |
| - may have black ltr of law argument but T not buying it |
| atty wants time t review options with client so final 2/21 |
| 2/12 - Current; if DSO creditor atty and D atty can work out |
| agreement that posts DSO are current and agree to arrears |
| amount, then this might be ready to confirm after review again - |
| big issue to confirm is that sch J DSO/Maint amt is correct and will |
| stay that amt for plan term |
| If continued, ask court to mark FINAL to resolve; case filed in June |
| and DSO/main current and arrears right have been issue all along |
| fyi 2004 exam motion filed by dso creditor |
| 4/14 - Current on plan payments but DSO still alleges not |
| post-petition current; waiting for resolution of DSO arrears/currents |
| to confirm |
| Case been pending since June 24 so issue needs to be resolved |
| and issue pending since beg of case - go to 5/23 |
| 5/21 - same |
| IRS POC never resolved - amended filed 8/28/24 has 2020 est |
| Plan is unfeasible if $51,714 actually pre-pet arrears |
| Never amended plan for treatment of secured claim filed by IDES |
| Case filed 6/20 and TMD was filed on 10/17/24 - EXTREME |
| DELAY |
| and not rec'd proof that DSO post current |
| 6/17 - Current; IRS POC now finally resolved; still need amended |
| plan for IDES secured treatment; don't see that every got poof of |
| life [$152] and health insurance for debtor [$822]; FYI - have proof |
| of kids health insur amt; disp on last J is $3544 so that should be |
| the plan payment since min % plan; need proof of life [$152] and |
| health for D only [$822] on J and proof D is making these |
| payments - EMS |
| 8/15 - Same issues - still need amended plan for IDES sec |
| treatment and for $3544 plan payment and proof of amount and |
| proof paying - life & health insurance for D |
| Sent HP FU email to Richard need above resolved by 9/26 |
| 9/23 - Current; amended plan docket #94 has $3544 plan payment |
| and treatment for sec IDES but set must be $100; can't determine |
| feasibility until know the total and pri amount being agreed |
| to/allowed for the Turilllo claim [priority amt in the plan is subst |
| more than the total pri claims filed] |
| docs rec'd - life $355 for 3 months and health/detal $922 one |
| month - |
| Red Barn $149K bus income - Sch I has $9375 monthly but based |
| on this it should be $12,416 ems |
| 10/29 same |
| SPRINGER |
| LARSEN LLC |
| Motion to Compel Paul Ackerman to comply with subpoena for |
| documents Filed by William Costello on behalf of April Tarullo |
| (DSO). |
| Cannot view proposed order. Pacer says to refile. |
| SPRINGER |
| LARSEN LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 12 of April Tarullo |
| Misapplication of post-petition DSO payment to pre-petition DSO. |
| The claim of April Tarullo 12-1 is disallowed. The post-petition |
| direct payment in the sum of $51,714.00 is to be applied to |
| post-petition spousal support. |
| Even if that is true, that is no basis to disallow this claim; it would |
| result in this claim being even higher [taken funds applied to |
| pre-pet arrears and apply to post means pre-pet is higher] |
| -disingenuous to have order disallowing |
| Result in changing application results in very unfeasible plan |
| Schedule J amended on 10/17 has $2696 main/support payment |
| & $900 extra circular in 6% plan - this is about the kids |
| Reply and revised proposed order with what they believe claim |
| should be after adjustment by Larsen by 6/6; status 6/27 |
| Response - $85,740 child support arrears at date of filing plus |
| $39,070 DSO arrears for a total of $124,810 and $351,960 GUC |
| claim; |
| $351,960 for property division/GUC; $51,714 paid on 6/23 - to pay |
| full spousal support owed per order -and says has made all post |
| cs payments so satisfies 1325(a)(8); he claims $51K payment |
| was applied to gen non DSO claim and not to DSO claims pre or |
| post; |
| My confusion if they applied $51K post maint to GUC portion, then |
| how does the claim filed on 8/28 , which had $351,960 GUC = amt |
| you say |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing & TMD |
| 8/6/25 - 341 meeting not held. Need D1 self employment |
| verification. |
| 341 continued to 9/3 - review after mtg |
| 341 meeting continued to 9/17/25. Meeting Concluded; Bar |
| 9/23/25; RE has equity plus 1/2 owner vacant lot in Fl -need CMA |
| for vacant lot [this could increase liquidation amount]; plan doesn't |
| fund current liquidation amount due to arrears and priority tax |
| claim; step up is very speculative [based on self employment |
| income increasing/more clients or D1 obtaining employment]; will |
| need amended feasible plan; confirmation to go to 10/31 to be |
| past bar and time to amend; need more docs to convince step up |
| is not speculative and need docs to support P &L income and |
| expenses |
| TMD set for no amended plan, unfeasible plan, need CMA for |
| Florida lot, document source of step payments & provide support |
| for income and expenses on profit & loss statement |
| 10/219 Current; need CMA for vacant lot in FL; need feasible |
| plan; amended plan; document steps and provide supports for |
| income and expenses on P & L; agreed to 12/5 |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing |
| REC #23 |
| Ally bank obj- email rec'd resolved |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Confirmation |
| Hearing & TMD |
| 341 meeting continued to 5/28/25. Meeting Concluded. Need proof |
| of TBE. resolve IRS POC [24 est]; plan payments current; conf to |
| 6/27 to give time to resolve issues |
| TMD set for no amended plan, unfeasible plan, proof of TBE & |
| resolve IRS POC |
| have TBE and IRS POC resolved but no amended feasible plan |
| 6/23 - Current; nothing yet; atty needs 8/1 - he says sent TBE but |
| waiting til IRS POC resolved to file amended plan - he will file obj |
| to IRS POC since contacted many times and not amending POC |
| 7/29 - Current; TBE not for current residence - ems; still no |
| amended POC and no obj to the IRS claim filed; nothing resolved |
| with over a month continuance 2nd EMS; agreed to 8/29 with obj |
| to IRS POC; rec'd proof of TBE on current residence |
| no amd plan yet 8/21 but IRS obj filed. |
| debtor lost job but is interviewing for a new position with similar |
| salary. Cont to see if debtor gains employment and can stay in |
| 100% plan |
| 9/24 - One month default; nothing resolved and now obj to |
| confirmation filed by Cap One; atty says D just started new job |
| [100K] go to 10/31 |
| 10/30 - 3 month default by court date; nothing in TFS; last $ early |
| Aug |
| Case filed in Feb and TMD pending since June; Cap One |
| objections pending; plan not feasible; need amended plan [match |
| 3 SL claims to part 5.2 and resolve Cap One objections]; rec'd |
| proof of big deposits from job obtained that he resigned to get |
| higher payment job - now $140K but why no $ paid when had job |
| with big salary in Oct - ask Judge to mark Final to be current and |
| ready to confirm |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Confirmation |
| Hearing |
| 10/1/2025 - 341 meeting not held. Rec'd docs late. Need another |
| date. |
| 10/20 - Current; 100% case; go to 12/5 for 341 to be set & held |
| and be past bar - EMS |
| 341 meeting continued to 11/12/25. |
| Confirmation |
| Hearing & TMD |
| ZALUTSKY & |
| PINSKI |
| Confirmation |
| Hearing & TMD |
| 341 July 16, Bar Date Aug 22 |
| Amend SOFA 9 Phenix Capital Judgement, and Budman Group |
| Foreclosure on Lake Street Property. done |
| Amend A for correct value of Lake St R/E. Amended A filed but not |
| on A |
| Amend D for notice to DuPage County. Amended D filed but no |
| DuPage on it ?? |
| Lake Street R/E is listed for sale. Amend J (delete $1200 payment |
| from J 17) and Plan -not done |
| debtor's share of proceeds to be paid into plan, DuPage and |
| Budman to be paid at sale. |
| Move AmeriCredit from 3.1 / J to 3.2. Moved to 3.3 [sb 3.2] and J |
| never amended |
| Need CMA for residence, listing agreement for Lake St. - still |
| need |
| Need documentation of Jan Feb Mar receipts for business. - still |
| need |
| Americredit obj to confirmation and Alliant CU objection |
| 8/11 - Current but none of 341 issues addressed yet; atty wants |
| 9/26 |
| TMD set for no amended A/B, D, J, SOFA, plan, unfeasible plan, |
| need CMA, document January - March business receipts & |
| resolve objections & motions to lift stay |
| 9/24 - Current; amended SOFA filed but no 107 signature page; |
| amended A/B,&D filed but didn't resolve 341 issues so need those |
| filed again and need amended J and plan; plus still need CMA and |
| bus receipts; go to 10/31 as final by me for amends and docs |
| 10/28 - Current; still missing all items in TMD except amended |
| SOFA [but even then need 107 signature page]; need another |
| amended plan; atty says holding off on amends bc commercial |
| property being sold; go to 12/5 for mtn to sell to be up |
| ZALUTSKY & |
| PINSKI |
| Motion Relief from |
| Stay |
| 2023 Tesla Model Y Filed by Alliant Credit Union; Direct Pay; No |
| arrears. Order OK |
| Payments current, due date 13th |
| ZALUTSKY & |
| PINSKI |
| Motion Relief from |
| Stay |
| Residence at 21W524 Thorndale Ave, Medinah, IL 60157 Filed by |
| Freedom Mortgage Corporation; Direct Pay; Scheduled arrears |
| $36,000. NO POSTS MADE |
| Payments current, due date 13th |