| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 10/10/25 1:52 pm |
| All Chapter 13 matters are now listed. Matters are sorted by time slot and by Debtor Attorney within the time slot. If the debtor |
| has filed a 1329 motion, any continued Trustee’s Motion to Dismiss will appear with the 1329 motion instead of at 10:00. Use |
| Ctrl+f to search for a specific case or name. You may have to refresh the browser window to display the most recent update. |
| Court Call for Friday, October 17, 2025 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 15th Last $ 5/29/25 $4200/mo |
| Set for 10/17 $16,800 = 4 mo |
| 11/21 for 1329 |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% in 60 months, ~201 months |
| due to Ally Financial filing an amended deficiency claim on |
| 5/22/25. (1329 order increased GUC to 100%) |
| 11/21 for 1329 |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 5/17/24 deferring $4340 and increasing payment to $1,150. |
| Due date 28th Last $ 9/8/25 $1150/mo |
| Set for 10/17 $3450 = 3 mo |
| 11/21 for 1329 |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 9/9/25 $1564/mo |
| Set for 10/17 $6268 = 4 mo |
| Starting April 2025, debtor stopped making full payments. |
| 11/21 for 1329 |
| DAVID L |
| STRETCH |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 9/25/25 $820/mo |
| Set for 10/17 $2855 = 3.5 mo |
| Still paying $105 vs $820 which started June 2025. |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 23rd Last $ 9/10/25 $300/mo |
| Set for 10/17 $777 = 2.6 mo |
| DERRICK B |
| HAGER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 9/22/25 $3800/mo |
| Set for 10/17 $9500 = 2.5 mo |
| 1329 set for 10/31/25 [atty sent copy of $2K GFP] but on 10/31, |
| will prob need to be continued to 11/21 for full GFP to post |
| DERRICK B |
| HAGER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 13th Last $ 9/18/25 $426/mo |
| Set for 10/17 $2420 = Didn't make lump sum payment in May |
| 2025 |
| Conf terms: $202/6, $426/48 & 3 lump sum payments of $2300. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th Last $ 9/8/25 $750/mo |
| Set for 10/17 $2250 = 3 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 29th Last $ 9/11/25 $1275/mo |
| Set for 10/17 $3805 = 3 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 9/9/25 $500/mo |
| Set for 10/17 $1400 = 2.8 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 9/25/25 $590/mo |
| Set for 10/17 $1530 = 2.6 mo |
| P/C amounts inconsistent. Also P/C deductions did not increase |
| when payments increased from $275 to $590 in November 2024. |
| 1329 set for 10/31/25 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 5/29/25 $340/mo |
| Set for 10/17 $1350 = 4 mo |
| No $ since last TMD was withdrawn |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 28th Last $ 9/9/25 $2160/mo |
| Set for 10/17 $6337 = 3 mo |
| ILLINI LEGAL |
| SERVICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 17th Last $ 9/19/25 $300/mo |
| Set for 10/17 $900 = 3 mo |
| D lost 2nd job but has a new one; atty out of town most of Oct so |
| 11/21 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 10th Last $ 6/16/25 $2480/mo |
| Set for 10/17 $7635 = 3.1 mo |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 17th Last $ 5/16/25 $937/mo |
| Set for 10/17 $3748 = 4 mo |
| JOSEPH P |
| DOYLE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 6/27/25 increasing payments to $2,230 and increasing base to |
| $126,073.78. |
| Due date 25th Last $ 9/26/25 $2230/mo |
| Set for 10/17 $5691 = 2.6 mo |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 1st Last $ 8/6/25 $450/mo |
| Set for 10/17 $1350 = 3 mo |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% to Guc's in 60 months, ~119 |
| months due to unsecured claims coming in higher than scheduled. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Object to |
| Discharge |
| THOMAS LAW |
| OFFICE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd Last $ 8/18/25 $1225/mo |
| Set for 10/17 $3450 = 2.8 mo |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 3/21/25 deferring $11,891 and increasing payment to $2,750. |
| Due date 11th Last $ 8/11/25 $2750/mo |
| Set for 10/17 $9625 = 3.5 mo |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 5/3/24 deferring $10,770 |
| OE 5/23/25 deferring $6741 |
| Due date 4th Last $ 4/23/25 $2550/mo |
| Set for 10/17 $10,200 = 4 mo |
| No $ since deferring default in May 2025. |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ARTHUR W |
| RUMMLER |
| Motion Relief from |
| Stay |
| Residence at 251 W Graham Ave, Lombard, IL 60148 Filed by |
| Nationstar Mortgage LLC; Direct Pay; Arrears owing $570.82. |
| 1 month default, due date 2nd |
| BADILLO LAW |
| GROUP |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 4/4/25 deferring $2410 |
| Due date 18th Last $ 9/22/25 $1205/mo |
| Set for 10/17 $4215 = 3.5 mo |
| Only made 1 half payment and 1 full payment since deferring the |
| default in April 2025. |
| Moved to 9:30 |
| BRADLEY S |
| COVEY PC |
| Motion Relief from |
| Stay |
| Residence at 947 Walter Ave, Aurora, IL 60505 Filed by PNC |
| Bank, National Association; Direct Pay; Arrears PIF. |
| Payments current. OE 8/29/25 Deferred default ($5500). Due date |
| 4th |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 7/1/25 $550/mo |
| Set for 10/17 $1700 = 3 mo |
| Moved to 9:30 |
| CHAD M |
| HAYWARD |
| Motion Relief from |
| Stay |
| 2016 Nissan Maxima Filed by ALLY BANK; Paid thru the plan; |
| Scheduled $22,507; monthly payment $445.67. |
| Payments current, due date 19th, P/C set up |
| Car was repossessed on 8/18/25. Case filed 8/20/25. |
| Confirmation 10/31/25 |
| CHRISTINA |
| BANYON |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 9/8/25 $895/mo |
| Set for 10/17 $2315 = 2.6 mo |
| $2315.00 started in TFS on 9/29 so if it posts, then can WD - |
| Posted 10/6 |
| Moved to 9:30 |
| Residence at 40 N. Tower Road, Unit 4D, Oak Brook, Illinois Filed |
| by Oak Brook Towers Condominium Association; Both Direct Pay; |
| Arrears scheduled for $165.64 and the other scheduled for $4,792. |
| order OK |
| Payments current, due date 16th, on P/C |
| Confirmation continued to 10/31/25 |
| Motion Relief from |
| Stay (Co-Debtor) |
| Motion for Relief from Co-Debtor Stay Filed by Transform Credit |
| Inc.. Order OK |
| Co-Borrower is Essence Marie Rayford. Monies were borrowed |
| and disbursed to her. |
| Plan does not pay the claim in full. |
| Confirmation 11/21/25 |
| DAVID FREYDIN |
| LTD |
| 2020 Ford Escape Filed by Exeter Finance LLC; Direct Pay; |
| Arrears owing $118.62. Order OK |
| 1 month default, due date 9th, On P/C |
| DERRICK B |
| HAGER |
| Motion Amended |
| Motion |
| Missing new notice language |
| Amended Motion to Voluntarily Dismiss Debtor; Prior MLS so 180 |
| day to refile. |
| Notice of WD filed 10/8/25 |
| GERACI LAW |
| LLC |
| Motion Modify |
| Plan/Vacate Order |
| Motion to Modify Plan and Motion to Vacate (#37 Payroll Order) |
| No longer able to work for medical reasons and is receiving short |
| term disability from her employer. Employer is still deducting from |
| paycheck and she's unable to afford regular living expenses. |
| Anticipating long term disability to start January 2026. Sch I and J |
| attached. |
| Debtor seeks October - December 2025 payments are abated and |
| arrears are deferred to the end to the plan. The order for payroll |
| control entered as document #37 is vacated. |
| OBJECT - Plan runs 66 months so not feasible as written |
| Nothing to show that she can afford plan payment with |
| long term disability |
| GERACI LAW |
| LLC |
| Motion Modify |
| Plan/Motion to Use |
| Sell or Lease |
| Property |
| To Modify plan & To sell their 2019 Nissan Rogue for $18,400. |
| Proposed order #46: |
| 3. Debtors shall tender to the Trustee the amount necessary to |
| payoff their Chapter 13 plan which amount shall be subject to a |
| written payoff. Funds shall be mailed to Glenn Stearns, Chapter 13 |
| Trustee, P.O. Box 2368, Memphis, TN 38101-2368 within 7 days |
| of closing. Any amount in excess of this may be paid directly to |
| Robert Hewitt. |
| 5. The lien of Nissan Motor Acceptance shall be paid in full out of |
| the proceeds of sale at the time of closing pursuant to a proper |
| payoff quote. |
| 6. The deadline for the sale closing and receipt of funds to Nissan |
| Motor Acceptance shall be within 60 days of this Order. |
| 7. The rule staying the order for 14 days, pursuant to Bankruptcy |
| rule 6004(h) is waived. |
| 8. Section 3.2 of the confirmed plan is modified to strike further |
| payments to Nissan Motor Acceptance. |
| In August 2025, Mrs. Hewitt passed away and as a result Mr. |
| Hewitt no longer needs a second vehicle. |
| Object - Payoff without Nissan is about $44K so how will debtors |
| tender funds to payoff Ch 13 |
| Mtn says to pay toward balance but order says payoff case and |
| suggests extra |
| GERACI LAW |
| LLC |
| Missing courtroom number |
| Property at 10035-37 S Cicero Ave, Oak Lawn, Illinois 60453 Filed |
| by U.S. Bank Trust National Association, not in its individual |
| capacity but solely as owner trustee for RCAF Acquisition Trust; |
| Not on schedules/plan. |
| Elaine A Paradiso and Robert C Paradiso are on the loan and are |
| both |
| deceased. Renee Lynn Paradiso is listed as a potential heir to the |
| property. |
| Balance $67K cook co assessors says only worth $23K |
| GERACI LAW |
| LLC |
| Motion Obtain |
| Credit/Incur Debt |
| To refinance her R/E at 1448 S Williams St Westmont IL 60559 |
| financed at $496,600 at 6.125% for $3,952.86/mo. Loan estimate, |
| Sch I and J attached. |
| From the proceeds, Debtor shall tender to the Trustee the amount |
| necessary to payoff his Chapter 13 which amount shall be subject |
| to a written payoff. Funds shall be mailed to Glenn Stearns, |
| Chapter 13 Trustee, P.O. Box 2368, Memphis, TN 38101-2368 |
| within 7 days of closing. |
| The lien of Nationstar/Mr.Cooper and Shellpoint Mortgage shall be |
| paid in full out of the proceeds of sale at the time of closing |
| pursuant to a proper payoff quote, or, in the event that the sale is |
| short of a full payoff, that the sale is subject to Mortgagees' final |
| approval. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay as to residence at 638 Juniper Ln. |
| Bartlett, IL 60103 by Nationstar Mortgage; Direct Pay; arrears PIF |
| 2.3 month default |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 731 S. Harvard Ave, Addison by JPMORGAN |
| CHASE BANK, NATIONAL ASSOCIATION. |
| Direct; arrears owing $1090.86; order OK |
| 2 mo default; payments due on 12th |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 253 Morgan St, Elgin, IL 60123-7650 Filed by Rocket |
| Mortgage, LLC f/k/a Quicken Loans, LLC; Direct Pay; Arrears PIF. |
| 2 month default, due date 2nd |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Other Reasons |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Property at 619 Woodbridge Dr, Elgin, IL 60124 Filed by M & T |
| Bank; Direct Pay; Arrears PIF. |
| Payments current, due date 14th, on P/C |
| GERACI LAW |
| LLC |
| 2021 Ford Explorer Filed by Santander Bank, N.A., as servicer for |
| Santander Consumer USA Inc; Direct Pay; No arrears. |
| Payments current, due date 19th, on P/C |
| GERACI LAW |
| LLC |
| For feasibility. |
| Debtor seeks Section 5.2 of the plan is modified to list the U.S. |
| Department of Education. |
| GERACI LAW |
| LLC |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To sell her 2022 Dodge Challenger for $38,600. |
| 3. Debtor shall tender to the Trustee any net proceeds she |
| receives from the sale. Funds shall be mailed to Glenn Stearns, |
| Chapter 13 Trustee, P.O. Box 2368, Memphis, TN 38101-2368 |
| within 7 days of closing. |
| 4. The lien of Santander shall be paid in full out of the proceeds of |
| sale at the time of closing pursuant to a proper payoff quote. |
| 5. The deadline for the sale closing and receipt of funds to |
| Santander shall be within 90 days from the date of this Order. |
| 6. The rule staying the order for 14 days, pursuant to Bankruptcy |
| rule 6004(h) is waived. |
| GERACI LAW |
| LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 24-19189 filed 12/26/24, Dismissed 8/15/25 for |
| default |
| In prior case, he fell behind on mortgage payments and decided to |
| dismiss case and work directly with the mortgage company. Now |
| filing a conduit plan to avoid falling behind on ongoing mortgage |
| payments. Also received a raise. Agreed to P/C. |
| Affidavit, Prior/Current Sch I and J attached. |
| P/C entered 9/24/25 |
| GERACI LAW |
| LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 24-05481 filed 4/15/24, Dismissed 11/22/24 for no |
| amended plan & tax issues |
| In prior case, debtors were paying 2 financed vehicles thru the |
| plan & IRS filed a claim larger than expected. Now debtors are |
| aware of total debt obligation and both car loans have been paid |
| off. Agreed to P/C. |
| Affidavit, Prior/Current Sch I and J attached. |
| P/C entered 9/24/25. |
| GERACI LAW |
| LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 24-15340 filed 10/15/24, Dismissed 8/29/25 for |
| default |
| In prior case, her employer cut her hours and eventually she was |
| laid off. Has since found a new full time job with steady hours. |
| Agreed to P/C. |
| Affidavit, Prior/current Sch I and J attached. |
| P/C entered 10/2/25. |
| GLEASON & |
| GLEASON LLC |
| Residence at 8315 Helen Ct, Downers Grove, IL 60516 Filed by |
| U.S. Bank Trust National Association; Direct pay; Arrears owing |
| $80,275.97; Principal due $10,703.46. |
| 2 month default, due date 24th |
| GLENDA J |
| GRAY |
| Motion Sell |
| Property Free and |
| Clear of Liens |
| 363(f) |
| To sell property at 2735 W. Washington Chicago, Illinois 60612 for |
| $400,000. Contract attached. |
| The closing agent is directed to promptly forward a copy of the |
| Closing Statement within ten (10) days of closing to: Glenn B. |
| Stearns, Chapter 13 Trustee, 801 Warrenville Road Suite 650 |
| Lisle, Illinois 60532. |
| Order must state that all net proceeds from the sale will be paid to |
| the Chapter 13 Trustee, Office of Glenn Stearns, at the closing |
| GLENDA J |
| GRAY |
| ***Short Notice*** |
| If set payments are removed from the plan, Debtor can complete |
| the plan much sooner than the additional 50 months left on the |
| plan. |
| Debtor seeks to vacate any and all set payments. - Not really |
| needed if we have funds to payoff the case, then this happens |
| automatically |
| Motion to Sell R/E up too. |
| Object Not necessary |
| HELLER & |
| RICHMOND |
| Motion Relief from |
| Stay |
| Incorrect courtroom number |
| Residence at 3104 Merrywell Ct, Carpentersville, IL 60110 Filed by |
| United Wholesale Mortgage, LLC; Direct pay; Arrears PIF. |
| Payments current, due date 12th |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Reopen |
| Chapter 13 Case |
| Reopen Chapter 13 Case to file DSO Certificate |
| DSO Certificate filed 10/4/25. |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Relief from |
| Stay |
| 2013 Ram 1500 Crew Cab Filed by Capital One Auto Finance, a |
| division of Capital One, N.A; Direct pay; Arrears PIF. Order OK |
| Payments current, due date 6th |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Convert |
| Case 13 to 7 |
| Trustee Motion to Convert Case From 13 to 7 |
| Over the debt limit |
| JOSEPH P |
| DOYLE |
| Motion Extend |
| Time |
| Motion to Extend Time to File a Motion to Reconsider Orders at |
| Docket Nos. 70 & 72 or, in the Alternative, to Extend Time to |
| Release Lien Filed by U.S. BANK TRUST NATIONAL |
| ASSOCIATION. |
| JOSEPH P |
| DOYLE |
| Motion Reopen |
| Chapter 13 |
| Case/Motion to |
| Vacate |
| Motion to Reopen Chapter 13 Case and Motion to Vacate (related |
| documents 70 Order on Motion to Compel, 72 Order Relief From |
| Stay if Failure to Comply) Filed by U.S. BANK TRUST NATIONAL |
| ASSOCIATION. |
| JOSEPH P |
| DOYLE |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To Sell residence at 503 Edinburgh West Dundee for $435K |
| Order - forward RESPA within 3days; pay liens and customary |
| closing costs; ll remaining proceeds will be paid t the D [property |
| held in TBE] |
| Object: |
| 4 month default in plan payments; last payment June |
| TMD set for 10/31 - ems to D atty letting case be dismissed on |
| 10/31 |
| KATHLEEN |
| VAUGHT |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Notice of Motion and Second Amended Application for |
| Compensation for Kathleen Vaught, Debtor's Attorney, Fee: |
| $5,500.00, Expenses: $24.27. |
| Confirmed 8/15/25 |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Matthew C Baysinger, Debtor's |
| Attorney, Fee: $4,500.00, Expenses: $0.00. |
| Confirmed 9/12/25 |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Matthew C Baysinger, Debtor's |
| Attorney, Fee: $4,500.00, Expenses: $0.00. |
| Confirmed 8/29/25 |
| MC LAW |
| GROUP |
| Residence at 1 S 291 Windsor Lane, Villa Park, IL 60181 Filed by |
| Freedom Mortgage Corporation; Debtor Disburses; Arrears PIF. |
| Case Paid in full 8/28/25; Discharged 9/30 but case officially still |
| open on docket [need FR] |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Extend |
| Time to File |
| Schedules or |
| Provide Required |
| Information |
| Motion to Extend Time to File Schedules or Provide Required |
| Information until 10/3/25. |
| No proposed order attached or filed but mtn says by 10/3 |
| 10/9 -Mtn says extend to 10/3 and No plan; schedules or |
| statements filed or signature pages for SOFA and schedules [also |
| no taxes or pay advices] and no $ - gave to JK and TMD filed. |
| Motion Relief from |
| Stay |
| Amended Notice filed. Missing new notice language |
| Residence at 733 Sheldon Ave, Aurora, IL 60506 Filed by |
| CrossCountry Mortgage, LLC; Direct Pay; Arrears owing |
| $51,573.19. |
| Payments current, due date 4th, on P/C |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| and Bar Debtor |
| from Refiling |
| Trustee Motion to Dismiss and Bar Debtor from Refiling |
| This is the Debtor's 3rd Chapter 13 Bankruptcy case filed in this |
| year. |
| 25-04105 filed 3/18/25 - Chapter 13 dismissed 5/2/25 w/out |
| confirmation for no plan, schedules, statements & form B106 |
| 25-10825 filed 7/17/25 - Chapter 13 dismissed 8/15/25 w/out |
| confirmation for no plan, schedules & statements |
| 25-13654 filed 9/4/25 - Current case. No plan, schedules or SOFA |
| filed. |
| Debtor has not made a plan payment in this case or either of the |
| prior cases. |
| PRO SE |
| DEBTOR |
| Motion Extend |
| Time to File |
| Schedules or |
| Provide Required |
| Information |
| Motion to Impose Stay/Motion to Extend Time to File Schedules or |
| Provide Required Information until 11/7/25. |
| Object - extension is unreasonable; 11/7 is over 60 days from filing |
| date |
| - 2 plan payments will come due before 11/7; no $ to date |
| - 2 prior cases dismissed for not filing all documents |
| required |
| - no basis to impose stay when required documents not |
| filed |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Schedules A-J, SOFA, 122C-1 & Plan filed. |
| Nothing filed as of 10/9 |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Schedules A-J, SOFA & Plan filed. |
| Nothing filed as of 10/9 |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| RUDDY KING & |
| PETERSEN LLC |
| Motion Dismiss for |
| Failure to File |
| Required |
| Documents under |
| Section 521 |
| No B106 & B107 Signature pages filed. |
| 10/3 - 106D and 107 signature pages filed but DATED 9/10 |
| [almost a month before they were filed so implies not rev'd by D |
| and signature pages signed before docs prepared]; plan never |
| served and 6 secure creditors on sch D and NO PLAN |
| TREATMENT for any of them! EMS |
| SCHOTTLER & |
| ASSOC |
| Motion Relief from |
| Stay |
| Property at 11S269 Oakwood Ave, Lemont, IL 60439 Filed by |
| Selene Finance, LP; Direct Pay; Arrears owing $61,325.19. |
| 2 month default, due date 25th |
| Confirmation continued to 10/31/25 |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Patrick Semrad, Debtor's |
| Attorney, Fee: $5500.00, Expenses: $361.71. |
| Confirmation continued to 10/31/25 |
| SUZANNE DE |
| RATH |
| Motion Relief from |
| Stay |
| Renting at 2149 Walcott Road, Apartment No. 101, Aurora, Illinois |
| 60504 Filed by Walcott Road Apts, LLC; Lease assumed; Direct |
| Pay. |
| Payments current, due date 8th, on P/C |
| THURSTON |
| LAW FIRM |
| Motion Relief from |
| Stay |
| Residence at 461 Wandsworth Cir, Roselle, IL 60172 Filed by U.S. |
| Bank National Association; Direct pay; Arrears owing $2,065.81. |
| Payments current, due date 30th, on P/C |
| WILLIAM J |
| FACTOR LTD |
| Motion Rule 2004 |
| Examination |
| Motion Rule 2004 Examination of Wells Fargo Bank, N.A. Filed by |
| Justin R. Storer on behalf of Debtors |
| Debtor was a victim of a scam. Fraudulently induced to send |
| money through Zelle thinking he was investing in cryptocurrency |
| and would receive a significant return. |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Motion Relief from |
| Stay |
| Residence at 1555 Easy St, Elgin, Illinois 60123 Filed by NewRez |
| LLC d/b/a Shellpoint Mortgage Servicing; Direct Pay; Arrears |
| owing $81,314.97. Order OK |
| Subst current, due date 19th |
| Motion Extend |
| Automatic Stay |
| Noticed for 9:15 |
| Extend Automatic Stay Prior case 23-14212 dismissed after |
| confirmation for plan default; affidavit & prior/current I/J attached |
| FYI- NFS has maj of income and W2 |
| 1st plan payment due on 9/24 so cont to 9/26 to make sure paid |
| timely |
| Notice of obj filed on 9/8 |
| extend/cont 10/17 for 1st plan payment to post |
| TFS started on 10/8 fr $2616 |
| ATTORNEYS |
| SERVING YOU |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 11th Last $ 4/25/25 $1125/mo |
| Set for 6/27 $3370 = 3 mo |
| $4495 = 4 mo |
| 8/1 to cure |
| 7/28 - $3320 default [2 months] with Aug due on 8/11; nothing else |
| in TFS; atty says D making another payment today; agreed to 9/12 |
| to be current thru Aug |
| 9/11 - 2820 default [2.5 months; money posted but another |
| payment came due]; very little reduction in default since TMD 1st |
| up on 6/27 |
| 9/12 ct - FINAL 10/17 for full cure or 1329 with GFP |
| 10/9 - This is final date for full cure or 1329 to be up on 10/17; no |
| 1329 and not enough time to set up; still $2820 default [2.5 mos]; |
| which is only a half month less than orig TMD default; 4th time up; |
| nothing pending in TFS |
| BACH LAW |
| OFFICES |
| Adversary case 25-00151. (91 (Declaratory judgment)), (21 |
| (Validity, priority or extent of lien or other interest in property)): |
| Complaint by Syed Ateeq Ahmed against Arcadius Smocyzk. |
| Settled and our office to pay $60K but no order on the docket - |
| prob go to 8/29 |
| Motion to approve compromise up om 9/12 |
| BK case PIF 9/18 with $60K paid to Arcadius Smocyk and$819.20 |
| refund to debtor and discharged on 10/8 |
| Need order dismissing the complaint |
| BORGES & WU |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 2/7/25 deferring $2100, reducing the total amount to be paid to |
| $34,500 & reducing dividend to unsecured claims to 20%. |
| Due date 27th Last $ 5/19/25 $600/mo |
| Set for 8/29 $1800 = 3 mo |
| Continue to 12/5 to make sure she pays at $700 for Oct and Nov |
| BORGES & WU |
| LLC |
| Certificate of Service dated 1/9/25. |
| Since June, debtor took leave of absence to care for her 91 year |
| old mother in law and brother in law while he recovered from |
| cancer treatment. She expects to return to work in October. |
| Debtor seeks to defer the default. |
| Object - deferral makes case unfeasible; need revised order that |
| increases plan payment to $700 and keeps base the same; $600 |
| GFP posted on 9/2 - ems - if no revised order by noon on Wed, |
| then |
| FILE OBJ |
| Notice of obj filed 9/24 |
| Proposed order #50 is OK |
| DARRELL L |
| JORDAN |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 29th Last $ 8/8/25 $1275/mo |
| Set for 9/12 $3150 = 2.5 mo |
| 10/17 for reduction in default/plan to cure |
| 10/9 - $3150 default [2.5 months]; no reduction in default; made a |
| reg payment but one came due; nothing pending/scheduled in TFS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 9/22/23 reducing payment to $350 for 34 months and then |
| $530 for remainder of the plan & plan base is $25,055. |
| Due date 10th Last $ 6/24/25 $350/mo |
| Set for 9/12 $1400 = 4 mo |
| 10/17 for big reduction in default |
| 10/10 - $2100 default [6 months]; last $ June; nothing pending in |
| TFS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 9/27/24 deferring $3190 and increasing payment to $1210. |
| Due date 13th Last $ 8/7/25 $1210/mo |
| Set for 9/12 $3630 = 3 mo |
| 10/17 for contact |
| 10/8 - $3630 [3 months]; payment posted on 9/9 but that was just |
| reg payment and another came due so default is the same |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 7/26/24 reducing payment to $1000 beginning in month 16 for |
| the remainder of the plan & percentage to unsecured creditors |
| remains 100%. |
| Due date 4th Last $ 8/13/25 $1000/mo |
| Set for 9/12 $2685 = 2.7 mo |
| $3685 = 3.7 mo |
| 10/17 for big reduction in default |
| 10/9 -$2685 default [2.7 months]; did get 2 payments but Sept & |
| Oct came due; atty said thinks debtors are going to let this case go |
| and refile but will confirm tht |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 27th Last $ 5/5/25 $140/mo |
| Set for 8/29 $420 = 3 mo |
| 9/19 - $560 default [4 months]; last $ May; atty says no source of |
| income as sole source was maintenance and that stopped; she's |
| trying to get a job |
| Final 10/17 |
| 10/9 - Same $700 default [5 mos]; last $ May and atty hasn't heard |
| from them but still trying to contact |
| Residence at 1620 Sandcastle Lane, Pingree Grove, IL 60140 |
| Filed by LoanCare, LLC as servicing agent for Lakeview Loan |
| Servicing, LLC; Direct pay; Arrears PIF. Order OK |
| One month default, due date 27th |
| 2021 Kia Telluride Filed by JPMorgan Chase Bank, N.A; Direct |
| Pay; No arrears. Order OK |
| One month default, due date 27th |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| DAVID FREYDIN |
| LTD |
| Motion Examine |
| Fees |
| Trustee Motion to Examine Fees of Debtor Attorney |
| Months and months of unnecessary delay with minimal |
| communication by attorney. |
| Rec'd affidavit requested orig in April finally on 8/29 - no basis for |
| that kind of delay |
| Attorney didn't know debtor had made payments so clearly not |
| communicating with client when up as a final date back on 8/15 |
| Trustee seeks to reduce attorney fees down by at least $1000. |
| 9/12 -Rec #29; fees NOT granted; 9/26 for atty to respond and |
| 10/17 for further hearing on fees |
| DAVID FREYDIN |
| LTD |
| Order Scheduling (RE: 34 Motion for Examine Fees). Response |
| due by 9/26/2025. |
| DAVID FREYDIN |
| LTD |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for David Freydin, Debtor's Attorney, |
| Fee: $4500.00, Expenses: $388.00. |
| Judge entered order for $4K allowed on 9/29 per our agreement |
| DAVID FREYDIN |
| LTD |
| Motion Relief from |
| Stay |
| Residence at 7216 Springside Ave, Downers Grove, Illinois |
| 60516-0000 Filed by Fifth Third Bank, N.A; Direct pay; No arrears. |
| Order OK |
| One month default, due date 8th, on P/C but only send $1460 |
| once per month [payment $1825 as of 10/25] |
| DERRICK B |
| HAGER |
| Motion Relief from |
| Stay |
| 2020 Chevrolet Blazer Filed by CARMAX BUSINESS SERVICES |
| LLC; Direct Pay; Arrears owing $1,220.13; Principal due $290.50. |
| Order OK |
| 1 month default, due date 1st |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 10/20/23 deferring $5000 and plan base is $61,600 |
| Due date 15th Last $ 6/24/25 $1100/mo |
| Set for 7/18 $2700 = 2.5 mo |
| 8/29 for cure |
| 8/21 1300 payment just cleared, not posted yet |
| 10/8 - $1600 default [1.5 months]; $1700 to start in TFS on 10/11 |
| GERACI LAW |
| LLC |
| Residence at 1585 Saint Andrews Cir, Elgin, IL 60123 Filed by |
| Wells Fargo Bank, N.A; Direct pay; Arrears PIF. |
| Payments current, due date 15th; order OK |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 7/12/24 deferring $3770 |
| Due date 4th Last $ 6/4/25 $1000/mo |
| Set for 7/18 $3000 = 3 mo |
| 8/29 for cure |
| 10/9- $3300 default [3.3 months] |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 9th Last $ 7/14/25 $880/mo |
| Set for 9/26 $2920 = 3.3 mo |
| 10/17 for response |
| 10/9 - $3800 default; 4.3 months; last $ JULY |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| OE 11/22/24 deferring $19,356, reducing payment to $1150 |
| beginning November 2024 & reducing dividend to unsecured |
| claims to 21%. Plan is amended in 8.1 to add that Debtor shall |
| provide a copy of her tax return to the Trustee each year, |
| beginning with tax year 2025 for the purpose of income |
| monitoring. In the event she has a change in her income, Debtor |
| shall amend schedule I within 30 days. |
| Due date 26th Last $ 8/22/25 $1150/mo |
| Set for 9/12 $2875 = 2.5 mo |
| 10/17 for 1329 |
| GERACI LAW |
| LLC |
| Motion to Modify Plan |
| Plan payment increased to $1230 beg 10/25 and arrears deferred |
| to end of plan. |
| TPI $33,013.82 month 23 [37 x $1230 ] = 78,523.82 - will give |
| 23% and $35K to GUC |
| base never reduced with last order so actually super unfeasible - |
| can fix with this order |
| Need revise order -add - The plan base is reduced to $78,523.82 |
| GFP posted |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 6/9/25 $595/ mo |
| Set for 7/18 $1777 = 3 mo |
| 8/29 for cure |
| 8/22 $795 cleared tfs today, not posted yet |
| 10/9 - $1577 default [2.6 mos]; $595 posted on 10/3; nothing else |
| pending in TFS |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 4/10/25 $950/mo |
| Set for 7/18 $2850 = 3 mo |
| $3800 = 4 mo |
| 8/15 for status -selling house to payoff case; house on market |
| now- need mtn to sell |
| Order to sell being granted so cont for proceeds [closing 8/28] so |
| TMD to 9/26 |
| 9/24- - Nothing posted sine April |
| 9/26 ct - buyer pulled out but new buyer with 9/29 closing so 10/17 |
| 10/9 - 7 month default, $6650, with last money in April so need |
| proof closed with payoff funds on way to continue again; if that |
| sale fell thru too, then case sb dismissed |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 28th Last $ 7/18/25 $1700/mo |
| Set for 8/1 $5100 = 3 mo |
| $4315 = 2.5 mo |
| P/C is supposed to be split between Debtors. P/C stopped for D2 |
| in January 2025. Only receiving steady P/C from D1. |
| 9/12 for 1329 |
| 9/7 - atty says D2 is out of work so no defense unless hear from |
| them this week |
| 9/12 ct- back to work;TFS scheduled s 10/17 |
| 15 months TPI thru Sept $18,426.64 plus 45 x $1520 = 68,400 = |
| 86,826.64 - |
| GERACI LAW |
| LLC |
| Motion to Modify Plan - D2 new job; budget attached |
| Order says increased to $1520 beg Oct 25; arrears deferred and |
| base reduced to $85,662 |
| Need revised order- |
| actually DECREASING plan payment; NOT increasing as |
| motion/order says |
| Base should be reduced to $86,826.64 [TPI thru Sept plus 45 at |
| $1520] |
| Is D2 going on PC - right now paying direct Order should clarify if |
| half payment being paid direct and half from payroll on D1 and if |
| that's the case, then need amended PC order to reduce his to |
| $760 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 3/21/25 vacating payroll order |
| Due date 30th Last $ 7/23/25 $530/mo |
| Set for 9/26 $1325 = 2.5 mo |
| 10/17 for response |
| 10/9 - $1060 default [2 mos]; $530 posted on 9/24; nothing |
| pending in TFS |
| GERACI LAW |
| LLC |
| Residence at 273 Fitzgerald Cir, Carol Stream, IL 60188-3373 |
| Filed by Rocket Mortgage, LLC f/k/a Quicken Loans, LLC; Direct |
| pay; Arrears owing $13,456.07. |
| Payments current, due date 4th, on P/C |
| GREGORY J |
| MARTUCCI |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 7/25/25 $2500/mo |
| Set for 9/26 $7494 = 3 mo |
| 10/17 for money to post - $2500 TFS scheduled plus $2500 on |
| 9/20 & $2500 on 10/10 |
| 10/9 - $7494 default [3 months]; only 1 payment of $2500 posted |
| since TMD set; nothing pending in |
| TFS [two payments to start on 9/2 and 10/10 were removed]; no |
| reduction in default since TMD filed; seek dismissal |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 9/2/25 $1300/mo |
| Set for 9/12 $3565 = 2.7 mo |
| 10/17 for cure/plan |
| 10/7 - $3565 default [2.7 months]; another $1300 to start on 10/17 |
| but need extra to cure or 1329 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 28th Last $ 7/8/25 $1090/mo |
| Set for 8/15 $3230 = 3 mo |
| 9/12 for cure |
| 9/8 - $3224.06; 3 months; last money 8/7; $1096pending in TFS |
| [started 9/6] bt that is only 1 of 3; atty filed 1329 for 10/17 so cont |
| to then |
| JAMES A |
| YOUNG & |
| ASSOC |
| Debtor incurred unexpected expenses from family members. |
| Debtor seeks to defer payments for five (4) months??????? |
| Which is it? Motions states 4 months. Just say defer default. |
| Object - need revised order that just says Current default is |
| deferred [order works & GFP posted EMS |
| JOYNER LAW |
| OFFICE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| W/D if 1329 |
| Granted |
| For unfeasibility: Won't fund 100% plus 3.5% interest in 60 |
| months, ~155 months due to unscheduled student loan claim. |
| per datty, debtor believes student loans discharged in prior 2013 |
| ch7 in ohio. Clerk has been contacted. Continue for docs/or 1329 |
| depending on discharge outcome |
| MMP set for 10/17 - payments no longer disbursed to US dept of |
| Ed, cl #10 - order works |
| 10/9 EMS to DD as FYI |
| JOYNER LAW |
| OFFICE |
| For feasibility. On 7/17/25, the US Dept Of Education filed a POC |
| for $62,432.45 after confirmation. |
| Debtor seeks that payments are no longer disbursed to U.S. |
| Department of Education , claim #10. |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide current proof of income |
| and amend Sch I. |
| TMD for 2023 tax returns/refunds continued to 8/1 |
| 8/29 to be current thru July |
| per datty, debtors refuse to sign amended I and J for 1329. |
| continue to 9/12 for datty mtn to w/draw |
| Still no amended I and J filed |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 2/3/23 deferring tax refund $3607, plan is extended to 51 |
| months and plan base is $19,125. |
| Due date 21st Last $ 6/6/25 $375/mo |
| Set for 7/18 $938 = 2.5 mo (includes refund) |
| Base balance $2,437.62 |
| D1 - G $3798 N $2758 [his net income about $500 higher than |
| when filed] |
| D2 - who had no income - now works G $4151 N $3643 |
| Household has over $4K more NET income than at filing |
| 8/29 for amended I/J and 1329 motion set |
| no amends 8/26, no 1329 |
| per datty, debtors refuse to sign amended I and J for 1329. |
| continue to 9/12 for datty mtn to w/draw |
| No mtn to WD filed; atty says now has copy of I/J |
| 9/12 ct - 10/17 for 1329 to be on file with GFP |
| 10/8 - No I/J filed and no 1329 and no GFP - same place as last |
| time so case should be dismissed |
| Motion Relief from |
| Stay |
| Missing new notice language |
| Residence at 3104 Deerpath Ln, Carpentersville, IL 60110 Filed by |
| U.S. Bank Trust National Association, as Trustee for Tiki Series IV |
| Trust; Direct Pay; 1st mortgage arrears $76,978.29; 2nd mortgage |
| arrears $4,926.25. |
| 1 month default, due date 28th, on P/C |
| PRO SE |
| DEBTOR |
| Motion Costs of |
| Collection/Rule to |
| Show Cause |
| Dismissed 5/2/25 |
| Motion for Rule to Show Cause and allowing costs of collection |
| Filed by Christopher H Purcell on behalf of Linda Herlehy Bennett. |
| 1. Timothy J. Herlehy has failed to timely pay the $3,565.00 as |
| previously Ordered in the June 17, 2025 Order entered by this |
| Court. |
| 2. Timothy J. Herlehy is to be further fined an additional $100 per |
| day starting from the date this Order is entered through the time |
| that the aforementioned $3,565.00 plus the $100 per day in fines |
| are paid in full by sending a cashier’s check or money order |
| payable to Sherman & Purcell LTD at P.O. Box 67, Cary Illinois |
| 60013. |
| 3. Additional costs of collection are awarded and allowed to Linda |
| Herlehy-Bennett and the amount is subject to prove up. |
| 3. This matter is further set for status on September 12, 2025 at |
| 9:45 A.M. in Courtroom 615, 219 S. Dearborn St., Chicago, Illinois |
| 60604 and via Zoom for Government for status of compliance and |
| as to the prove up on the additional costs of collection for the |
| attorney's fees resulting from the Debtor's noncompliance. |
| 4. The Court also retains jurisdiction to determine additional |
| damages and relief in the event the attorney’s fees are not paid in |
| full pursuant to the terms of this Order. |
| 8/15 ct - Entered and continued to 9/12 |
| PRO SE |
| DEBTOR |
| Order Rule to |
| Show Cause |
| Order Granting Motion for Rule to Show Cause (Related Doc # |
| 47), Granting Motion To Allow Costs of Collection (Related Doc # |
| 47). |
| SCHNEIDER & |
| STONE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| SEMRAD LAW |
| FIRM LLC |
| Loss of employment and did not have reliable income for a period |
| of time. He's now receiving VA benefits and begins new |
| employment in early October 2025. |
| Debtor seeks default is deferred to the end of the plan. |
| Object - order works but need GFP; proof of current income and |
| amended I/J |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 4/4/25 allowing auto purchase for $447/mo |
| Due date 2nd Last $ 4/11/25 $530/mo |
| Set for 7/18 $1845 = 3.5 mo |
| $2375 = 4.5 mo |
| Got car and stopped paying plan; go to 8/1 bc right to a date |
| 7/28 - $2374 default [4 months with Aug due day after court; got |
| perm to buy car and never made another plan payment [TFS |
| suspended for failed payments in April and May]; atty says thinks |
| new job but waiting on proof of income & payment |
| 8/1 ct to 8/29 for 1329 & GFP & PC |
| 825 datty waiting on proof of income before filing 1329 |
| agi cargo job offer, starts 9/15. 9/26 to make sure job started |
| 9/22 - atty still waiting on proof of new job stub to file MMP |
| 1329 set for 10/17 - now job and VA benefits - need proof |
| 10/8 - if 1329 granted, maybe cont TMD to make sure pays going |
| forward |
| SEMRAD LAW |
| FIRM LLC |
| Incorrect courtroom number |
| Residence at 2455 Barn Owl Ln, Elgin, IL 60124 Filed by |
| Consumers Credit Union; Direct Pay; Arrears PIF. |
| Payments current, due date 24th |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| OE 6/7/24 deferring $3550, increasing payment to $850 & plan |
| base remains $45,600. |
| Due date 15th Last $ 8/20/25 $850/mo |
| Set for 9/12 $2197 = 2.6 mo |
| P/C inconsistent. Not always getting payments biweekly and P/C |
| did not increase when payment increased from $760 to $850 in |
| June 2024. |
| 9/22 - 10/17 for MMP; client back to work after med leave |
| 45600 - 60 month base - 10% |
| SEMRAD LAW |
| FIRM LLC |
| Was off work recovering from foot surgery. She has since returned |
| to work. |
| Debtor seeks default is deferred to the end of the plan. |
| Object - plan payment must increase bc 60 month base case - just |
| defer results in 64 month plan |
| plan payment needs to increase to $945 and base to remain the |
| same need revised order |
| FYI - PC = GFP but appears employer hasn't taken rt amt all along |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 6/7/24 allowing auto purchase for $554/mo |
| OE 8/9/24 deferring $1065 and increasing payment to $460. |
| P/C stopped April 2025 |
| Due date 25th Last $ 4/16/25 $460/mo |
| Set for 9/26 $2038 = 4.4 mo |
| 10/17 for MMP |
| Prob cont if MMP granted bc D no longer on PC |
| SEMRAD LAW |
| FIRM LLC |
| She lost her job and is only receiving SSI. |
| Debtor seeks default is deferred, payments decrease to $350 & |
| percentage paid to general unsecured creditors is reduced to |
| 10.00%. |
| Object - |
| Need GFP of $350 [last money April 2025] |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 1/10/25 deferring $2149 |
| P/C stopped May 2025 |
| Due date 24th Last $ 5/6/25 $490/mo |
| Set for 9/12 $1885 = 3.8 mo |
| 10/17 for 1329 - off work for baby; back and PC has resumed |
| 10/8 - PC coming in but no 1329 filed and 3.5 month default |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 8/9/24 deferring $1900 |
| Due date 3rd Last $ 7/29/25 $400/mo |
| Set for 9/26 $1200 = 3 mo |
| 10/17 for funds/cure; D to make payment of $800 on 10/1 |
| 10/9 - $800 default [2 months] |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 6/30/25 $175/mo |
| Set for 8/29 $485 = 2.8 mo |
| 9/11 - $660 default; 3.8 months; last $ June; TFS suspended;$177 |
| failed in July |
| 9/12 - new job so 10/17 for 1329 and $ |
| 10/9- No $ and no 1329; last $ June; 3rd time TMD and no $ [TFS |
| suspended] |
| SEMRAD LAW |
| FIRM LLC |
| Property at 400 N Washington St, Westmont, IL 60559 Filed by |
| Freedom Mortgage Corporation; Direct Pay in 3.1 and 8.1 by non |
| filing cosigner; Arrears owing $3,244.14. Order OK |
| Payments current, due date 2nd, on P/C |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 3/7/25 deferring $518 & decreasing payment to $650. |
| P/C stopped June 2025 |
| Due date 25th Last $ 6/2/25 $650/mo |
| Set for 9/26 $1883 = 3 mo |
| 10/17 for MMP & GFP to POST before 10/17 |
| If 1329 granted and no PC, then continue to make sure plan |
| payments made [large default and payment going up] |
| SEMRAD LAW |
| FIRM LLC |
| Lost her job. Now has new employment. |
| Debtor seeks default is deferred to the end of the plan. |
| Object - NEED GFP [nothing pending in TFS]; last $ June and |
| need PC |
| NEED proof of new employment income/paystub from |
| new job |
| NEED revised order plan payment needs to be $675.00 to |
| be feasible in 60 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 2nd Last $ 8/8/25 $300/mo |
| Set for 9/26 $1200 = 4 mo |
| 10/17 for MMP |
| prob cont to make sure pays and at $315 per month |
| SEMRAD LAW |
| FIRM LLC |
| Unexpected car repair expenses. |
| Debtor seeks default is deferred to the end of the plan. |
| Plan payment must go up to $315 to complete in 60 and need |
| GFP - OBJECT |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 19th Last $ 4/28/25 $775/mo |
| Set for 9/12 $3100 = 4 mo |
| 9/22 - 10/17 for MMP; D was off work for injury bu back to FT now |
| Seek dismissal without GFP; last $ April |
| SEMRAD LAW |
| FIRM LLC |
| Off work due to a back injury. He has since returned to work. |
| Debtor seeks default is deferred to the end of the plan. Order |
| works but NEED GFP so OBJECT |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped April 2025 |
| Due date 28th Last $ 4/25/25 $575/mo |
| Set for 9/12 $2525 = 4.4 mo |
| $3100 = 5.4 mo |
| 9/22 - 10/17 for MMP; D has new job |
| MMP order just defers default |
| OBJECT - NEED GFP [last $ April] and NEED REVISED ORDER |
| [running 65 months so plan payment must increase to $625] |
| Seek dismissal without GFP; last $ April; nothing pending in TFS |
| SEMRAD LAW |
| FIRM LLC |
| Modify Plan |
| Order defers default |
| Object - |
| NEED GFP; last $ April |
| NEED revised order - pan payments must increase to $625.00 to |
| be feasible in 60 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped July 2025 |
| Due date 15th Last $ 7/24/25 $675/mo |
| Set for 9/26 $1688 = 2.5 mo |
| 10/17 for MMP [order says default is deferred]; TFS suspended |
| [9//25 failed after 7/18 failed] |
| OBJECT - NEED GFP |
| Seek dismissal without GFP - last $ JULY |
| SEMRAD LAW |
| FIRM LLC |
| Modify Plan |
| Order defers default - order works |
| Object: |
| NEED GFP; last $ July - TFS suspended again for failed payment |
| in Sept [prior failed payment in July] |
| SEMRAD LAW |
| FIRM LLC |
| Residence at 1115 W Kendall Ter, Addison, IL 60101 Filed by |
| CrossCountry Mortgage, LLC; Direct Pay; Arrears owing |
| $3,662.09. Order OK |
| Payments current, due date 30th, on P/C |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| W/D if 1329 |
| Granted |
| For Unfeasibility: Won't fund 100% plus 4% interest in 60 months, |
| ~86 months due to claims coming in higher than scheduled. |
| 9/22 - Atty waiting to see if can resolve MLS before proceeding to |
| resolve this mtn |
| 1329 set for 10/17 - default deferred [subst current] and payment |
| increased to $1175 [taking 65 months] - must be $1250 |
| SEMRAD LAW |
| FIRM LLC |
| For feasibility. |
| Debtor seeks default is deferred to the end of the plan & increase |
| payments to $1,175. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Civil |
| Contempt |
| Motion For Civil Contempt against Crash Champions Collision |
| Repair Team LLC for a 2021 Kia Forte. |
| Creditor still hasn't returned the vehicle to debtor. |
| Crash Champions Collision Repair Team LLC is ordered to |
| immediately comply with the Order Granting Motion To Compel, |
| Granting Motion For Sanctions for Violation of the Automatic Stay |
| entered on June 27, 2025, at docket entry 23. |
| Confirmation continued to 8/15/25 |
| DOTF - must return car by Tueday; $1K fine for each day after that |
| and status on 8/15 |
| 8/15 ct - go to 8/29 for prov-up - Judge said pay 3.2 without a |
| claim - not going to make Mike file a claim for them and plan |
| controls. |
| datty pursuing sanctions |
| attys fees are reasonable and are awarded. |
| enter order awarded 1500 in damages (attys fees and cab fare). |
| STUART B |
| HANDELMAN |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 4/8/25 $2643/mo |
| Set for 8/1 $7929 = 3 mo |
| $10,572 = 4 mo |
| 8/15 to be current through July [debtor told atty mailed $10,572 on |
| 7/25] but no proof provided |
| 8/13- Only rec'd $3100, not $10,572 as stated; default is still $7472 |
| [2.8 months] and Aug due on 8/14; D may sell RE; ems to D atty |
| what do about TMD on Friday [D says $3372 in certified funds |
| were delivered to Chicago office today but nobody there so Jean |
| will send me pic tomorrow - if get, go to 9/26 for those funds to |
| post plus Sept plus $3371.50; if get that, then 10/31 for Oct plus |
| $3371.50. |
| 8.14 - no funds arrived - atty will keep me updated |
| 8-15 atty has 3372 and will cure per note above so 9/26 |
| 9/22 - $3372 from Aug 15th court date posted but nothing else; D |
| to pay Sept plus $3371.50 to get another date to finish cure and |
| nothing rec'd yet; current default is $9386 [3.5 months] which is |
| higher than when TMD set |
| 9/26 -Debtor's family friend passed away so couldn't make |
| payment |
| - 10/17 for full payment plus 1/2 of $9386 default amt |
| 10/9 - Will be $12,029 default; per agreement must have $7336 by |
| 10/17; no $ yet |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| THURSTON |
| LAW FIRM |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 6/18/25 $1470/mo |
| Set for 8/1 $4110 = 2.8 mo |
| Large dft early in case so if 1329 granted, cont TMD to 10 /17 for |
| Aug & Sept payments to post |
| 10/9 - Due for Sept plan payment; Debtor made Aug plan payment |
| on 8/26 and it posted 9/3 but no payment made for Sept and |
| nothing scheduled or pending in TFS and Oct due 5 days after |
| court date so will be back to 2 month default - atty is reaching out |
| to client but may have no defense |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Confirmation |
| Hearing |
| 341 Aug 20, Bar Date Sep 25 |
| Liquidation number in 5.1 requires 100% plus interest. |
| Amend Plan 5.1 and 8.1 accordingly. Go past bar date by |
| agreement w/D ATT. |
| 10/6- Current; need amended plan with 100% in 5.1 and 1.3 |
| marked included with 8.1 language that allowed unsecured claims |
| will be paid 3.5% interest - ems |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| No Defense |
| Offered |
| 9/17/25 - 341 meeting not held. Missing proof of income. Debtor |
| wants case dismissed. |
| TMD set for no 341 meeting, pay advices, proof of SSI/Disability |
| income & default (No $) |
| 10/8/25 email from attorney - NO DEFENSE [Debtor's don't want |
| to go forward with the case] |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| 341 Sept 17, Bar Date Oct 22 |
| Son contributes $600 / month not on I. Amend 3.1 for mortgage |
| payment and 8.1 for HUD. Amend to delete 3.2(b) and 3.2(c). |
| Need 2021 Wage and Income Transcript to prove not required to |
| file. 100% Plan, go past bar date with funds. |
| 10/2 - No money yet; 2 due by court date so need TMD. If get |
| money then continue to 12/5 - gave to JK |
| TMD set for no amended I, plan, need 2021 Wage & Income |
| transcript & default |
| CHICAGO |
| LEGAL |
| Confirmation |
| Hearing & TMD |
| 341 Aug 6, Bar Date Aug 26 |
| Amend I for NFS ER and provide P/A, est. $600/week net. |
| Plan liquidation $19,425, Zillow $122K, Schedule A/D $68K - Need |
| CMA. |
| Must be 100% plus interest. |
| Amend Plan Move Foundation Finance (windows) from 3.1 to 3.2. |
| Amend 3.1a for claimed arrears. |
| Amend 3.1c PNC Bank, all fields blank, delete or provide amounts. |
| Amend Plan 4.4 for IRS claim amount. |
| Amend Plan 5.1 for correct liquidation. |
| Resolve Santander OBJ. |
| Amend SOFA #4. |
| 8/7 - NO $; has TFS for $1475 to start on 8/7 and then another |
| $1475 to start on 8/17; continue to 9/12 to be past bar; be current |
| and resolve all 341 issues |
| TMD set for no amended I, SOFA, plan, unfeasible plan, need |
| CMA, paystub for NFS & default |
| 9/10 - One month default [due 8/17; 2nd TFS failed and TFS now |
| suspended]; amended plan #21 filed right before TMD filed but it |
| still has fatal errors and is unfeasible [no set payments/totals in .3] |
| nothing else filed and no new docs |
| 9/12 ct - 10/17 final to be current and ready to confirm |
| 341 docs - spouses pay stubs - reg is $720 G and $580 net weekly |
| 10/7 - $2950 default [2 months with 3rd due on 10/17]; only made |
| 1 of 3 payments due to date and will be 1 of 4 on ct date if don't |
| get $; TFS still suspended for 2 failed plan payments; plus need |
| amended I and amended SOFA filed; amended plan docket #25 is |
| OK BUT MUST FILE PROOF OF SERVICE |
| 341 docs -CMA supports sch A |
| CHICAGO |
| LEGAL |
| SOLUTIONS |
| LLP |
| Confirmation |
| Hearing & TMD |
| 341 Aug 6, Bar Date Sep 17. |
| Amend signature pages, need actual signatures, not e-signatures. |
| Sell the house plan, property is listed for sale. |
| After bar date, amend plan, make it clear this is a sell the house |
| plan, there will never be a $135K lump sum payment b/c mortgage |
| will be PIF at closing. |
| At most the lump sum will be $19K or so. Beal Bank OBJ |
| $2198.95/month v $0 and arrears $128,644 v $119,023 but arrears |
| will be paid at closing, not through plan. |
| Need interest to unsecured creditors. |
| 341 docs - amended signature pages |
| 100% case, cont past 9/17 bar |
| TMD set for no amended plan & need listing agreement |
| 9/24 - Current; zillow says off market [341 testified property for |
| sale]; atty says with POC by lender, a sale plan is no longer |
| feasible; now Debtor's son will help and will be reg cure/maintain |
| plan - waiting on signatures for amended I and J; plan filed but |
| says I/J so must refile and plan says 10% but $29K liquidation in |
| plan requires more; go to 10/17 |
| Beal Bank objection - says install $0 but sb $2198.95; plan has |
| $1877.92 and this amt on J |
| 9/30 - Current; Got affidavit and stub for daughter; amended I has |
| $2K familty contribution and NFS $1701 ss and Debtor $1350 |
| body repair and $800 dominoes delivery all close enough; |
| amended plan #26 OK if 3rd box also checked in 5.1 - EMS |
| 10/7 - HP EMS |
| CHRISTINA |
| BANYON |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| 341 Oct 8, Bar Dates Oct 15 and Feb 2 |
| Amend petition to TX residence and mailing address is the same. |
| Amend G. Amend B2030 #6. Need closing statement for 2024 |
| sale of condo. |
| SBA loan is from business that closed in 2017. |
| Give him a longish date. |
| DARRELL L |
| JORDAN |
| Confirmation |
| Hearing |
| DARRELL L |
| JORDAN |
| Confirmation |
| Hearing |
| 9/17/2025 - 341 MTG [Bar 10/14/25] - Need amended plan 3.1 to |
| resolve objection [mort arrears] and to have 5.1 liquidation at |
| $212K; confirmation to go to 10/31 to be past bar deadline |
| Confirmation |
| Hearing & TMD |
| Recommend plan docket #36 |
| PNC obj to confirmation - rec'd email - resolved |
| Confirmation |
| Hearing & TMD |
| 341 notes: 60 mo / min 10% plan. D owes $27k-34k in back child |
| support (testified), or $35,000 listed in schedules. D drives for |
| Uber Eats, stated he nets about $2,200/mo but we don't have any |
| proof of expenses. Gas/maintenance/vehicle insurance??? After |
| wading through 261 pages of Uber docs, the case analyst was |
| able to determine a monthly avg of $2,985 in receipts. Debtor's |
| Sch J is unreasonably tight and $1,000 has been added to income |
| as speculative increases in Uber income. D testified he has been |
| making more the last few weeks, requested proof of that because |
| we have nothing to support this. Vehicle has 120,000 miles on it |
| already and owes $19k through plan on it, there's no way D makes |
| it 5 years without needing a new car while driving for Uber at the |
| rate he'll need to make the TT payment. |
| Amend Sch G for landlord name and address, should get notice. |
| Amend Sch F for Aaron Olson. This is his boss who bailed him |
| out of jail for $7,500 (for not paying child support). D paid back |
| $1,300 already, but still owes $6,200, needs notice of BK. |
| 7/11 - Current; need#1 and #2 ASAP |
| 1. Amend G landlord name & address -notice with POS filed - |
| done |
| 2. Amend sch F for Aaron Olson $6200 with notice/POS filed - |
| Need |
| 3. Need proof of higher Uber income - see 341 docs Need |
| 4. Need Car & DSO POC filed before confirm - Got car claim but |
| need DSO POC |
| Agreed 8/15 but told D atty to take care of #1 and 2 now |
| 7/29 - realized need proof of post DSO payments being current - |
| Need |
| TMD #19 set for no amended Schedule E/F for Aaron Olson & file |
| proof of service, proof of current uber income, need DSO POC |
| filed & proof of DSO post-petition DSO payments |
| 8/12 - Current; need all TMD issues resolved; atty just got docs so |
| 8/29 |
| 10/7 - 2 month default; never amend Sch F with POS; need proof |
| of expected income increase on I; still no DSO claim; atty said got |
| docs on 8/29 so not sure why nothing done; new TMD for default |
| to JK |
| TMD #26 set for default |
| Confirmation |
| Hearing |
| continue past 10/1 bar, 100% plan plus interest. Amend 8.1 for |
| interest to unsec; Bf drives frontier and makes payments directly to |
| it. In debtors name. |
| 9/2 - Current; cont to 10/17 to be past bar |
| 10/6 - Current; just need amended plan with 8.1 int to unsecured |
| to rec |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| meeting concluded. Need amended I to remove part time job, not |
| sustainable to have 2 jobs at this time per testimony. Ex lives in |
| house, she has 8 years to sell to sell the house per divorce |
| decree. Proceeds are to be split 50/50 when that happens. divorce |
| finalized July 9, 2025. ex-spouse makes payments to mortgage |
| direct. Debtor lives with gf and is not paying rent at this time. |
| Alimony is 12 years, child support for at least another 12 years. |
| Debtor has 7 children 6-20 years so there will be age outs along |
| the way unless ordered to pay for college expenses etc. |
| Exeter obj to confirmation - |
| 9/2 - Current; plan doesn't fund $37K liquidation we calculate but |
| plan only has $1595 so need atty liquidation calc plus amend I and |
| amend plan; need DSO claim bf confirm; agreed 10/17 |
| 10/6 - Current ; same issues; need liquidation calc or amend plan |
| to fund $37K liquidation; amend sch I ; amend plan for steps when |
| children age out of child support; and need DSO and copy of |
| marital settlement agreement - maybe TMD |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Ex-husband is on the car per POC- |
| Amend H. Pays monthly on storage unit- no lease. |
| 10/6 - Half month default; amend H and file POS; no plan |
| treatment for FORD sec POC -no car payment on J |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Sept 17, Bar Date Oct 16 |
| Amend G for landlord. Amend Plan 3.3, $8K drafting error. Claim |
| 7 of Regional Acceptance is a mess, if it is a $29173 "910" claim, |
| the 3.3 error is $16K, badly unfeasible. Debtor has not made first |
| payment, PC starts next week per D. Estimate that payment |
| needs to be $875. |
| 10/3 - On PC; need amended G with POS; and need amended |
| feasible plan |
| Transform Credit stay lifted 9/12/25 |
| Confirmation |
| Hearing |
| 9/17/2025 -Meeting Concluded. Amend plan 3.3 for claim amount |
| and increased set; told atty that Cybercollect didn't get notice so |
| must amend for that and file POS; also amend G for landlord |
| name/address and file POS; Amend J to remove car payment; |
| CMI pot requires 100% so confirmation to go to 10/31 |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Amend address. |
| 9/30 - Current; need amended address; 100% so go past bar to |
| 10/31 |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Not working right now- amend Sch I |
| 9/30 - Current; need amended I and amended plan [no boxes |
| checked] |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Owes IRS $170k- Need POC. |
| There's a small chance that debtor will get $50,000 from payout |
| from old business in a couple months. Datty didn't want in 8.1 |
| because low chance - up to PP. Business income stopping in Oct- |
| amend. SBA loan was for lawfirm he owned- business is closed. |
| 9/30 -Current; 100% plan [required by CMI] and need IRS POC so |
| 12/5 |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 July 23, Bar Date July 23 |
| Need MSA for both property settlement and DSO. Document |
| payment of DSO. See SOFA 18. Need docs re mortgage debt on |
| former residence. Need complete 2023 2024 1120S returns. |
| Need details of expense line items on P&L. Need itemization of |
| Expenses on P&L provided by debtor. Deposits to business |
| account roughly match revenue on P&L but the only description for |
| expenses is "Expenses". D ATT states he did note on the bank |
| statements which entries were expenses. Debtor keeps no |
| meaningful records. |
| 7/25 - Agreed to 8/29 - 341 just held; need lots of docs |
| NO 341 TMD WD |
| TMD #30 set for document post-petition DSO payments from filing |
| until confirmation, need breakdown of business expenses by type |
| & amend plan 8.1 must have payment no less than $130 |
| 9/23 - Current; need TMD issues resolved; agreed to go to 10/17 |
| 341 docs - see judgment of dissolution - $971.08 monthly child |
| support; RE to ex for $15K to Rigaberto & saysn no equity |
| 341 docs - 23 & 24 corp returns - 24 loss |
| sch I $5K bus income; J $971 alimonty/support; trans $520 - does |
| this duplicate bus exp? |
| 10/7 Current but need all TMD issues resolved |
| plan docket #35 OK |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 Aug 6, Bar Date Sep 9 - Brian Deshur |
| Must be 100% by enormous margin per 122C2 and per equity. |
| Amend Plan 3.1 for correct payment $4219.81, correct arrears |
| $101,423.37. Delete 3rd entry in 8.1. |
| Amend SOFA 27 for S/E activity (Uber etc, claiming giant losses). |
| Debtor owes the IRS $90K b/c he has had no w/h for years. Must |
| have taxes w/h from pay and document this as a condition of |
| confirmation. |
| IRS claim includes only 2024. Ms. Thompson appeared at the |
| 341, I encouraged her to double check her records. Debtor |
| testified he did not pay the amounts owed on his 2021 through |
| 2024 returns. |
| must be 100% plan due to equity & 122c2. 9/9 bar |
| 9/2 - On PC; detailed ems; agreed 10/17 |
| 1. Need feasible plan with 3.1 correct install/arrears and remove |
| none check box; Part 5.1 liquidation amount stated and Part 8.1 |
| 3rd entry deleted and add - D must WH taxes during plan term |
| and this is condition of confirmation |
| 2. Need proof [copy of stub] that shows withholding taxes now |
| 3. Amend SOFA #27 |
| 4. Get 1st IRS POC WD if 2024 duplicated in 2nd claim |
| 5. Need amended budget that has correct mortgage amt and |
| supports feasible plan payment |
| TMD set for no amended J, plan, unfeasible plan, SOFA #27, proof |
| that taxes are being withheld from paycheck & resolve IRS |
| duplicate POC |
| 10/10- Went long date and nothing filed/uploaded |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 8/20/25 - 341 meeting not held. Need another date. Mehul Desai |
| 9/2 - Current; confirmation will be continued to 10/17 for 341 to be |
| held |
| 341 meeting continued to 10/8/25. NEED CMA [sch A $287K but |
| zillow $367K [was $387K when worksheet originally prepared]; |
| Redfin $340K] - IF DON'T HAVE CMA ALREADY, HOW WAS |
| VALUATION DETERMINED? [also amend plan to refer to claim # |
| and match POC amt in 5.3] |
| 341 NOT held on 10/8 [D needs middle of day due to work |
| commitments]- new mtg to be held on 10/22 at 11 am; |
| confirmation to 10/31 |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Missing 2022 taxes. |
| TMD set for no 341 meeting, 2022 taxes & default |
| W & I transcript for D1 for 2022 shows plenty of income[over 40K] |
| to show must file |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 9/17/25 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| 2006 Toyota Corolla - PIF. Storage unit is month to month. Not |
| leased. |
| Income ok. $1400 biweekly. Part time job at Ascension/Alexian |
| $400 biweekly. Need more paystubs to verify. Just have one for |
| $196. Divorced. |
| Amend G - for full address and what lease is for. |
| Told Debtor to make 1st payment direct. P/C still hasn't started. |
| Told her to keep making payments direct until it starts and talk to |
| her payroll. |
| Cap One Auto objection - value & int rate |
| 10/6 - One month default; did PC start?; need amended plan that |
| resolves Cap One obj and pays car when plan ends [50 months |
| right now] and based on claim, 8.1 must be $172; amend G and |
| file POS |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 9/17/2025 - Meeting Concluded. Amend G and file POS for full |
| address for landlord |
| 10/3 - On PC; amend G and file POS to rec |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Confirmation |
| Hearing & TMD |
| 341 notes: 36 month / 25.4%, $5,378 liquidation amount in 5.1. |
| Home is owned in TBE, need deed to prove. Sch C lists $0 |
| exempt amount for home. Big issue is the mortgage objection: |
| $136,339 arrears according to the objection filed by Citimortgage. |
| Plan is not feasible when this claim gets filed. The debtor stated |
| mortgage payments are $1,750 now, not $1,400 as listed in plan |
| and Sch J. Move HUD to 8.1. |
| Income: need P/As for debtor's job that started 5/12/25, testified |
| to being paid weekly $500 net. Other sources look to be OK. |
| 7/3 - No $; TFS to start for $1750 on 7/10 but 2 payments due by |
| then; need proof of TBE and amended feasible plan but need |
| mortgage POC so continue to 8/1 and file TMD if don't have 2 |
| payments rec'd. |
| 7/28- Current; rec'd proof of TBE; need amended feasible plan |
| with amended I and J for new higher plan payment with wet sign |
| 106D |
| FYI - plan about $50K unfeasible with mortgage POC |
| atty still waiting on stubs and permission to increase payment so |
| 8/29 |
| Citimortgage obj to confirmation |
| 8/18 no amends yet |
| TMD set for no amended plan, unfeasible plan, file amended Sch |
| C, I, J & file 106D, need current paystubs & resolve objection |
| 9/22 - Current; plan is $49K unfeasible and 3.1 name; mort amt & |
| arrears must be corrected; need amended sch C; I [and provide |
| stubs]; J [mort amt and disp to fund feasible plan] with 106D and |
| feasible plan - atty says having trouble getting stubs from |
| employer to file amended budget and now MLS for 10/17 so |
| agreed to 10/17 |
| 10/7 -One month default [just due] but plan is very unfeasible and |
| payment has to go way up; none of the TMD issues resolved |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| CORRECTIVE ENTRY Hearing Rescheduled (RE: 28 Motion for |
| Relief from Stay). Residence at 235 SHAWNEE DR, CAROL |
| STREAM, ILLINOIS 60188-1962 filed by CitiMortgage, Inc; Direct |
| Pay; Scheduled arrears $87K. |
| 1 month default, due date 6th |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 341 Apr 9, Bar Date May 22 |
| 122C2 requires $48K to GUCs. |
| IRS claims 2020 and 2024 not filed. |
| Need 2024 1040 and 1120S. |
| Need copy of DSO order and proof of payment of post-petition |
| payments. |
| Amend I to show $283 contribution from daughter for 2015 Jeep |
| loan and to show $1500 rent paid by debtor's business. |
| 122C1 also understated by $283 and $1500. |
| 122C2 9 33a overstated by deduction for HUD. |
| 341 - bus doc notes but appear to be same as 341 notes |
| 4/21 - Current; must resolve IRS POC and resolve above; go past |
| bar deadline [100%] to 6/6 |
| 5/29 - Current; still need IRS POC resolved; 2024 1040 & 1120S; |
| DSO order/proof of posts; amended I; amended 122C-1 and |
| 122C-2 if not staying 100%; and need amended feasible plan FYI |
| - every secured claim scheduled with no arrears had arrears on |
| POC [some high] - agreed to 7/18 |
| TMD set for no amended I, 122C-1, 122C-2, unfeasible plan, |
| resolve IRS POC, 2024 1040 & 1120S, copy of DSO order & |
| document post-petition DSO payments |
| 7/15- One month default [just due]; need TMD issues resolved; |
| atty says just got a lot of docs from debtor and uploaded them so |
| agreed to 8/29 |
| 7/29 - Rec'd 341 docs - all noted with some detail - review for |
| confirmation |
| 8/22 - datty needs to resolve IRS poc. 9/26 to do this. still need |
| taxes per datty |
| 9/22 - One month default; case filed in March so unreasonable |
| delay; atty says working on taxes and will update me this week |
| FYI - IRS POC filed in March and IDOR POC filed in early Aug |
| 9/26 ct - med issues have caused delay so 10/17 final |
| 10/8 - Current but still neither tax claim resolved and unfeasible |
| plan |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 5/28/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS $15K. No DSO. |
| Purchased R/E May 1999 $111K/$270K Redfin. Property taxes |
| escrowed. |
| No vehicles in her name. Uses sister's car. |
| Income ok. SSI and pension only. 100% Plan. |
| Sent TFS payment on 5/23/25. |
| 6/16 - Current but needs to go past bar so 7/18 |
| FYI -IRS POC came in much higher so unfeasible with claims filed |
| to date |
| 7/11 - Current; way unfeasible - HOA higher too & no mortgage |
| POC yet; atty says there was pre-filing offer & compromise so |
| working with DD on this so 8/29 |
| 8/24 plan #20 feasible, but IDOR poc unassesed for 3 years |
| [21-23] |
| 10/7 - 2 month default, $2862 and IDOR POC not resolved [and |
| now MLS for house on 10/31]- gave to JK for TMD |
| TMD set for resolve IDOR POC & default |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 6/18/2025 Meeting concluded. Owes IRS $47k and IDOR $4k- |
| Need POC for both. Amend J- rent increased to $1850. Amend J |
| or P/L expenses are double dipping- affecting means test as well. |
| 6/30 - On PC; need tax claims; amended J and 122C-1; go to 8/29 |
| 10/17 for IDOR/IRS poc resolution [also amend J and 122C1] - |
| taxes resolved except IRS D2 2023 |
| 10/7 -One month default [Sept] but haven't gotten since July [PC |
| stopped] and Oct due on 10/19 |
| gave to JK for TMD |
| TMD set for no amended J, 122C-1, resolve IRS POC & default |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 10/7- On PC; both tax claims resolved but IRS just amended to |
| add secured portion so need amended plan with IRS in 3.2 of the |
| plan |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend plan docket #21 with money [$1000] or proof PC has |
| started - 1.5 month default; only have 1/2 plan payment and 3 will |
| be due by court date |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| Rec #26 if it resolves obj - ems |
| Cove Landing Condo Objection |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Rec #7 WITH MONEY [Only got half a payment from orig |
| employer PC; no PC at new job and will be 2.5 month default on |
| 10/17; need at least $1053.84 to confirm |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend plan docket #24 |
| PNC obj to confirmation - email received - resolved by plan docket |
| #24 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 8/20/25 - 341 meeting not held. Need another date. |
| 9/2 - Current; go to 10/17 for new 341 to be set & held |
| 341 meeting continued to 10/8/25. Shld be able to rec #7 if 341 |
| held and no issues |
| 10/8/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS $3200. No DSO. No R/E. |
| 2012 Toyota Tacoma - PIF. |
| Income ok. D1: $2000 biweekly. D2: $1900 2x month (15th,30th) |
| Live w/ mother. No rent. |
| 100% Plan. Bar date passed 9/30/25. See amended Plan #22. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Meeting concluded 8/20/25- Need to give notice to IRS, owe $375 |
| per testimony. Not funding 100%. |
| 9/2 - On PC; 100% plan to 10/17 to be past bar |
| 10/6 - On PC; rec plan docket #7 with amended E/F with POS for |
| IRS |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 9/17/25 - 341 meeting concluded. |
| All taxes filed. No $ owed. NO DSO. |
| Purchased R/E 2003 $206K/$375K CMA. Property taxes |
| escrowed. |
| Income ok. D: $6800 monthly. NFS: No income. Son drives and |
| pays debtor $320/mo for 3rd car. Listed on I and J. |
| Must meet liquidation. |
| Sch J #21 - Compassion International $43/mo - sponsors a child. |
| NFS: credit cards $200/mo - document or delete? |
| 10/6 - Current; original plan works but need liquidation analysis |
| and why D paying for NFS cards; she has no source of income so |
| why should his creditors pay her debts? Her creditors are getting |
| PIF by his income? My position -must remove and increase plan |
| payment |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. NFS only has DSO (deducted |
| from his paycheck). |
| Purchased R/E 2021 $203K/$304K CMA. Property taxes are not |
| escrowed. $6500 yearly. Current. Debtor and her son are on the |
| home. He is listed on H. |
| Income ok. D: Workman's comp $480 weekly. NFS: $900 |
| biweekly. |
| Current; rec #6 if still OK after bar deadline - review case on 10/10 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting concluded. Bar date 10/16/25. |
| All taxes filed. Owes IDOR $2000. No DSO. |
| Purchased R/E August 2020 $320K/$465K Redfin. Property taxes |
| escrowed. Mortgage arrears $7,962.32 vs $7500. |
| 2013 Honda CR-V - PIF. |
| Income ok. $2700 biweekly. plus annual bonus. |
| Must be 100% plan per CMI pot. Must have interest to liquidation. |
| Continue past bar date. Correct liquidation amount in 5.1 s/b |
| $79,545. Plan has $74,850 liquidation OK |
| 10/3- On PC; 100% with interest to unsecured; go past bar to |
| 10/31; unfeasible already with claims filed to date |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting concluded. Bar date 10/16/25. |
| All taxes filed. No $ owed. No DSO. |
| Inherited R/E from mother in 2012. Valued at $229K. CMA. No |
| mortgage - PIF. Property taxes $3100 yearly. Current. HOA |
| current. |
| Income ok. $1500 biweekly & SSI. 100% Plan. |
| Amend plan for interest to unsecured per liquidation in R/E. |
| 10/3 - Current; amend plan for 3.2 to match claim [value higher] |
| and 8.1 interest to unsecured; go past bar to 10/31 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting concluded. |
| All taxes filed as of now. Owes IDOR $800. Owes IRS $7900. No |
| DSO. |
| Need amended IRS POC showing 2019, 2022 & 2023 taxes are |
| filed. |
| Purchased Residence 2022 $190K/$225K CMA. Property taxes |
| escrowed. Attorney to send over CMA since Zillow value higher. |
| Purchased all 3 Lots of Land in Texas in 2021. All PIF. All property |
| taxes current. Not doing anything with the land. Up keep is just |
| mowing the lawn. |
| Need proof of income from the State as a caregiver, LTD and |
| SNAP to verify. SSI ok. Attorney and Debtor testified at meeting |
| that LTD is $4,469/mo. SNAP ~$600/mo & Averaged Caregiver |
| income as $1907 2x month. |
| Sch J - Document health insurance $1200/mo and charitable |
| contribution $400/mo. Storage unit is month to month. $49/mo. |
| Sent TFS payment this week. |
| 10/2- Current; need amended IRS POC resolved; need CMA; |
| need valuation for vacant lots; need proof of state caregiver; LTD |
| and snap income; and doc direct pay health insurance, $1200 |
| monthly, and charitable contribution $400 mo; plan is very |
| unfeasible with IRS POC; continue maybe 12/5 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. No amends. |
| 10/2 - On PC; 100% with int due to equity and need mortgage |
| POC so go past bar - 10/31? |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Owes IRS $6,000- need POC. |
| 10/2 - On PC; 100% and need IRS POC so go past bar |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Amend A, D, 3.1 for correct |
| address. |
| 10/2 - On PC; 100% and need mortgage POC and amends [A,D |
| and 3.1] |
| FYI - room so if have all that, might be able to rec |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Debtor no show. Need another |
| date. |
| 341 meeting continued to 10/8/25. Meeting concluded. No |
| amends. |
| 10/9 - On PC; 100% plan and need car POC so 10/31 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS $3500. Owes IDOR $3200. No DSO. No |
| R/E. |
| Surrendering both vehicles listed. |
| Income ok. $2200 biweekly. |
| $ deducted from paycheck last week. |
| 9/30 - On PC; no tax claims yet |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting concluded. Bar Date 10/27/25. 100% Plan |
| with 6 months room |
| 9/30 - On PC; can rec #7 bc lots of room |
| GLEASON & |
| GLEASON LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. |
| 341 meeting continued to 10/8/25. mtg concluded MW 10/8. |
| Amend F for first premier bank address (send notice). 8.1 interest |
| to gucs for liquidation. IRS poc to be resolved (datty stated shes |
| already working on this). Cont past 10/22 bar date. |
| 10/9 - Current; |
| GONZALEZ |
| LAW GROUP PC |
| Confirmation |
| Hearing |
| 341 Aug 6, Bar Date Sep 4 |
| Amend petition for aka Hernandez-Campos. done |
| Amend E and Plan for IRS $26K and IDOR $1000 and file |
| certificate of service. Says E/F/I/J but only J filed - filed and served |
| plan so OK |
| Amend Plan 3.1 for correct creditor name, pay arrears pro rata. |
| correct arrears but still has set |
| Amend 3.5 to ID collateral. OK |
| Amend plan to fund amount required by 5.1. OK |
| Amend to Check Boxes in 2 5 7. OK but need 3rd box checked in |
| 5.1 - Need 3r box checked |
| Amend SOFA 18 for 2024 sale of Rockford Property, $127K sale |
| price, $38K proceeds, used as down payment for new home. |
| NEED |
| Amend SOFA 23 for two vehicles owned by brother and sister. |
| NEED |
| Self employed painter, no records, always paid by Zelle or check, |
| always deposits into bank, requested bank statements Jan to |
| present. NOW have |
| Amend B2030 so #6 does not conflict with CARA. Done now |
| 8/7 - Current; 341 just held; lots of amends/docs plus need |
| mortgage POC so go past bar to 9/26 |
| Wintrust mort obj WD on 9/22 [#30] |
| 9/23 - Subst current but need another amended plan that marks |
| 5.1 box 3 too; E/F never filed and no POS; SOFA never amended; |
| B2030 not amended and never got bank statements; cont to |
| 10/17 - ems to rev/DD |
| 341 docs - bank statements rec'd 9/26 - vary widely $6K on |
| amended I prob good ave |
| See email from D atty in 10/17 folder - many amends filed |
| 10/9 - Subst current; everything filed; amended plan #37 is OK; |
| need signature pages [forms 106D fr amended schedules and |
| form 107 for amended SOFA]; can't confirm bc need IRS POC [got |
| late notice, end of August, and per David DeCelles having trouble |
| finding debtor in their system and govt shutdown delay so need to |
| cont long date to give time for this] to 11/21 |
| GREGORY J |
| MARTUCCI |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 Jan 15, Bar Date Feb 21 |
| $131K liquidation will control. |
| NFS died June 26, 2024. |
| Debtor must refinance HELOC for plan to be feasible. |
| Plan does not fund payment of $36K HELOC arrears, per claim |
| payment is $1113 v $600 on J. |
| Amend Plan 3.1a so creditor name matches claim. |
| Amend 3.1b and 8.1, not feasible as filed. |
| TMD set for no amended J, plan & unfeasible plan |
| 2/27 - Current; never amended J and liquidation wrong in |
| amended plan #19 and correct liquidation would require interest to |
| unsecured; refinance or HELOC in 2.4 but need that to happen |
| before confirm -ems agree to 5/23 |
| 5/14 - Current but still no amended J; plus amended plan #19 has |
| issues: |
| 1. need correct liquidation in 5.1 |
| 2. need interest to unsecured in 8.1 |
| 3. Must proof that refinance or HELOC happens bf confirm - $49K |
| No mtn to obtain credit even filed and need mtn to lift stay resolved |
| Atty says US BANK approved D for 2nd lien modification - 3month |
| trial period $594 starting 5/1 -if approved - then $38K arrears will |
| be removed from plan so agreed to 8/1 confirmation date |
| 7/30 - Current but no amended J or amended feasible plan & no |
| amended POC - was loan mod approved? |
| 8/1 ct - no atty and no contact but MLS cont to 8/29 so conf also |
| continued |
| 8/27 no amends yet |
| loan mod approved |
| 10/8 - Current; plan docket #41 doesn't have correct liquidation |
| and doesn't give interest to unsecured; plan payment will have to |
| increase slightly to fund interest; plan can't be confirmed until |
| mortgage claim amends to show $0.00 arrears - HP EMS |
| FYI - mtn to approve loan mod is up |
| GREGORY J |
| MARTUCCI |
| Approve Loan Modification with US Bank Filed by Gregory J |
| Martucci |
| Mtn to approve loan mod granted per terms set forth in mtn and D |
| shall submit amended 13 plan that satisfies remaining pre-pet |
| arrears on secured claims and pays 100% to GUC |
| GUNDERSON |
| LAW FIRM |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Missing 2024 taxes. |
| TMD set for no 341 meeting, 2024 taxes & default [filed extension |
| but doesn't exempt requirement for us and by court date, we will |
| be past extension date] |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing |
| OE 7/18/25 case converted from 7 to 13 |
| 341 Aug 20, Bar Date Sep 26 |
| Serve Plan, need 106Dec for Amended I/J. HH size is 3, eldest |
| daughter does not live with them. Still below median. |
| Document that R/E is TBE. Need CMA. If TBE, liquidation |
| number for joint unsecured debt is $16K, $66K at Zillow value. |
| Claim 3 Santander is joint debt. Claims 1, 2, 4, 5, 6 are not joint |
| debt. SOFA #9 - POC #5 |
| 9/4 - Current; go past bar to 10/17 and then figure out if anymore |
| joint claims and how to fund |
| 10/8 - Current; remaining claims #7 to #25 are NOT joint; need |
| amended plan that pays $18,281 to Santander in 5.3 special class |
| and then 15% to in Part 5.1 with 8.1 language explaining it - HP |
| EMS |
| FYI - Used $280K value on CMA and $192,938.81 balance on |
| mortgage |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Sept 17, Bar Date Oct 17 |
| Give notice to Synchrony. Amend 122C1 for bonus income, |
| $96410 YTD as of May 30. Amend Schedule I to include bonus |
| income. Bonus is completely omitted from 122C1 and Schedule I. |
| Amend Plan as required. |
| 9/18 - rec'd stubs but missing fist Feb 25 check from CMI period. |
| FYI - $11200 bonus rec'd on 8/1 stub [day after CMI period ends]; |
| atty says will give net bonus as add'l payment in Part 2.4 of plan |
| 10/3 - Current; need amended plan that: |
| 1. Part 2.4 - all net bonus income must be tendered to trustee's |
| office as additional plan payments |
| 2. Part 8.1 [and mark 1.3 included] must state: The Debtor will |
| tender any net bonus amount to the payment lockbox within 30 |
| days of receipt of the bonus AND will submit a copy of the paystub |
| that contains the bonus though the portal within 30 days of receipt. |
| The debtor will also tender tax returns along with the final paystub |
| for the year so the trustee can track all income and bonus |
| amounts. |
| JEFF |
| WHITEHEAD |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Missing proof of income. |
| TMD set for no 341 meeting, proof of self employment income & |
| default (No $) |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| meeting concluded. Amend petition for street spelling Sandalwood |
| (not Sandlewood). Amend 3.2 for HOA poc amount in correct box |
| (currently states we pay $0). Amend 3.1 for car, not a long term |
| debt. SBA loan was for a trucking business that debtor testified is |
| no longer in business. Closed at the beginning of 2025 due to 2 |
| bad years making no income. Testified that he no longer has any |
| tractors/trucks for the business as he turned them all back to the |
| sba already. He drives for lyft and receives SSDI for the 3 kids. |
| Income does fluctuate per testimony depending on the week. $750 |
| childcare is tuition for 3 kids per testimony, pays upfront at |
| beginning of school year. Mercedes is used for Lyft driving. |
| Great Lakes CU objection - |
| 10/6 - Current; need amended petition and amended plan for |
| above and step in month 34 [car payment, $545, ends in month |
| 33]; both 3.1 claims have arrears and 3.2 must match claim amt; |
| must be 10% or give tax returns and refunds; review case after |
| 10/10 bar date |
| JOHN M |
| HOLOWACH |
| LAW OFFICE |
| Confirmation |
| Hearing & TMD |
| 6/18/25 - 341 meeting not held. No plan filed (old form). Now filed. |
| Missing taxes & pay advices. |
| TMD set for no 341 meeting, taxes and pay advices. |
| Current but no docs as of 7/16 at noon |
| Docs provided last minute -rev'd quickly - debtor pay advices = ss |
| cards; missing taxes; sch I unclear [1099; wages from bus or |
| really just net bus income] - ems after ct to Debtor cc - HK: KC; |
| AH; GBS - 8/29 for all docs and for 341 to be set/held |
| 8/18 still missing 2024 taxes, no pay advices (uploaded ss card) |
| 8/28 email to D atty from Glenn said we have zero proof of sch I |
| income |
| 9/12 for p/l statement, 2024 taxes [1040 & 1120S] and current |
| 9/10 - No $ since June; 2 mo dft and still no 2024 1040 or 1120S |
| and no P/L statement |
| FYI - TFS suspended for July failed payment |
| 9/1 ct - 10/17 - per ct- 341 must be held & completed; atty has |
| $1300 |
| 10/17 - One month default and Oct due right after 10/17 court date |
| 341 Oct 8, Govt Bar Date Nov 17 |
| Need 2024 1120S. Need an accurate P&L, need bank |
| statements. Amend B2030 #6. |
| Five months into the case and no notice to IRS and IDOR. Seek |
| Dismissal. Owes $30K total Fed / State and Sales Taxes. |
| Amend A for correct value $255K not $160K. Amend C for correct |
| exemption, claiming $30K, D1 is sole owner. |
| Amend E for IRS $14K, IDOR $4K, Sales Taxes $12K, Amend |
| Schedule G for commercial Landlord. Amend I and show how |
| income is calculated. |
| Debtors write a check to themselves or take cash withdrawal. |
| Debtors say they take approximately $8000 month out of the |
| business. |
| Amend Plan, pay arrears pro rata, move both car loans from 3.1 to |
| 3.3, provide for priority tax debt, populate liquidation field, estimate |
| $124K to all unsecured creditors. Gove Bar Date Nov 17 and as |
| of Oct 8 IRS and IDOR don't have notice. |
| JOHN M |
| HOLOWACH |
| LAW OFFICE |
| Confirmation |
| Hearing |
| 7/16/25 - 341 meeting not held. Docs filed late. Need another date. |
| Cont mtg set for 8/20 so confirmation to 9/12 |
| 9/2 - Current but over the debt limit |
| 9/2 ct - Atty says issue bc account frozen and atty says not filing |
| mtn to convert without money and that this is violation of stay but |
| creditor present and says citation only issued for ex-wife's assets |
| in her name only and not jt accounts - Judge asked the to work it |
| out |
| 9/26 is FINAL to be converted to Ch 11 - mtn set so went to 10/17 |
| JOHN M |
| HOLOWACH |
| LAW OFFICE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Ineligibility: Over the Debt Limit. |
| there is a bill pending that would reinstate 2.75 mil debt but not a |
| law yet so at time case is filed, debtor isn't eligible |
| 9/12 FINAL for conversion to ch 11 |
| motion to convert to 11 set for 10/17 |
| Convert to Ch 11, then TMD moot, or dismiss |
| JOHN M |
| HOLOWACH |
| LAW OFFICE |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Notice of Motion Filed by John M Holowach on behalf of |
| Rodney C Barrington (RE: 31 Motion to Convert Case From |
| Chapter 13 to 11). |
| Don't see an order but want converted to Ch 11 or dismissed |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| 8/20 meeting concluded. Amend G for lease with tenant listed. |
| Address HUD in plan as not pay. Amend 8.1 for clarity on which |
| property is being sold and when. Amend 2.1 for timeframe of when |
| its going to be sold, no lump sum payment in last month. Needs to |
| be sold much much earlier, such as a year into plan. no mortg |
| payment listed in J, aren't paying the mortgage. Filed case to stop |
| sale and are trying to short sell the property w/out much success. |
| ---Main property Robert Road Darien purchased 2021 for $910k |
| FMV: 1.2mil. Debtors live in this property. not escrowed. taxes not |
| current. this is property they are going to sell to pay the plan off. |
| trying to surrender and short sale. listed in 3.5 of plan currently. |
| ---Old place Darien property purchased 2017 for 265k FMV: |
| $380k. all escrowed. rented out. tenants have yearlong lease. |
| $2200 rent. mortg is 2200/month including the HOA, per testimony |
| they don't make $ off renting it and are breaking even. ----Starling |
| heights MI property was inherited FMV: $179k via online. there is a |
| mortgage on property. mother D2 lives there, D2 pays mortgage |
| payment $1100. taxes are escrowed but insurance direct. |
| ----Monroe Mi - 2022 $180k in foreclosure, surrendering in 3.5 |
| SL entered on 8/5/2 for Nationstar/Flagstar on 8825 Roberts Rd |
| Darien on 8/15 |
| Neg cash flow on Crestview if D2 mom lives there but D2 pays |
| and $5464.76 arrears |
| Residence being surrendered but debtors trying to short sell |
| Objection by New Rez - arrears & plan is speculative [on 83331 |
| Crestview Dr Sterling Heights MI 48312] |
| New Objection [10/6] by Freedom - 8.1 doesn't state when sale, |
| price or if even on the market; speculative - and this s property |
| being sold that has renters |
| TMD #39 set for unfeasible plan, amend plan for HUD treatment, |
| match claims in 5.2 & to have sale within a year or less, document |
| that estimated sale proceeds will payoff case in full & default |
| 9/9 - One month default[ atty has] ; amended plan #41 is feasible |
| but must doc that sale with result in enough proceeds [$389K |
| value secured claim $226K so my calc show about $130K |
| proceeds so how fund $148K payment?] and when is lease up |
| because I need property listed for sale [atty says lease up in Aug |
| 26 but then how sell by May 26 with renters with lease til Aug?] |
| SUPPORT Creditor objection Plan is speculative and arrears/neg |
| cash flow on that property |
| 10/17 final per court |
| 10/7 - One month default [plan payments only $100 per month; |
| plan almost solely funded by sale]; two mortgage creditors |
| objecting on speculative grounds and unclear if enough proceeds |
| to payoff the case and how going to sell when have renters with |
| lease until Aug; and arrears with neg cash flow on MI property and |
| now SL by Credit Union 1 - plan says surrender; past due for May |
| 25 payment[residence] |
| 5 months into the year time period and not listed for sale - when |
| going to list? |
| Where are debtors going to live |
| JOSEPH P |
| DOYLE |
| Motion Relief from |
| Stay |
| Residence at 8825 Robert Road, Darien, IL 60561 Filed by Credit |
| Union1; Surrendering in 3.5 of the plan. |
| 1 month default, due date 18th |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Sept 17, Bar Date Oct 10 |
| NEED PROOF OF SSN. Need 2021 1040. Need copy of R/E |
| deed (1/4 owner) need CMA Zillow $62K more than A. 2nd |
| property in Philippines. His mom lives there, debtor pays the |
| mortgage. $400/month mortgage payment. Give notice to China |
| Savings Bank mortgage on R/E in Philippines. |
| Amend for NFS correct net $3823. Amend for nephews' |
| contribution $900/month for mortgage. Amend 122C1 to HH size |
| 2 or amend to include all income from son and two nephews and |
| reduce HH size to 5. Will be above median so file 122C2. |
| Amend Plan 3.1 for name and payment (not zero). |
| 10/6 - Current; rec'd proof of SSN; 2021 tax return and CMA but |
| need copy of deed showing 1/4 owner; |
| need amend D and POS for China Savings Bank; amend I for |
| NFS correct net and contribution; amend 22C-1 and amend plan |
| FYI - CMA came in lower than scheduled at $373K |
| KAPLAN |
| BANKRUPTCY |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| Amend schedule B for 2019 not 2018 audi q7. Plan amendments, |
| check 2.2, 2.3, 5.1 (2 & 3 for 100%), 7.1. Amend 8.1 interest to |
| gucs. 100% plan, cont past 9/4 bar |
| Current; go past bar to 9/26 |
| 9/23 - Current; amended B filed; amended plan has errors: |
| 1. No treatment for sec SBA loan and if pay as unsecured, then |
| unfeasible |
| 2. 1.3 must be marked included bc 8.1 language |
| 3. Part 8.1 language remove word general and 3.5% int is OK |
| 4. Works at 3.5% int if paying SBA as unsecured if plan total is 2.5 |
| total but 2.1 doesn't equal that. HP EMS |
| agreed to 10/17 |
| 10/7 - Current; no new plan filed so gave to JK for TMD |
| TMD set for no amended plan & unfeasible plan |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Confirmation |
| Hearing & TMD |
| 8/20/25 - 341 meeting not held. Missing NFS pay advices. |
| Was Marilyn - now us and no $; no 341 and missing NFS pay |
| advices so AH to file TMD |
| HP EMS to GBS/AH on 9/4 |
| TMD set for no 341 meeting, pay advices & default |
| payments to Marilyn - need to be transferred so 10/17 |
| 10/7 - Still have no $ [5 month default] but did get NFS pay |
| advices; problem is debtor signed petition with Cook Co and now |
| big issue funds - think case should be dismissed and file with right |
| county |
| Confirmation |
| Hearing |
| 9/17/2025 Meeting concluded. Need CMA. Amend plan to provide |
| for HUD and American Credit Acceptance. |
| 10/3 - One month default; need CMA and amended plan [need |
| mortgage claim; treatment for American Credit Acceptance and |
| HUD]; need to go past bar to 10/31 |
| OLSTEIN LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 5/7/25 - 341 meeting not held. Missing proof of income & 2021, |
| 2023-2024 taxes. [Still missing 1099 nursing income $612 and |
| 2021, 2023, & 2024 taxes per BK as of 5/7] |
| Obj by ECMC |
| TMD set for no 341 meeting, pay advices & 2021, 2023 & 2024 |
| taxes |
| 341 July 2, Bar Date June 16 |
| Need 2024 Taxes. NOT FILED YET. Need amended IRS claim. |
| D states NFS obtained mortgage loan mod. |
| Amend Plan, delete Professional Collectors Corp from 5.2. |
| "Surrendering" R/E in part 8.1. If surrendering do so in 3.5. D |
| states her intention is to separate from spouse but has not filed |
| anything and intends to continue to live with him paying half the |
| mortgage and utilities. Does not meet the criteria to exclude NFS |
| income so AMEND 122C1/122C2 and I and J for NFS income and |
| expenses. When amending I, delete 1099 job she already quit |
| and delete J 21 entry for 1099 taxes. Original J had some |
| excessive line items. |
| 7/7 - On PC; 341 held without 24 tax returns so don't WD TMD; |
| lots of amends required so continue to 8/15 [atty says will have |
| taxes this week] |
| 8/13 - On PC; rec'd 24 tax return - owes $2162; continue to 8/29 |
| and will prob need new TMD |
| MLS by Townhome Assoc for 8/29 |
| TMD for no 341 WD |
| 8/27 nothing filed |
| amd plan evidently filed 8/28?! haven't reviewed |
| TMD set for no amended plan, 122C-1, 122C-2, unfeasible plan, |
| resolve IRS & IDOR POC's and amend Sch I and J for NFS |
| income and expenses |
| 9/16 - On PC; set must be $420 due to lower ADP in 8.1 to |
| complete in 60; need current pay advice; never amended |
| 122C1/122C2 and I/J for NFS income and expenses - plan |
| reduced % from 94% to 22% and not feasible with tax claims |
| [owes per return provided to us so appears will stay unfeas] |
| case filed in early April so no basis months later to not have tax |
| claims resolved and to not have done amends required at 341 |
| held in early July -if cont over my obj - ask for final date - case filed |
| 4/7 |
| FYI - ECMC obj WD |
| 10/7 - On PC; tax claims resolved & plan #36 is OK except set in |
| 3.3 takes full 60 months and lower ADP in 8.1 so running over 60 |
| months; same issue as above; GBS very clear in June about our |
| position on needing amended 122C/1 & 2 and issue included on |
| TMD and hen at last court first time heard the atty disagreed with |
| our position and wants to give me case law - nothing rec'd yet - but |
| too late; |
| Case filed in April and issue presented to atty in June and now |
| arguing it - standing on TMD requiring amendments |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| Mukhammadk |
| odir |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Missing taxes and pay advices. |
| Translator issue. |
| TMD set for no 341 meeting, taxes, pay advices & default (No $) |
| ROBERT J |
| ADAMS & |
| ASSOC |
| Confirmation |
| Hearing & TMD |
| WD TMD & Rec #36 with $2300.00 and Sept scheduled in TFS - |
| ems 9/23 |
| 2300 scheduled to start on 9/24 in TFS but nothing else scheduled |
| - can't rec without $2300 so 10/17 to be current thru Sept |
| TMD set for no amended plan, amend H & file proof of service, file |
| proof of service for notice to Wilmington Savings Bank & default |
| 10/7 - Need $5300 for Sept payment to rec - HP EMS |
| RONALD D |
| CUMMINGS |
| Confirmation |
| Hearing |
| Recommend plan docket #2 with entry of the agreed order |
| resolving the objection to confirmation at #21 |
| RONALD D |
| CUMMINGS |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 notes: 60 mo / 0% w/ $62,207.85 in 5.1 liquidation field. |
| DAtty thinks this 5.1 liquidation # is too high, based on Zillow it |
| wouldn't be, based on his Sch A value the # should be $22,053 |
| (which would still require interest to unsecureds). |
| Amend plan: check boxes 2.2, 2.3, 5.1, 7.1 and amend 8.1 to |
| include interest to unsecureds. Amend 3.2 for HOA POC and |
| make sure there's an "amount of secured claim" entered. |
| Sch A/B: Amend for 2014 Chevy Traverse w/ 140k miles, no loan. |
| Income: looks OK now, step up in plan payments each year by |
| $100/month. There's no real basis for this other than DAtty stating |
| income will go up and that "expenses could go down". |
| 9/2 - Current; need CMA if lowering liquidation amount but even at |
| sch A value, liquidation would require 100% with interest to |
| unsecured; need amended plan and sch A/B; go past bar for now - |
| need mortgage and car claims |
| 10/6 - Current; lowered liquidation from $62K to $5K without |
| providing CMA or liquidation calc; our calc shows $12K even if sch |
| A value is correct; plan doesn't even fund the $5K liquidation that |
| the atty has and TF is now 6.6%; need feasible plan after get CMA |
| and liquidation calc to review; plus steps are pure speculation; |
| need some kind of documentation like gets annual raises and |
| amounts - to JK for TMD |
| TMD set for unfeasible plan, need CMA, need liquidation |
| calculation & document basis for step in plan payments |
| RONALD |
| STROJNY |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 meeting held 9/3/25: 60 month / 10% plan. Amend Plan: |
| student loans direct should be in 5.2, delete 8.1 (POC #1 is Nelnet |
| and s/b direct). Debtor's schedule I looks OK based on recent |
| paystubs. Stated she took time off at beginning of year to take |
| care of her sick mother (who passed away recently). She's back to |
| working full time. Living in her HH are her son (16), daughter in |
| law (16) and their newborn child. It's a tight budget and $498 of |
| the sch I income is pro-rated tax refund. |
| 10/7 - Current; just need amended plan to move SL from 8.1 to 5.2 |
| and match name on claim filed |
| D atty said car in accident and totaled out by insurance so |
| amended plan will surrender |
| . |
| Confirmation |
| Hearing & TMD |
| 341 held on 5/28 |
| 341 notes: 60 month / 100% plan. Debtor originally stated at 341 |
| that the signatures on the 106/107 signature pages were not hers, |
| 101 was her signature, she later states they must be hers and |
| were scribbly because she was nervous (there are similarities in |
| the signatures). Need to amend Sch E for notice to IRS/IDOR. |
| IRS has lien on property. |
| Plan amendments: 2.4 check a box. 5.1 check box for 100% and |
| need liquidation amount. May need CMA depending on lien |
| amounts because Zillow value vs. Sch A value is off by $117k. |
| Need interest in 8.1. No GUCS scheduled but there may be after |
| notice is given to IRS and IDOR. Debtor stated she owes $12,000 |
| combined to IRS/IDOR for 2013/14 taxes. Will need to provide for |
| IRS lien in 3.2. |
| David Litt: D stated she was approached by this "company" that |
| offered to help her with her mortgage payments. She didn't |
| receive any money, didn't pay any money, but did sign documents |
| with this guy. She wasn't given a copy. He recorded a transfer of |
| deed on her property. They will need to sort this out with Title |
| insurance. |
| Income: Debtor is hair stylist, estimates she makes $550/wk with |
| tips. But the SS income listed on I is not SS, it's anticipated UEC. |
| She was originally denied these benefits and is appealing. She |
| stated if she wins she anticipates getting $2,400/month with a cap |
| of $15,000. So what about after this runs out? Stated she would |
| look for new job. |
| 6/19 - One month default; amended E/F filed for IDOR & IRS but |
| listed as unknown; need SOFA amended for the transfer of the |
| property to David Litt; amend I and provide proof of UEC; currently |
| plan is unfeasible but must have IDOR & IRS POC's to confirm; go |
| to 8/1 |
| 7/1 - EMS to DD and rev - need tax claims filed |
| TMD set for no amended I, SOFA, unfeasible plan, need tax |
| claims filed, proof of current income & default |
| 7/23 - One mo dft [from 1st payment]; no tax claims yet; no |
| amended SOFA or amended I an no proof of unemployment and |
| unfeas plan - 2nd ems to DD & rev; agreed 8/29 - |
| 7/25 - atty says 24 extension filed but meeting with CPA on |
| Monday, 7/28, to complete filing |
| 8/25 - plan #35 is funding -48%. IDOR poc is "estimated". mortg |
| arrears and irs secured higher the plan lists, priority irs not in plan. |
| 10/17 Less than one month default but another plan payment due |
| bf 10/17; Debtor is not paying enough to cover the $833 plan |
| payment - should be paying $192.23 weekly and has to be higher |
| to be feasible; never amended sch I or SOFA; never provided |
| proof of current income; plan unfeas by over $10K with claims |
| filed; case filed in April and TMD pending since 8/1/25 |
| and now MLS by mortgage co |
| Motion Relief from |
| Stay |
| Residence at 6724 Meadowcrest Drive, Downers Grove, Illinois |
| 60516 Filed by FEDERAL HOME LOAN MORTGAGE |
| CORPORATION, AS TRUSTEE OF THE FREDDIEMAC SLST |
| 2023-1 PARTICIPATION INTEREST TRUST; Direct Pay; |
| Scheduled arrears $32K. |
| Almost 1 month default, due date 14th |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 8/20/25 - 341 meeting not held. Need 6 mos P/L statements along |
| with business bank statements. |
| TMD set for no 341 meeting, proof of self employment income & |
| default. NO $ |
| 341 Sept 25, Bar Date Sept 29 |
| Need 2024 1120S. Need commercial lease to see if it is |
| guaranteed. Amend H for ODK. Daughter is paid $1465 gross 2 |
| X month, D2 takes $1150 net 2 X month. Need August I/S with |
| payroll and August bank statement. Need 941s for 1st and 2nd Q |
| 2025. June 30 P&L showed $7770/month net income but did not |
| account for all payroll and did not account for payments to ODK of |
| about $4K/month. Amend Plan to provide for CarMax, was not in |
| original plan, was on J 17 but is not 910, belongs in 3.2. $12K |
| mortgage arrears, all escrow shortage, homeowner's ins jumped |
| to $11K/year b/c they were in the path of the 2021 Father's Day |
| tornado. Need $, expect August payment to post Sept 26, will owe |
| for Sept. R/E IS TBE. MDI $1793. Mortgage payment is $2027 |
| on J, $2927 in plan, $2367 per POC. |
| 10//6 - One month default; nothing filed or provided since 341 |
| held; plan is very unfeasible with claims filed to date |
| SCHALLER LAW |
| FIRM PC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 Aug 6, Bar Date Sep 10 |
| Amend I for change in income and assistance programs. done |
| Amend J for reduced car payment and changes in utilities. done |
| disp $1800 |
| Amend SOFA 4 for income. not done |
| Refinanced car loan with Consumer's CU, give them notice, |
| amend J and plan accordingly. rec'd notice amended plan |
| If Santander does not w/d claim, debtor will object to it. - claim WD |
| IRS states 2024 not filed. Debtor filed amended 2022 2023 |
| returns resulting in refunds that will reduce IRS debt. |
| Amend Plan to provide for IRS in 4.4 not 5.2, provide for HUD in |
| 8.1 not 5.2. Amend 8.1 for interest to all unsecured, not just GUCs. |
| bar date 9/10. 100% plan |
| fyi plan #17 appears to not be feasible. |
| 9/24 - Current but still paying $866 and even next payment |
| scheduled in TFS at that amount - must be fixed to rec; plan |
| payment has to go up again; plan is not feasible with mort arears |
| and tax claim and the word GENERAL must be removed from int |
| language in 8.1 And no amended SOFA filed - HP EMS 9/18; no |
| response and nothing new so go to 10/17 and set TMD |
| 10/7 - Small default; same issues; gave to JK for TMD |
| TMD set for no amended SOFA, plan, unfeasible plan & default |
| SCHALLER LAW |
| FIRM PC |
| Confirmation |
| Hearing & TMD |
| 8/6/25 - 341 meeting not held. Docs filed late. Missing taxes and |
| pay advices. |
| TMD set for no 341 meeting and taxes |
| 8/26 we have taxes |
| 10/2 - No new 341 set because plan has not been served on |
| creditors [No POS on docket]; 6 creditors - IRS, IDOR, Comcast, |
| Com Ed and both landlords, not on original creditor matrix so don't |
| have notice at all -must all be on plan POS; also GBS wants July & |
| Aug bank and income statements [Sept when available] |
| 341 meeting continued to 10/29/25 at 10:00 am. Confirmation to |
| 11/21 - EMS |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| REC Plan docket #31 if receive proof DSO post-current [direct pay |
| or on PC with new job; was PC until Aug; now direct]- |
| TD Auto objection WD on 8/25 [docket #33] |
| 9/24 atty still waiting on updated stub/proof of DSO - cont to 10/17 |
| and set TMD ems |
| 10/7 Nothing new - gave to JK for TMD |
| TMD set for proof that debtor is current on post-petition DSO |
| payments & default (No $ rec'd in September) |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 6/18/25 - 341 meeting concluded. |
| All taxes filed. Unsure if owes IDOR/IRS - both are listed. No DSO. |
| No R/E. |
| Need Amended IDOR POC showing 2013, 2015, 2021 and 2024 |
| filed. |
| Income ok. Sometimes gets overtime and rec'd a 51 cent raise. |
| $1100-$1500 biweekly. No longer doing Home hair business. |
| Has $425 money order to mail. |
| 6/30 - Current; need IDOR POC resolved and need amended plan |
| - |
| 1.3/8.1 marked- tax returns and refund if business loss and |
| 3.3 match claim and increase set to at least $210 [if all scheduled |
| GUC file, plan only running 39 months] - cont 8/29 to resolve IDOR |
| as of 8/18, no idor objection filed. no amd poc yet |
| 10/17 for IDOR obj |
| 10/7- Current the case and the IDOR POC filed in May and |
| confirmation cont'd long date [8/29 to 10/17] after a prior long |
| continued to resolve the IDOR POC, for an objection to the IDOR |
| claim to be filed and it was not; unreas delay in resolving the tax |
| claim and still need amended plan [plan only running 36 months so |
| need set at $250 [current set taking over 60 months] and 8.1 |
| pre-conf ADP was too low to start with and claim came in higher |
| so must be $70 - |
| TMD set for no amended plan & resolve IDOR POC |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 14 of Internal Revenue Service |
| Notice of withdrawal filed. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Recommend plan docket #24 |
| FYI -amended POC filed by IRS and Mike WD obj to claim |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| Rec #21 if Ford obj resolved AND with Aug plan payment [One |
| month default and Sept due right after ct date and TFS suspended |
| so need Aug payment to recommend] |
| Ford objection |
| 9/26 ct 2 TFS scheduled so 10/17 for them to post; creditor not |
| sure if obj resolved |
| 10/7 - Still one month default [Sept payment]; TFS has $1800 |
| scheduled to start today but not started yet; no MLS y Mortgage up |
| and Ford obj not WD - gave to JK for TMD |
| TMD set for resolve Ford objection, resolve motion to lift stay & |
| default |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| Property at 18822 South Chestnut, Country Club Hills IL 60478 |
| Filed by New Residential Mortgage Loan Trust 2019-5; Direct Pay; |
| Arrears owing $8,068.60. |
| 1 month default, due date 30th |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 9/17/25 - 341 meeting not held. Rec'd Pay advices late. Need obj |
| to fees |
| 341 meeting continued to 10/08/2025- Meeting concluded. Need to |
| file 2020 taxes- need amended IRS POC. Amend- fully pay |
| amount in 3.2 and 8.1 MOS pmt must be $250. |
| FYI - atty put $180 per month for AQP in 8.1 when they scheduled |
| claim at $24,758 so should have |
| been $247 at least |
| Leave being called and go to 12/5 bc will take time to resolve IRS |
| POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Pay advices rec'd 9/11 - obj to |
| fees |
| 10/8/25 - 341 meeting concluded. |
| All taxes filed/exempt. No $ owed. No DSO. No R/E. |
| Amend I and J - New job at Office Depot. Started in August. Paid |
| weekly. Need Paystubs. SSI ok. Food stamps are now $108 vs |
| $83. |
| Rent is now $240 vs $160. He lives in low income housing. |
| Told him he needs to pay $600 to be current. He said he s/b by |
| 10/15/25. |
| 10/9 - 1.5 month default; need I/J and stubs for new job; plan |
| completes in 42 with claims filed [bar today] and car taking 55 - |
| must increase set to $145 in 3.2; prob go to 10/31 and set TMD if |
| not ready |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Rec'd 2023 taxes late. File obj to |
| fees |
| 341 meeting continued to 10/8/25. review after mtg - plan currently |
| unfeasible with IRS POC |
| 10/8 - Meeting Concluded. Amend plan - increase payment to be |
| feasible with claims filed; 3.3 for higher Citizens claim/set; and 4.4 |
| for higher priority tax debt; D is on PC; agreed to continue |
| confirmation to 10/31 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 9/17/25 - 341 meeting not held. Got proof of income late [9/11 |
| and10/] so need obj to fees |
| 341 meeting continued to 10/8/25. No $; review after mtg will |
| NEED TMD |
| FYI- stay extended bc PC not possible; 2 prior cases [23-11452 |
| filed 8/30/23; dismissed 6/21/24; 24-15646 filed 10/19/24 |
| dismissed] - both prior dismissed for default |
| Meeting concluded by MW. No amends requested. debtor has two |
| money order in hand for $550 each, stated she will drop them off |
| in mail today/tomorrow morning as she doesn't want to give to atty |
| since they allegedly lost one in the last case. |
| 10/9 - Need $1100 to rec; 10% just works with claims filed but bar |
| is 10/15; leave being called |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Docs rec'd late. Need obj to atty |
| fees |
| 341 meeting continued to 10/8/25. NO $/PC OE 8/19 review after |
| mtg - |
| Meeting concluded MW. Need amended E for DSO address |
| (current address is listed as debtors, he testified she does NOT |
| reside with him as thats his ex-wife). Need 3.1/8.1 amended for |
| HUD POC. Amend 3.3 or 8.1 - Conflicting language. 3.3 says |
| debtor pays Onemain direct but 8.1 directs trustee to pay pre-conf |
| adq pro. Amend 8.1 for interest to gucs. Amend 5.1 box 3 for |
| correct liquidation (currently listed as guc amount instead of actual |
| liquidation amount). Testified child support isn't current, but that it |
| is a payroll deduction. no POC filed (but then again DSO recipients |
| address was listed by datty as debtors address....) |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Docs rec'd late. Need obj to fees |
| 341 meeting continued to 10/8/25. Review after mtg |
| 10/8/25 - 341 meeting concluded. Amend G for landlord and give |
| notice. Need to monitor for 2nd unit in 2 flat being rented. The two |
| deferred comp loans on J 17 are paid via deduction from bank |
| account, document the deductions and document the terms of the |
| loans. The loans are associated with two of the vehicles. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. Docs rec'd late. Need obj to fees |
| 341 meeting continued to 10/8/25. review after mtg - no $ - NO |
| show. |
| TMD set for no 341 meeting & default (No $) |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. |
| 341 meeting continued to 10/8/25. Review after mtg - on PC; need |
| IRS POC resolved - No show |
| TMD set for no 341 meeting & default |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. |
| 341 meeting continued to 10/8/25. Not held - tech issues |
| 341 meeting continued again to 10/22/25 so confirmation to 10/31 |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Missing proof of VA Disability. Now |
| rec'd. Need another date. |
| 341 meeting continued to 10/22/25. Conf prob go to 10/31 to give |
| time to amend/resolve obj - ems |
| STAHULAK & |
| ASSOC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 notes: 60 month / min 29% plan. $850/mo plan payment with |
| $750/month coming from future estimated tax refunds, so really |
| the debtor has $100/mo above expenses, going to be tight. |
| Debtor did state that she hopes to have another P/T job soon, she |
| did before but had medical issues and couldn't hold that down. |
| Vehicle in 3.2 appears to be a 910 vehicle, would make case |
| unfeasible if full POC had to be paid. Amend 2.4 for non-exempt |
| PI proceeds to be additional payment. |
| 9/9 - Current; how make plan payment until get refund?; 3.2 car is |
| 910 based on purchase date in April 6, 2023 [840 days] so can't |
| cram down; need amended plan for that and 2.4; agreed to 10/17 |
| 10/6 - Current; total income $2184 [$750 tax refund; $530 link and |
| $1021 net from job - Addus]; plan payment $850 so how paying |
| without refund? must be some other source of income? get 2nd |
| job? and plan payment must go up bc car is 910 and must be PIF |
| in 3.3 of the plan and need 2.4 language - |
| gave to JK for TMD |
| TMD set for document how debtor is going to make plan payment |
| until she gets annual refund & amend plan for 2.4 language & for |
| car to be paid in 3.3 as it is a 910 car |
| STAHULAK & |
| ASSOC |
| Confirmation |
| Hearing & TMD |
| 9/17/25 - 341 meeting not held. |
| 10/17 for payroll. Original 341 can't happen b/c debtor failed to |
| provide 2024 taxes. D states new job Aug 9, still no P/A as of Sep |
| 11. GBS |
| TMD set for no 341 meeting, pay advices, 2024 taxes & default |
| (No $) |
| STAHULAK & |
| ASSOC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 22-11479 filed 10/4/22, Dismissed 5/1/25 for |
| default (Thomas Hooper case) |
| FYI: Mailing address in Chicago IL. Residence in Aurora IL |
| In prior case, lost her job. Now back to work at Starbucks. |
| Declaration (signed by debtor, not notarized) attached. |
| Prior/Current Sch I and J attached. No P/C entered. |
| 10/17 for payroll. Original 341 can't happen b/c debtor failed to |
| provide 2024 taxes. D states new job Aug 9, still no P/A as of Sep |
| 11. GBS |
| NO $ posted as of 10/2 |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Taxes and pay advices rec'd late. |
| 341 meeting continued to 10/8/25. Obj by US Bank; review after |
| mtg held |
| 10/08/2025 - Meeting concluded. Amend I and means test- needs |
| to be 100% per C/A note. Amend plan- remove Mo pmt from 3.1. |
| US National Bank obj to confirmation |
| 10/9 - One month default [just due]; 341 just held and need |
| amends [plan; 122C- and sch I]; cont to 11/21 |
| FYI - 2 adult dependents are going to be added to 122C-1 - they |
| are on 24 tax return so need additional plan language ems [see |
| yellow sticky in case] |
| VICTORIA J |
| CARPENTER |
| Confirmation |
| Hearing |
| 9/17/25 - 341 meeting not held. Now have ID's. |
| 341 meeting continued to 10/8/25. Will need amended plan to |
| check boxes but otherwise can prob rec on 10/17 |
| meeting concluded MW. Amend plan, 2.2, 2.3, 5.1 & 7.1. Amend |
| 2.1 to delete pennies from plan payment. pays rent but lives with |
| family (they are in unit above her). Mother pays utilities. Car in |
| mothers name but she is primary driver per testimony and pays for |
| it most months. Only doesn't' pay for the monthly payment when |
| expenses that month are high and she can't afford it. Tight budget. |
| Need to notice IRS as testified she thinks she owes ~$3k. |
| Confirmation |
| Hearing & TMD |
| 7/2/25 - 341 meeting not held. Plan filed late. Rec'd taxes and pay |
| advices late. Need another date. |
| 341 meeting continued to 7/23/25. Review after mtg |
| FYI -need to file notice of obj to fee mtn [paid $1500 in advance an |
| did FF in installments] but FF appear pd already - let it go this time |
| but warned atty |
| meeting concluded 7/23 - 2024 taxes already paid to IRS prior to |
| filing. Need to address student loans, Unsure if they went it direct |
| or in plan, if in plan amend 5.2, if direct amend J to remove. |
| Amend G for residential yearlong lease. Debtor lives with |
| boyfriend, they each split the bills. |
| 7/29 - Current; need amended G; J and plan; need details on rent |
| amt - detailed ems - cont 8/29 |
| 8/27 no amnds filed, cont |
| TMD set for no amended J, plan & file proof of service for |
| amended G |
| 9/10 - Current; amended G filed and amended plan #31 filed but |
| no amended J filed and plan errors: |
| 1. Disposable doesn't equal plan payment; |
| 2. Part 2.3 check box 1, not 3 with no language |
| 3. Student loan still an issue; sch J says student loan being paid |
| $148 but plan #31 filed on 9/6 is $0. |
| If really $0,then amend J to remove an increase plan payment. |
| If paying $148 as J says, then amend plan AND doc paid post for |
| June - Aug |
| Atty will fix/amend so agreed 9/26 |
| 9/25 - Current; POS for G filed; amended plan #38 - still issues #1 |
| above [actually even less now; disp $342 and plan payment $300 |
| now] and need doc that paid $148 for student loan June - Sept |
| 10/7 - Same issues; ems |
| ZALUTSKY & |
| PINSKI |
| Confirmation |
| Hearing & TMD |
| 8/20/25 - 341 meeting not held. Missing pay advices. Need proof I |
| Franco Express p/as to prove line #7 $6,120 and proof that clearly |
| shows how 8a $2,200 was calculated. |
| TMD set for no 341 meeting, proof of self employment income & |
| default. NO $ |
| 9/10 TT D atty - Atty says D to make TFS but told him TFS not |
| even created and if cont, another due; agreed if get all missing |
| docs and 2 payments scheduled with 1 to post by 9/26, then I will |
| cont to 9./26 |
| 9/15 - per BK, now ready for new 341 but no $ - changed in TFS - |
| now $2800 start 9/21 which will not post by 9/26 - prob just cont if |
| new 341 date set |
| 9/26 to get doc & $ to post [$2800 to start on 9/13] |
| 9/15 - Have docs for new 341 but no $; debtor had TFS for $2800 |
| to start on 9/13 and that was basis of continuance for those funds |
| to post but now debtor switched to having payment start on 9/21 |
| so won't post by 9/26 and 2 payments due and no 2nd payment |
| scheduled - HP EMS - need $ by 9/26 [update - now 9/17 start |
| date in TFS] |
| 9/24 - $ posted today so give new 341 date [ems GBS cc BK]; conf |
| to 10/31 - Told RUSSIA TRANSLATION CASE |
| Docket showing continued to 10/17/25. |