| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 7/15/25 4:41 pm |
| All Chapter 13 matters are now listed. Matters are sorted by time slot and by Debtor Attorney within the time slot. If the debtor |
| has filed a 1329 motion, any continued Trustee’s Motion to Dismiss will appear with the 1329 motion instead of at 10:00. Use |
| Ctrl+f to search for a specific case or name. You may have to refresh the browser window to display the most recent update. |
| Court Call for Friday, July 18, 2025 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 10th Last $ 6/10/25 $3075/mo |
| Set for 7/18 $9225 = 3 mo |
| 8/15 for $$ |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 4th Last $ 2/3/25 $1000/mo |
| Set for 7/18 $3500 = 3.5 mo |
| 8/29 for subst $ |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 6th TMD since confirmation |
| OE 3/18/22 deferring $2770 & plan is extended past 60 months |
| per Cares Act |
| OE 8/18/23 deferring $5165 & increasing payment to $1300 |
| Due date 26th Last $ 3/31/25 $1300/mo |
| Set for 7/18 $5180 = 4 mo |
| 8/15 for $/plan to resolve default |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 6/7/24 deferring $3776 and increasing payment to $1250 |
| Due date 21st Last $ 6/9/25 $1250/mo |
| Set for 7/18 $3700 = 3 mo |
| 8/15 for 1329 and PC |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 12/2/22 deferring $5655, reducing payment to $1350 |
| beginning December 2022, reducing dividend to 10% & plan base |
| is $78,742.90. |
| Due date 25th Last $ 7/2/25 $1350/mo |
| Set for 7/18 $4440 = 3.3 mo |
| $4128 = 3.1 mo |
| Base balance - $7754 [D to pay extra each month so 8/29 for |
| status |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| No Defense |
| Offered |
| P/C stopped April 2025 |
| Due date 11th Last $ 4/24/25 $1200/mo |
| Set for 7/18 $5077 = 4.2 mo |
| 7/13 email from Debtor Attorney - NO DEFENSE |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 10/20/23 deferring $5000 and plan base is $61,600 |
| Due date 15th Last $ 6/24/25 $1100/mo |
| Set for 7/18 $2700 = 2.5 mo |
| 8/29 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped March 2025 |
| Due date 21st Last $ 6/27/25 $580/mo |
| Set for 7/18 $2030 = 3.5 mo |
| 8/29 for 1329 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 7/12/24 deferring $3770 |
| Due date 4th Last $ 6/4/25 $1000/mo |
| Set for 7/18 $3000 = 3 mo |
| 8/29 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped April 2025 |
| Due date 11th Last $ 4/18/25 $1100/mo |
| Set for 7/18 $3507 = 3.2 mo |
| 8/29 for 1329 and GFP to POST |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 3/8/24 allowing auto purchase for $562/mo |
| P/C stopped February 2025 |
| Due date 27th Last $ 2/21/25 $275/mo |
| Set for 7/18 $867 = 3.2 mo |
| 8/15 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 6/27/25 $1370/mo |
| Set for 7/18 $3554 = 2.6 mo |
| 8/15 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 3/7/25 to check 1st box in 2.3 of the plan |
| Due date 16th Last $ 3/21/25 $1150/mo |
| Set for 7/18 $3950 = 3.4 mo |
| 8/15 for conversion |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 6/9/25 $595/ mo |
| Set for 7/18 $1777 = 3 mo |
| 8/29 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 4/10/25 $950/mo |
| Set for 7/18 $2850 = 3 mo |
| $3800 = 4 mo |
| 8/15 for status -selling house to payoff case; house on market |
| now- need mtn to sell |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 6th Last $ 4/23/25 $1425/mo |
| Set for 7/18 $5300 = 3.8 mo |
| $3300 = 2.3 mo Paid $2000 on 6/27/25 |
| $3K pending in TFS -started 7/9; agreed to 8/15 to be FULLY |
| current thru July - need this $3K to post and $1725 more must |
| POST by 8/15 to WD |
| JEFF |
| WHITEHEAD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 5/27/25 $812/mo |
| Set for 7/18 $2228 = 2.7 mo |
| $3040 = 3.7 mo |
| JOSEPH P |
| DOYLE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 4/16/25 $1015/mo |
| Set for 7/18 $3045 = 3 mo |
| $4060 = 4 mo |
| 8/15 for $$ and plan to cure |
| LORRAINE M |
| GREENBERG |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 3/4/25 $125/mo |
| Set for 7/18 $422 = 3.4 mo |
| 8/29 to be current thru July |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 2/3/23 deferring tax refund $3607, plan is extended to 51 |
| months and plan base is $19,125. |
| Due date 21st Last $ 6/6/25 $375/mo |
| Set for 7/18 $938 = 2.5 mo (includes refund) |
| Base balance $2,437.62 |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide current proof of income |
| and amend Sch I. |
| TMD for 2023 tax returns/refunds continued to 8/1 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 4/4/25 allowing auto purchase for $447/mo |
| Due date 2nd Last $ 4/11/25 $530/mo |
| Set for 7/18 $1845 = 3.5 mo |
| $2375 = 4.5 mo |
| Got car and stopped paying plan; go to 8/1 bc right to a date |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 6/24/25 $475/mo |
| Set for 7/18 $1358 = 3 mo |
| P/C did not increase when payment increased to $475 in January |
| 2025. 6/24/25 posted correct deduction amount. |
| 8/15 to cure [per atty $600 pending in TFS] |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped March 2025 |
| Due date 21st Last $ 4/29/25 $960/mo |
| Set for 7/18 $3016 = 3.1 mo |
| 8/15 to cure/reduce default |
| SPRINGER |
| LARSEN LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd Last $ 3/11/25 $745/mo |
| Set for 7/18 $2624 = 3.5 mo |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 4/29/25 $560/mo |
| Set for 7/18 $1460 = 2.6 mo |
| $1020 = 1.8 mo Paid $1000 in June 2025 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| CHAD M |
| HAYWARD |
| Motion Relief from |
| Stay |
| Residence at 1150 Symphony Dr, Aurora, IL 60504 Filed by |
| Nationstar Mortgage LLC; Direct Pay; Scheduled arrears $28K. |
| Payments current, due date 24th; order OK |
| Confirmation continued to 8/1/25. |
| COSTELLO & |
| COSTELLO PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 4/29/25 $1288/mo |
| Set for 7/18 $3464 = 2.7 mo |
| $4752 = 3.7 mo |
| Moved to 9:30 - MMP set for 8/1 |
| CTM LEGAL |
| GROUP |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| first Application for Compensation for Salvador Gutierrez, Debtor's |
| Attorney, Fee: $4500, Expenses: $0. |
| Confirmed 1/24/25 |
| DAVID FREYDIN |
| LTD |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Notice of Motion (RE: 11 Motion to Extend Automatic |
| Stay) |
| Chapter 13 BK 24-10743 filed 7/25/24, Dismissed 6/27/25 for |
| default |
| In prior case, his car had issues preventing him from driving for |
| Uber for most of 2025. He spent thousand of dollars trying to fix |
| car and could not resolve check engine light. Also wife had no |
| income from delivering packages and some legal issues/fees. |
| Now debtor is working full time & began driving for Uber with wife's |
| newer car. Wife began working a full time job and legal issues are |
| resolved. |
| Affidavit, Prior/Current Sch I and J attached. |
| No P/C entered. |
| Object - NEED PC |
| DAVID M |
| SIEGEL |
| Motion Relief from |
| Stay |
| Residence at 463 Thunderbird Trl, Carol Stream, IL 60188-1585 |
| Filed by M&T Bank as servicing agent for Lakeview Loan |
| Servicing, LLC; AGO 7/21/23; Direct Pay; Arrears owing |
| $11,251.76. |
| Payments current, due date 10th, on P/C |
| GERACI LAW |
| LLC |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To sell residence at 224 Howard Ave., East Dundee, IL for |
| $300,000. Contract attached. |
| Proposed order #56 - Debtor shall tender a complete copy of the |
| HUD1 within 7 days of closing to the Trustee. |
| Debtor shall tender to the Trustee the amount necessary to payoff |
| his Chapter 13 which amount |
| is $6222.54. Funds shall be mailed to Glenn Stearns, Chapter 13 |
| Trustee, P.O. Box 2368, Memphis, TN 38101-2368 within 7 days |
| of closing. Any amount in excess of this may be paid directly to |
| Donna Ruiz. |
| The lien of Cross Country Mortgage shall be paid in full out of the |
| proceeds of sale at the time of closing pursuant to a proper payoff |
| quote, or, in the event that the sale is short of a full payoff, that the |
| sale is subject to Cross Country Mortgage's final approval. |
| The deadline for the sale closing and receipt of funds to Cross |
| Country Mortgage shall be within 90 days from the date of this |
| Order. |
| The rule staying the order for 14 days, pursuant to Bankruptcy rule |
| 6004(h) is waived. |
| No obj to #56 |
| GERACI LAW |
| LLC |
| Her confirmed plan requires her to amend schedules when she |
| has an increase in her income. Her income has increased. Sch I |
| and J attached. |
| Debtor seeks to increase payment to $875 beginning July 2025. |
| GERACI LAW |
| LLC |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To sell property at 1140 Cedar St., Glendale Heights, IL for |
| $180,000. Anticipates net proceeds $132,102. Contract attached. |
| FYI - Pete pointed out that wrong mortgage co in last paragraph - |
| sb Rushmore, not Old Nat'l- see revised order #45, which is OK |
| No obj to #45 |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2022 Hyundai Tucson Filed by Credit Union Loan Source d/b/a |
| Cinch Auto Finance; Direct Pay; No arrears. |
| Payments current, Due date 21st |
| GERACI LAW |
| LLC |
| He lost his job. He has started a new job. Sch I and J attached. |
| Debtor seeks arrears are deferred to the end of the plan. |
| TMD for default continued to 8/1/25 |
| Order works [100%] and on PC |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2014 Ford Escape Filed by ALLY BANK; Schedules/plan show |
| 2012 Ford Edge; Direct Pay; Arrears PIF. Order OK |
| Payments current, due date 28th, on P/C |
| GERACI LAW |
| LLC |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| To sell residence at 1734 Rosedale Ct., Aurora, IL for $165,000. |
| Anticipates net proceeds $33,349. Purchase agreement attached. |
| Debtor shall tender a complete copy of the HUD1 within 7 days of |
| closing to the Trustee. |
| Debtor shall tender his non-exempt proceeds. Funds shall be |
| mailed to Glenn Stearns, Chapter 13 Trustee, P.O. Box 2368, |
| Memphis, TN 38101-2368 within 7 days of closing. |
| The liens of Shellpoint and Citibank shall be paid in full out of the |
| proceeds of sale at the time of closing pursuant to a proper payoff |
| quote, or, in the event that the sale is short of a full payoff, that the |
| sale is subject to Shellpoint's final approval. |
| The deadline for the sale closing and receipt of funds to Shellpoint |
| and Citibank shall be within 90 days from the date of this Order. |
| The rule staying the order for 14 days, pursuant to Bankruptcy rule |
| 6004(h) is waived. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Property at 57 North Martha Street, Lombard, IL 60148 Filed by |
| Old National Bank/First Midwest Bank; Surrendered in 3.5 of the |
| plan. |
| 1.5 month default, due date 30th |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay (Co-Debtor) |
| 2015 Jeep Patriot - Motion for Relief from Co-Debtor Stay as to |
| non-filing co-debtor, Alan Thon Filed by Ally Bank c/o AIS Portfolio |
| Services, LLC; Schedules/plan say Cherokee not Patriot; Cosigner |
| makes payments directly per 8.1 of the plan. |
| Payments current, due date 20th, on P/C |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 450 MELROSE AVE, AURORA, ILLINOIS 60505 |
| Filed by U.S. BANK NATIONAL ASSOCIATION; Direct Pay; |
| Arrears owing $9,458.36. Order OK |
| Payments current, due date 20th, on P/C |
| ILLINI LEGAL |
| SERVICES |
| Motion Relief from |
| Stay |
| Residence at 1075 Elliott Ave, Aurora, IL 60505 Filed by |
| Metropolitan Life Insurance Company; Direct Pay; Arrears PIF. |
| 1 month default, due date 21st |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Relief from |
| Stay |
| 2021 Ford Commercial Transit Connect Cargo Van XL Filed by |
| Capital One Auto Finance, a division of Capital One, N.A; Direct |
| Pay; Arrears PIF. |
| 2 month default, due date 22nd |
| JEFF |
| WHITEHEAD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 4th Last $ 3/28/25 $2640/mo |
| Set for 7/18 $10,540 = 4 mo |
| $7900 = 3 mo Paid $5280 on 7/2 |
| Moved to 9:30 |
| JOSEPH |
| WROBEL LTD |
| Motion Extend |
| Time to File |
| Schedules or |
| Provide Required |
| Information |
| Motion to Extend Time to File Schedules or Provide Required |
| Information until 7/11/25. |
| Attorney traveling overseas and returns 6/23/25. |
| TFS pending for $1460; started on 6/30 |
| Nothing filed as of 7/13 |
| Residence at 835 Mckenzie Station Drive, Lisle, Illinois 60532 |
| Filed by NewRez LLC d/b/a Shellpoint Mortgage Servicing; Direct |
| Pay; Arrears owing $3,706.77. Order OK |
| Payments current, due date 28th |
| OLSTEIN LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 27th Last $ 6/3/25 $1215/mo |
| Set for 7/18 $3205 = 2.6 mo |
| 8/15 to be subst current [TFS - one payment started 7/12; one to |
| start on 7/16 and one to be made/post bf 815] |
| Moved to 9:30 |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Ineligibility: No credit counseling certificate filed. |
| Marked rec'd briefing but do not have CCC - must filed within 14 |
| days of filing |
| Also no Schedules A-J, SOFA & Plan filed. No $ |
| RECOVERY |
| LAW GROUP |
| Motion Substitute |
| or Add Attorney |
| Motion To Substitute Attorney Filed by Michael Thomas Reid |
| Movant seeks to have Desirae Bedford, Esq., withdrawn as |
| counsel and requests that Michael Thomas Reid also of Recovery |
| Law Group, APC, |
| be substituted. |
| Attorney, Michael Thomas Reid, is hereby permitted to substitute |
| in as counsel for the Debtor. |
| RECOVERY |
| LAW GROUP |
| Motion Relief from |
| Stay |
| 2014 GMC Sierra Filed by Wells Fargo Bank, N.A. d/b/a Wells |
| Fargo Auto; Direct Pay; Arrears PIF. |
| 1 month default, due date 16th |
| RECOVERY |
| LAW GROUP |
| Motion Substitute |
| or Add Attorney |
| Motion To Substitute Attorney Filed by Michael Thomas Reid |
| Movant seeks to have Desirae Bedford, Esq., withdrawn as |
| counsel and requests that Michael Thomas Reid also of Recovery |
| Law Group, APC, |
| be substituted. |
| Attorney, Michael Thomas Reid, is hereby permitted to substitute |
| in as counsel for the Debtor. |
| ROBERT J |
| ADAMS & |
| ASSOC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 24-07222 filed 5/15/24, Dismissed 11/8/24 for |
| unfeasible plan & objection not resolved |
| In prior case, plan was unfeasible due to 2nd mortgage POC with |
| Wilmington. After dismissal, Wilmington recorded a Release of |
| Mortgage stating the loan is canceled and discharged. Now case |
| is feasible. |
| Declaration, Prior/Current Sch I and J attached. |
| No P/C entered. |
| Object - NEED PC |
| SCHNEIDER & |
| STONE |
| Motion Relief from |
| Stay |
| Property at 409 Arundel Dr, Brandon, MS 39047 Filed by SELENE |
| FINANCE, LP; Direct Pay; Scheduled arrears $14,230. order OK |
| This is NOT debtor's residence |
| Payments current, due date 24th |
| Confirmation continued to 8/1/25; cont'd 341 on 7/23 |
| SCHOTTLER & |
| ASSOC |
| Motion Sell |
| Property Free and |
| Clear of Liens |
| 363(f) |
| With Shorten Notice - To sell residence at 2310 Woodbridge Way, |
| Unit 2A, Lombard, IL 60565 for $225,000. Contract attached. |
| 2) The Debtor shall forward a copy of the RESPA settlement |
| statement to the Chapter 13 Trustee in this case within 14 days |
| after the closing. |
| 3) At the closing proceeds of the transaction shall be used to pay |
| off all existing mortgages and other liens against the Debtor’s real |
| estate plus usual and customary closing costs and fees of the |
| Debtor. |
| 4) Except for the homestead exemption of $15,000 the balance |
| remaining after payment of the amounts listed in paragraph 3 shall |
| be forwarded to the Chapter 13 Trustee Glenn B. Stearns, who will |
| allocate that balance between creditors and the Debtor in the |
| manner described in the Debtors’ confirmed Chapter 13 plan or |
| modification. |
| Confirmation 8/1/25 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay (Co-Debtor) |
| Motion for Relief from Co-Debtor Stay Filed by Transform Credit |
| Inc; Listed on E/F and plan does not propose to pay the claim in |
| full. |
| Monies borrowed were disbursed to Co-borrower, Nigel Rowe. |
| less than one month default, due date 21st; on PC |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Notice of Motion and Application for Compensation for Patrick |
| Semrad, Debtor's Attorney, Fee: $4500.00, Expenses: $356.71. |
| Filed by Patrick Semrad. |
| Confirmation continued to 8/1/25 |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Notice of Motion and Application for Compensation for Patrick |
| Semrad, Debtor's Attorney, Fee: $4500.00, Expenses: $356.71. |
| Filed by Patrick Semrad. |
| Confirmation continued to 8/1/25 |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| Application for Compensation for Patrick Semrad, Debtor's |
| Attorney, Fee: $4500.00, Expenses: $356.71. |
| Confirmed 6/27/25 |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Notice of Motion and Application for Compensation for Patrick |
| Semrad, Debtor's Attorney, Fee: $4500.00, Expenses: $348.71. |
| Filed by Patrick Semrad. |
| Confirmation continued to 8/1/25 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 24-01808 filed 2/9/24, Dismissed 6/27/25 for |
| default |
| In prior case, lost her employment at Pactiv. Now about to receive |
| unemployment benefits and has another job at JS Fort Group. |
| Affidavit, Prior/Current Sch I and J attached. |
| No P/C entered. |
| Proposed order has incorrect case number (prior case number) |
| Object - NEED PC and correct order |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Relief from |
| Stay |
| 2024 Kia Telluride Filed by Hyundai Lease Titling Trust; Lease |
| assumed; Direct Pay; Arrears owing $779.98. Order OK |
| 1 month default, due date 8th |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Relief from |
| Stay |
| Residence at 18W209 Kirkland Ln, Villa Park, IL 60181-3629 Filed |
| by Rocket Mortgage, LLC f/k/a Quicken Loans, LLC; Direct Pay; |
| Arrears owing $6,400.35; Principal due $1,805.55. |
| 2 month default, due date 14th; last $ April |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 9/27/24 increasing payments to $3200 and increasing plan |
| base to $174,000. |
| Due date 1st Last $ 5/22/25 $3200/mo |
| Set for 7/18 $13,039 = 4.1 mo |
| $11,139 = 3.5 mo Paid $1900 on 7/3 |
| Moved to 9:30 |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Plan filed. |
| Plan now filed on 6/27/25. |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ARTHUR W |
| RUMMLER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 17th Last $ 12/13/24 $460/mo |
| Set for 3/7 $1380 = 3 mo |
| 4/18 for cure |
| 4/17 - $1840 default; [4 months] so default is greater than when |
| TMD 1st up |
| TFS payment for $460 scheduled to start on 4/28 but that will take |
| us back to original TMD dft [3 months]; agreed to 6/6 final by me to |
| be completely current thru May |
| 5/30 - Not looking good; $1840 default [4 months]; $460 scheduled |
| in TFS to start on 6/8 but after court date and June will be due so |
| won't reduce default at all! EMS -atty says can have 3 soon and |
| get current so went 7/18 as absolute final by me to be fully current |
| thru June |
| 7/15 - $2300 default [5 months]; last money mid-May; 7/11 |
| payment pending in TFS for $2300 -if posts bf court - can WD; if |
| fails/cancels, then seek dismissal |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| CHICAGO |
| LEGAL |
| SOLUTIONS |
| LLP |
| Motion Relief from |
| Stay |
| 2015 Cadillac SRX Filed by Citizens Bank, N.A; Direct Pay; |
| Arrears owing $45.45. Order OK |
| 1 month default, due date 10th |
| Notice of withdrawal filed. |
| COZMYK LAW |
| OFFICES LLC |
| Motion Relief from |
| Stay |
| Residence at 515 Wingfoot Dr, North Aurora, Illinois 60542 Filed |
| by Nationstar Mortgage LLC as servicing agent for Flagstar Bank, |
| N.A; Direct Pay; Arrears owing $60,706.43. Order OK |
| Payments current, due date 4th |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 26th Last $ 5/7/25 $1110/mo |
| Set for 6/27 $3330 = 3 mo |
| 7/18 for cure |
| 7/13 - Making reg monthly payments but not curing default [2 mo |
| default]; agreed to 8/15 for cure or 1329 up |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Schedules A-J, SOFA, 122C-1 & Plan filed. Desai case |
| Nothing filed as of 6/25 |
| 7/13 - Still nothing filed and no $ |
| FYI - atty received $1K in advance |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 4/1/25 $2475/mo |
| Set for 5/23 $7800 = 3.2 mo |
| Only been paying $800 or $500 since February 2025. |
| 6/27 for $, plan to cure or 1329 [debtor lost job; many interviews |
| coming up] |
| 6/25 - Plan payment is $2475; debtor hasn't made anything close |
| to a full payment since Feb; no 1329 filed and default is $10,750 |
| [4.4 months] - ONLY $500 scheduled for 6/25 - atty emailed me |
| and says holding $4K cert funds; D has new job starting 7/7; go to |
| 7/18 |
| 7/13 - $4500 posted [$4k cc atty was holding and $500 TFS]; |
| default now at $6250 [2.5 months] $500 set to start on 7/25 but |
| again plan payment is $2475 |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 6961 Ticonderoga Road, Downers Grove, Illinois |
| 60516 Filed by LAKEVIEW LOAN SERVICING, LLC; Direct pay; |
| Arrears PIF. Order OK |
| Current, due date 23rd |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2018 Mazda CX-5 Filed by Capital One Auto Finance; Direct Pay; |
| Arrears PIF. Order OK |
| Payments current, due date 27th, on P/C |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| No Defense |
| Offered |
| Due date 10th Last $ 3/11/25 $1800/mo |
| Set for 4/18 $4600 = 2.6 mo |
| Paying $1750 every other month since September 2024 |
| 6/6 for cure |
| 6/2 - $3030 default [1.7 months]; $1750 pending in TFS and $3600 |
| more to post by 7/18 |
| 7/13 - email from D atty NO DEFENSE |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 1198 Royal Glen Dr, Unit 106E, Glen Ellyn, IL 60137 |
| Filed by Valon Mortgage, Inc. as servicing agent for Seneca |
| Mortgage Servicing LLC; Direct Pay; arrears owing $14,384.12. |
| Current, due date 22nd, on P/C; order OK |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 6th Last $ 3/19/25 $815/mo |
| Set for 4/18 $2015 = 2.5 mo |
| 6/6 for cure |
| 6/2- $3245 default [4 months]; TFS reinstated and $1K to start on |
| 6/6; agreed to go to 7/18 for further reduction of default |
| 7/13- $3875 default; paid $1K but can pay more after July bc |
| mortgage repay ends agreed to 8/15 |
| GERACI LAW |
| LLC |
| At filing, was working through a temp agency. Now debtor has |
| been hired as a full time employee but his employer did not start |
| P/C immediately. Now P/C started. Sch I and J attached. |
| Debtor seeks arrears are deferred to the end of the plan. |
| TMD for default continued to 8/1/25 |
| Order works and on PC so no obj |
| GERACI LAW |
| LLC |
| Residence at 1149 Coventry Cir, Glendale Heights, IL 60139 Filed |
| by Freedom Mortgage Corporation; Direct Pay; Arrears owing |
| $3,769.11. Order OK |
| Payments current, due date 18th, on P/C |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped March 2025 |
| Due date 12th Last $ 3/19/25 $900/mo |
| Set for 6/27 $2423 = 2.7 mo |
| $3323 = 3.7 mo |
| 7/18 for cure |
| 8/15 for cure |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 746 Redwood Dr, Aurora, by Fay Servicing, LLC. |
| Direct; arrears owing $16,595.89; order OK |
| Current; confirmed on 6/6 |
| JOSEPH P |
| DOYLE |
| Motion Dismiss |
| and Bar Debtor |
| from Refiling |
| This is the Debtor's 5th Chapter 13 Bankruptcy case filed in the |
| last 6 years. |
| All prior cases were dismissed for failure to make plan payments. |
| Current case, debtor started off by not making the 1st two plan |
| payments. This is the 2nd trustee motion to dismiss with Bar. First |
| motion for Bar was withdrawn after being current on payments. |
| Now debtor is in default again with plan payments. 5 months. |
| $1950. |
| The last payment posted in December 24. |
| General unsecured creditors have never received any money in |
| any of these Chapter 13 cases. |
| 5/2 ct - 5/23 FINAL to have subst money and plan to cure |
| 5/16 - No $ rec'd since Dec 24; $1950 default [5 months] |
| 2017 Jeep Patriot - seek dismissal with BAR |
| 5/23 ct - atty got $390 while ct pending; ct gave one final date, 6/6, |
| for $390 to post plus another $390 to be paid and for 1329 to be |
| filed |
| 6/4 - $390 posted but still 5 month default and court said need |
| another $390 paid by court date and need 1329 filed - 1329 set for |
| 6/27 and will need $430 to post by then |
| FYI - plan payment will have to increase |
| 6/25- 6 month default, $2340, and only one payment of $390 paid |
| in May; 1329 barely works & NO GFP yet; |
| both motions to 7/18 - atty has $430 and amended I /J filed |
| 7/13 - MMP OK but cont TMD to 8/15 to make sure July paid |
| JOSEPH P |
| DOYLE |
| Lost his job. He has regained employment starting 6/2/25. |
| Debtor seeks default is deferred to the end of the plan, payments |
| increase to $430 beginning July 2025 & Nothing in this order will |
| require the Chapter 13 Trustee to perform any collections under |
| any previously confirmed Chapter 13 Plan(s). |
| Object - |
| Barely works at $430.00 and never made double payment ct |
| requested at 5/23 date |
| Need $430 GFP to post before 6/27 - nothing in TFS |
| Need amended I and J and stubs for new job |
| 7/18both motions |
| Notice of objection filed 6/25/25 |
| 7/13 -$430 MO posted & amended I/J filed with stub provided so |
| MMP OK but continue TMD to make sure get July payment |
| LAVELLE LAW |
| LTD |
| Relief from Stay as to 1335 E Gartner Road Naperville, residence, |
| by U.S. Bank Trust National Association, not in its individual |
| capacity, but solely as trustee of the Truman 2021 SC9 Title Trust. |
| Direct Pay; arrears owing $105,233.30; order OK |
| Subst current |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Was off work for 2 weeks in December without pay. Has returned |
| to work. |
| Debtor seeks default is deferred. |
| Order works & GFP posted on 7/9 |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 24th Last $ 6/12/25 $534/mo |
| Set for 6/27 $1416 = 2.7 mo |
| atty will file notice of obj since moved to 9;30 7/18 for MMP |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th Last $ 3/4/25 $1567/mo |
| Set for 6/27 $4701 = 3 mo |
| $6268 = 4 mo |
| No $ since confirmed |
| 7/18 for money/plan to cure |
| 7/13- $3K posted; default $3268 [2 months] but July due on 7/16 |
| OLSTEIN LAW |
| LLC |
| Debtor is laid off during his employer's slow season end of |
| winter/beginning of spring. Last year he believed his work would |
| continue throughout that time during 2025 but was wrong. Now |
| back to work and P/C has resumed. |
| Debtor seeks default through July 2025 is deferred, payments |
| increase to $1800, all other terms remain unchanged & the trustee |
| shall not be required to perform collections on behalf of creditors |
| pursuant to any prior confirmed plan. |
| 100% with int - order just works & OK |
| GFP =PC - just need amended PC OE for$1800 - atty filed for |
| $2160 so PC will cover $1800 ave when working - ems HK to |
| explain |
| OLSTEIN LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| OE 5/17/24 deferring $4479 through May 2024 and increasing |
| payment to $1600. |
| Due date 7th Last $ 5/20/25 $1600/mo |
| Set for 6/6 $5281 = 3.3 mo |
| P/C inconsistent/stopped starting around January 2025 - |
| 6/27 for response |
| 6/25 - $5281 default [3.3 months] |
| 7/18 MMP |
| RICHARD S |
| BASS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| RICHARD S |
| BASS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| OE 6/21/24 deferring $1634 - SAME PC LOW ISSUE |
| Due date 6th Last $ 4/25/25 $435/mo |
| Set for 5/23 $1140 = 2.6 mo |
| $1530 = 3.5 mo |
| Only deducting $45 vs $100 weekly from P/C |
| Prior deferral for same issue and D atty said D knows to send in |
| difference but never did since Oct 25 - TFS acct suspended - Dec |
| 24 payment failed |
| 6/6 for funds from debtor directly but need PC fixed before this |
| TMD is resolved |
| 6/5 - No $ direct from debtor $1350 default [3.1 months] |
| 6/6 ct - 6/27 for 1329 but made it very clear that PC being fixed |
| MUST as part of 1329 [not ok D will pay diff direct - we did that in |
| last plan mod and didn't pay] |
| 6/25 - 1329 up; PC OE 6/9 for $565; maybe cont both mtns to |
| make sure get PC at correct amount |
| PC coming in at right amount |
| SEMRAD LAW |
| FIRM LLC |
| Insufficient payroll deductions. Now understands he is responsible |
| for remitting the difference if deduction is incorrect. |
| Debtor seeks default is deferred to the end of the plan & increase |
| payments to $565. |
| PC OE 6/9 for $565 - |
| My take -both mtns to 7/18 for $480 to post and PC to arrive - atty |
| agreed to 7/18 on both motions |
| Order works - 10% before 60 at higher plan payment |
| $480 posted and PC at new higher amt rec'd so no obj |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 2/17/23 allowing auto purchase for $520/mo |
| P/C stopped November 2024 |
| Due date 9th Last $ 2/11/25 $175/mo |
| Set for 6/6 $535 = 3.1 mo |
| 6/27 for response |
| 6/24 - $710 default [4 months]; last $ Feb; nothing pending in TFS; |
| atty says have proof D back to work and will go on PC so agreed |
| 7/18 for 1329; PC filed and GFP [last $ feb] |
| 7/13 - MMP set for 8/1 to defer default and PC OE 6/30 for $175 |
| but no GFP and nothing pending in TFS [last $ Feb] but go to 8/1 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped February 2025 |
| Due date 25th Last $ 2/21/25 $750/mo |
| Set for 5/23 $1904 = 2.5 mo |
| 6/27 for 1329 [new job] |
| 1329 up on 6/27 - just defers default order work but need GFP |
| Object to 1329 - need PC or GFP - last $ Feb [nothing in TFS] and |
| New job so also need amended I/J and stubs |
| 1329 not resolved so maybe both mts to 7/18 - atty agreed |
| PC OE 7/7 but 6/25 TFS GFP failed so last $ Feb and no stubs I/J |
| SEMRAD LAW |
| FIRM LLC |
| She lost her job and had a gap in getting paid. Now working for a |
| new employer. |
| Debtor seeks default is deferred to the end of the plan. |
| Object - order works but need GFP - last $ Feb [nothing in TFS] |
| and New job so also need amended I/J and stubs |
| 1329 not resolved so maybe both mts to 7/18 - atty agreed |
| 7/13 - GFP failed and need amended I/J and stubs [last $ Feb] |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 5/20/25 $420/mo |
| Set for 6/27 $1359 = 3.2 mo |
| 7/18 for money |
| 7/13 - $500.00 posted; default now $938.72 [2.2 months] with |
| another plan payment due on 7/28; atty going to file MMP for 8/15 |
| SEMRAD LAW |
| FIRM LLC |
| Property at 400 N Washington St, Westmont, IL 60559 Filed by |
| Freedom Mortgage Corporation; Direct Pay in 3.1 and 8.1 by non |
| filing cosigner; Arrears owing $3,244.14. Order OK |
| Payments current, due date 2nd, on P/C |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped October 2024 |
| Due date 30th Last $ 10/31/24 $250/mo |
| Set for 3/21 $788 = 3.2 mo |
| $1038 = 4.2 mo |
| 4/18 for $600 MO mailed by D on 3-10 to post and resolve cure |
| 4/15 - $600 posted plus another $300 posted today; default is |
| $388 and April due at end of month so 5/23 for full cure |
| 5/21 -$288 default [little over one month default thru April; May due |
| on 3/28] |
| atty trying to reach client |
| 6/24 - $538 default [2.1 months] and June due right after court |
| date; last money 5/21 |
| 7/18 FINAL to be close to current per Judge |
| 7/15 - $788 default [3.1 months]; nothing rec'd since mid-May; |
| can't do 1329 bc no income rt now; agreed final final btw me and |
| Mike to 8/15 |
| SEMRAD LAW |
| FIRM LLC |
| She got sick and was unable to supplement her disability income |
| with her regular monthly babysitting income. Now back to full |
| health and receiving babysitting income again. |
| Debtor seeks default is deferred to the end of the plan. |
| Object - NEED GFP; last $ April; default is greater than TPI & plan |
| payment must be $660 to complete in 60 |
| Tried to file objection but issues - ems to Mike |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 18th Last $ 4/14/25 $600/mo |
| Set for 6/27 $1800 = 3 mo |
| $2400 = 4 mo |
| 7/18 with MMP |
| Seek dismissal without GFP; will be 5 month default on court date |
| in 9 month old case; last $ April; default is greater than TPI and |
| 1329 doesn't work |
| - This is refile with mtn to extend but PC not possible |
| - Save car case |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| Relief from Stay as to 2018 Mercedes-Benz by Capital One Auto |
| Direct Pay; no arrears; order ok |
| PC/subst current |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped April 2025 |
| Due date 23rd Last $ 4/21/25 $475/mo |
| Set for 6/27 $1188 = 2.5 mo |
| $1663 = 3.5 mo |
| 7/18 for money |
| 7/13 - $1662 default [3.5 months in 6 month old case]; last $ April; |
| default exceeds TPI and TFS suspended; agreed to 8/15 for MMP |
| and PRC |
| SEMRAD LAW |
| FIRM LLC |
| Motion Impose |
| Automatic Stay |
| Impose Automatic Stay - 2 prior cases |
| 24-09394 FILED 6/26/24 DISMISSED W/OUT CONF 9/27/24 |
| 25-00170 FILED 1/6/25 DISMISSED W/OUT CONF 4/18/25 |
| I/J for prior and current case with affidavit attached to mtn |
| PC OE 6/20/25 |
| Kozney filed obj - |
| Extend to all creditors but Wes client only to 7/18 |
| ZALUTSKY & |
| PINSKI |
| Motion Extend |
| Automatic Stay |
| Extend Automatic Stay- prior case 25-00260 filed 1/8/25 and |
| dismissed 5/23/25- affidavit not dated and no I/J |
| rec'd 24 tax return $18K wage and 18K bus income |
| amended I filed 6/25 both employed and then $5258 from S/E - |
| attached P &L for AJC says 2025 but no dates gross profit $70K |
| -office utilities $1500 but no rent? $2661 car exp and almost $2K |
| meals and $14K contractors; $31,553 net profit |
| Notice of objection filed 6/25/25 |
| Prior case dismissed for default and failure to provide income |
| statement and balance sheet for AJC - need PC and docs |
| Only last paystub supports wage income for D on sch I |
| 7/18 for 1st payment and our office to confirm have all docs to hold |
| 341 |
| 7/13 - $2500 TFS money gram started 7/11 - 341 set for 7/16 and |
| unclear if have everything to hold mtg |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Motion Relief from |
| Stay |
| Residence at 1095 Cascade Dr, Aurora, IL 60506-1372 Filed by |
| Nationstar Mortgage LLC; Direct Pay; Scheduled arrears $7,650. |
| 1 month default, due date 2nd |
| Confirmation continued to 8/1 |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing & TMD |
| Amends: amend plan for HUD. Continue past 7/23 bar date. |
| TMD set for no amended plan & default |
| 7/15 - NO $; 2 mo default; 6/18 TFS failed and TFS suspended; |
| reluctantly agreed to 8/15 without $ since D atty out of town |
| CHAD M |
| HAYWARD |
| Motion Relief from |
| Stay |
| Residence at 1251 W Lake St, Apt 201, Addison, Illinois |
| 60101-5756 Filed by Rocket Mortgage, LLC f/k/a Quicken Loans, |
| LLC; Direct Pay; Scheduled arrears $20,457.16. Order 0K |
| One month default, due date 9th |
| Confirmation continued to 8/1 |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting not held. Missing taxes and pay advices. |
| 7/11 - New 341 set for 7/23 so confirmation to 8/15 - ems |
| COSTELLO & |
| COSTELLO PC |
| Confirmation |
| Hearing |
| COZMYK LAW |
| OFFICES LLC |
| Confirmation |
| Hearing & TMD |
| 5/7 - Meeting Concluded. CMI pot requires 100% by large margin; |
| disp $1251 higher than current plan payment; need IRS POC |
| resolved; amend Sch C to take homestead exemption; amend |
| plan for the following: |
| 1. feasible payment; 2. 3.1 Servank arrears $25,729.63; Navy Fed |
| arrears $695.54; 4.4 for resolved IRS priority amount; 5.1 for |
| liquidation amount [around $30K]; and 5.2 for treatment for student |
| loans if paying direct |
| TMD set for no amended C, plan, unfeasible plan & resolve IRS |
| POC |
| 6/3 - Current; IRS POC not resolved and no amends - told atty |
| 7/18 |
| 7/14 - Same; atty says waiting for IRS |
| COZMYK LAW |
| OFFICES LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 1 of Internal Revenue Service |
| 2024 taxes now filed. |
| Debtor's objection to Claim No. 1 is sustained. The Claim No. 1 is |
| disallowed as to the amount of $4,773.20 federal income taxes |
| owed for year 2024 and that the claim is an estimated amount. |
| No amended POC as of 7/15 |
| Confirmation |
| Hearing |
| 5/28/2025 -Meeting Concluded. Case orig Joint Ch 13 - then D |
| split and converted to Ch 7, then T found asset so back to Ch 13. |
| Debtor resides and owns Abbott Ct property; change of address |
| had typo in old address section but case number and name at top |
| were right; told attorney to file a corrected change of address; it is |
| this property that has liquidation that the Ch 7 was going after |
| [$50K] so that is why it must be 100%. Possibly will need interest |
| to unsecured. Need new Chapter 13 means test filed; need |
| updated schedules A/B - still has 20 Dodge Durango but only in |
| NFS name - D not on debt; Debtor bought a 2024 GMC Sierra |
| during Ch 7 case so that must be added [already has plan |
| treatment]; and now has vehicle for son, 2011 Suburu Forester - |
| paid $2500 [PIF]: no longer has timeshare; plan has Ch 7 fee in |
| priority section but claim appears not be fully filed as priority [in |
| one section but not another]; NFS gets quarterly bonuses that |
| aren't on amended I filed [docket #32] but 100% plan; need wet |
| signature page for amended I/J filed and will need wet signature |
| for any other amended schedules filed; Bar is 6/27 so confirmation |
| to 7/18 |
| Wet sign for amended I/J in #30 |
| 7/1 Current; need all 341 amends/issues resolved; cont to 8/15 |
| and set TMD if needed |
| Confirmation |
| Hearing |
| 341 notes: 60 month / 100% plan. Must be 100% due to 22c pot. |
| Continue past bar date. 3 step payments in plan: 1st - DSO ends |
| in May 2026, built in a month or 2 extra in case it takes awhile for |
| Court process; 2nd - car payment; 3rd - other car payment. There |
| is excess disposable at this time if necessary, Debtor does receive |
| OT in the winter months for plowing, but rest of the year does not, |
| Sch I is a YTD avg. |
| 7/3 - Current thru June; go past bar to 8/15 |
| Confirmation |
| Hearing |
| 341 notes: 60 mo plan / min 51% plan. D owns home TBE, need |
| deed to prove. |
| Income: Debtor receives both quarterly and a yearly bonus based |
| on performance. Said his $18,000 yearly bonus is high, they've |
| tried to deduct that whole thing from #46 22c-2. We need full 6 |
| months of P/As for both D and NFS because 22c-1 looks |
| understated by about $1,000. Need to amend 2.4 of plan for |
| better language for bonuses. I suggested D must turnover any net |
| bonus during the plan and needs to submit pay advices when he |
| makes a bonus payment and need end of year pay advice to show |
| total amount of bonus during the year. |
| 22c-1: 2a & 2b understated; Document wife's car payment. |
| 22c-2: 9b/33a mortgage payment? D stated mortgage payment |
| was about $2,000. Sch J says $1732, plan and 22c say $2803. |
| Document #21 childcare. #41 overstated by $145. Verify #46 |
| adjustment, doesn't seem right to me. |
| I think Sch I is ok if we're getting all the net bonuses. |
| 7/10 - Current; need proof of TBE; rec'd full 6 months stubs; need |
| amended 122C-1 [2a sb $11,294] and doc wife's car payment and |
| 122C-2 [see above] and amend plan |
| FYI - bonus for CMI period was $19,337.50 [if deducting full bonus |
| then we need all net bonus amounts as add'l plan payments]- |
| agreed 8/15 |
| Confirmation |
| Hearing |
| 341 notes: 60 mo / min 10% plan. D owes $27k-34k in back child |
| support (testified), or $35,000 listed in schedules. D drives for |
| Uber Eats, stated he nets about $2,200/mo but we don't have any |
| proof of expenses. Gas/maintenance/vehicle insurance??? After |
| wading through 261 pages of Uber docs, the case analyst was |
| able to determine a monthly avg of $2,985 in receipts. Debtor's |
| Sch J is unreasonably tight and $1,000 has been added to income |
| as speculative increases in Uber income. D testified he has been |
| making more the last few weeks, requested proof of that because |
| we have nothing to support this. Vehicle has 120,000 miles on it |
| already and owes $19k through plan on it, there's no way D makes |
| it 5 years without needing a new car while driving for Uber at the |
| rate he'll need to make the TT payment. |
| Amend Sch G for landlord name and address, should get notice. |
| Amend Sch F for Aaron Olson. This is his boss who bailed him |
| out of jail for $7,500 (for not paying child support). D paid back |
| $1,300 already, but still owes $6,200, needs notice of BK. |
| 7/11 - Current; need#1 and #2 ASAP |
| 1. Amend G landlord name & address -notice with POS filed |
| 2. Amend sch F for Aaron Olson $6200 with notice/POS filed |
| 3. Need proof of higher Uber income |
| 4. Need Car & DSO POC filed before confirm |
| Agreed 8/15 but told D atty to take care of #1 and 2 now |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 Apr 9, Bar Date Apr 21 |
| 122C1/122C2 amendments impact plan. Amended MDI will be |
| $1800. |
| 122C1 5A, Schedule I 8a understated by $1180 per P&L w/ |
| Schedule I, the $5755 is wrong, bad math. |
| Document marital adjustment - two car payments. |
| 122C2 9b/33a overstated by $125 per mortgage POC. |
| P&L avg on page 28 of petition shows $6,935/mo net not |
| $5,754.67/mo per Sch I 8a. |
| $256K SBA loan 2022, Purchased a tractor and trailer to have a |
| 2nd driver, subsequently sold the tractor March 2024 for $37K |
| (paid $155K) and trailer Oct 2023 for $16K, used proceeds for CC |
| debt. Document the purchase and sale, show payments to CCs. |
| SBA scheduled at Zero so original plan is way short of promised |
| 26% |
| Need amended I and 122C-1 to show correct bus income - |
| $6935.00 |
| Objection to confirmation by TH MSR Holdings |
| TMD set for no amended I, 122C-1, 122C-2, unfeasible plan, |
| document marital adjustment, document purchase and sale of |
| tractor and trailer & document that all sale proceeds were used to |
| pay credit card debt |
| 4/30 - Current but plan payment understated based on what is |
| correct income that should be on I and means test and based on |
| means test corrections; need all TMD issues resolved - agreed to |
| 6/6 |
| arguably bad faith - SBA for $256K in 22 and scheduled $0 owed |
| and he took that money and bought expensive tractor/trailer and |
| sold for MAJOR loss - need proof sold at arms length sale |
| 6/4 - Current but plan payment is way understated based on |
| correct income; income understated by $1800 monthly; Nothing |
| new on docket; did get some docs re: purchase/sale of truck; |
| nothing to show paid proceeds to credit cards and never rec'd |
| proof of marital adjustment [NFS $955 car payments]; never |
| amended I and 122C-1 for correct income or 122C-2 for |
| corrections or plan - Jan working on this one |
| 341 held on 4/9 - almost 60 days ago and amends required not |
| done |
| if cont - ask for final |
| 6/6 ct - 7/18 Final |
| 7/14 - One month default [just due]; nothing new filed & no new |
| docs |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 May 7, Bar Date May 1 - Mehul Desai case |
| IRS claims 2022/2024 not filed. Ds state 2022 filed in 2023 and |
| 2024 not filed. Need 2024 1040 and 1120S. |
| Need R/E CMA, Zillow $466K v $389K. |
| $22K liquidation per Schedule A value, $55K per Zillow |
| Original J is excessive, particularly Food, clothing, personal care, |
| line 16 taxes must match 1040, seems overstated, $200 for |
| diapers for baby not due until Aug 6. D ATT has a draft of what |
| budget will look like when 3rd child is born and D2 does not return |
| to work. Plan payment must increase until August. |
| Amend Plan 3.3 so it completes within 60. |
| DK #23 TMD set for no amended plan, unfeasible plan, need |
| CMA, resolve IRS POC, need 2024 1040 & 1120S & document |
| Line #16 on schedule J |
| 5/20 - Current; 341 issues need to be resolved |
| can WD pending TMD for no 341 - #15 |
| FYI ultimately will need amended I and J without NFS income |
| before I can confirm |
| Amended J - $1400 disp - 24 tax return how support line J - got |
| refund |
| Never got CMA |
| 6/25 - Current but case filed in Feb and none of the May 341 or |
| TMD issues have been resolved [prior email Derek said Jan and |
| Mehul are working on this and will reach out next week but never |
| heard from them and nothing filed] - 6/26 atty says uploading |
| CMA and filing amends later today |
| 7/8 FINAL - JUDGE SAID GET IT DONE OR DISMISS |
| will file 24 tax returns this weekend |
| 67,913 W2 plus $25809 schedule I [total tax $3072] |
| $12K bus income - sch C and $13809 rental income |
| IRS POC not amended yet so can't rec and |
| Amended plan docket #30 has 3 errors - one fatal - |
| 1. 61 month plan |
| 2. 3.1 didn't correct mort name or fund arrears |
| 3. Not feasible unless IRS amended to $0 but even then, feasibility |
| based on no arrears and 61 payments |
| Amended J $1K per month for taxes but got refund - ems |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 meeting not held 4/9/25. Missing taxes. 2021-2023 |
| incomplete. Need better proof of contribution income. |
| TMD set for no 341 meeting, 2024 taxes & pay advices |
| 4/30 - Current; got complete returns including 24 [again $1 profit |
| on business]; contribution from daughter and son in law; Have |
| affidavit but unclear on what docs support daughter & son in law |
| income; and must explain how is it that every year tax return, the |
| exp are exactly $1 dollar less than the income - prob cont to 6/6 to |
| hold 341 |
| 341 May 7, Bar Date May 16 |
| Need R/E CMA. |
| Amend C, TBE is N/A, divorce in process, debtor has moved out |
| of marital home for now, she believes she will be awarded the |
| home in divorce. D ATT to forward copy of motion for support so |
| we see what to expect. [Sch C only takes $15K homestead; TBE |
| is on A] |
| Debtor temporarily lives with daughter and SIL rent free but still |
| intends to cure and maintain on R/E she intends to move back into |
| when divorce is final. |
| Plan is underfunded by $21.6K if 10%, by more if liquidation |
| number results from CMA. |
| TMD set for no amended A/B, C, plan, unfeasible plan & need |
| CMA |
| 6/3 - Current; unfeasible by about $25K at 10% after bar date |
| agreed to 7/18 |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 341 May 7, Bar Date May 19 |
| Amend B for F&C 2010 Ford Flex. |
| Amend SOFA #9 for debtor's PI case, she signed settlement, |
| $8400 net to her, provide statement. |
| Document NFS debt service on J 21. |
| D states PC just started. |
| 6/5 - On PC; no amends/docs yet; plan docket #9 OK if J 21 doc |
| matches |
| EMS back on 5/29; agreed to 7/18 |
| TMD set for no amended A/B, SOFA #9, plan, document |
| settlement statement & document NFS debt service payment on |
| schedule J |
| 7/15 - On PC; need amends/docs listed in TMD [amended plan to |
| match creditor names on POCs in Part 5.2] |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 4/23/25 - 341 meeting not held. Need proof of daughter's |
| contribution. |
| 341 meeting continued to 5/7/25. |
| 5/7 - No show by debtors today; AH giving final 341 date for 5/28 |
| and then will set TMD for 6/6 if no show again - conf 6/6 |
| 341 notes: 36 mo / min 10% plan. Requested full 6 months of |
| P/As to verify income. Sch I / 22c differed from what PAs were |
| showing for YTD averages. D stated he does work less recently, |
| not working double shifts anymore, for the Ashbury job. Need |
| affidavit/proof of daughter's contribution, she does have a job at |
| TMobile but D does not know how much. She is paying mom's |
| phone bill and association dues. Residence is deeded to NFS, |
| she is on loan, NFS on title to car, on loan. Debtor is not on any of |
| the deed/title/loans. |
| 5/28 - One month default; need: |
| 1. Need affidavit and proof of income for daughter's contribution |
| 2. Part 8.1 of the plan must provide tax returns for income review |
| and debtor tax returns can either be joint or married filing |
| separately but can't file as HOH if married. |
| 3. Part 8.1 of the plan must say - if non-filing spouse obtains any |
| source of income, schedule I must be amended within 30 days |
| and if household income increased, then a 1329 motion to modify |
| must be filed. |
| agreed to cont to 7/18 |
| TMD set for no amended plan, proof of income & affidavit for |
| daughter's contribution & default |
| 7/15 - Will be 2 month default on ct date; nothing new |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 5/7/25 - 341 meeting not held. Missing proof of income. |
| TMD set for no 341 meeting & proof of self employment income |
| Nothing submitted since TMD filed |
| 4h case in 4 years |
| 6/6 ct - 6/27 final to get income docs submitted |
| claims all bus in cash - nothing signed by homeowners for work |
| done - NO!! |
| 6/25 - Current; nothing new - if can't prove income, then can't |
| have 13 relief and 4th case in 4 years and case filed 4/8 and now |
| 2.5 months later and no proof of income besides D statements but |
| being paid with TFS so account? paper trail of deposits at least |
| Atty says paper trail for some of the funds- uses FB to get jobs - |
| atty will send bank statement and P &L for last month |
| 7/18 final final for 341 to be held 7/16 |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 6/11/25 - 341 meeting not held. Missing pay advices. Translator |
| meeting. |
| 7/7 - One month default; new 341 set for 7/23 at 1 pm so |
| confirmation to 8/15 - atty wants 8/29 so reached out to ct to |
| change |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 6/11/25 - 341 meeting not held. Missing taxes. |
| 7/3 - New 341 date is 7/23 so conf to 8/15 |
| Atty wants 8/29 so asked ct to change to 8/29 |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| meeting concluded 6/18 |
| Amends: debtor stopped working at last job at Howe security |
| march 2025, testified his income is less now. Jeremy mentioned a |
| lanning argument to not pay back the amount on the means test, |
| but nothing is listed in #46. Amend CMI to disclose this. We do |
| have stubs from previous security job. NFS has no income. Need |
| proof of TBE |
| 7/1 -Current; rec'd proof of TBE; need amended 122C-2 Line #46 |
| if making Lanning argument |
| Howe Sec $895 G every 2 weeks Feb/March stubs $1608 less - |
| MDI would be $138 [$8280] if not getting another 2nd job |
| Kyndryl $4324 G twice monthly - last stub 4/15 |
| NFS clearly working in 2024 based on tax return |
| Need secured claims bf confirmation |
| Plan is unfeasible with IRS POC filed [scheduled $2500; filed for |
| over $15K priority] |
| Amended plan must have tax returns in 8.1 for income review and |
| amend I within 0 days of NFS obtaining any source of income |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 6/18/2025 Meeting concluded. Taxes/ Insurance are not escrowed- |
| current. Amend 5.1- add interest to unsecured. Need CMA if |
| additional claims file. |
| 7/1 - Subst current; go past bar to 8/15; amend plan 5.1 for $106K |
| liquidation and 1.3/8.1 for interest to unsecured |
| FYI The two scheduled claims have filed and plan is a bit unfeas |
| plus need int - ems |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting not held. Missing 2021 & 2024 taxes & pay |
| advices. |
| Per AH note - MISSING PAY ADVICES rec'd p/a 6/24, TMD 7/18 |
| for no 21, 24 taxes |
| AH says ready for new 341 for confirmation to 8/29 for 341 to be |
| set and held |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Confirmation |
| Hearing & TMD |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Confirmation |
| Hearing |
| 341 notes: 36 month / 25.4%, $5,378 liquidation amount in 5.1. |
| Home is owned in TBE, need deed to prove. Sch C lists $0 |
| exempt amount for home. Big issue is the mortgage objection: |
| $136,339 arrears according to the objection filed by Citimortgage. |
| Plan is not feasible when this claim gets filed. The debtor stated |
| mortgage payments are $1,750 now, not $1,400 as listed in plan |
| and Sch J. Move HUD to 8.1. |
| Income: need P/As for debtor's job that started 5/12/25, testified |
| to being paid weekly $500 net. Other sources look to be OK. |
| 7/3 - No $; TFS to start for $1750 on 7/10 but 2 payments due by |
| then; need proof of TBE and amended feasible plan but need |
| mortgage POC so continue to 8/1 and file TMD if don't have 2 |
| payments rec'd. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 341 Apr 9, Bar Date May 22 |
| 122C2 requires $48K to GUCs. |
| IRS claims 2020 and 2024 not filed. |
| Need 2024 1040 and 1120S. |
| Need copy of DSO order and proof of payment of post-petition |
| payments. |
| Amend I to show $283 contribution from daughter for 2015 Jeep |
| loan and to show $1500 rent paid by debtor's business. |
| 122C1 also understated by $283 and $1500. |
| 122C2 9 33a overstated by deduction for HUD. |
| 341 - bus doc notes but appear to be same as 341 notes |
| 4/21 - Current; must resolve IRS POC and resolve above; go past |
| bar deadline [100%] to 6/6 |
| 5/29 - Current; still need IRS POC resolved; 2024 1040 & 1120S; |
| DSO order/proof of posts; amended I; amended 122C-1 and |
| 122C-2 if not staying 100%; and need amended feasible plan FYI |
| - every secured claim scheduled with no arrears had arrears on |
| POC [some high] - agreed to 7/18 |
| TMD set for no amended I, 122C-1, 122C-2, unfeasible plan, |
| resolve IRS POC, 2024 1040 & 1120S, copy of DSO order & |
| document post-petition DSO payments |
| 7/15- One month default [just due]; need TMD issues resolved; |
| atty says just got a lot of docs from debtor and uploaded them so |
| agreed to 8/29 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 4/23/2025 Meeting concluded. Amend Sofa- $1,500 pmt to Chase. |
| 2 DSO'S. Elizabeth Angeletti- not court ordered, current, no |
| payroll. Michelle Cedeno- Court ordered, current, payroll. |
| 5/16 -Subst current; need amended SOFA; and need proof post |
| DSO current with Elizabeth Angeletti - $600 monthly; go past bar |
| to 6/27 |
| 6/2 -Can rec #6 w/amended SOFA and post DSO proof; agreed to |
| 7/18 |
| 7/13- Same - need amended SOFA & post DSO proof; go to 8/1 |
| and file TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| Rec #24 if obj resolved |
| Credit Acceptance Obj |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 5/7/2025 Meeting concluded. Need IRS POC. C/A note has sch I |
| $2,000 less than 122c-1- appears to match to me. |
| 5/23 - Current; need CMA & liquidation calc for A and B [$50K |
| tools with only $12K lien so looks like liquidation would require int |
| to unsecured]; go past bar to 7/18 |
| 7/7 - Current still need CMA & liquidation calc for A/B; IRS POC |
| has 2 years estimated so need that resolved and 3.1 change to |
| CBC Mortgage Agency if that i Celebrity Homes debt - cont 8/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 5/28/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS $15K. No DSO. |
| Purchased R/E May 1999 $111K/$270K Redfin. Property taxes |
| escrowed. |
| No vehicles in her name. Uses sister's car. |
| Income ok. SSI and pension only. 100% Plan. |
| Sent TFS payment on 5/23/25. |
| 6/16 - Current but needs to go past bar so 7/18 |
| FYI -IRS POC came in much higher so unfeasible with claims filed |
| to date |
| 7/11 - Current; way unfeasible - HOA higher too & no mortgage |
| POC yet; atty says there was pre-filing offer & compromise so |
| working with DD on this so 8/29 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/11/2025 Meeting concluded. Owes IDOR for 2024 taxes- need |
| notice. Stopped ubering as much and takehome is $300 monthly |
| now per testimony- might need paystubs. Need liquidation |
| analysis. |
| 7/11 - Default -less than half month; need proof PC has started |
| Amend E/F for IDOR ASAP and file POS; need liquidation calc; |
| must amend plan to remove word General from 8.1 int language |
| and need both 3.2 claims to confirm; go 8/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 notes: 59 month / 100% plan. Must be 100% due to 22c pot. |
| Resolve loanDepot.com objection ($3386 arrears). Plan is close |
| to funding 100%, bar date 7/11/25. Need that IRS POC to know |
| for sure. |
| Loan Depot obj |
| 7/3 - Current; have IRS POC so can prob rec but go to 8/1 bc bar |
| right bf ct date |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/11/2025 Meeting concluded. Owes IRS ~$45,000.00-need POC. |
| Need CMA. Debtor is married- amend Sofa and B22C-1. |
| 7/3 - On PC; need CMA and liquidation calc; Amend SOFA & |
| B22C-1 [married] and need car claim to confirm; go to 8/1 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Concluded 6/11. No amendments. |
| 7/3 - Current; 8/1 bc bar right before court date |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/11/2025 Meeting concluded. Owes IRS $45,000.00- Need POC. |
| Testified that R/E taxes are in escrow and are current. C/A note |
| says otherwise. |
| Over 100% required and $25K liquid |
| 7/2 - $ OK; need to go past bar to 8/1 |
| IRS POC resolved and per mortgage POC - there is escrow |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/11/25 - 341 meeting held? YES |
| Worksheet - Under 100% with $120K plan liquidation; amend 8.1 |
| for interest. Need NFS stubs |
| 7/2 - On PC; still need NFS stubs and amend plan but must go |
| past bar to 8/1 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/11/2025 Meeting concluded. Owes IRS ~$1,100- Need POC. |
| Currently on unemployment and returning to work Aug 1st. C/A |
| references businesses losses on 2024 taxes- me nor datty can |
| find business losses on taxes. "other income" on taxes is the |
| unemployment income. |
| 7/3- Current; IRS POC filed but no secured/HOA claims yet so |
| prob 8/1 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| no amends. 100% plan, continue past 7/23 bar |
| 7/1 - Current; go past bar to 8/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/2025 -Meeting Concluded. 2 creditors present. 1. Sarah |
| Wade [DSO] and 2. Justin Hastings for Castlebrook/GAL; No |
| amends at this time; need more information about minor child's |
| lawsuit - attorney to provide as debtor didn't want to discuss details |
| on the record; need copy of DSO court order entered in April 2025 |
| - $1385.00 monthly coming out of payroll and last stub we have |
| reflects this [$373.8 wkly]; $ ok -on PC |
| 7/1 - On PC; 100% so go past bar to 8/15 plus GAL claim [and |
| past bar to make sure no DSO claim filed]; also need copy of DSO |
| court order and info on minor child's suit |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS ~$10K. No DSO. No R/E. |
| Income ok. D:$1000-$1300 weekly. NFS: Self employed hair stylist |
| ~$3600/mo. 100% Plan. |
| 7/1 - Current; CMI pot requires 100% by large margin so go past |
| bar to 8/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/2025 -Meeting Concluded. No amends. When lost job - took |
| out 401K and closed Fidelity acct [reason she owes so much to |
| IRS] - used money for mom's funeral [about $20K on that] and rest |
| [about $8K] on living expenses/travel until obtained new job; |
| paying direct but PC will start soon |
| 6/30 - Current/no PC yet; need Ally and IRS POC to 8/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/2025 Meeting concluded. Owes IRS $47k and IDOR $4k- |
| Need POC for both. Amend J- rent increased to $1850. Amend J |
| or P/L expenses are double dipping- affecting means test as well. |
| 6/30 - On PC; need tax claims; amended J and 122C-1; go to 8/29 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting not held. no show; new 341 on 7/16 |
| 6/30 - On PC; 100% so will have to go past bar so 8/15 for 341 to |
| be held on 7/16 and to be past bar |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| Income ok. $1000 weekly. 100% Plan. |
| Sent 3 TFS payments so far. 1 started from his paycheck. |
| 6/30 - On PC; go past bar to 8/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting concluded. No amends |
| FYI - 2014 Jeep Compass appears to be 910 vehicle and s/b in |
| 3.3 of the plan. 100% Plan. Disp exceeds plan payment. Go past |
| bar |
| 6/30 - Current; go past bar to 8/15 |
| GLEASON & |
| GLEASON LLC |
| Motion Allow |
| Claim(s) |
| Motion to Allow Claim(s) #13 of Eric Fernandez for $23,010 filed |
| on 6/8/25. |
| Debtor was unaware of a back owed tax preparation bill owed to |
| Eric Fernandez. Mr. Fernandez was not listed in the original filing, |
| and by the time the debtor became aware of the bill, the deadline |
| for claims bar date passed (5/7/25). |
| Confirmation continued to 8/15 |
| Claim filed by D atty |
| ' |
| Need revised order to add- as a timely filed claim |
| GLEASON & |
| GLEASON LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Julie M Gleason, Debtor's |
| Attorney, Fee: $4500.00, Expenses: $369.00. Filed by Julie M |
| Gleason. |
| Confirmation continued to 8/15 |
| GLEASON & |
| GLEASON LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Julie M Gleason, Debtor's |
| Attorney, Fee: $4500.00, Expenses: $369.00. Filed by Julie M |
| Gleason. |
| Confirmed 6/27/25 |
| GLEASON & |
| GLEASON LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Notice of Motion and Application for Compensation for Julie M |
| Gleason, Debtor's Attorney, Fee: $4500.00, Expenses: $338.00. |
| Filed by Julie M Gleason. |
| Confirmation continued to 8/1 |
| GLEASON & |
| GLEASON LLC |
| Confirmation |
| Hearing & TMD |
| 4/23/2025 -Meeting Concluded. Creditor, IRS, appeared. IRS POC |
| has est for 2019 - debtor has already provided her atty with copy of |
| that; need IRS POC resolved. IDOR claim all filed; Plan step is |
| because the car being paid direct will be paid off by then; Debtor |
| doesn't receive any child support income; no amends at this time; |
| debtor sent in $50 directly and PC to start on May 2nd |
| 5/20 - On PC; car is not 910 or long term; should be paid through |
| the plan in 3.2 with higher payment now; and still need IRS POC |
| resolved; atty waiting for signed return so go to 6/27 |
| atty says has signed 19 return and gave to IRS - doesn't owe |
| TMD set for no amended plan & resolve IRS POC |
| 6/25 - On PC; amended plan filed but need notice period [car |
| moved] and amended IRS POC filed on 6/16 still has 2019 tax |
| year estimated so 7/18 |
| 7/15 Same |
| JAMES A |
| YOUNG & |
| ASSOC |
| Amended |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Amended Objection to Claim(s) 6 of US Bank with |
| Request to Determine the Amount of the Secured Claim. Value of |
| the property is less than the amount of Secured Claim. |
| POC is the deficiency amount of $121,799.28 for the vehicle. |
| For a 2020 Freightliner Cascadia 126 which was repo'd by US |
| Bank due to defaulting on the agreement. |
| Vehicle was sold at auction for $7,650 which was merely 10% of |
| the fair market value. s/b $75K. Docs attached. |
| Proposed order #67 says obj sustained; claim reduced to |
| $42,931 |
| Response filed - commercial sale with notice bf BK - obj to |
| reduction |
| Reply by James Young by 6/27; status 7/18 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing & TMD |
| Current; Plan #68 works if obj sustained but that being fought; |
| can't confirm until claim issue resolved. If allowed at higher |
| amount than proposed issue, then prob need another plan. |
| Need to WD TMD #23 for no 341; TMD #37 is for post 341 issues |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 5/7/25 - 341 meeting not held. Missing pay advices and need 2021 |
| or 2024 taxes. |
| 5/30 - No $ but marked ready for 341 continuance so continue |
| confirmation to 718 |
| 07/02/25- Meeting concluded. Need amended plan- only funding |
| $14,428 and CMI pot is requiring $35,880. Debtor is married but |
| separated. Owes IRS $3,961.98 GUC. OBJ filed by capital one. |
| 7/15- Just due for July; need another amended plan or MO that |
| amends #20 to check 3rd box in Part 5.1 of plan to cover CMI pot |
| amt and need to know if this plan resolves obj -ems to both on 7-7 |
| - no response/amend so HP EMS to BOTH today |
| JOHN M |
| HOLOWACH |
| LAW OFFICE |
| Confirmation |
| Hearing & TMD |
| 6/18/25 - 341 meeting not held. No plan filed (old form). Now filed. |
| Missing taxes & pay advices. |
| TMD set for no 341 meeting, taxes and pay advices. |
| Current but no docs |
| JOSEPH P |
| DOYLE |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 3 of Internal Revenue Service |
| The Debtor's Claim Objection is Sustained. Claim 3-2 is modified |
| for the IRS to have a total claim of $19,389.84, with the 2021 Tax |
| Year being amended to $4,718.00 in taxes owed and amended to |
| $1,049.34 in interest due to the petition date. |
| Once the IRS amends their Proof of Claim 3-2, this order will no |
| longer control and the Trustee will pay the IRS pursuant to yet to |
| be filed Claim 3-3. If the Debtor disagrees with Claim 3-3 and |
| wishes to dispute the amended Claim 3-3, the Debtor will need to |
| file an objection to the claim pursuant to the Federal Rules of |
| Bankruptcy Procedure 3007. |
| The Debtor's notice of this Claim Objection is excused from |
| compliance with Local Rule 9013-1 (E). |
| 7/14 amended POC - all filed - $19,389.4 P $11,296.87 GUC - |
| ems WD obj? |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| 11/13/24 - 341 meeting NOT held. Need 2021 taxes. |
| TMD set for no 341 meeting, 2021 taxes & default |
| 12/3 - NO money and still missing 2021 tax return |
| Per Part 2.4 $50K due in month 1 then $4731 59 |
| 12/5 - $9K posted today plus atty has $19K and 3 more payments |
| of $9K pending in TFS so go to but still need missing 2021 tax |
| return |
| D atty doesn't have the return |
| 12/31 - $ OK to reset mtg but need 2021 tax return - HP EMS |
| 1/10 for tax return and funds to post - then can set mtg |
| 1/10 ct - Final 2/7 for tax return |
| 2/6 - Money OK but still no 2021 tax return and this is final for that |
| [case filed 4 months ago and no 341 yet] |
| Have 21 tax return - owes $10,811 so need to file it and amend |
| E/F for IRS [and IDOR is good idea] and file POS bf 341 |
| Confirmation to 3/7 for 341 and IRS POC |
| Amends: conduit plan. Continue past 4/7 bar 100% plan, see if |
| IRS files poc. No other gucs. Guc bar already passed |
| Confirmation to 3/21 for 341 and IRS POC |
| 3/13 - One month default; IDOR filed POC [21 not filed] so that |
| must be resolved; still no IRS POC so go to 4/18 plus need HOA |
| removed from plan or POC filed and allowed |
| 4/14 - Current; IRS POC filed but est for 2019 and 2021 and still |
| need IDOR POC resolved and can't rec without HOA POC unless |
| remove from plan; plan is unfeasible with filed claims; TMD for no |
| 341 WD so need new TMD so go to 5/2 and set new TMD |
| TMD set for unfeasible plan, need HOA claim filed or removed |
| from plan & resolve IDOR POC |
| 4/25 - Current; IRS POC filed 4/21 [all filed but per atty, amended |
| tax return just filed so will be amended again for less] and IDOR |
| POC resolved too but need HOA claim filed or remove from plan |
| [atty will remove arrears from plan since no claim and not resp to |
| him]; plan is $42K unfeasible - need amended feasible plan; atty |
| has drafted feas plan but waiting for everything to be resolved; |
| agreed final to 6/6 |
| FYI - CMP case - case filed in Oct 24 and BOH $73K but nothing |
| paid yet to mortgage bc not confirmed |
| 5/19 - rec'd email from D atty - IRS amended return submitted as |
| single, not joint, and wrong ss by cpa so now huge mess. Atty |
| says prob going to object and I told him need objections for both |
| tax claims on docket in order to agree to continue again. |
| 6/4 - Current but case filed on 10/9/24 and not ready; non-stop |
| delay in this case; no objections to tax claims ever filed; case is |
| $40K unfeas |
| CMP case - case filed in Oct 24 and BOH $78K but nothing paid |
| yet to mortgage bc not confirmed - obj to IRS POC now 7/18 [POC |
| all filed but atty says should be less] & IDOR POC all filed; case |
| unfeas with current all filed tax claims |
| leave called to see if mort co has issue with no $ in CMP case but |
| prob cont to 7/18 for obj to IRS POC set that date |
| 6/6 - nobody present for mortgage |
| 7/14 - Current and looks like tax claims resolved; still need |
| amended feasible plan and HOA claim filed and allowed if in plan - |
| ems |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| Concluded 6/11. Amend plan for interest to unsecured |
| 7/10 - Current; plan is not feasible with mortgage arrears on POC; |
| also need amended plan for interest to unsecured and amended J |
| for new higher feasible plan payment |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| 6/18/25 - 341 meeting not held. Missing taxes and pay advices. |
| TMD set for no 341 meeting, taxes, pay advices & default |
| 2 mo default at ct date & no docs |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Confirmation |
| Hearing & TMD |
| Concluded 5/28. Arrears are slightly greater but existing plan |
| should be feasible. Per D, 2024 refund was intercepted by IRS so |
| POC should be less than scheduled (not filed as of 5/28/25). |
| Need TBE deed. |
| NuMark CU objection |
| 5/29 - $ OK; need proof of TBE; need IRS POC to confirm [close |
| call on feasibility] - agreed to 7/18 - WD NO 341 TMD #19 |
| DD emailed me that IRS will open case and take a look - sounds |
| like never got notice |
| TMD set for proof of TBE, amend plan to resolve objection & |
| resolve MLS |
| 7/15 - July just due; rec'd proof of TBE but need amended plan to |
| resolve obj and resolve MLS |
| FYI - 341 TMD never WD |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Residence at 1953 Wisconsin Avenue, Downers Grove IL 60515 |
| Filed by Numark Credit Union; Direct Pay; Scheduled arrears |
| $33K. |
| 1 month default, due date 9th |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Confirmation |
| Hearing & TMD |
| 6/18/25 - 341 meeting not held. No docs filed. |
| 7/2 - AH knows need TMD for 7/18 for no money; no taxes & no |
| pay advices |
| Atty paid in full in advance - maybe fee obj |
| TMD set for no 341 meeting, taxes, pay advices & default |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Schedules A-J, SOFA, 122C-1 & Plan filed. |
| Everything finally filed on 6/24 but case filed on 5/11 so had extra |
| time and no $ rec;d [habit of atty] - can't save without first plan |
| payment of $915 due back on 6/10 and plan says D to list Mihael |
| Dr property in 12 months to fund plan |
| 106D and 107 signature pages signed 5/27 but not filed until 6/24 |
| so suggest signed bf docs prepared |
| Sale plans require list now and sell in 12 months |
| Per disclosure - paid $4878 in advance |
| For 7/18 need amended plan that sells property w/in a year of filing |
| and need listing agreement and amended signature pages for 6/24 |
| filing and 2 payments-ems 7/2 |
| Confirmation |
| Hearing |
| 341 notes: 60 month / 100% w/ 5% interest. Equity in home, must |
| remain 100% w/ interest. Resolve Wells Fargo arrears objection |
| ($19,283 arrears). DAtty stated they have an amended plan ready |
| to go that would have Debtor make a one time lump sum payment |
| of $5,000 to make up for arrears difference in objection and what's |
| in the plan (has $11,000 in checking acct.). Pretty tight budget. |
| 7/1 - Current; agreed to go past bar to 8/1 |
| OLSTEIN LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 5/7/25 - 341 meeting not held. Missing proof of income & 2021, |
| 2023-2024 taxes. [Still missing 1099 nursing income $612 and |
| 2021, 2023, & 2024 taxes per BK as of 5/7] |
| Obj by ECMC |
| TMD set for no 341 meeting, pay advices & 2021, 2023 & 2024 |
| taxes |
| 341 July 2, Bar Date June 16 |
| Need 2024 Taxes. NOT FILED YET. Need amended IRS claim. |
| D states NFS obtained mortgage loan mod. |
| Amend Plan, delete Professional Collectors Corp from 5.2. |
| "Surrendering" R/E in part 8.1. If surrendering do so in 3.5. D |
| states her intention is to separate from spouse but has not filed |
| anything and intends to continue to live with him paying half the |
| mortgage and utilities. Does not meet the criteria to exclude NFS |
| income so AMEND 122C1/122C2 and I and J for NFS income and |
| expenses. When amending I, delete 1099 job she already quit |
| and delete J 21 entry for 1099 taxes. Original J had some |
| excessive line items. |
| 7/7 - On PC; 341 held without 24 tax returns so don't WD TMD; |
| lots of amends required so continue to 8/15 [atty says will have |
| taxes this week] |
| OLSTEIN LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 notes: 36 month / 0%, $5,727.60 pot amount. 0% in 5.1, do |
| we want 10% or tax refunds (hasn't been getting one) on this one? |
| Lives w/ elderly mother, pays $200/mo rent. |
| Carmax obj to confirmation |
| 7/2 - $ ok; need amended plan that resolves objection; has 3rd |
| box also checked in 5.1 and 10% or refunds; go to 815 |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion for Entry of Default Filed by Kathryn M Liss on behalf of |
| Jajuanna Dumas. |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| AP Motion Dismiss |
| Adversary |
| Proceeding |
| Motion to Dismiss Adversary Proceeding Filed by John A Lipinsky |
| on behalf of Martell Armstrong, Housing Authority of Elgin. |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Adversary case 24-00166. (11 (Recovery of money/property - 542 |
| turnover of property)), (71 (Injunctive relief - reinstatement of |
| stay)): Complaint by Debtor against Housing Authority of Elgin. |
| Answer due by 9/20 |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Confirmation |
| Hearing & TMD |
| 5/8/24 - 341 meeting not held; missing taxes. |
| June 12 341, June 21 Bar Date. |
| No PC deducts yet, D ATT TT HR, resent PC Order. D to make |
| direct payments June 14. |
| Amend 3.2 for interest. 5.1 must mark box #3 too |
| Amend 6.1 in full, no ongoing payments to Elgin Housing Auth. |
| (EHA) the $7399 represents the amount EHA tells them EHA |
| overpaid, they do want this $7399 paid through plan as arrears. |
| Amend for Debtor to disburse to landlord John Mark. |
| NOTE - HEARING on 7/9 in regards to stay lift |
| TMD set for no amended plan & default |
| 7/9- No money posted yet [TFS $155 payment started on 7/2 and |
| atty sent over paystub that shows one deduction of $71.54 that |
| didn't start until after June plan payment was due so need another |
| direct pay $155 and amended plan filed [doc #47] but still 6.1 |
| errors and unfeasible so need another amended plan and NEED |
| CLAIM TO PAY ARREARS - reg bar passed but Housing Auth of |
| Elgin gov't? |
| Prob go to 8/9 |
| FYI - hearings continued to 7/31 so conf to 8/23 [see email in 7/12 |
| folder] |
| Agreed Order entered 7/31 - |
| 1. HAE will pay $622.50 for May, June and July but subject to |
| review |
| 2. D shall pay Aug rent timely -30%of her adj gross income |
| 3. HAE shall pay Aug $622.5 when due |
| 4 Auto stay lifted for limited purpose of holding a hearing to |
| determine: debtors income; debtor's rent going forward; findings of |
| how overpayment ocurred/mitigating circum amount of |
| overpayment and terms of repayment/eligibility |
| 5. 8 - rules re: hearing which must take place bf 8/31/24 |
| Hearing must be in writing and is reviewable by Judge Baer |
| 8/21- On PC but 1.6 month default [$206.64]; new PC OE Alexian |
| for $235; need at least another $155 paid direct by D to confirm; |
| still need amended feasible plan to fix 6.1 |
| John Mark should have payment amount D paying direct to him |
| and HA of Elgin should have current payment by D even if $0. Our |
| office will pay 6.1 arrears - is $7400.00 correct. Need POC filed |
| that matches arrears amount. |
| Plan is not feasible in 60 with claims filed - only giving 6% and plan |
| calls for 12% |
| TFS moneygram for $227 pending |
| Atty waiting to file amended plan until after hearing about rent so |
| go to 9/27 |
| Went to 9/6 bc Judge continued all to 9/6 to see what happens at |
| hearing on 8/29 so may need to just be cont again- plus need POC |
| - will need mtn to allow now |
| hearing now set for 9/13 |
| 9/25 - Current but need to know results of hearing and amended |
| feasible plan with 6.1 fixed and need POC to pay; nothing filed |
| 3/ - Current; still need results of hearing and amended feasible |
| plan; POC #5 filed within 30 days of gov't bar deadline by D atty for |
| Housing Auth of Elgin for $6186.06 if amount differs either need |
| HA of Elgin to amend POC or court to enter order re: POC #5 |
| Atty sent proposed plan - |
| 1. unfeasible doesn't get to 10% in 60 |
| 2. Part 6.1 remove 3rd entry and need POC amended by Hous |
| Auth of Elgin to match -$7207.14 |
| 3. Need 8.1 language - amend I if any other source of income and |
| file 1329 mtn to mod plan if needed [if still on short term disability] |
| 4. Part 2.4 - sanctions |
| Need docs to confirm sch I still correct or amend schedule I |
| Need amended J for correct rent and if on disability, why need |
| childcare and high transportation |
| 3/7 ct - Housing Auth said D used Judge's ruling to to file |
| discrimination claim on race; Judge said amended plan to be on |
| file by 3/14; obj by 3/28; response by 4/2 an confirmation up again |
| on 4/4 |
| 341 docs - Short term disability $2186 monthly and $287 snap - |
| need amended I for these amounts and need status of short term |
| disability and plan language that will amend schedule I within 30 |
| days upon any change in income |
| Plan #156 - 8.1 #3 - asked to remove from plan but clarify on |
| record that 8.1 #3 has no impact or meaning- plenty of time to |
| have done something about discharge issue regarding the student |
| loan claim filed almost a year ago - allowed claim so we have to |
| pay as GUC - this language is not needed - D can file adv/action |
| re: discharge of student loan without this lang and is just makes it |
| confusing as to claim treatment. |
| Housing Auth filed objection - No reg income [yes only short term |
| disability that will end at some point - may have already; and no |
| car insurance on J] |
| Now on Long term disability - only $1682.46 monthly [not taxable] |
| must amend I and J and provide support for snap amount and car |
| insur |
| NEW Cap One Auto objection to confirmation - value & int rate |
| 5/21 - Subst current; need another amended I for reduced income |
| [last sch I $2717 short term but now long term and only $1682]; |
| need proof of snap; and need car insurance on amended J; need |
| another amended plan with 8.1 #3 removed agreed to final by me |
| to 6/27 |
| 341 docs - snap $546 |
| Atty says no car insurance bc car is not operable - why keeping? |
| Cap One know it is not insured |
| 6/25 - Subst current; need amended sch I and amended plan - atty |
| filed on 6/26 about 4 pm but added ss income to I [first I have |
| heard of that] and no proof of it submitted to portal and plan has |
| typo in 8.1 that makes it appear that D is paying the overpayment |
| 6/27 ct - D has not moved and payments not being made in full to |
| landlord - said on record - keeping car that doesn't work for |
| sentimental reasons when not paying landlord; Judge said 30 days |
| to find new place or will lift stay; Housing Auth - think 2 firearms at |
| $200 undervalued and want proof have FOIA card; plan #183 OK |
| with me but others want to review; expressed deep concern how |
| ss income, which clearly had all of 2025 and prob before, never |
| disclosed/listed until amended I this week - 7/18 end of call |
| 7/14 - Ready to rec #183 if all objections/plan confirmation issues |
| are resolved -ems 7/14 -print to have in ct |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion for |
| Preliminary |
| Injunction Filed by |
| Kathryn M Liss on |
| behalf of Jajuanna |
| Dumas. |
| Motion for Preliminary Injunction Filed by Kathryn M Liss on behalf |
| of Jajuanna Dumas. |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion Relief from |
| Stay |
| Residential Lease at 1811 West Main Street, Sleepy Hollow, IL |
| 60118 Filed by John Mark Ratkovich; Assumes lease but has |
| Trustee pays box checked in plan. |
| NO $$ rec'd and plan payments are very small so clearly typo as |
| to T paying the rental lease |
| Confirmation continued to 7/12 |
| 6/21 - said on record that no $ and atty said payment no posted |
| yet and PC order - sent email - need proof PC and TFS shows |
| acct set up but no payments and 3 will be due by ct date |
| Judge set this for a hearing on 7/8 at 2 pm with 7 days for debtor |
| atty to reply [by 6/28] to Elgin response |
| No position - John Mark in 6.1 by D but $0.00 install amount |
| IN person Hearing set next Friday, 10/4 in regards to how much |
| rent the landlord is getting and who paying and what amount |
| 12/16 court denied but continued to 2/7 for hearing on amounts |
| 2/7 ct - Housing Auth has to 2/28 reply to debtor's response and |
| then everything status on 3/7 at 11 AM [new confirmation date will |
| be set at that time] |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay as to Debtor's Section 8 Voucher. Filed |
| by The Housing Authority of Elgin. |
| 12/16 court denied but continued to 2/7 for hearing on amounts |
| 2/7 ct - Housing Auth has to 2/28 reply to debtor's response and |
| then everything status on 3/7 at 11 AM [new confirmation date will |
| be set at that time] |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion |
| Sanctions/Damage |
| s for Violation of |
| Automatic Stay |
| 362(k) |
| Debtor's Motion For Sanctions against Housing Authority Elgin for |
| Violation of the Automatic Stay |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Hearing Continued |
| (Status) |
| (E)Hearing on Overpayments, Outstanding Rent, and Amounts |
| Owing Continued. |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay as to rental payments. Fee Amount |
| $199, Filed by John A Lipinsky on behalf of The Housing Authority |
| of Elgin. |
| Lift stay to hold hearing - OE 7/31 [#72] - granted for limited |
| purpose of holding a hearing |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| ROBERT N |
| HONIG |
| Confirmation |
| Hearing |
| Amends: need proof of TBE. Schedule I appears overstated by |
| what was provided. Testimony matched closely to I. Testified |
| income fluctuates per month but usually averages mid $5000. |
| Need to know how 8a was calculated and backup of business |
| expenses.. need amended IRS poc for estimated 23-24. D bought |
| home in 2021, got married in 2022 and then put her on the house |
| after they got married (sofa #18). Amend SOFA#27 to list |
| business. Amend 3.2 to combine into one entry, to be paid thru the |
| plan. Check 5.1 box 3 for liquidation from sch B excluding the |
| house if indeed TBE |
| 4/23 - Current; need proof of TBE and paystub to support what is |
| on I; need to know how 8a was calculated and back-up bus |
| expenses; amended POC still has 24 est so that is not resolved |
| yet; plus need amended SOFA and plan - agreed to 6/6 |
| 5/29 - Current and IRS POC resolved but need everything else - |
| ems want final date? agreed to 7/18 |
| ROXANNA M |
| HIPPLE |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting not held. no show; cont'd 7/16 at noon |
| 7/1 -Current and 100% so will need to go past bar so 8/15 for 341 |
| to be held and be past bar - ems |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting not held. No docs filed. |
| AH to file TMD for no 341; no taxes/pay advices; no $ bc that will |
| be issue if schedules, plan and statements filed but not done; case |
| will be dismissed on other motion |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Defense |
| Offered |
| No Schedules A-J, SOFA, 122C-1 & Plan filed. |
| OE 6/6/25 extending time to file docs until 6/16/25. |
| Now asking for 6/30 extension |
| 6/225 - Nothing filed as of 6/25 and no $; case filed 5/19 |
| Final 7/18 - property stop foreclosure where daughter, not debtor, |
| lives - final for docs filed; payments made [plan & mortgage] |
| review neg income cash flow if not 100% plan |
| Email rec'd from D atty on 7/14 - NO DEFENSE doesn't have |
| docs needed to prepare schedule/plan |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 1/15/2025 -Meeting Concluded. Plan had all 3 cars in 3.5 |
| surrender but that is wrong; Surrender Infiniti but Foursight on |
| Sonata should be in 8.1 [co-signer pays] and she is keeping her |
| car, 24 Buick Envista so need plan treatment; she says she is |
| current and car is 2024 so will be 910 so should be in Part 3.3 of |
| the plan and amend J for car payment; D atty office filed all tax |
| returns for D and she owes on at least 3 years so amend E/F to |
| state amount owed and give notice to IRS; IDOR already in plan |
| with $2500 owed; amended E/F also to add Liberty Mutual |
| -insurance co that she owes $3K; D says one PC deduction taken |
| so far |
| 2/4 - On PC; need amended E/F and POS filed now for IRS and |
| Liberty Mutual; amended plan #15 filed to change car treatment so |
| really needs full notice but amended plan is NOT feasible at |
| 100%with claims filed and has nothing scheduled for amounts |
| owed to IRS |
| IRS owes at least $12,779 [21 $1574; 22 $5404; 23 $5801 - not in |
| plan so that makes more unfeasible and bar deadline 2/18 |
| Unfeasible by$25K right now - EMS Continue to 2/21and set TMD |
| 2/11 - ON PC but over one month default; gave to JK for TMD |
| DON'T AGREE TO CONT UNTIL AMENDED E/F FILED [$12k |
| OWED TO IRS] |
| TMD set for no amended J, unfeasible plan, amend E/F to add |
| IRS and Liberty Mutual & default |
| 2/20 amends filed, including sch e/f still need amended plan. |
| Haven't reviewed |
| go to 4/4 per judge |
| 3/27 - On PC; still need amended feasible plan and NOW need |
| IRS POC resolved [3 years not filed - 21,22 and 23 - delay] - IRS |
| POC makes case unfeas by about 58K and here we sit in almost 4 |
| months after case filed -atty office prepared returns and knew D |
| owed right at filing but didn't give notice to IRS/IDOR until 2/20 at |
| our pushing and now IRS saying don't have returns - if Judge |
| continues - ask for final for IRS POC to be resolved and for |
| amended feasible plan - |
| 3/31 update - Obj to IRS POC for 5/2 and IDOR filed POC - 21 not |
| filed and 22 &23 est so must be resolved too - go to 5/2 |
| 4/24 On PC; prob leave being called due to pending objections |
| but now obj to IDOR set for 6/6 |
| 5/29 - On PC; Case filed last year and TMD pending since Feb |
| and still not ready to recommend |
| amended plan #32 still not feasible with tax claims filed |
| 6/6 ct - 7/18 FINAL |
| 7/14 - On PC; need amended feasible plan |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 13 of Illinois Department of |
| Revenue |
| Unfiled 2022 - 2024 taxes. Was not required to file for those years. |
| Debtor’s position at DHL has her working primarily from the state |
| of Tennessee which does not have an income tax requirement. |
| The priority portion of Claim 13-1 is allowed $535.91. |
| The unsecured portion of Claim 13-1 is allowed $379.66. |
| The secured portion of Claim 13-1 shall be allowed $0.00. |
| No amended POC as of 6/3; obj fled by IDOR - need 2024 taxes |
| and then will amend |
| 7/14 - Still no amended IDOR POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| no amends. need amended IRS POC for 2024 estimated taxes |
| 2/25 - Current; need amended plan [3.2 running full 60 so must |
| increase set or remove 8.1] and need amended IRS POC - cont |
| 4/4 |
| 3/5 - On PC; need amended feasible plan and resolve IRS POC |
| so JK TMD |
| TMD set for unfeasible plan & resolve IRS POC |
| 3/31 - On PC but agreed to 5/2 for TMD issues |
| 4/28 - On PC and obj to IRS POC set BUT now IDOR filed POC |
| on on 4/7 and has unfiled/unknown for 22,23 and 24 so now IDOR |
| POC must be resolved - EMS; looks feasible if IRS POC sustained |
| but need IDOR resolved to confirm - atty meeting with client |
| tomorow |
| 4/30 update - amended plan filed and now obj to IDOR set for 6/6 |
| Rec #23 if obj to IDOR POC sustained |
| Seek dismissal if 2024 state tax return still not filed |
| Atty says waiting on IDOR to resolve |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 2 of Internal Revenue Service |
| Unfiled 2024 taxes. Debtor has prepared and filed his 2024 Tax |
| Return and has received a refund. |
| The priority portion of Claim 2-1 is allowed $35,572.88. |
| The general unsecured portion of Claim 2-1 is allowed |
| $10,164.94. |
| The secured portion of Claim 2-1 is allowed $0. |
| 6/3 - No amended POC yet but obj filed by IRS |
| 6/6 ct - atty now has signed returns |
| 7/15 - told atty ct will prob call unless you have agreement to cont |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 3/26/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS $4300. Unsure amount for IDOR but |
| listed. No DSO. No R/E. |
| Need Amended IRS POC showing 2024 taxes are filed. |
| Income ok. Both varies. Debtor paid weekly. NFS paid biweekly. |
| 100% Plan. |
| 2022 taxes show $199K other income and large $33K refund - |
| Debtor did not know what that was. |
| 4/7- On PC; need IRS POC resolved; completely unfeasible with |
| IRS POC; 100% plan so must go past bar deadline so 5/23 |
| 5/12 - On PC; obj to IRS POC set for 5/23; amended plan #24 OK |
| if obj sustained |
| 6/2 - amended plan #24 OK if obj sustained |
| TMD set for unfeasible plan, resolve tax claims & default |
| 7/15 - Default [almost 2 months]; now IDOR filed POC with 22-24 |
| est and makes plan unfeasible; agreed to 8/29 to get PC fixed; |
| cure default directly and resolve IDOR POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 4/9/2025 -Meeting Concluded. IRS Present. IRS POC must be |
| resolved [$115K P and $331K GUC but 18-20 est on GUC and |
| 21-23 est on priority]; Semrad's office prepared 22-24 and filed but |
| their review showed no required to file 2021 and they were |
| unaware of prior years; IRS says may amend for a secured |
| portion; Plan is very unfeasible with IRS POC; unclear if money |
| owed to IDOR but listed so need IDOR POC; Amend schedule I |
| and provide a couple recent CTA stubs [ still in training but says |
| pay will not go up - $27 per hour - 40 hours a week]; he is not |
| going to do uber/lyft anymore; Amend J rent is $1735; Daughter |
| and divorce were in Dominican Republic; pays $300.00 monthly |
| per divorce decree; need proof of posts paid for March and April; |
| 1st payment due now - debtor will make in next week [prob drop |
| off with attorney] |
| 4/23 - NO $ yet; still need amended I, J, plan and CTA paystubs |
| and still need IRS POC resolved - completely unfeas by over |
| $85Kwith claims on file now; atty says $975 TFS started; sent over |
| CTA and April DSO proof; working on getting 2018 prepared and |
| filed and then will obj to IRS POC |
| Need IDOR POC - agreed 6/6 and set TMD if no $ |
| DSO notices returned - ems to D atty on 5/14 that need amended |
| E/F with good address and POS |
| TMD set for no amended E/F, I, J, file proof of service for DSO |
| recipient, unfeasible plan, need CTA paystubs, resolve IRS POC, |
| proof of post-petition DSO paid from filing until confirmation & |
| default |
| 6/2 - One month default; still no amends/docs so agreed 7/18 |
| [EMS to REV] |
| 7/15 - One month default; agreed to /15 for objections to both tax |
| claim |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 5/7/25 - 341 meeting concluded. |
| All taxes filed. Owes IRS $9400 per POC. No DSO. |
| Purchased R/E February 2021 $170K/$225K Redfin. Property |
| taxes escrowed. Mortgage arrears $11,816 vs $3300. Sch A |
| liquidation $22,479 vs $7,500 in plan. |
| Income ok. $1400 biweekly. Divorced. 100% Plan. Continue past |
| bar date. |
| Americredit obj to conf |
| 5/8 - On PC; liquidation requires 100% w/int so go past bar; plan is |
| currently unfeasible with claims filed to date; will need amended |
| plan that: |
| 1. Has interest to unsecured in 8.1 |
| 2. Correct liquidation in 5.1 |
| 3. Correct arrears in 3.1 |
| 4. Resolves objection and |
| 5 Feasible plan |
| 6/6 but then need to act fast after bar date to get amends filed |
| 6/2 - On PC but no amended feasible plan filed; atty is waiting for |
| D to approve higher payments |
| FYI - 6/27 motion to approve partial claim so 7/18 for conf [time to |
| amend POC] |
| TMD set for no amended plan & unfeasible plan |
| 7/15 - On PC; amended plan [#29] only feasible if no mortgage |
| arrears; obj to claim set for 8/15 so prob cont |
| ALSO - plan docket #29 fails to give int to unsecured - ems |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 4/23/2025-Meeting Concluded. Debtor and fiance share rent so |
| amount on J is her portion. Has a tiny bit of income from business |
| just started - does variety of things [photo-booth, podcast and |
| entertainment] but only $300-$400 so far in income; also has |
| worked for mom since July at Serenity 3 days a week for 5 hours |
| at $17 per hr - not on 122C-1 or schedule I but 100% plan; on PC; |
| need tax claims bf confirm; confirmation to go to 6/6 to be past bar |
| deadline |
| 6/5 - On PC; IRS POC has estimates and must be resolved; IDOR |
| POC has secured portion; plan is currently unfeasible so told atty |
| must continue 7/18 |
| TMD set for unfeasible plan & resolve IRS POC |
| 7/15 -On PC; IRS POC filed on 6/17 still has 22/23 est |
| Plan docket #21 is OK - feasible with claims filed |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| On PC; Cap One filed clam and objection so need that resolved |
| Cap One objection - Notice of WD filed 6/ [#25] |
| Obj to IRS POC WD on 5/15 docket #19] |
| 5/28 - On PC but 1% plan and no tax returns/refunds so not rec - |
| ems |
| 6/2 - atty waiting on signed budget; limited income for next 6 |
| months so will be step plan with tax return/refund language [watch |
| returns for income too] |
| TMD set for amend plan for plan payment to be higher than car set |
| amount & default |
| 7/15 - 1 mo default at $625 amt; no PC in June [TFS for $250 for |
| 7/16 but maybe moneygram, not on that page tho]; plan payment |
| $200 less than set payment for car in 3.2 - only income is LTD and |
| snap so not able to fund set payment - ems to JR -obj to this? no |
| response yet |
| If money posts, can REC if call and Judge doesn't see issue |
| If $ doesn't post, then 8/1 |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Notice of Motion and Application for Compensation for Patrick |
| Semrad, Debtor's Attorney, Fee: $4500.00, Expenses: $356.71. |
| Filed by Patrick Semrad. |
| Confirmation continued to 8/15/25. |
| SEMRAD LAW |
| FIRM LLC |
| Order Granting Motion To Compel (Related Doc # 15), Granting |
| Motion For Sanctions for Violation of the Automatic Stay (Related |
| Doc # 15). For compliance and discussion of Debtor's request for |
| damages, further |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Sanctions/Damage |
| s for Violation of |
| Automatic Stay |
| 362(k) |
| Motion to Compel Crash Champions to Delivery Car and for |
| Sanctions against Crash Champions for Violation of the Automatic |
| Stay |
| Return 21 Kia Forte and fees/damages |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 6/11/2025 Meeting concluded. 2 prior cases. Amend address- |
| Apartment C not B. Debtor pays $875 for rent per testimony- split |
| with daughter who pays the other half. Daughter pays for 2 of 3 |
| vehicle loans- this contribution is listed on I. Amend HH size- Only |
| debtor, 21 yr old, and 14 yr old are in the HH per testimony. |
| Amend I- net understated by $340. Need proof of food assistance. |
| Amend 6.1 to include rent pmt. Plan not funding 10%. |
| TMD set for no amended I, J, petition, plan, unfeasible plan, proof |
| of food assistance & default |
| 7/15- No $ [2 mo default; $1350]; the 21 year old should not be in |
| household size [either all her income and include or just debtor |
| and 14 year old in household with 21 year old contribution]; why 3 |
| cars? who driving third and why is daughter paying for 2? |
| Atty expecting D to come with full cure & amends |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 6/11/25 - 341 meeting not held. Missing taxes and pay advices. |
| 7/3 - AH to file TMD - No $; no taxes; no pay advices; no 341 |
| Sch I W2 Alexian Brothers 8a - $1316 [1099] |
| TMD set for no 341 meeting, taxes, pay advices & default |
| 7/15 - NO $; no docs so seek dismissal |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting not held. Missing taxes & pay advices. |
| 7/1 -On PC; have taxes & pay advices; ems about DSO but prob |
| no TMD for that - |
| 7/15 Atty says amended E and served DSO - 8/29 for new 341 to |
| be set and held |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 6/18/25 - 341 meeting concluded. |
| All taxes filed. Unsure if owes IDOR/IRS - both are listed. No DSO. |
| No R/E. |
| Need Amended IDOR POC showing 2013, 2015, 2021 and 2024 |
| filed. |
| Income ok. Sometimes gets overtime and rec'd a 51 cent raise. |
| $1100-$1500 biweekly. No longer doing Home hair business. |
| Has $425 money order to mail. |
| 6/30 - Current; need IDOR POC resolved and need amended plan |
| - |
| 1.3/8.1 marked- tax returns and refund if business loss and |
| 3.3 match claim and increase set to at least $210 [if all scheduled |
| GUC file, plan only running 39 months] - cont 8/29 to resolve IDOR |
| Confirmation |
| Hearing |
| Concluded 6/11. Amend plan for HUD POC. |
| 7/1 - PC but no $ yet; when amend plan for HUD treatment, make |
| sure you reduce liquidation in Part 5.1 for the HUD claim; go past |
| bar to 8/1 |
| FYI- atty sent $700 on 6/30 |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing & TMD |
| Recommend Plan docket #30 |
| PNC objection to confirmation - email rec'd - resolved |
| STUART B |
| HANDELMAN |
| Confirmation |
| Hearing |
| Amends: need to notice IDOR, may owe per testimony. Cont past |
| 7/18 bar, 100% plan. Storage unit is month to month, no lease. |
| Two kids aren’t contributing currently as they are looking for a job |
| but debtor testified they will be cont $175 a mo each once they find |
| jobs. Need affidavit from mother re: support |
| 7/2 - Current; need notice to IDOR now with POS on docket; go |
| past bar to 8/1 -will need amended plan that matches claims filed - |
| esp HOA; |
| FYI - atty says after mtg - D said thinks IDOR PIF but atty will add |
| for notice purposes |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Confirmation |
| Hearing & TMD |
| 341 March 26, Bar Date April 30 |
| Debtor's intention is NOT to surrender R/E but to obtain loan mod. |
| ONLY feasible if NFS obtains employment. He's been off work |
| due to 2024 kidney transplant. |
| Contract mortgage payment $4300, loan mod est $5000. |
| Placeholder in J 4 is only $1500. |
| Liquidation in 5.1 requires 100%, 122C2 requires $45K. |
| Document NFS vehicle lease payment. rec'd |
| Need signature page for amended SOFA. |
| If we continue to May 23 everything s/b in focus. |
| 5/20 - Current; need amended I, J and plan if actually saving |
| house with loan mod and need mortgage POC amended to show |
| $0 arrears; plan unfeasible and if step based on lease ending, that |
| won't work unless they are not replacing the car; need all 341 |
| issues resolved; go to 6/6 and set TMD |
| TMD set for no amended J; feasible plan; amended plan; |
| document source for step up and default |
| 6/2 - Subst current but need amends - unclear where case is going |
| but liquidation requires 100% so need amended feasible plan; |
| need proof of step up; amend J; need 107 signature page for |
| amended SOFA (now filed); agreed to 7/18 |
| 7/14 - Subst current; atty says trial loan mod payment so high |
| [plan has as surrender] that can't afford feasible plan so should be |
| no defense - ems to confirm -confirmed no defense |
| atty will appear for fee mtn |
| SUZANNE DE |
| RATH |
| Confirmation |
| Hearing & TMD |
| 5/7/25 - 341 meeting not held. Missing pay advices. |
| TMD set for no 341 meeting, pay advices & default |
| 6/4 - No money/NEED PC & direct; 2 due by 6/6 court date; atty |
| says $100 to start on 6/4 and then will pay weekly but PC should |
| have been entered right at filing with refile and no 341 until current |
| and that will not happen with debtor's plan to just make future |
| payments and if May payment failed just due to wrong payment |
| info from last case, then D should have that payment to tender |
| now; |
| atty say uploaded docs but I don't see anything [ems Mike] but no |
| pay advice/proof of income |
| FYI- NO MTN TO EXTEND STAY SO NO STAY [PRIOR CASE |
| DISMISSED ON 3/7/25 [24-13916] - save car [prior case - car got |
| about $1200 - case lasted about 6 months and this case no ADQ - |
| 2 months due] |
| FYI - scheduled unsecured not in BSS yet |
| TFS suspended for failed payment started 5/23/25; last case - 5 |
| due and made less than 2 |
| No Stay; NEED PC; same issue as last case; missing docs [but |
| sent me copy of job offer letter and paystubs - sent to HK] |
| 6/5 update - Still no $ posted but $100 pending and $225 |
| scheduled 6/13 and PC OE for new lower plan payment - $189 |
| Amended plan #17 filed with car in 3.5 surrender/ 6% plan |
| Sent proof of income to HK bc uploader no working right |
| So continue to 7/18 for 341 to be reset and held |
| 7/2 - Meeting Concluded but need 24 tax return before |
| confirmation; IRS POC est 21-24; debtor claims filed 21-23 back |
| when due so get signed copies to atty to resolve and file 2024 to |
| state and fed ASAP; plan is unfeasible with est IRS POC; Amend I |
| - now D has PT job $500 net every 2 weeks; atty says stubs sent |
| over for new PT job; going to get a replacement car so amend J |
| and put that but looks like disp will be higher than current plan |
| payment; told atty plan payment must match I -J; prob need |
| amended plan for disp and priority if any owed; no $ yet. TFS $500 |
| to start on 7/5 - made it crystal clear on record if that payment |
| doesn't post, then I will seek dismissal of the case; prob continue |
| again to get IRS POC resolved; $ current and amends on file |
| 7/15 - No $; 3 month default; need $500 started in TFS on 7/7 to |
| post; can cont if it does for rest [has another $500 set to start on |
| 7/11] but 7/7 payment failed so seek dismissal |
| surrendering car now so not even save the car case |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Confirmation |
| Hearing |
| 341 notes: 60 mo / 100% plan. Must be 100% due to 22c. |
| Continue past bar date. Amend plan to treat HUD POC. |
| Requested copy of deed to prove TBE ownership. May need to |
| amend SofA #6 for Chase CC, D will check statements. |
| 7/1 - Current; cont to 8/15 to be past bar - ems |
| FYI - will be unfeasible if all scheduled claims file due to mortgage |
| arrears on POC and IRS POC with $5600 priority |
| WONAIS LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 4/9/2025 -Meeting Concluded. Need CMA and deed [property |
| owned jointly with dad]; Spouse lives in Sweden and works there |
| but keep income separate - each pay own bills so reason not on |
| I/J and reason HH is 1 but yet married per SOFA; income is really |
| hard to figure out; prior to this year, debtor was paid salary [$20K] |
| plus commissions and bonuses but that changed sometime last |
| year to commission only; testified rough ave every 2 wks is |
| $1100.00 but I higher than that; atty and I will have to review |
| current stubs - sounds like winter is way less than summer months |
| and atty used ave for year; claims only 401k contribution and no |
| loans; many 122C-2 issues to resolve - email D atty after meeting |
| with details; will need amended plan to put student loans in 5.2 at |
| very least; on PC |
| 4/30 - Current but need docs; amends and 122C-2 issues |
| resolved: |
| 1. Need CMA and Deed to verify value and 2 owners |
| 2. 122C-2 amends |
| -Line 1 sb $1717 |
| - Lines 9b/33a - use correct mortgage payment $2405 per |
| POC |
| [MUST also amend J and plan for the correct mortgage |
| payment] |
| - Line 17 appears overstated- need current stubs to prove no |
| 401K loan or if have one, must provide term of loan for possible |
| step payment; Feb stub says $141.77 per check for 401K LOAN; |
| document how you calc line #17 |
| - Delete line #30 |
| 3. Review income and provide current stubs - looks overstated so |
| then amend I and 122C-1 |
| 4. Plan may have to be amended to meet new 122C-2 pot |
| Go to 6/6 - detailed ems to atty |
| TMD set for no amended 122C-2, need CMA & copy of deed, |
| need current paystubs and amend I and 122C-1 as needed & |
| amend plan if new CMI pot is not met |
| 6/2- Current but nothing new; agreed to 7/18 [atty says sent deed |
| and CMA] |
| ZALUTSKY & |
| PINSKI |
| Confirmation |
| Hearing & TMD |
| Amend 8.1 language for correct monthly payment amount and |
| started month (currently prior to conf) |
| Greenstate CU objection - Notice of WD filed |
| TMD set for no amended plan, unfeasible plan & resolve objection |
| Amended plan #27 filed resolves obj but 8.1 never fixed for this |
| filing; agreed to 7/18 |
| 7/15- Still no amended plan to fix 8.1 dates filed yet |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| WILLIAM J |
| FACTOR LTD |
| Motion Rule 2004 |
| Examination |
| Motion Rule 2004 Examination of Early Warning Services, LLC |
| Filed by Justin R. Storer on behalf of Debtors |
| D1 was fraudulently induced to send money to a person named |
| “Elda Potter,” on the representation that he was investing in |
| cryptocurrency and would receive a significant return. |