| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 10/14/21 4:19 pm |
| All Chapter 13 matters are now listed. Matters are sorted by time slot and by Debtor Attorney within the time slot. If the debtor |
| has filed a 1329 motion, any continued Trustee’s Motion to Dismiss will appear with the 1329 motion instead of at 10:00. Use |
| Ctrl+f to search for a specific case or name. |
| Court Call for Friday, October 15, 2021 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 16th |
| Set for 10/15 $3985 = 3 mo Last $ 9/27/21 $1366/mo |
| $3710 = 2.7 mo |
| 12/3 for 1329 [$683 scheduled payment pending; D attorney is |
| moving so long date to get D new job information and file 1329] |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| No Defense |
| Offered |
| On P/C, incorrect amount being deducted from paycheck |
| Due date 24th |
| Set for 10/15 $5327 = 2.7 mo Last $ 9/21/21 $1980/mo |
| 10/7 email from D attorney - NO DEFENSE |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| No Defense |
| Offered |
| Prior order 8/7/20 allowing auto purchase for $601/mo |
| Prior order 8/7/20 increasing payment to $1713 |
| Due date 12th |
| Set for 10/15 $4331 = 2.5 mo Last $ 9/20/21 $1713/mo |
| Not making full payment every month |
| 10/8 Email from D atty - NO DEFENSE |
| DREYER |
| FOOTE STREIT |
| ETAL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| On P/C, last ER payment 8/6/21 |
| Due date 25th |
| Set for 10/15 $1952 = 3.7 mo Last $ 9/9/21 $530/mo |
| 11/19 for cure [D was unemployed; working again] |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 28th |
| Set for 10/15 $2825 = 3 mo Last $ 9/29/21 $975/mo |
| 11/19 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 28th |
| Set for 10/15 $1650 = 3 mo Last $ 9/14/21 $550/mo |
| 11/19 for cure |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| On P/C, last ER payment 8/5/21 |
| Due date 28th |
| Set for 10/15 $837 = 2.7 mo Last $ 8/5/21 $315/mo |
| $1152 = 3.7 mo |
| 11/19 for 1329 |
| GILBERT R |
| DIZON |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 10th |
| Set for 10/15 $1860 = 3 mo Last $ 9/23/21 $620/mo |
| Continue to 11/19 for 1329 [debtor was hospitalized but now back |
| to work] |
| GREGORY J |
| MARTUCCI |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th |
| Set for 10/15 $2314 = 2.5 mo Last $ 9/7/21 $919/mo |
| Still paying $640 when payment changed to $919 in April 2021. |
| Continue 11/19 to connect with client |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 10th |
| Set for 10/15 $4625 = 3.8 mo Last $ 6/28/21 $1225/mo |
| 11/19 for cure [or at least big reduction in default] |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 4/2/21 allowing R/E purchase for $1113/mo |
| Was on P/C, last ER payment 4/28/21 |
| Due date 20th |
| Set for 10/15 $1735 = 3.6 mo Last $ 4/28/21 $480/mo |
| Converted to Chapter 7 on 10/4/21 |
| OLSTEIN LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 24th |
| Set for 10/15 $4012 = 3.2 mo Last $ 7/2/21 $1235/mo |
| 11/5 to contact client; no payments since confirmation |
| Maybe need PC |
| SCHNEIDER & |
| STONE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| No Defense |
| Offered |
| Was on P/C, last ER payment 6/22/21 |
| Due date 7th |
| Set for 10/15 $3396 = 3 mo Last $ 8/18/21 $1085/mo |
| Per Debtor Attorney Office - NO DEFENSE |
| SCHNEIDER & |
| STONE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 16th |
| Set for 10/15 $5384 = 4 mo Last $ 7/7/21 $1346/mo |
| 11/5 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Was on P/C, last ER payment 7/28/21 |
| Due date 2nd |
| Set for 10/15 $892 = 3 mo Last $ 7/28/21 $297/mo |
| 11/19 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Prior order 11/20/20 deferring $2373 |
| Due date 3rd |
| Set for 10/15 $2620 = 4 mo Last $ 5/26/21 $655/mo |
| D atty mailed $2620 on 10/6 so continue to 11/19 to be current |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Was on P/C, last ER payment 5/10/21 |
| Due date 5th |
| Set for 10/15 $825 = 3.3 mo Last $ 5/10/21 $250/mo |
| 11/5 to reach client [base balance is $2325.00] |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| On P/C, last ER payment 9/27/21 |
| Due date 4th |
| Set for 10/15 $2942 = 3.5 mo Last $ 9/27/21 $850/mo |
| Attorney is holding $850; continue to 11/19 for 1329 |
| SPRINGER |
| LARSEN |
| GREENE LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 3/19/21 deferring $1820, payment for April 2021 is |
| suspended with, payments resuming in May 2021 for $940 & base |
| is the same |
| Due date 11th |
| Set for 10/15 $2880 = 3 mo Last $ 7/26/21 $940/mo |
| Paying $910 vs $940 |
| 11/5 [D attorney said that D is sending $1800 on 10/8] |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 19th |
| Set for 10/15 $1750 = 3 mo Last $ 9/7/21 $600/mo |
| 11/19 for cure |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st |
| Set for 10/15 $900 = 3 mo Last $ 9/2/21 $300/mo |
| Still paying $150 when payment increased to $300 beginning May |
| 2021 |
| 11/19 |
| THURSTON |
| LAW FIRM |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 3/27/20 percent paid to unsecured non priority creditors |
| is lowered to 10% & base is the same |
| Prior order 5/7/21 deferring $5853 thru April, base the same & may |
| run longer than 60 months per Cares Act |
| Was on P/C, last ER payment 6/23/21 |
| Due date 15th |
| Set for 10/15 $3418 = 3.5 mo Last $ 6/23/21 $980/mo |
| 11/5 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ALLIED LAW |
| COUNSEL |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 20-00066 filed 1/2/20 Dismissed 11/6/20 for default |
| In prior case, she misunderstood that she was responsible for |
| making the future car payment amount in the plan. Also lost some |
| income during the Covid restrictions. Now income is more stable |
| and understands her future payment for her car. |
| Affidavit only attached. Need Prior and Current Sch I and J |
| Note: No Schedules A-J, SOFA, CMI and Plan filed - filed on 10/12 |
| Object - Need payroll control |
| Notice of objection filed 10/13/21 |
| Residence at 127 Prospect Ave, Wood Dale, Illinois 60191 filed by |
| Freedom Mortgage Corporation; Direct Pay; Arrears owing |
| $21,587.62 |
| Current, due date 5th |
| BORGES & WU |
| LLC |
| MLS/MLCODS/MT |
| D |
| Dismissal |
| Granted w/o a |
| hearing |
| Residence at 852 Monroe Carpentersville, IL, 60110 Filed by Wells |
| Fargo Bank; Direct Pay; Arrears owing $12,367.20; Principal due |
| $1865.27 |
| Half a payment behind thru September, due date 10th; On P/C |
| CHAD M |
| HAYWARD |
| Granted w/o a |
| hearing |
| Entered into a mortgage forbearance agreement during Covid & |
| debtors have an outstanding balance of $499.81 on such |
| agreement. |
| Debtors wish Section 5a shall be amended to pay Wells Fargo |
| Bank a secured claim in the amount of $499.81 on a pro rata |
| basis. |
| Base should still give 10% with this added but needs to be |
| adjusted |
| Proposed order #48 |
| Motion to Approve Loan Modification Filed by U.S. BANK |
| NATIONAL ASSOCIATION for residence at 2570 Yellow Star St |
| Woodridge IL 60517. Agreement attached. |
| Current: $804.65/mo 4.250% $155,250.33 Maturity 11/1/2041 |
| New: $656.24/mo 3.1250% $153,192.59 Maturity 8/1/2051 |
| Order doesn't clarify if we are stopping paying arrears - email sent |
| to Dana [cc Lincoln] - Dana says she thinks only for 1st and that |
| order will be fixed |
| -unclear which claim this is for |
| -need language to turn off the claim |
| Notice of Objection filed 10/13/21 |
| Motion Obtain |
| Credit/Incur Debt |
| Granted w/o a |
| hearing |
| To purchase R/E at 2016 Woodside Dr. Woodstock IL 60098 |
| financing for $304,900 at 2.875% for $2015/mo for 360 months. |
| Contract & loan estimate attached. |
| Rent $1845 - 10% plan - FYI - VA Disability |
| DUSTIN B |
| ALLEN |
| Motion Extend |
| Automatic Stay |
| Granted w/o a |
| hearing |
| Chapter 13 BK 20-06198 filed 3/4/20 Dismissed 10/2/20 for default |
| In prior case, fell behind on mortgage payments & then allowed his |
| case to be dismissed since he couldn't save his home. Now his |
| income has increased & his wife obtained a new job with higher |
| income. Affidavit, Prior/Current Sch I and J attached. P/C order |
| entered 9/22/21 |
| FYI -per objection to confirmation - arrears are $91K v. $63K |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Granted w/o a |
| hearing |
| Residence at 383 Raymond St, Elgin, IL 60120 Filed by Nationstar |
| Mortgage LLC/Mr. Cooper; |
| Debtor does not appear on the note or mortgage but is named a |
| defendant in a pending foreclosure action b/c of a quit claim deed |
| against the property |
| No RE owned at filing; looks like she quit claimed in 93 due to |
| divorce |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Other Reasons/To |
| Vacate Payroll |
| Order |
| Granted w/o a |
| hearing |
| Motion to Voluntarily Dismiss Debtor and Vacate Payroll Order |
| (#14 Order to Employer to Pay the Trustee) |
| Stay lifted so 180 day bar |
| GERACI LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Claims came in higher than scheduled. Plan |
| does not fund 59% in 60 months; ~76 months |
| GERACI LAW |
| LLC |
| Granted w/o a |
| hearing |
| Debtors wish the dividend to unsecured creditors is reduced to |
| 45%. |
| No objection - still covers CMI pot amount |
| GERACI LAW |
| LLC |
| Motion Hardship |
| Discharge |
| At time of filing, Debtor was earning ~$51K per yr. She is no longer |
| working and is receiving $21K per yr in long-term disability income. |
| This is her only income and will be for the foreseeable future. |
| Modification of the plan is not feasible. Sch I attached. |
| D intends to work something out directly with car creditor |
| Object - Need something to document medical condition and that |
| this will be indefinite |
| Agreed to continue to 11/5 for documentation; Alex reached out to |
| Alex D to continue on call so no notice of objection filed |
| GERACI LAW |
| LLC |
| Residence at 747 Brentwood Drive, Bensenville, IL 60106. Filed by |
| MidFirst Bank; AGO 8/13/20; Direct Pay; Arrears owing $5,099.07 |
| Current, due date 4th, on P/C |
| GERACI LAW |
| LLC |
| Motion |
| Authorize/MLS |
| Granted w/o a |
| hearing |
| To Authorize U.S. Bank National Association to ALLOW A |
| PARTIAL CLAIM AGREEMENT & Motion for Relief from Stay for |
| residence at 314 Lincoln Ct D, Bloomingdale, Illinois 60108; Direct |
| pay for 1st and 2nd mortgages both with US Bank; 1st arrears |
| owing $4710.86; 2nd arrears owing $401.53 |
| Payments current thru October, due date 7th; On P/C |
| address wrong in order (1314 s/b 314) - deferring payments due |
| from 4/1/2020 - 9/1/2021 totaling $14,857.90 until the 3/1/2045 |
| maturity date. |
| Emailed Pete about addressing being wrong as an FYI- he filed a |
| corrected order |
| GERACI LAW |
| LLC |
| Motion Adequate |
| Protection |
| Granted w/o a |
| hearing |
| Motion for Adequate Protection for a 2014 Chevrolet Malibu Filed |
| by Pronto Finance |
| -wants debtor to insure vehicle within 2 days of this order & |
| provide proof of full coverage insurance with a deductible of at |
| least $500 naming the loss payee as Pronto Finance. |
| CAR THRU PLAN with 1.4 month default/on PC but issue in |
| motion is insurance |
| GILBERT R |
| DIZON |
| D2 inherited real estate. In the process of a divorce proceeding. |
| Separated - D1 in marital residence & D2 living in the inherited |
| property from his mom. Result of Divorce, D2 is responsible for |
| the expenses for both properties and trustee payments. Will make |
| an additional lump sum payment ~$63K simultaneous to the last |
| monthly plan payment. |
| Object: |
| 1. need revised order that adds: |
| The Debtors will pay off the case in full at 100% to all allowed |
| claims on or before the end of June 2022. |
| 2. Debtors are 2 months in default on plan payments and |
| 3. Need source of lump sum payment being made in 9 months |
| Notice of Objection filed 10/13/21 |
| Now only one month default but no revised order on docket and |
| NEED SOURCE OF $72K LUMP SUM PAYMENT BEING MADE |
| IN 9 MONTHS |
| GIUDICE LAW |
| LTD |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Amended Notice of Motion Filed by Daniel L Giudice on |
| behalf of Eric A Laurean (RE: 106 Motion to Determine Amount of |
| Secured/Priority Claim, 107 Notice of Motion, 108 Amended |
| Motion). |
| - was Denied on 9/17/21 [denied for notice purposes] |
| - The confirmed plan just says Debtor intends to avoid lien |
| - Motion/Order ask for the draft order to be granted nunc pro tunc |
| to 3/2/18 [not best for recording] |
| Judge may have concerns with the order but I already objected to |
| the motion last time to put on the record that the claim was late |
| and disallowed |
| -multiple tries re-noticing/filing for 10/15/21 at 9:30 |
| -no longer on 10/1/21 court docket |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Due to IDOR's unscheduled claims, the plan |
| does not fund 100% in 60 months; ~87 months |
| Granted w/o a |
| hearing |
| Debtor wishes payment is increased to $350 beginning October |
| 2021. Sch I and J attached. |
| JOSEPH |
| WROBEL LTD |
| Granted w/o a |
| hearing |
| Notice of Objection language cut off/incomplete |
| experienced a material financial hardship due to Covid & no longer |
| receives income from litigation. |
| Debtor wishes to defer past due payments to the end of the plan, |
| plan is extended past 60 months per Cares Act & plan base |
| remains $99,795. |
| Need revised order - plan will complete upon 100% payment to all |
| allowed claims. |
| Attorney intended to lower payment but motion didn't say that and I |
| and J that were filed were old so new amended I and J filed that |
| supports $1160 payment - which works in 84 months |
| OK with GFP on 9/27 and revised order #37 |
| LORRAINE M |
| GREENBERG |
| Granted w/o a |
| hearing |
| Motion to Approve Transfer of Assets to Living Trust |
| Debtors wish to create a living trust for estate planning purposes |
| only. Copy of draft of Living Trust & list of assets to be transferred |
| attached. |
| Need revised order that adds: |
| the trust, and all assets, will remain property of the bankruptcy |
| estate for as long as the BK estate exists |
| NO objection to revised proposed order #39 |
| LORRAINE M |
| GREENBERG |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| Joint debtor to Sell property at 15900 Wildwood Drive, Lowell, |
| Cedar Creek Township, Lake County, Indiana for $235,000. No |
| mortgage on the property. Joint owner with her brother but he |
| passed away. Purchase agreement attached. |
| Joint debtor shall disburse any proceeds of the sale first to usual |
| customary costs/expenses/liens, then to the Trustee proceeds |
| estimated at $128,000 to payoff the plan & any balance leftover |
| shall be paid to the joint debtor. |
| Notice of WD filed 10/8/21 |
| O ALLAN |
| FRIDMAN |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| Application for Compensation for O Allan Fridman, Debtor's |
| Attorney, Fee: $4,000, Expenses: $0. Prior paid $500. |
| Confirmed 9/3/21 |
| O FLAHERTY |
| LAW PC |
| Motion Reopen |
| Chapter 13 Case |
| Granted w/o a |
| hearing |
| To Reopen Chapter 13 Case to file Personal Financial |
| Management Certificate & DSO Certificate - Both filed on 10/4/21 |
| FYI: Forms only filed for personal financial management - |
| certificates are not attached. Also DSO certificates are not signed |
| by the debtors. |
| Up to clerks office to determine if forms are satisfactory - looks like |
| issues are resolved based on additional filings |
| PRO SE |
| DEBTOR |
| Motion Dismiss |
| Case for Other |
| Reasons |
| Granted w/o a |
| hearing |
| No Schedules A-J, SOFA, CMI and Plan filed |
| As of 10/14 - nothing filed |
| RICHARD E |
| SEXNER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 15th |
| Set for 10/15 $5040 = 3 mo Last $ 9/10/21 $1680/mo |
| 10/8 - Current through September - WD |
| Moved from 9:15 to 9:30 |
| ROBERT J |
| ADAMS & |
| ASSOC |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| Notice of Motion and Application for Compensation for Robert J |
| Adams, Debtor's Attorney, Fee: $4500, Expenses: $25.00. Prior |
| paid $400. |
| Confirmed 9/17/21 |
| STAHULAK & |
| ASSOC |
| Motion Dismiss for |
| Other Reasons |
| Granted w/o a |
| hearing |
| SULAIMAN LAW |
| GROUP |
| Motion Reopen |
| Chapter 13 Case |
| Motion to Reopen Chapter 13 Case for the sole purpose of |
| adjudicating Motion for Sanctions Docket #74. |
| SULAIMAN LAW |
| GROUP |
| Motion Civil |
| Contempt |
| Motion For Sanctions for Violation of the Discharge |
| Injunction/Motion For Sanctions for Violation of the Automatic |
| Stay/Motion For Civil Contempt against Consumers Credit |
| Union/Andigo Credit Union Filed by Mohammed Badwan on behalf |
| of Tanveer A Khan. |
| - Creditor misapplies post-petition mortgage payments to |
| pre-petition arrears causing bankruptcy debtors to fall into a |
| default status on their mortgage loans as soon as the bankruptcy |
| case is successfully completed. |
| POC arrears $54,163.03 & our office paid $54,163.03 |
| Response to Notice of Cure filed in May said post-petition default |
| of $14,743.44 and no objection filed by D atty but looks like they |
| were taking action by requesting documents |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 12th |
| Set for 10/1 $1672 = 2.7 mo Last $ 6/15/21 $615/mo |
| $2287 = 3.7 mo |
| 10/15 to reach clients & have plan/money |
| 10/12 - $2902 default [4.7 months]; last money June |
| Granted w/o a |
| hearing |
| D1 was in the hospital for 2 weeks & income reduced due to |
| Covid. He has returned to work & has a job making more money. |
| Debtors wish default is deferred to the end of the plan, plan is |
| extended beyond 60 months per Cares Act & base is the same. |
| Order OK and GFP posted on 10/8 [not sure plan really going to |
| go past 60 - 100% much less than base] |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 5th |
| Set for 10/1 $2984 = 4 mo Last $ 5/24/21 $746/mo |
| 1329 set for 10/15 |
| DAVID M |
| SIEGEL |
| Motion Relief from |
| Stay |
| 2020 VOLKSWAGEN JETTA SEDAN Filed by VW Credit Leasing, |
| Ltd; Lease Assumed; Direct Pay; |
| No default thru August, due date 23rd |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 11/22/19 deferring $3234 and increasing payment to |
| $1020 |
| P/C vacated 9/20/19 |
| Due date 5th |
| Set for 4/2 $3060 = 3 mo Last $ 3/11/21 $1020/mo |
| 5/12 - $2295 default [2.25]; slowly reducing default so agreed to |
| 7/9 date |
| 7/6 - $2040 default [2.25 months]; looks same but July just came |
| due; D sending extra $250 per month; agreed to 10/15 for more |
| reduction in default or 1329 |
| 10/8 - $2805 default [2.75 months]; $255 posted on 10/4 and |
| $1525 is on the way; agreed to final date of 12/3 to be current |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 7/31/20 allowing auto purchase for $250/mo |
| Due date 18th |
| Set for 9/3 $620 = 4 mo Last $ 4/19/21 $155/mo |
| Base balance $775 |
| 10/15 for cure |
| 10/14 - $455 default/base balance; D is a nursing home; daughter |
| will pay off case; D atty has $455 in certified funds so WD instead |
| of continuance; emailed Alex D to see if could be changed |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| GERACI LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't reach 100% to GUC's in 60 months |
| instead 81 months |
| IRS filed on 6/11/19 $31K priority and about $19K unsecured |
| [scheduled at $24,540 total] |
| IDOR filed on 8/5/19 - $4500 priority and about $800 unsecured |
| [scheduled at $4630 total] |
| 9/17 for response |
| 9/13 - So far no response from debtor but debtor is current with an |
| unfeasible plan so agreed to 10/15 to see if Alex can reach the |
| debtor to resolve this |
| 10/12 - 1329 filed & OK so WD |
| GERACI LAW |
| LLC |
| Granted w/o a |
| hearing |
| Filed claims totaled greater than scheduled. Sch I and J attached. |
| Debtor wishes payment is increased to $1165 beginning October |
| 2021 & dividend to unsecured claims is reduced to 45%. |
| TPI $35,319 then $1165 for 29 is $69104 [new base amount] |
| No objection to new revised order #29 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Prior order 7/31/20 deferring $7200 |
| Due date 2nd |
| Set for 9/3 $9600 = 4 mo Last $ 6/10/21 $2400/mo |
| 10/15 for cure |
| 10/13 - $4800 default [2 months]; $4600 posted on 10/5 so agreed |
| to continue to 11/19 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Was on P/C, last ER payment 2/18/21 |
| Due date 11th |
| Set for 9/3 $2819 = 4 mo Last $ 2/18/21 $725/mo |
| 10/14 - $4268 default [almost 6 months]; last money Feb 2021 and |
| D is out of work; seek dismissal unless money posts |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Was on P/C, Last ER payment 5/7/21 |
| Due date 18th |
| Set for 8/20 $1124 = 2.6 mo Last $ 5/7/21 $425/mo |
| 10/8 - $1524 default [3.6 months]; attorney has 1329 set for 11/19 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Was on P/C, last ER payment 4/27/21 |
| Due date 13th |
| Set for 9/3 $3011 = 3.3 mo Last $ 4/27/21 $920/mo |
| 10/15 for cure |
| 10/8 - $2930 default [3 months]; attorney is holding $2000 so |
| continue to 12/3 to be current |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd |
| Set for 10/1 $2300 = 4 mo Last $ 5/25/21 $575/mo |
| No $ since case confirmed |
| 10/15 for response |
| 10/14 - $2875 default [5 month default]; default is more than |
| double the TPI bc no money after confirmation; D lost his job and |
| the attorney has no money |
| GREGORY J |
| MARTUCCI |
| Motion Relief from |
| Stay |
| 2017 NISSAN SENTRA Filed by Nissan Motor Acceptance |
| 10/1 Notice of WD filed by Nissan |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 Bk 19-14142 filed 5/16/19 Dismissed 7/9/21 for default |
| In prior case, D1 had serious medical issues arise. Now D2 had an |
| increase in income from her new position at work. |
| Declaration and Prior Sch I and J only attached. |
| Need PC order on D2 |
| Notice of Objection filed on 9/29 |
| Stay extended to 10/15 to get PC order on the docket |
| 10/14 - PC order is on the docket so no objection |
| Motion Relief from |
| Stay |
| Residence at 2095 Rockwood Ln, North Aurora, Illinois 60542 |
| Filed by Nationstar Mortgage LLC d/b/a Mr. Cooper; |
| Direct pay; Arrears owed $23,109.09. Principal due $15,119.84; |
| One month default |
| Large deferral and suspension on 7/31/20 and then another large |
| deferral on 7/23/21; D has made payments since that deferral |
| JOHN M |
| HOLOWACH |
| LAW OFFICE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 15th |
| Set for 9/3 $1737 = 4 mo Last $ 6/1/21 $450/mo |
| 10/15 for cure; D is back to work |
| 10/14 - $2187 default [almost 5 months]; last money June |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 31st |
| Set for 9/17 $1715 = 2.7 mo Last $ 8/4/21 $635/mo |
| $1215 = 2 mo Paid $500 on 9/1/21 |
| 10/15 for 1329 |
| 10/11 - Email from D attorney - NO DEFENSE |
| NELLA E |
| MARIANI PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 25th |
| Set for 10/1 $2654 = 3 mo Last $ 6/9/21 $885/mo |
| 10/14 - $3539 default [4 months]; last money June and not heard |
| from anyone since TMD was filed |
| PIOLETTI & |
| PIOLETTI |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th |
| Set for 10/1 $756 = 3 mo Last $ 6/16/21 $252/mo |
| Moved from 9:15 to 9:30 |
| 10/1 court - 4 month default [$1008]; D has $100 MoneyGram |
| scheduled but that is less than 1/2 of a plan payment; case is only |
| 10 months old with 4 month default [car detailing was slow but |
| picking back up]; court gave 10/15 as final for cure or 1329 |
| Email exchange with D atty - doesn't qualify for COVID extension |
| [confirmed in June 2021 after March deadline date] |
| 10/14 - $1160 default [4.6 months]; only the $100 that was |
| discussed at the last court date posted; this date was final given by |
| court for cure or 1329 |
| PRO SE |
| DEBTOR |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th |
| Set for 9/3 $1724 = 2.8 mo Last $ 8/11/21 $608/mo |
| TFS $608 |
| 10/14 - $2332 default [3.8 months]; $608 posted on 9/7 but that is |
| just one plan payment; default is growing & as of noon on 10/14 |
| -nothing scheduled in TFS |
| SCHNEIDER & |
| STONE |
| Rec'd letter from IRS attached |
| Debtor wishes Trustee shall pay the IRS $4,503.14 in Priority |
| Unsecured debt, GUC's decreased to 10% & IRS or counsel for |
| debtor shall file a POC for the amount due for 2018 taxes. |
| Object - non-payment of post-petition taxes is not a basis to |
| reduce the % to unsecured & need claim filed in order for the |
| trustee to pay the taxes [confirmed at 15%] - taxes were included |
| on means test and in budget |
| Notice of Objection filed 9/15/21 |
| Court - D atty said: |
| Atty will file a motion to get permission to file a claim and will |
| increase payment so no decrease in % to GUC |
| 10/14 - still objecting- no IRS POC and no 1329 to increase the |
| plan payment |
| Notice of WD filed 10/14 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 5/26/17 allowing auto purchase @ $444/mo |
| Unaudited Case payout to 10%, $1,381 |
| On P/C, no payments between 12/1/20 and 2/9/21 |
| P/C has resumed |
| Due date 19th |
| Set for 3/19: $497 = 2.8 mo Last $ 2/9/21 $175/mo |
| 3/16 - Continue long date to see if D can pay off the case |
| 6/14 - PC coming in pretty regular and only about $850 to pay off |
| case so agreed to continue another long date to see if can payoff |
| the case |
| 10/11 - PC stopped coming in June; per attorney - D will bring |
| $300 by 10/13 but issue is no money since June; agreed to 11/5 |
| for $300 to post |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 8/21/20 deferring $1095 & must file amended |
| schedules I/J & submit to P/C upon finding new employment |
| Due date 28th |
| Set for 10/1 $1100 = 5 mo Last $ 5/18/21 $225/mo |
| 10/15 to figure out game plan |
| 10/14 - $1325 default [almost 6 months]; $1325 posted; |
| current now but issue is poor pay history; prior order deferring |
| default required PRC and amended I and J when employed; per |
| attorney, D is not employed but I am requesting your court to |
| require automatic payments to be set up thru TFS as part of WD |
| of this motion |
| Very poor pay history: |
| After deferral in 8/20, she stayed current for a couple of months |
| and then only paid double payments in January and May 2021 until |
| these funds rec'd which bring her current through September; |
| October due at end of the month; since not employed - NEED TFS |
| AUTOMATIC SET UP |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Prior order 10/23/20 deferring $4005 & may extend past 60 |
| months per Cares Act |
| Was on P/C, last ER payment 1/14/21 |
| Due date 19th |
| Set for 9/3 $1888 = 3.3 mo Last $ 5/3/21 $575/mo |
| 10/1 for money |
| 9/20 - $2462 default [4.3 months]; D atty sent me the picture of a |
| $575 MO but last funds were May and that is just one payment so |
| still large default; case is 2 years old and with prior deferral, the |
| debtor has only made about half of the plan payments due in the 2 |
| years |
| PC order on the docket dated 9/7 but nothing rec'd and no 1329 |
| 10/1 court - attorney says holding $575; modification is not |
| practical and needs time to cure; Judge gave 10/15 final for cure |
| or subst funds |
| 10/14 - $1887 default [3.3 default]; seek dismissal without |
| cure/subst funds |
| SPRINGER |
| LARSEN |
| GREENE LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| **No Proposed Order Attached** |
| Debtors did not realize payment increased to $1500 after 6 |
| months/thought it was after a year. Now they understand and can |
| afford the payment. Sch I and J attached. |
| -wants to defer the default [order filed #34 and it is OK ] |
| Object - Need full $1500 plan payment |
| Notice of Objection filed 9/29 |
| D atty and I agreed to continue both motions to 10/15 for full GFP |
| 10/13 - Still objecting - Need FULL $1500 GFP; no money posted |
| for October yet |
| Notice of WD filed 10.14.21 [docket #38] |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 5th |
| Set for 9/3 $5000 = 3.3 mo Last $ 8/12/21 $1500/mo |
| Still paying $500 vs $1500 when payment increased in April 2021 |
| 1329 pending - just defer default but need to continue TMD to |
| make sure they make $1500 payment in October |
| 10/21 - $7500 default [5 months]; 1329 pending but D didn't pay |
| $1500 GFP |
| 10/14 Email from D attorney says: |
| Attorney is going to WD this 1329; D wants to let case go |
| SWANSON & |
| DESAI LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Prior order 9/18/20 deferring $2384 & may run longer than 60 |
| months per Cares Act |
| Due date 6th |
| Set for 9/3 $2294 = 4 mo Last $ 5/6/21 $575/mo |
| 9/20 - $2869 default [5 months]; no money since May |
| 10/1 court - D attorney says full cure is on its way to us so |
| continued to 10/15 for full cure to post |
| 10/14 - $3438 default [almost 6 months]; continued last time bc D |
| atty told court that full cure was on its way; all that posted was |
| $6.00; $6.00 is all we have gotten since May and this is 3rd time |
| this TMD has been up. |
| FYI - TFS account is suspended [9/28 payments of $2870 failed |
| and then 10/1 payment of $2300 was canceled] |
| Attorney says TFS failed bc she forgot about insurance auto |
| deduct; she is supposed to bring MO for $3445 to his office |
| THURSTON |
| LAW FIRM |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Notice of Motion for Relief of Stay on residence filed by |
| Josephine J Miceli on behalf of Select Portfolio Servicing, Inc. as |
| servicing agent for Towd Point Mortgage Trust 2017-2, U.S. Bank |
| National Association - Direct Pay, arrears owed $1199.06 |
| One month default on plan payments |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| BERNICKY LAW |
| FIRM |
| Confirmation |
| Hearing |
| 9/22/2021 - need amended plan [ box 3 checked in 5.1 of the plan; |
| need association moved to 3.2 of the plan]; D is entering an HVAC |
| program that is being paid for by grants and unemployment [6 |
| month program],D will continue to get unemployment during |
| program; then should be able to get job and afford step up wife is |
| in school so no source of income for her at this time; mortgage |
| objection arrears $45K v $0 in plan; attorney says should be |
| resolved by loan modification that has already started & she has |
| already spoken to objecting attorney; agreed to continue |
| confirmation to first December date to complete loan modification |
| approval |
| - will need tax returns so we can follow income and amend I within |
| 30 days of D or NFS becoming employed |
| Objection to Confirmation by Freedom Mortgage [$45K arrears] |
| 10/5 - Current; continue to 12/3 to complete loan modification |
| process and file all amendments/341 issues; email sent to D atty |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| Need amended IRS POC showing 15-16-17-18 filed. |
| Requested Wage and Income Transcripts and Tax Return |
| Transcript for 2018 b/c return provided by debtor showed $3.3 |
| million income and $1.2 million owed. Both D and D ATT were |
| surprised to hear those numbers... |
| D is returning to work late June, amend I and provide P/A. |
| Amend J in full, every line except line 4 is wrong. |
| Under 10% |
| 6/25 - No money yet; Need 2018 transcripts, pay advice; amended |
| I & J ; must resolve IRS POC and need feasible amended plan |
| [2.1 doesn't equal 2.5; 5.1 liquidation makes plan unfeasible and |
| plan is unfeasible due to IRS POC]; continue to 7/23 and set TMD |
| TMD set for no amended I, J, unfeasible plan, need 2018 wage & |
| income transcript, 2018 tax return transcript, current pay advice, |
| resolve IRS POC & default |
| 7/19 - No money yet; plus still need all amendments/documents |
| 7/22 - attorney says has $440 and IRS POA so can get requested |
| documents from IRS; agreed to 9/3 continued date |
| 8/25 - Substantially current; IDOR POC recently filed $1837 [1782 |
| priority] - estimated for 2017 to 2020 for NOT FILED; still need |
| 2018 transcripts [wage and income & tax return], pay advice; |
| amended I and J; resolve both IRS and IDOR POC's and |
| amended feasible plan |
| Seek Dismissal; case filed in April and still hasn't filed state |
| returns; delay! |
| - Court - 10/15 final [D attorney not sure if state returns were filed |
| or not; he has 3 of 4 years; must be filed and both claims resolved] |
| 10/14 - About one month default; amended J filed [tight]; this was |
| final date for all taxes issues to be resolved [no amended POC's |
| or objections to claims filed; IRS POC filed in May and IDOR in |
| July]; Last time attorney said not sure if state returns were filed or |
| not and still no proof that they have even been filed; IRS has been |
| an issue since 341 meeting & TMD pending since July and still no |
| resolution; never got 2018 return and wage & income transcript for |
| 2018 bc returns provided by D showed $3.3 million in income and |
| $1.2 million owed; still have an unfeasible plan |
| CHRISTINA |
| BANYON |
| Confirmation |
| Hearing & TMD |
| DANIEL J |
| WINTER |
| Confirmation |
| Hearing & TMD |
| 9/22/21 - 341 meeting continued to 10/6/21 at 12:00 p.m. |
| TMD set for no 341 meeting, proof of all income, 2020 taxes & |
| default |
| Objection to Confirmation by PNC - $3692.93 arrears v. $0 [but |
| POC has arrears of $2901.95] |
| 10/13/21 - 341 meeting not held; need proof of all income, need |
| 2020 taxes (personal and 1120S); no money yet [large plan |
| payment $6700; one month default but 2nd due about a week after |
| court date] |
| rec'd documents but they were incomplete; still need complete |
| 1040; Just rec'd Federal 2020 1120S but the Jan to Aug P & L |
| doesn't come close to supporting the schedule I - shows $22,582 |
| in net business income for that period but schedule I claims $13K ; |
| first payment not rec'd yet [case filed on 8/23 and D didn't |
| schedule first payment until recently and it is just in TFS |
| processing - can be stopped/not clear]; these are large payments |
| $6700 each; GBS rev'd -seeking dismissal |
| Confirmation |
| Hearing & TMD |
| Objection to Claim |
| with Notice of |
| Hearing |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| Amend Schedule I - Net from employment is understated by about |
| $600 and debtor is not collecting any UEC and does not expect to. |
| Need amended IRS POC showing 2019 filed, D ATT to fax signed |
| copy of the return to the IRS. The original J had $2500 excess |
| disposable so amendments to Schedule I will not impact feasibility. |
| Under 100% |
| 9/13 - Half month default; still need amended schedule I; |
| Amended IRS POC filed [ $43,347 priority and $7236 GUC] |
| Plan is not feasible by about $8K at 100% with IRS and IDOR |
| POC's so need amended feasible plan; agreed to continue to |
| 10/15 to resolve everything [money; amended feasible plan] |
| 10/4 - 1.5 month default] $900; and large disposable so should be |
| no issue with making this plan payment; amended plan doc 21 is |
| close but $3K claim filed on 10/2 and bar deadline is tomorrow so |
| will need another amended plan to be feasible with this claim. |
| Attorney says claim was discharged in Ch 7 so agreed to 11/ 19 |
| for objection to claim & attorney says D already made another |
| $300 payment and will send $600 on Friday |
| May need TMD for 11/19 if not current |
| Confirmation |
| Hearing |
| Amend Plan to pay S/L (POCs 2 and 7) direct *OR* amend Plan |
| to fund amount required by 122C-2. Plan easily funds 100% if S/L |
| are direct. |
| Objection to Confirmation by Ford - direct in 3.3 but no interest |
| rate or current payment [needs to mirror contract] and needs lien |
| retention language |
| 10/4 - Current; need amended plan for SL direct and to resolve |
| objection by Ford; need to continue to 11/5 to be past the bar |
| deadline [CMI pot, $165K, requires 100% plan if SL are direct] |
| Confirmation |
| Hearing |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| Recommend plan doc #34 |
| Objection to Confirmation by Capital One - value - WD 10/13 |
| Objection to Confirmation by City of Chicago - WD 10/7 |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing & TMD |
| Amend H for co-debtors (see Plan 5.3 Special Class). done |
| 22C-1: - received and amended - OK now |
| 2A and 2B appear understated, provide 6 months P/A. |
| Document marital adjustments - done |
| 22C-2: Amended and OK [new pot $69755] met with special class |
| and 5.1 amount to others |
| TMD set for 8/20 for no amended H, CMI, plan, document NFS |
| child support obligations & provide 6 months pay advices |
| all provided |
| 9/2 - current; Amended plan doc #30 works BUT |
| Debtor requested 6 mo mortgage forbearance on 7/30 so |
| resume mortgage Oct 2021; POC arrears $4703 in plan but what |
| about forbearance period ?? |
| continued to 10/1 for forbearance plan [really should have gone |
| longer but Judge gave 10/1] |
| 9/27 - half month default and amended plan doc #30 works but |
| forbearance is over so what is plan? resume mortgage payments? |
| -creditor doesn't have a position yet because no idea what is |
| happening with $10,500 in forbearance arrears |
| D atty claims the arrears are automatically added to the end of the |
| mortgage but Dana did not say that so agreed to 10/15 for proof of |
| October mortgage payment and proof that mortgage co agreed to |
| defer the forbearance arrears |
| 10/5 - Substantially current; need proof of October mortgage |
| payment and proof that forbearance arrears are being put to the |
| end of the loan |
| rec'd bank statement - October payment made & forbearance |
| deferral letter so probably ok to recommend [email to Dana] |
| Recommend plan doc #30 unless Dana files an objection |
| DERRICK B |
| HAGER |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 5/26/21 - 341 meeting concluded. |
| All taxes filed. Owes IRS $9K IDOR $305. No child support. No |
| R/E. |
| Uses wife's car $400 and pays for it. No vehicles in his name. |
| D1 $1500 2x mo (5th,20th) - matches I, debtor changing tax |
| liability deduction on paystubs so he doesn't pay at the end of the |
| year. Spouse average $1450 biweekly matches I. |
| Wife has a debt consolidation loan - paid off in a 1 year which is |
| why step up in plan payment. |
| Car paid off in about 3 years. |
| Debtor had a mortgage processing business in 2018 - made no $ |
| at it and no longer doing that. |
| Expenses high on J: Clothing $240 Personal care $130 Medical |
| $300 - Debtor has Crohn's Disease. Entertainment $155 |
| Charitable $40. Student loans - wife's |
| Avg of debtor's A & N p/as provided=$1,662. 2A & 2B are OK if we |
| have all the proof of income during the 6 month CMI period. Verify. |
| Need to document marital adjustments 13a and 13b in line 13 |
| (CMI would still be undermedian even without marital adjustments |
| if HH size is 3 and if income is OK.) |
| 6/8 - Current; reverse Lanning argument; D1 income much higher |
| than CMI [would be clearly over median with current income and J |
| supports higher plan payment]; go past bar deadline and then |
| resolve Lanning situation; suggested continue to 7/23 |
| 7/13 - Current; CMI -D $1828 NFS $5636 Schedule I - D $4000 G |
| now; Need amended plan with higher plan payment [reverse |
| Lanning; high sch J] |
| But D lost job so have to redo the budget [this plan will need tax |
| returns each year because income keep changing] so agreed to |
| 9/3 |
| 8/31 - Current but nothing new; agreed to continue to 10/15 so |
| attorney can get paystub and amend I and J [D got new job |
| starting 9/13] |
| TMD set for no amended I & provide current paystub |
| 10/5 - Current; rec'd paystub |
| 2130 1861 4615G 4032N if every 2 weeks |
| Amended I has $4230G and $3164 N |
| Amended I and J and plan filed - only issue is paystub doesn't |
| match amended I if D is paid every 2 weeks |
| PLUS net doesn't add up at all |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Amends: Sch B for Toyota MR2. Per alex, interest will be removed |
| in 8.1. Remove deduction for 401k in I or at least from CMI since |
| not last 6 months in the higher amount. Alex will fight it per his |
| statement in the meeting because “case law supports the |
| deductions” |
| Taxes: all filed. IRS $4500 |
| B: 2088 mazda tribute. 2006 Lexus IS 250. 05 lexus GX, 12 lexus |
| RX 350. 1992 Toyota MR2, partial running condition (when it wants |
| to run). |
| Income: D1 Mertes. Paid weekly. $1300/net weekly. D2 Advocate |
| paid biweekly. $900 something/net biweekly. Fluctuates a small |
| bit. Sometimes has to work Saturdays occasionally. 401K |
| deductions increased to boost up retirement. Has kids to go to |
| college. Trying to build up because market is good. |
| J: Rent $1725. Tithe a little over 200, usually $215-220. |
| Over negative 10% |
| Current; our position is that 122C-2 line #41 must be amended for |
| the amount deducted pre-filing; Alex says probably we will need to |
| brief but for now, continue to 8/6 to be past the bar deadline. Once |
| has all the numbers, if we can't compromise/settle, then objection |
| will be filed |
| 8/24 - Current; JM is working on reply to D atty response to our |
| objection, then think Judge will need time to rule |
| Judge said she should have oral ruling by 10/15 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 8/25/2021 - meeting concluded: no DSO, no taxes owed, amend |
| schedule A and 3.1 to correct address # to "707", testified to |
| weekly income of $890 - RF Over 100% with interest to GUC |
| 9/7 - on PC; need to continue to 10/15 to be past bar [barely |
| feasible now at 100% with interest to GUC]; and need amended A |
| and 3.1 of plan for correct address |
| 10/7 - on PC; amended A filed; Amended plan doc # but no |
| treatment for secured claim #3 AmeriCredit [if pay as unsecured, |
| then amended plan is unfeasible]; also property address not fixed |
| in 3.1 of amended plan; attorney says he will be filing an objection |
| to the claim [traded off and PIF] so continue to 11/19 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 8/25/2021 - meeting concluded: no DSO, owes IRS ~$1100; |
| amend petition for correct address with Apt I added; testified to |
| weekly income of $500 - RF Over - CMI pot requires 100% |
| 9/7 - On PC; need IRS POC resolved [estimate for 2015] and |
| amended petition for correct address; continue confirmation past |
| bar deadline to 10/15 |
| 10/5 - On PC; amended petition filed; still need IRS POC resolved; |
| original plan is feasible at 100% after bar deadline; agreed to |
| 11/19 for attorney to reach IRS |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend plan doc #18 with entry of MO #19 amending the |
| plan [duplicate Wells Fargo in 3.1 is stricken] |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| Recommend plan doc #6 |
| Attorney has $400 & helped D set up TFS payments for future |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/22/21 - 341 meeting concluded. 100% plan |
| All taxes filed. No $ owed. No child support. No R/E. |
| Both incomes ok. D: $2100 biweekly NFS: Went back to work at |
| Credit Union One $1400 biweekly. |
| Student loans in deferment. Have 1 child 13 yrs old. 2nd car |
| payment on J is only in wife's name. |
| 10/4 - on PC/substantially current; CMI pot requires 100% so |
| continue past bar deadline |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/22/21 - 341 meeting concluded. Under 10% |
| All taxes filed. No $ owed. No child support. No R/E. |
| Amend I for new employer/income again. Community Physician - |
| started 9/1/21. Paid 2x a month (15th,30th). Need paystubs. |
| 10/4 - on PC; need amended I with current paystubs and maybe |
| amended plan for increased income; agreed to 11/19 for |
| amends/paystubs |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 9/22/21 - 341 meeting concluded. 100% plan. |
| All taxes filed. Owes IRS $5000 for 2015. No R/E. |
| Pays court ordered child support payments. Behind $22K per DSO |
| letter received but not scheduled. Deducted from payroll check. |
| Storage Unit is not leased. Month to month. |
| Workman's Comp Claim - pending. |
| Income Ok. Varies $2300-$4000 biweekly. |
| Great American Finance Holdings filed a Secured POC not in plan. |
| 10/4 - on PC; continue confirmation past bar deadline and see if |
| DSO files POC or what GBS is going to do |
| ILLINI LEGAL |
| SERVICES |
| Confirmation |
| Hearing |
| SS numbers are transposed. File amended Statement of SSN. |
| Amend J to remove car payments (paid in Plan by trustee) and |
| increase plan payment accordingly. |
| Either delete J 17d Room Place or add it to part 3.2 of plan. |
| Amend Plan to delete 8.1 or increase fixed payments in part 3 so |
| they pay off within 60. |
| One Main 07 Buick really belongs in 3.2 not in 3.3. |
| 3.3 entry for Onemain / 2014 Dodge is cramming down but it's a |
| 910 claim. Amend for correct amount. |
| Amend 22C-2 9b 1st and 2nd mortgage payments are overstated. |
| This will increase MDI. |
| Remove arrears from 122C-2 #34 or add to plan. |
| Amend Plan, move both 3.3 entries to 3.2 if cramming down, if not |
| cramming down amend to match POCs. |
| 10/4 - Current; need lots of amendments; continue to 11/19 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing |
| 9/22/21 - 341 meeting continued to 10/6/21 - meeting concluded: |
| no DSO, owe IRS ~$3000 for 2018 taxes (listed on SCH F); repo |
| lawsuit is for 2015 Ford Escape that was repo'd; D1 testified to |
| biweekly income of $1300 and D2 testified to semi-monthly |
| income of $800 plus son's SSI of $794/mo; amend 6.1 to check |
| the correct box - RF 100% |
| 10/7 - Current; amended plan #25 looks OK but continue to 11/5 to |
| past bar deadline to make sure funds 100%; email sent to D |
| attorney |
| Confirmation |
| Hearing |
| 341(a) meeting to be held on 9/22/2021 at 09:00 AM |
| 10/14 - Current but 341 not held due to D being over the debt limit |
| and no progress; case filed on 8/16 and there isn't even a pending |
| objection to the claim at issue on the docket 60 days later |
| Motion Convert |
| Case 13 to 7 |
| Motion to Dismiss Debtor for Cause Pursuant to 11 U.S.C. |
| 1307(c), or in the alternative, to Convert to Chapter 7 Filed by |
| Michael W Huseman on behalf of ex-wife Deborah H. Schultz. |
| Bad faith. Debtor owes additional $ for maintenance to ex-wife but |
| filed bankruptcy recently. |
| Confirmation 10/15/21; 341 set for 9/22 |
| Support - appears to be bad faith and this appears to be a one |
| dispute case that belongs in state court |
| 4 POC's filed so far: |
| Mortgage POC on Port Charlotte Florida property -no arrears |
| Mortgage POC on Elgin property - no arrears |
| Chase - $1000 credit card but D net $24K per month |
| Ex-wife's claim which is the whole dispute and belongs in state ct. |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Ineligibility - schedules DSO obligation to Deborah Schultz in |
| amount of $185K as unliquidated; POC filed priority in amount of |
| $464,171; error to list as unliquidated when amount can be readily |
| calculated; with this claim, D exceeds unsecured debt limit |
| - says he filed objection to claim [but after court discovered that it |
| doesn't have notice or certificate of service] and was stricken for |
| short notice |
| - discussed stay lift for purpose of going back into state court to |
| determine amount; Jay alleges that new amount will make him |
| eligible but creditor attorney says bad faith and wants to proceed |
| on his motion to dismiss D for cause; Judge continued both |
| motions to 10/15 for everyone to review everything and for Jay and |
| creditor atty to talk |
| 10/14 - no objection to claim on file [stricken for short notice] and |
| support creditor motion |
| Confirmation |
| Hearing |
| 9/20/21 - 341 meeting continued to 10/6/21 at 11:00 a.m. |
| 10/6 Meeting - Meeting Concluded. Need amended J. Rent is |
| $1000, not $1500 and NFS [separated] makes the Honda payment |
| so remove the car payment; he drives the PIF Toyota Camry; need |
| IRS POC resolved [testified all taxes now filed]; attorney says they |
| have appraisal for RE at $350K so attorney will provide; house |
| owned jointly but separated so wife lives at RE and makes |
| mortgage on house; he pays rent at his apartment; amend plan to |
| move mortgage and car to 8.1 paid by co-signer/separated spouse |
| and to provide tax returns for income review; Big issue is value of |
| business - schedules list at $30K with no lien; all equipment is PIF |
| and worth $30K but also $5K in business account and good will so |
| need business valuation; plan will need to fund at least $30K |
| [more if business valuation shows higher value] to unsecured |
| creditors; need proof of Doordash income. |
| Rec'd copy of RE appraisal that supports $350K value |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing & TMD |
| Amend A for half interest in 7215 W Keeney Niles, inherited 4 |
| years ago. |
| Need CMA for Residence ($400K per D) and commercial property |
| ($1500K per D) both are materially under valued per D testimony |
| at 341. |
| Amend B to add 1965 Oldsmobile 442. done |
| Amend D and file proof of service giving notice to DuPage County |
| Treasurer and Clerk and tax buyer, three years sold taxes on |
| Wood Dale residence. |
| Amend D and file proof of service giving notice to Cook County |
| Treasurer and Clerk and tax buyer for sold 2019 taxes / 1st |
| installment 2020 taxes on Niles R/E. |
| Amend D for Cook County Treasurer, 1st instalment 2020 taxes |
| on Harlem R/E is now due approximately $17K. |
| Business is not incorporated, three W2 EE's. Need 941s. |
| Need 2020 1040 with all schedules and need 2020 Income |
| Statement for business. |
| D had no answer for how he paid $200K in prior case with only |
| $70K reported income from all sources per his tax returns. |
| With R/E taxes etc. plan payment will need to be nearly |
| $6000/month. |
| D must provide actual documentation of income. |
| Debtor must account for payment of R/E taxes in business and |
| personal budgets. |
| Under 100%. |
| 4/15 - current; amended A/B filed but doesn't disclose interest in |
| Niles property; amended plan filed with Niles taxes but property |
| not on A and amended plan has generic lump by month 60; still |
| need CMA's and amended D; 941s; full 2020 1040 and 2020 |
| income statement for business - see 5/21 folder |
| Objection to Confirmation by US Bank [Andrew Weiss] - |
| arrears $16,465.58 v. $0 in original plan [Dominion Dr. Wood Dale] |
| but amended plan has $26K |
| 5/11 - one month default; need listing agreement[s]; need |
| amended plan [must specify property to be sold and by when; |
| needs to be within 6 months, and estimated proceeds to be |
| obtained]; need amended A/B; need appraisals on all properties; |
| need 941's; need full 2020 1040 and 2020 income statement for |
| the business - email to D atty but need TMD |
| Creditor on one of the properties - RE tax bill has not been paid |
| GAVE TO JK FOR TMD |
| TMD set for no amended A/B, plan, need listing agreements, |
| appraisals on all properties, 941's, full 2020 1040 taxes, 2020 |
| income statement for business & default |
| 6/21 - $9100 default [2 month default] plus all of the above not |
| resolved and D not paying current property taxes; many issues |
| with amended plan doc #38 [see 6/21 email sent to D atty] |
| 6/25 court - attorney has $9100 and proof of payment of property |
| taxes but creditor needs time to confirm paid [still showing unpaid |
| on website] and we need to receive the $9100 Need to review all |
| documents and still need amended plan filed that resolves my |
| issues with #38 and the 2 creditor objections filed; 7/23 is final |
| date for those things to happen |
| 7/6 update - mortgage co attorney confirmed most recent property |
| taxes were paid; she is looking for add'l language in plan [see 7/23 |
| email folder]; copy of MO for June plan payment rec'd but needs to |
| actually post |
| 7/15 - Current; amended plan not filed yet |
| 9/1 - Two month default [$9K] last plan [#51] has pre-confirmation |
| AQP so all funds on hand paid out to 2 mortgage companies in |
| August disbursement [Parkway $12,653 and Select Portfolio |
| -$4418; holding pattern for property to sell; plan on file calls for |
| payment of lump sum from sale in month 7 [September 2021 by |
| end of month] |
| IDOR POC - $18,054 with $14604 priority for Withholding Income |
| tax |
| IDOR POC [#8] filed on 7/26 - $0.00 for personal income tax but |
| issue of not filed return so need that resolved |
| 9/3 court - continued to 10/15 to be current and have amended |
| plan on file |
| 10/12 - One month default; amended plan [doc 60 filed] that gives |
| year to sell [sale proceeds due in month 13 [March 2022]; changed |
| brokers; probably get continued unless creditor going to object to |
| amended plan |
| JOSEPH |
| WROBEL LTD |
| Confirmation |
| Hearing & TMD |
| 10/13 - default but plan deals with pre-confirmation default; on PC |
| now; 2019 state and federal tax returns were returned to debtor |
| [fed said incomplete and state said must file electronically] so she |
| is refiling both; need to have both returns filed before I can |
| confirm; will need to get IRS to file a claim, will be late, and then |
| get attorney to file a motion to allow and hopefully IDOR will |
| amend POC by then so continue long date to 12/3 for all issues to |
| be resolved |
| JOSEPH |
| WROBEL LTD |
| Confirmation |
| Hearing & TMD |
| 341 meeting concluded 7/21/21. Amend plan to to strip 2nd |
| mortgage, pay as GUC. Need to amend 3.2, 5.1 (to add liquidation |
| paragraph back in), remove 2nd mort from 5.2 and remove 8.1 |
| language. Under 100% |
| 7/27 - Current; need amended plan; attorney wants confirmation |
| continued to 9/17 to work out first mortgage claim and for the 2nd |
| mortgage to file a claim |
| TMD set for no amended plan |
| 9/13 - Current; need amended plan [2nd mortgage filed POC] |
| Zillow $150K value 1st mortgage $110K so do they have |
| CMA/appraisal that supports strip - provided me with something |
| but not sure it will satisfy creditor if they object to strip; at this point, |
| 2nd doesn't know about strip bc they are in 5.2 of the plan; agreed |
| to continued to 10/1 because Debtor's Objection to 1st mortgage |
| pre petition arrears up 10/1 but will need amended plan for all 341 |
| issues |
| 9/23 - Current; can recommend plan doc #29 filed on 9/21 - strips |
| 2nd mortgage in 3.2 - 100% plan if objection to 1st mortgage POC |
| is resolved |
| & if 2nd mortgage objection to confirmation is resolved [OK with |
| value/strip] |
| Attorney wants continued to 10/15 to resolve 1st mortgage arrears |
| dispute but my ? -Is the Trinity objection resolved? |
| agreed to 10/1 |
| New objection to confirmation filed by Trinity - objecting to |
| amended plan filed on 9/21 - allege property value is $84K; per |
| Kane Co assessment property is worth $118K |
| 10/12 - Current but 2nd mortgage filed new objection to amending |
| plan that strips the lien; dispute over value so agreed to continue |
| to 12/3 to see if D atty and 2nd mortgage can resolve dispute |
| JOSEPH |
| WROBEL LTD |
| Objection to Claim |
| with Notice of |
| Hearing |
| Notice of Objection language is cut off. |
| Debtor's Objection to Claim(s) 1 of Headlands (1st mortgage) |
| Debtor believes he didn't miss any payments and creditor hasn't |
| provided any understandable docs to support amount. |
| Wishes the pre-petition portion of the claim of Headlands |
| Alternative Investments is stricken. |
| probably should have order revised to add the word "arrears" |
| #35 |
| JOSEPH |
| WROBEL LTD |
| Confirmation |
| Hearing |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Confirmation |
| Hearing & TMD |
| 8/25/21 - 341 meeting not held; missing taxes and pay advices. |
| TMD set for no 341 meeting, proof of all income & default |
| 9/13 - No money yet; no 341 and need proof of all income |
| Court on 9/17 - attorney said that D has made the 1st payment |
| and that proof of income was provided on Wed so Judge |
| continued to 10/1 for 1st payment to post and for 2nd to be made |
| and for income docs to be rev'd |
| 9/29 - rec'd paystubs but no money |
| Rec'd screenshot of TFS scheduled payments [9/30 $756 and |
| 10/30 $375] BUT on 9/17, the D atty told the court that the D had |
| made the 1st payment and it was continued for that payment to |
| POST and for the 2nd payment to be made; obviously the D did |
| NOT make the 1st payment as was stated at the last court date |
| and now the day before court, he schedules 2 payments but those |
| payments are = to "the check is in the mail" as they can be |
| canceled or not clear. |
| If Judge Baer continues over my objection, then only set new 341 |
| when the D is current |
| 10/1 - Judge gave final 10/15 for D to be current |
| 10/7 - Current; 341 will be on 10/20 so confirmation continued to |
| 11/5 |
| 341 meeting continued to 10/20/21 at 10:30 a.m. |
| PATRICK A |
| CRAME LAW |
| OFFICE |
| Confirmation |
| Hearing & TMD |
| 4/28/21 - 341 meeting continued to 5/12/21 - meeting concluded: |
| no DSO, no taxes owed, testified to biweekly income of $1800, |
| must remain 100% and resolve mort arrs POC issue - RF |
| Objection to Confirmation by US Bank -loan matured prior to filing; |
| must pay loan in full [plan pays full loan amount in 3.1, not in 3.2 |
| with interest] |
| 5/12 - Half month default; need to continue past bar deadline |
| [100%] plan and resolve mortgage objection; continue to 6/18 |
| 6/16 - Less than half month default; plan doc 31 is feasible but not |
| sure resolves the objection and amended J doesn't have RE tax |
| expense and CAR MLS up 7/9 so agreed to continue to 7/9 to |
| resolve remaining issues [D to get current on car before 7/9] |
| 7/7 - $1557 default [debtor has never paid correct amount [rec'd |
| $1140 in May and another $1140 in June but plan payments for |
| those months was $1224 and now $1959 for June but debtor is |
| paying $570 twice a month] need amended J for ongoing RE |
| expense; not sure plan doc #31 resolves creditor objection [full |
| debt owed but it is in 3.1, not 3.2] |
| 7/9 court - plan just filed - not rev'd and still need amended J so |
| continued to 8/6 |
| TMD set for no amended J & default |
| 8/2 - $1777 default; Plan doc #38 is OK and amended J filed but |
| need money |
| Objection resolved? |
| 8/6 - court marked 9/17 as final date to be completely current |
| through August |
| 9/14 - $827 default [less than one month]; can rec #38 if attorney |
| has money [need to be completely current through August] and if |
| objection is resolved; attorney has $827 |
| will continue to 10/15 for amended plan to resolve objection [see |
| emails - pay fees/costs] |
| 10/13 - Substantially current; need amended plan to resolve the |
| objection; amended plan doc #59 is OK but has small typo in US |
| Bank entry #3 in section 3.2 of the plan - secured amount should |
| be $3195.80. Email - fix by MO? |
| Recommend plan doc #59 with entry of Minute Order amending |
| the plan at docket #61 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 7/28/21 - 341 meeting not held. |
| TMD set for no 341 meeting & pay advices |
| FYI - documents provided do not show all required information |
| [debtor name/source]; plus doesn't support the amount on |
| schedule I [not even close - documents = less than 1/3 of income |
| amount] |
| 341 meeting continued to 9/8/21 at 10:00 a.m. but we will need |
| current income docs that support amended schedule I to hold the |
| meeting per GBS. |
| 9/13 - Current; need income documentation to support amended |
| schedule I in order to set a 341 meeting |
| rec'd -Uber Aug 30 to 9/6 - $823 & 9/6 to 9/13 - $798 |
| OK to set a 341 meeting; continue confirmation for 341 to be held |
| 341 meeting continued to 10/6/21 at 11:00 a.m. - meeting |
| concluded: no DSO, owes IDOR $1200 (amend sch E); D testified |
| to $150 daily income from Uber (gross) with very rough estimated |
| expenses of $400/mo for gas and $150/mo insurance: not sure |
| how this adds up to $1200/mo net which is listed on sch I -- need |
| much more info and detail regarding monthly income and |
| expenses; D is separated - RF |
| 10/7 - One month default; income is clearly a LOT higher [looks |
| like averaging $800 per week so 3 times higher] so need amended |
| I and J and PLAN PAYMENT MUST GO UP SUBSTANTIALLY; |
| waiting for additional income documents so agreed to continue to |
| 11/5 [attorney position - gave me lots of supporting articles is that |
| 45% of Uber income is costs, gas etc] |
| -will need new TMD if not ready to confirm on 11/5 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 8/11/2021 - meeting concluded: amend SCH I: D2 testified to |
| biweekly income of $1800 (was lower when filed due to |
| pandemic), D1 testified to biweekly income of $1400 plus $477 |
| coming in from brother for the payment on 2013 Chrysler 300 - RF |
| Under 100% |
| Objection to Confirmation by Village Capital- arrears $38,525.06 v. |
| $0 in plan & post payment is $1476.54 |
| 8/24 - on PC; need amended I; plan is substantially unfeasible with |
| alleged mortgage arrears and claims filed; probably need to go |
| past bar deadline |
| NEED CMA - online value $242K sch A - 180K if doesn't stay |
| 100% |
| TMD set for no amended I, plan & unfeasible plan |
| 10/11 - One month default [not in TMD]; need amended I; POC |
| filed has $0 arrears so email to Nisha - WDing objection? ; need |
| amended feasible plan |
| Recommend plan doc #28 if objection is WD |
| Email from Nisha - Objection is resolved due to loan mod |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Married, separated for 2 years, doesn't know her address, no |
| DSO, child is 22. |
| Global Lending objects to confirmation, debtor states he traded the |
| 2020 Kia Sportage in on the K900 in 2020. |
| Plan is Badly unfeasible. Zero in Plan 4.4 but IRS Priority amount |
| is $49K. |
| IRS POC |
| SEC $13,735 |
| priority $49,380 |
| GUC almost $43K |
| 9/13 - on PC; amended means test is now negative with tax claims |
| [took IDOR deduction -probably still negative without it but also tax |
| number is an issue]; IDOR scheduled but yet removed from plan; |
| need proof that nothing is owed to IDOR - no POC yet; amended |
| plan is 0% and surrenders Kia to Global Lending but need |
| language tax return/refund language; Debtor is taking post-petition |
| tax expense on 22C -2 so 0% plan is based on him paying |
| post-petition taxes but July paystub show $0 withholding for |
| federal tax income! Need proof that he is withholding amount on |
| schedule I and on means test and schedule I and means test must |
| match [schedule I only has $697 for tax, medicare and ss but yet |
| tax number on means test is $840]; then will need language in |
| plan that he can't lower tax withholding without court permission |
| TMD set for no amended plan, document that no money is owed |
| to IDOR, resolve 122C-2 tax deductions & prove withholding for |
| taxes on paystub |
| 10/12 - on PC; need all issues/amendments resolved that are in |
| 9/13 note/TMD; amended plan filed but still needs IRS moved to |
| 3.2 and needs 2.3 tax return/refund boxes 2 and 3 checked with |
| language; agreed to 11/5 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Recommend plan doc #25 |
| Objection to Confirmation by Hyundai [Cari Kauffman] - resolved |
| by 10/11 plan doc #25 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/22/21 - 341 meeting concluded 10/6/21 at 11:30 a.m. |
| Need Amended Signature Pages with entire signature, debtor only |
| signed his first name. SMH. |
| Need Wage and Income Transcripts for 2017-18-19-20. |
| Debtor claimed insufficient income to be required to file for those |
| years but IRS POC tells a different story. If Wage/Income |
| Transcripts show taxable income for any year then Debtor Must |
| provide tax return(s). |
| IRS POC makes plan unfeasible. Payment will have to increase to |
| $420 to complete within 36 months, to $255 to complete in 60 |
| months, based on POCs on file as of 341 date. |
| 10/12 - No money; need amended signature pages and wage & |
| income transcripts; agreed to continue to 11/15 but will need TMD |
| for 11/5 if no money yet |
| -attorney says they got wage and income transcripts and D needs |
| to file 2019 tax return; told him I need to see the transcripts and to |
| either email to me or the tax email address |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/22/2021 at 10:00 AM - meeting concluded: no DSO, no taxes |
| owed, AMD sofa for $4000 paid to AMEX 90 days prior to filing; |
| AMD I for correct employer: Valley Spine and Pain Care Center; |
| AMD H to remove husband? D is on the house title but not the |
| mortgage (leave on sch D?); testified to biweekly income of $1200 |
| and NFS biweekly income of $3100 - RF Over 100% required by |
| CMI pot |
| 10/4 - Current; need amended SOFA and amended H & I; continue |
| to 11/19 to be past the bar deadline |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 9/22/2021 -Meeting Concluded; No DSO; All filed - $100 owed to |
| state but will be paid direct; Amend plan to increase set in 3.2 or |
| remove 8.1 AP, to remove Aaron's in 6.1 [paid off] and to meet |
| new CMI pot; Amend/document means test - 122C1 - 2A is |
| understated by $100 and 2B is understated by $85 and need proof |
| of all 6 months of 5A [Uber] income and 122C-2 #11 overstated by |
| $226, 13c/e - overstated by $533 [one car one loan]; #25 |
| overstated by $290 and document #31 and #41; Debtor2 had one |
| BK deduction so debtors sent in difference to make up full plan |
| payment |
| 10/4 - on PC; need amended plan and amended 122C-2 |
| SPRINGER |
| LARSEN |
| GREENE LLC |
| Confirmation |
| Hearing & TMD |
| Meeting of Creditors with 341(a) meeting to be held on 05/12/2021 |
| at 09:00 AM |
| 341 meeting continued to 6/9/21 at 10:30 a.m. -- 341 meeting will |
| actually be held at 10 a.m. on 6/10/21 due to debtor atty not being |
| able to attend on 6/9. |
| Amend J to delete HOA from 4d, there is no HOA. |
| Amend plan to eliminate $165K balloon, if R/E is sold the arrears |
| will be paid at closing. B/C the arrears will be paid at closing, |
| delete the arrears from 3.1. & mark box in 1.1 and in 2.4 |
| Specify that trustee disburses the $500/month to mortgage lender. |
| Advised D ATT that we must object to plan dependent on Sale of |
| R/E in month 36. |
| Told D ATT that if he want to mute our objection he must provide |
| that all GUCs are PIF before any disbursements to anyone else, it |
| then becomes primarily the mortgage company's objection. |
| Original Plan was not served on any creditors. |
| TMD set for no amended J & amended plan with proof of service |
| on all creditors. |
| 6/28 - Current; still need amended J and amended plan with POS |
| on all creditors that includes faster sale [within one year of filing] or |
| unsecured creditors get paid first; right now no objections but |
| original plan wasn't served on any creditors |
| D = disabled veteran Under 100% |
| 8/5 - Current - Amended plan filed [#24] on 7/29 but this was |
| served out for the first time so short notice to confirm and ? about |
| 8.1 language [need to specifically say when attorney fees are to be |
| paid; not clear if part of administrative expenses] |
| Continue to 9/3 |
| Objection to Confirmation by MEB Loan Trust by W. Kozeny - |
| - loan matured pre-petition and loan must be PIF during plan |
| - plan is under funded and unfeasible |
| 8/27 - Current; Amended plan [#31, filed 8/26] filed has attorney |
| fee clarity in 8.1; full arrears are in 3.1 but then 8.1 says arrears |
| will be paid from sale within a year of confirmation; does this plan |
| resolve objection? |
| 9/23 - Current; amended plan doc #31 is OK but probably doesn't |
| resolve mortgage objection; all attorney fees/ unsecured will be |
| paid first; mortgage claim [all arrears] will be PIF from sale or |
| refinance within a year of confirmation. |
| 10/1 court - New objection to amended plan filed by MEB today - |
| object to sale/refinance proposal |
| 10/7 - Current but is objection to plan resolved? |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Confirmation |
| Hearing & TMD |
| Amend Plan to check boxes in Parts 2 5 7. |
| Amend 3.1 for ongoing payment amount and delete fixed payment |
| on arrears. |
| Amend 3.2 to increase HOA claim to match POC and increase |
| fixed payment. |
| Amend Plan to either delete the (mystery) liquidation amount or |
| fund it. |
| Provide recent P/A, income may be understated based on 341 |
| testimony. |
| TMD set for no amended plan & need recent pay advices |
| 8/13 - need amended plan. Recent p/a (income may be |
| understated based on 341). Obj filed by creditor. |
| 8/17 - Per Datty, has been on debtor daily to get new stubs. |
| Current. Requesting cont to get amends on file. |
| Objection by Guild Mortgage - arrears $28K v. $21K |
| 9/13 - Current; still no recent paystub or amendments [plan is $7K |
| short of being feasible]; if gets continued, ask for it to be final to be |
| current and have all amendments done |
| 10/12 - Current but still no paystubs/amendments and TMD |
| pending since 8/20 |
| Email from D atty rec'd on 10/12 - NO DEFENSE [D is not |
| returning calls/emails] |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Confirmation |
| Hearing |
| THINKING |
| OUTSIDE THE |
| BOX INC |
| Confirmation |
| Hearing |
| THURSTON |
| LAW FIRM |
| Confirmation |
| Hearing |
| THURSTON |
| LAW FIRM |
| Confirmation |
| Hearing |
| Provide September P/A, new position effective with filing date. |
| Note - two teaching positions with different universities. |
| Document 22C-2 #46; 22C-2 #13b/33b overstated by $121. |
| Over - pot |
| Objection to Confirmation by TD Auto Finance - interest rate and |
| AQP set payment amount |
| 10/4 - current; need current paystubs to document #46; current |
| plan funds correction in 13b/33b if keep $25K to GUC but that is if |
| #46 is OK; agreed to 11/5 to resolve #46 and for attorney to |
| resolve objection |
| THURSTON |
| LAW FIRM |
| Confirmation |
| Hearing |
| 9/22/21 - 341 meeting concluded 10/6/21 at 11:30 a.m. |
| Go past bar date, 122C-2 #22 appears to be overstated by $250 |
| per case analyst notes, other 22C issues are de minimis. |
| 10/7 - Current; based on paystub #22 is OK but need priority claim |
| before confirming case so continue confirmation to 11/5 |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Granted w/o a |
| hearing |
| Notice of Motion and Application for Compensation for Michael |
| Bane, Debtor's Attorney, Fee: $4500, Expenses: $0. |
| Confirmed 9/17/21 |