| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 3/13/26 11:43 am |
| All Chapter 13 matters are now listed. Matters are sorted by time slot and by Debtor Attorney within the time slot. If the debtor |
| has filed a 1329 motion, any continued Trustee’s Motion to Dismiss will appear with the 1329 motion instead of at 10:00. Use |
| Ctrl+f to search for a specific case or name. You may have to refresh the browser window to display the most recent update. |
| Court Call for Friday, March 20, 2026 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th Last $ 12/2/25 $2400/mo |
| Set for 3/20 $9600 = 4 mo |
| DANIEL J |
| WINTER |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 11/24/25 $1825/mo |
| Set for 3/20 $9938 = 5.4 mo |
| DARRELL L |
| JORDAN |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 4/4/25 deferring $1562 and increasing payment to $815. |
| Due date 11th Last $ 1/9/26 $815/mo |
| Set for 3/20 $3260 = 4 mo |
| DARRELL L |
| JORDAN |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 2/2/26 $900/mo |
| Set for 3/20 $3100 = 3.4 mo |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 11/8/24 deferring $5162 and increasing payment to $2,050 |
| Due date 17th Last $ 2/24/26 $2050/mo |
| Set for 3/20 $6142 = 3 mo |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 6/7/24 deferring $3776 and increasing payment to $1,250 |
| OE 8/15/25 deferring $3700 |
| Due date 21st Last $ 1/7/26 $1250/mo |
| Set for 3/20 $4700 = 3.8 mo |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 10/31/25 allowing auto purchase for $869/mo |
| Due date 2nd Last $ 12/8/25 $725/mo |
| Set for 3/20 $3146 = 4.3 mo |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 13th Last $ 11/13/25 $1675/mo |
| Set for 3/20 $5025 = 3 mo |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 2/24/26 $1484/mo |
| Set for 3/20 $3942 = 2.7 mo |
| Still paying $1,265 vs $1,484 which started September 2024 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 4th Last $ 12/19/25 $870/mo |
| Set for 3/20 $4406 = 5 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 28th Last $ 11/24/25 $275/mo |
| Set for 3/20 $1100 = 4 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 6/7/24 vacating Payroll order |
| Due date 9th Last $ 2/6/26 $350/mo |
| Set for 3/20 $881 = 2.5 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped October 2025 |
| Due date 2nd Last $ 10/24/25 $750/mo |
| Set for 3/20 $2990 = 4 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 9/12/25 deferring $3500 |
| Due date 8th Last $ 9/15/25 $875/mo |
| Set for 3/20 $4375 = 5 mo |
| No $ since deferring default in September 2025 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 18th Last $ 2/10/26 $1225/mo |
| Set for 3/20 $3291 = 2.7 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 10/31/25 $350/mo |
| Set for 3/20 $1400 = 4 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 4/4/25 deferring $7706 and increasing payment to $2,115 |
| Due date 24th Last $ 2/9/26 $2115/mo |
| Set for 3/20 $6090 = 3 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 20th Last $ 1/30/26 $1200/mo |
| Set for 3/20 $4700 = 4 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped October 2025 |
| Due date 22nd Last $ 11/19/25 $640/mo |
| Set for 3/20 $2320 = 3.6 mo |
| MLS for residence set for 4/3/26. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 12th Last $ 2/13/26 $925/mo |
| Set for 3/20 $2775 = 3 mo |
| GERACI LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% in 60 months, ~74 months due |
| to claims coming in higher than scheduled. |
| 1329 set for 4/3/26 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped December 2025 and then $250 direct payment |
| posted 3/3/26. |
| Due date 21st Last $ 3/3/26 $1775/mo |
| Set for 3/20 $5546 = 3 mo |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th Last $ 12/29/25 $800/mo |
| Set for 3/20 $3100 = 4 mo |
| KATHLEEN |
| VAUGHT |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 19th Last $ 9/15/25 $324/mo |
| Set for 3/20 $1620 = 5 mo |
| LAVELLE LAW |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 10th Last $ 2/5/26 $4750/mo |
| Set for 3/20 $14,335 = 3 mo |
| TFS - $7K to start on 3/12 and $4750 on 4/12 |
| agreed 4/17 for$7K to post and $4750 to start and then we will go |
| from there |
| PRO SE |
| DEBTOR |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th Last $ 9/30/25 $350/mo |
| Set for 3/20 for unaudited variable balance $956.76. |
| PRO SE |
| DEBTOR |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 6th Last $ 10/28/25 $111/mo |
| Set for 3/20 $444 = 4 mo |
| $555 = 5 mo |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| Due date 28th Last $ 12/1/25 $1025/mo |
| Set for 3/20 for unaudited variable balance $2,538.08. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped October 2025 |
| Due date 22nd Last $ 10/28/25 $550/mo |
| Set for 3/20 $2200 = 4 mo |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th Last $ 11/13/25 $550/mo |
| Set for 3/20 $2825 = 5 mo |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 29th Last $ 2/9/26 $220/mo |
| Set for 3/20 $550 = 2.5 mo |
| SUZANNE DE |
| RATH |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 5/23/25 deferring $746 |
| P/C stopped November 2025 |
| Due date 8th Last $ 11/7/25 $262/mo |
| Set for 3/20 $772 = 3 mo |
| 1329 set for 4/3 so agreed to that date |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| OE 3/21/25 deferring $11,891 and increasing payment to $2,750. |
| Due date 11th Last $ 1/26/26 $2750/mo |
| Set for 3/20 $8938 = 3.3 mo |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| ARTHUR W |
| RUMMLER |
| Motion Relief from |
| Stay |
| Residence at 7629 Larchwood Lane, Woodridge, IL 60517 Filed |
| by U.S. Bank Trust National Association; Direct Pay; Arrears PIF. |
| Payments current, due date 30th |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Adil S Mohammed, Debtor's |
| Attorney, Fee: $4500.00, Expenses: $0. |
| Confirmed 1/23/26 |
| BORCIA ADAMS |
| LAW LLC |
| Motion Relief from |
| Stay |
| 2023 Honda Accord Filed by Honda Lease Trust; Only listed on |
| Sch G as American Honda Finance - no make/model/year of car - |
| Contract to be rejected. |
| 1st payment due 3/27/26. |
| 341 mtg 3/25/26. Confirmation 4/17/26. |
| CHAD M |
| HAYWARD |
| Motion Relief from |
| Stay |
| Residence at 1150 Symphony Dr, Aurora, IL 60504 Filed by |
| Rocket Mortgage, LLC, s/b/m Nationstar Mortgage, LLC as |
| servicing agent for CrossCountry Mortgage, LLC; Direct pay; |
| Arrears owing $55,431.70. |
| 1.1 month default, due date 7th |
| Motion Relief from |
| Stay |
| Zoom ID and passcode are for Baer not Cleary. |
| Residence at 1094 Pattee Ave, Elburn, IL 60119 Filed by |
| CrossCountry Mortgage, LLC; Direct Pay; Arrears PIF. |
| About 1 month default, due date 24th |
| Motion Relief from |
| Stay |
| Residence at 1841 Cameron Dr, Hampshire, IL 60140 Filed by M |
| & T Bank; Direct Pay; Arrears owing $9,945.44. |
| Payments current, due date 12th |
| DAVID FREYDIN |
| LTD |
| Motion to Authorize Debtor to Use Insurance Proceeds |
| Debtor's home was damaged in a hail storm. Docs attached. |
| Debtor is authorized to use the proceeds from her State Farm |
| homeowner's policy to perform repairs to the property located at |
| 131 E. Monroe St., Villa Park, IL 60181. |
| DAVID FREYDIN |
| LTD |
| Motion Use Sell or |
| Lease Property |
| 363(b) |
| With Shorten Notice - To sell residence at 190 S. Wood Dale Rd., |
| Unit 200, Wood Dale, IL 60191 for $210,000. Contract attached. |
| 2. The Debtor shall forward a copy of the RESPA or Closing |
| Disclosure Settlement Statement to the Chapter 13 Trustee in this |
| case within 14 days after the closing. |
| 3. At the closing proceeds of the transaction shall be used to pay |
| off all existing mortgages and other liens against the Debtor’s real |
| estate plus usual and customary closing costs and fees of the |
| Debtor. |
| 4. Except for the homestead exemption amount of $15,000.00, the |
| balance remaining after payment of the amounts listed in |
| paragraph 3 shall be forwarded to the Chapter 13 Trustee Glenn |
| B. Stearns, who must allocate that balance between creditors and |
| the Debtor in the manner described in the Debtor’s confirmed |
| Chapter 13 plan or modification thereof. |
| 5. Parties presently within the personal jurisdiction of the |
| Bankruptcy Court may be subject to civil contempt remedies for |
| violation of this order. If other entities, including the lender, title |
| company, or |
| other escrow-account holder, do not comply with this order, they |
| may be subject to a suit to avoid and recover unauthorized |
| postpetition transfers pursuant to 11 U.S.C. ?? 549 & 550. |
| MLS set for 4/3/26 |
| DERRICK B |
| HAGER |
| Motion Dismiss for |
| Other Reasons |
| Motion to Voluntarily Dismiss Debtor; No Prior MLS |
| Motion noticed for 11/21/25 but E-filed date correct. Missing new |
| notice language. |
| GERACI LAW |
| LLC |
| Motion to Vacate #37 Payroll order |
| Reduced work hours at Medical Management International and |
| wants deductions to come from other job at Independent Pet |
| Health. |
| New P/C filed 3/13/26. |
| GERACI LAW |
| LLC |
| Motion Obtain |
| Credit/Incur Debt |
| To purchase a 2026 Nissan Rogue financed for $33,209.51 at |
| 14.33% for $690/mo for 72 months. Terms attached but APR |
| missing. |
| Prior order 2/20/26 #34 to lease vehicle granted but the lender was |
| unable to offer the lease option for this vehicle and requires it to be |
| financed instead. |
| Trading in 2014 Dodge Grand Caravan for $2K. |
| Case almost PIF - ~5 more payments left. |
| GERACI LAW |
| LLC |
| With Shorten Notice - To sell residence at 502 E Washington St |
| Bensenville IL 60106 for $330,000. Contract attached. Estimates |
| $30,348.69 proceeds with homestead exemption of $30K. |
| 3. Debtor shall tender a complete copy of the HUD1 within 7 days |
| of closing to the Trustee. |
| 4. Debtor shall tender to the Trustee the amount necessary to |
| payoff her Chapter 13 which amount shall be subject to a written |
| payoff. Funds shall be mailed to Glenn Stearns, Chapter 13 |
| Trustee, P.O. Box 2368, Memphis, TN 38101-2368 within 7 days |
| of closing. Any amount in excess of this may be paid directly to |
| Cynthia Velazquez. |
| 5. The lien of BSI Financial shall be paid in full out of the proceeds |
| of sale at the time of closing pursuant to a proper payoff quote, or, |
| in the event that the sale is short of a full payoff, that the sale is |
| subject to BSI Financial's final approval. |
| 6. The deadline for the sale closing and receipt of funds to BSI |
| Financial shall be within 90 days from the date of this Order. |
| 6. The rule staying the order for 14 days, pursuant to Bankruptcy |
| rule 6004(h) is waived. |
| 7. Notice is shortened to that requested. |
| GERACI LAW |
| LLC |
| Notice of Motion and Motion to Modify Plan Filed by W. Alexander |
| Wilson on behalf of Latisha Sarrell Belton. |
| Notice of withdrawal filed. Refiled for 4/3/26. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2023 MAZDA CX-5 Filed by Toyota Motor Credit Corporation; |
| Direct Pay; No arrears. |
| Payments current, due date 28th |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Zoom meeting ID and passcode are blank |
| 2013 Mazda CX-9 Filed by ALLY BANK; Direct Pay; No arrears. |
| Payments current, due date 28th |
| GERACI LAW |
| LLC |
| Residence at 727 Avondale Ln, Aurora, IL 60504-0000 Filed by |
| Fifth Third Bank (2nd mortgage), N.A; Direct Pay; Arrears owing |
| $386.14; Principal due $9.83. |
| Payments current, due date 30th |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 543 S Princeton Ave, Villa Park, IL 60181 Filed by |
| LoanCare, LLC as servicing agent for Lakeview Loan Servicing, |
| LLC; Direct pay; Arrears owing $45,237.54. |
| Almost 1 month default, due date 30th, on P/C |
| GERACI LAW |
| LLC |
| Motion to Vacate #15 Payroll Order |
| Reduced hours at Pearl of St Charles and wants deductions to |
| come from other job at Prelude Homes. |
| New P/C filed 3/10/26. |
| Confirmation continued to 4/3/26. |
| GREGORY J |
| MARTUCCI |
| 1. The Debtors are authorized to obtain a fixed-rate mortgage in |
| the approximate amount of $165,000.00 for the purpose of |
| refinancing the mortgage on real estate located at 748 E. Devon |
| Ave., Roselle, IL 60172. |
| 2. The Debtor shall forward a copy of the RESPA settlement |
| statement to the Chapter 13 Trustee in this case within 7 days |
| after the closing. |
| 3. Any net proceeds of the transaction shall be paid to the Chapter |
| 13 Trustee within 7 days after closing. |
| Property was Quit Claimed, executed by debtor's mother, |
| GROZDANA SKOGSBERG, on 4/10/2023. Reverse mortgage with |
| no monthly payment |
| Amended I and J filed 3/2/26. |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 25-07702 filed 5/20/25, Dismissed 1/9/26 for no |
| amended A/B, C, G, I, plan, unfeasible plan, resolve tax claims, |
| need 2024 1120S, accurate P/L statements, bank statements & |
| default |
| In prior case, most of the problems came with miscommunication |
| issues with prior counsel. Now debtor has additional employment |
| and new counsel. |
| Affidavit, Prior/Current Sch I and J attached. |
| No P/C filed. Has own business but now D2 has new employer. |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion Relief from |
| Stay |
| Amended Notice filed |
| Residence at 247 N Neltnor Blvd #G1F, West Chicago, IL 60185 |
| Filed by Carrington Mortgage Services, LLC; Direct Pay; Arrears |
| owing $5,765.60 per POC. |
| 2.5 month default, due date 21st |
| Confirmation continued to 4/17/26 |
| PRO SE |
| DEBTOR |
| Notice 2-Notice of |
| Motion |
| Notice of Motion (RE: 13 Motion to Extend Time to File Schedules |
| or Provide Required Information) |
| Seeks: The deadline for the Debtor to file the required schedules, |
| statements, and Chapter 13 |
| plan is extended by twenty-one (21) days from the original |
| deadline. |
| SEMRAD LAW |
| FIRM LLC |
| Judge Baer info |
| Has had various medical problems over the last few months and |
| has had to pay more out of pocket for medical expenses. |
| Debtor seeks default is deferred to the end of the plan & decrease |
| payments to $175. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| Renting at 1106 Buttonwood Dr., Westmont, IL 60559 Filed by |
| MSFR Acquisitions 4 LLC; Lease assumed; Direct Pay. No |
| arrears. |
| OE 3/6/26 deferring default, due date 23rd |
| Tenant with Letisha Logan Case # 25-04605 - MLS also up |
| SEMRAD LAW |
| FIRM LLC |
| Motion Extend |
| Time for |
| Debtor/Trustee to |
| File Claim on |
| behalf of Creditor |
| Judge Baer info |
| Notice of Motion and Motion to Extend Time for Debtor/Trustee to |
| File Claim on behalf of Creditor |
| Recently received notice/documentation that she owes Social |
| Security Administration due to overpayment of benefits |
| (pre-petition debt). |
| 1. Debtor's counsel is authorized to file a general unsecured proof |
| of claim in the amount of $60,792.00 on behalf of the Social |
| Security Administration. Said claim shall be deemed timely if filed |
| within fourteen (14) days from the date this Order is entered. |
| 2. The Social Security Administration is granted sixty (60) days |
| from the date this Order is entered to amend the general |
| unsecured proof of claim filed by Debtor’s counsel. |
| 3. Nothing in this Order shall require the Trustee to perform |
| collections from creditors pursuant to any prior plan. |
| SEMRAD LAW |
| FIRM LLC |
| Judge Baer info |
| Debtor will trade in the Chevy Blazer 2021 to obtain finance for the |
| 2012 (s/b 2021) Ford Escape. |
| Debtor seeks to modify Section 3.2 of the plan to remove GM |
| Financial as a secured creditor as to the Chevy Blazer 2021. The |
| Trustee shall make no further payments to GM Financial. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Obtain |
| Credit/Incur Debt |
| Judge Baer Info |
| To purchase a 2021 Ford Escape financed for $28,093.63 at |
| 18.39% for $651.85/mo for 72 months. |
| Trade in for $10K. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| Renting at 1106 Buttonwood Dr., Westmont, IL 60559 Filed by All |
| Unknown SFR Acquisitions 4 LLC; Lease assumed; Direct Pay; |
| No arrears. |
| Payments current, due date 24th, on P/C |
| Tenant with Demetra Spell Case # 24-15919 - MLS also up |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Judge Baer Info |
| Debtor's Objection to Claim(s) 1 of Illinois Department of Revenue |
| Unfiled 2023 taxes. Debtors have prepared and filed 2023 Joint |
| Tax returns and received a refund. |
| Wants disallowed in its entirety. |
| THURSTON |
| LAW FIRM |
| Motion Relief from |
| Stay |
| Residence at 6713 High Road, Darien, IL 60561 Filed by MidFirst |
| Bank; Direct Pay; No arrears/loan mod. |
| 1.2 month default, due date 4th, on P/C |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| Due date 29th Last $ 11/21/25 $644/mo |
| Set for 12/19 $1932 = 3 mo |
| 1/23 for $ and MMP or plan to cure |
| 1/21 - Default is now higher, $2576 [4 months] with another |
| payment due on 1/29; TFS $1932 just started so won't post in time |
| - agreed 2/20 for this payment to post & another double payment |
| to post |
| ems |
| 2/17 - Nothing pending in TFS; $1288 default [2 months] but 3rd |
| due on 2/29 so will be back to 3 month default |
| 2/20 agreed with atty - FINAL 3/20 - Judge marked final - to be |
| fully current |
| Motion Extend |
| Automatic Stay |
| Judge Baer Info |
| Chapter 13 BK 23-09267 filed 7/17/23, Dismissed 12/19/25 for |
| default |
| In prior case, around June 2025 his overtime was taken away. |
| Now he has received a raise and overtime is available again. |
| Affidavit, Prior/Current Sch I and J attached. |
| No P/C filed. |
| Notice of obj filed on 3/2 - Need PC |
| NO obj to extend and cont to 3/20 for PC to be on the docket |
| Not on call or continued on Pacer yet. |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 25-10242 filed 7/3/25, Dismissed 12/19/25 for |
| default |
| In prior case, had to deal with repairs in the home, childcare |
| expenses & reduction in income. NFS was sick and unable to work |
| and needed to take care of two minor children. Now received a |
| significant pay raise this year. |
| Affidavit, Prior/Current Sch I and J attached. |
| No P/C filed. |
| Notice of obj filed on 3/2 - Need PC |
| NO obj to extend and cont to 3/20 for PC to be on the docket |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th Last $ 12/18/25 $463/mo |
| Set for 1/23 $1360 = 3 mo |
| 2/20 to reduce default |
| 2/18 - $1113 default [2.4 months] so barely reducing default and |
| Feb payment due on 2/25 but agreed to 3/20 as final to be current |
| - debtor is doing TFS moneygram for $440 |
| BORGES & WU |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% in 60 months, ~75 months due |
| to a deficiency claim filed by Santander. |
| Notice of obj filed |
| BORGES & WU |
| LLC |
| For feasibility. |
| Debtor seeks to increase payment to $1,315 effective March 2026. |
| BRADLEY H |
| FOREMAN |
| Motion Dismiss |
| Case for Other |
| Reasons |
| No Plan filed. Old form plan filed. |
| FYI - Atty filed prior case |
| 3/6 ct- must file new model plan by 3/11 and cont 3/20 - and not |
| discussed at court but plan must be served on all creditors |
| Seek dismissal unless model plan filed by 3/11 |
| BRADLEY H |
| FOREMAN |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 25-04178 filed 3/19/25, Dismissed 9/12/25 for no |
| amended I, plan, unfeasible plan, pay advices for both new jobs & |
| default |
| In prior case, debtor had an illness and was unable to work for a |
| period of time. Now debtor has recovered from her temporary |
| illness. Both debtors are employed full time. |
| Affidavit attached but for only D1, Paula. - not notarized either. |
| Current Sch I and J attached twice - Missing Prior Sch I and J. |
| Old Form plan filed - TMD up at 9:15 am. |
| No P/C. |
| Some of the pages have Judge Baer, Judge Thorne and incorrect |
| case number. |
| Proposed order has extra wording. [need to review] |
| Notice of obj filed on 3/2/26 |
| filed new attachment for prior I and J |
| 3/6 ct - extend and cont to 3/20 - any docs to supp motion must be |
| filed by 3/18 - [Judge said needs clear and conv evid of change |
| and suggested affidavit didn't do that] - ems /9 |
| BRADLEY S |
| COVEY PC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 52% in 60 months, ~76 months due |
| to an amended claim filed by the IRS. |
| EMS 2/19 |
| CORTESE LAW |
| OFFICES PC |
| Motion Relief from |
| Stay |
| 2019 Jeep Cherokee Filed by Ally Servicing LLC as servicer on |
| behalf of Citrus Tree Finance LLC c/o AIS Portfolio Services, LLC; |
| Direct Pay; Arrears PIF. Order OK |
| 2 month default, due date 6th, on P/C |
| Motion Relief from |
| Stay |
| Judge Baer info |
| 2020 Buick Encore GX Filed by AMERICREDIT FINANCIAL |
| SERVICES, INC. d/b/a GM Financial; Direct Pay; No arrears. |
| Order OK |
| Payments current, due date 16th |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd Last $ 12/3/25 $820/mo |
| Set for 2/6 $2447 = 3 mo |
| 3/6 for response/$ |
| 3/2 - atty says looking to convert so 3/20 |
| Residence at 1620 Sandcastle Lane, Pingree Grove, IL 60140 |
| Filed by LoanCare, LLC as servicing agent for Lakeview Loan |
| Servicing, LLC; Direct pay; Arrears PIF. Order OK |
| One month default, due date 27th |
| Residence at 1480 Bristol Dr, Hampshire, Illinois 60140-9031 Filed |
| by NewRez LLC d/b/a Shellpoint Mortgage Servicing; Direct Pay; |
| Arrears owing $806.10. Order OK |
| Two month default, due date 16th |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 10/22/25 $2034/mo |
| Set for 2/20 $6017 = 3 mo |
| 3/20 for 1329 |
| Motion Relief from |
| Stay |
| 2023 VOLKSWAGEN JETTA Filed by Global Lending Services |
| LLC; Direct Pay; Arrears owing $1,419.20. |
| Payments current, due date 16th, on P/C; order OK |
| Motion Relief from |
| Stay |
| Draft Order |
| Tendered & |
| Granted |
| 2016 Jeep Patriot Filed by Consumer Portfolio Services; Direct |
| Pay; Arrears owing $322.70. Order OK |
| Payments current, due date 21st, on P/C |
| MLS/MLCODS/MT |
| D |
| Residence at 333 Abington Woods Dr, Aurora, IL 60504 Filed by |
| PennyMac Loan Services, LLC; Direct Pay; Arrears owing |
| $9,442.12. |
| 1 month default, due date 3rd |
| DAVID FREYDIN |
| LTD |
| Motion to Withdraw of Debtor's Counsel Filed by Debtor, Aaliesha |
| L Autman. |
| Counsel has been unresponsive despite multiple attempts at |
| contact. |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped December 2025 |
| Due date 22nd Last $ 12/9/25 $1100/mo |
| Set for 2/6 $3423 = 3 mo |
| $3716 = 3.4 mo |
| DAVID M |
| SIEGEL |
| Missing new notice language |
| Default since beginning of case due to a delay in P/C. Recently, |
| debtor had surgery on both knees in 2025 and missed time from |
| work. Now started a new full time job in November 2025. |
| Debtor seeks default is deferred to the end of the plan, increase |
| payments to $1,150 & the increase in payments pursuant to this |
| Order shall not increase the plan base. |
| DERRICK B |
| HAGER |
| Motion Relief from |
| Stay |
| 2015 Audi A3 Filed by ALLY BANK; Direct Pay; Arrears PIF. Order |
| OK |
| Half month default, just due on 16th |
| FERNANDO R |
| CARRANZA & |
| ASSOC |
| Residence at 534 South Farnsworth Avenue, Aurora, IL 60505 |
| Filed by United Asset Management, LLC; Direct Pay; Arrears |
| owing $19,213.05. |
| Payments current, due date 5th |
| GERACI LAW |
| LLC |
| Motion Reopen |
| Chapter 13 Case |
| Reopen Chapter 13 Case for the purpose of amending Schedules |
| B and C to disclose potential personal injury claim. |
| Case was discharged on 12/26/2024 and closed on 02/20/2025. |
| Debtor has a potential personal injury claim arising from a motor |
| vehicle accident that occurred in September 2023. Debtor was not |
| aware that he needed to disclose it. |
| Alex and I have to file replies by 2/13 and status on 2/20 |
| GERACI LAW |
| LLC |
| Motion Reopen |
| Chapter 13 Case |
| Motion to Vacate Discharge #33 Order for Debtor and Reopen |
| Chapter 13 Case |
| GERACI LAW |
| LLC |
| Debtor was off work due to medical reasons. She has returned to |
| work. |
| Debtor seeks arrears are deferred to the end of the plan. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd Last $ 8/11/25 $700/mo |
| Set for 12/19 $2100 = 3 mo |
| $2800 = 4 mo |
| 2/6 for 1329 |
| 1/28 - 3/6 for 1329 |
| 2/26 - 1329 set for 3/20 so go to 3/20 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 8/15/25 $625/mo |
| Set for 2/6 $1563 = 2.5 mo |
| 3/20 for cure |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Draft Order |
| Tendered & |
| Granted |
| 2022 Ford Explorer Filed by Ford Motor Credit Company, LLC, c/o |
| AIS Portfolio Services, LLC; Direct Pay; No arrears. Order OK |
| Payments current, due date 28th |
| GERACI LAW |
| LLC |
| Thought payments were automatically being paid thru TFS. |
| Debtor seeks arrears are deferred to the end of the plan. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 6th Last $ 12/22/25 $1500/mo |
| Set for 2/6 $3950 = 2.6 mo |
| $4700 = 3 mo |
| 3/6 for 1329 |
| 2/26 - $4700 [3 mo default]; 1329 set for 3/20 so go to 3/20 |
| GERACI LAW |
| LLC |
| 2022 Jeep Compass Filed by ALLY BANK; Direct Pay; Arrears |
| PIF. Order OK |
| Payments current, due date 18th, on P/C |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 29th Last $ 12/19/25 $480/mo |
| Set for 1/23 $1430 = 3 mo |
| Only paying $240 vs $480 since September 2025. |
| 3/20 for cure |
| GERACI LAW |
| LLC |
| She lost her job. She has started a new job. Sch I and J attached. |
| P/C filed 2/25/26. |
| Debtor seeks arrears are deferred to the end of the plan. |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Amended |
| Motion |
| Amended Motion (#53 Motion for Relief from Stay) - order not |
| fillable but OK |
| Residence at 2974 Langston Cir., St. Charles, Illinois 60175 Filed |
| by U.S. Bank National Association; Direct Pay; Arrears owing |
| $434.86. |
| Slightly over one month default, Due date 2nd, on P/C |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion Relief from |
| Stay |
| Residence at 264 Patrick Drive, South Elgin, IL 60177 Filed by |
| Susana U.S. Bank Trust National Association, as Trustee of |
| Brackenridge Mortgage Trust; Direct Pay; Arrears PIF. |
| 2 month default, due date 14th |
| JAMES A |
| YOUNG & |
| ASSOC |
| Motion to Vacate (#50 Order on Motion for Relief from Stay & |
| Co-Debtor Stay) Filed by James A Young on behalf of Brian E |
| Wilson. |
| Made payments which now make them current on mortgage |
| payments. |
| No proposed order. |
| Current/PC |
| JOSEPH P |
| DOYLE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% plus 3.25% interest in 60 |
| months, ~75 months. |
| Amerinational’s Notice of Mortgage Payment Change filed on |
| 10/10/25 increased the debtor’s monthly mortgage payment to |
| $1,271.77 from $840.53. Trustee is making the mortgage |
| payments. |
| Debtor is going to pay escrow shortage directly so mortgage |
| payment can go back down and hopefully that will resolve |
| feasibility issue; go to 1/9 for new mortgage payment docs |
| CMP now $959.23 effective 11/1/25 - even with this reduction in |
| the CMP, it is taken 68-69 months |
| 1919 -127 TF - $959.23 CMP = $832.77; 33 months left -about 5 |
| months to pay arrears balance of $4036.15 so then 28 months left |
| but will take 38 months to pay $28,340.26 GUC plus future interest |
| of $3250 - Plan payment needs to be $2100 to complete in 60 |
| months - ems on 1/5 to D atty |
| 1/8 - agreed 2/20 for 1329 |
| 2/18 - NO 1329 filed; atty says D's boyfriend might payoff case; |
| final by me to 3/20 for 1329 or payoff |
| JOSEPH |
| WROBEL LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| Due date 23rd Last $ 11/3/25 $1450/mo |
| Set for 2/6 for audited variable balance $4,369. This is based on |
| stay lift so if stay reinstated, then default will be controlling. |
| Default - $5175 [5 months] if stay reinstated |
| Case balance/payoff - $880 approx; nothing else pending in TFS |
| 2/6 ct - Debtor paying $855 but sounds like still trying to impose |
| stay |
| 2/17 - With stay reinstated, case payoff increased due to arrears |
| added back and full default due |
| Default $4320 [3.6 months] thru Jan with Feb due on 2/23 so will |
| be 4 month default if continued. |
| 4th TMD so need to keep on short leash. Doesn't seem to be able |
| to afford mort and trustee payments so pays one while other goes |
| in default and then vice versa |
| 3/20 for 1329 or plan to cure |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 1/13/26 $2001/mo |
| Set for 2/6 $6066 = 3 mo |
| $6051 = 3 mo |
| 3/6 for plan to cure |
| 3/3 - $6036 default [3 months]; debtor has multiple TFS set and |
| says will pay $6K total so go to 3/20 to be fully current thru Feb |
| RECOVERY |
| LAW GROUP |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 8/29/25 increasing payment to $214.53, still required to tender |
| tax returns and refunds each year & plan base is $11,682.20. |
| Due date 27th Last $ 12/22/25 $214.53/mo |
| Set for 2/6 $569 = 4 mo |
| Didn't defer default in last agreed order. - $409 of current default; |
| $215 to start on 2/7 |
| 2/17 -Default $787.71 [3.7 months] and issues with 1329 |
| ultimately need PC if 1329 survives |
| 2/20 ct says docs sent to portal |
| 2/26 - No new docs rec'd and $783 default [3.7 months] plus tax |
| refund T/O waived last year so if 1329 not resolved - seek |
| dismissal |
| $621 debtor responsibility |
| 25 tax return $1566 fed refund and $376 state refund - need that |
| New base TPI, $2672, plus $1942 [25 tax refunds] plus 36 |
| payments at $214.53 = $12,337.08 |
| Detailed EMS to D atty on 3/2 |
| RECOVERY |
| LAW GROUP |
| ***Short Notice*** E-filed 2/4/26. Certificate of Service has 2/14/26. |
| Had an accident that caused significant damage to their car. |
| Debtors seek to suspend payments for the months of February |
| 2026 and March 2026 with payments resuming in April 2026. They |
| are authorized to cure the existing plan arrears in the amount of |
| $569.18 through the Chapter 13 Plan upon resumption of |
| payments. All other provisions of the confirmed Chapter 13 Plan |
| remain in full force and effect. |
| $569.18 default was thru Dec but Jan due now so higher and then |
| suspend Feb & March |
| Object - |
| How cure default later when 60 month plan and tax refunds are |
| due to us |
| Last year - refund waived and made clear it wouldn't be again so |
| need status of tax return/refund |
| Need docs and better explanation on how accident in Nov still |
| impacting Feb & March payments |
| Need PC |
| Notice of objection filed on 2/18/26 |
| 3/2 - rev'd docs and sent detailed email re: what I can agree to |
| RICHARD S |
| BASS |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation |
| OE 6/12/20 deferring $5850 thru May 2020, payments are $1360 |
| starting 6/2/20, may run longer than 60 months per Cares Act & |
| case can't complete until getting at least 10% |
| Due date 1st Last $ 10/10/25 $1360/mo |
| Set for 1/23 $5440 = 4 mo |
| 2/20 for more funds; $1360 sent on 1/16 |
| 2/18 - No add'l funds posted [just $1360 sent on 1/16]; $5440 |
| default [4 months]; we are in month 77 with almost 11K left to |
| payoff the case; atty says will make another payment by 3/20 but |
| told him I need more than a reg plan payment; agreed to 3/20 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 12/5/25 $960/mo |
| Set for 2/6 $2800 = 3 mo |
| $3760 = 4 mo |
| 2/20 for $$$ & contact |
| 3/20 for further reduction of default [now 2300; 2.4 months] |
| SEMRAD LAW |
| FIRM LLC |
| Property at 400 N Washington St, Westmont, IL 60559 Filed by |
| Freedom Mortgage Corporation; Direct Pay in 3.1 and 8.1 by non |
| filing cosigner; Arrears owing $3,244.14. Order OK |
| Payments current, due date 2nd, on P/C |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 5/23/25 deferring $2400 |
| Due date 22nd Last $ 1/13/26 $600/mo |
| Set for 2/6 $1800 = 3 mo |
| 2/20 for $$ and contact |
| 3/20 for cure |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 3rd Last $ 1/21/26 $905/mo |
| Set for 2/6 $2715 = 3 mo |
| $905 = 1 mo |
| On P/C but looks like we get lump sum payments every other |
| month from employer. |
| 2/20 for reduced default |
| 3/20 for cure [PC coming in but atty thinks some back/missing |
| payments] |
| SEMRAD LAW |
| FIRM LLC |
| Adversary case 25-00337. (68 (Dischargeability - 523(a)(6), willful |
| and malicious injury)): Complaint by Infinity Transportation |
| Management, LLC against Francisco Gomez-Diaz. |
| SEMRAD LAW |
| FIRM LLC |
| Motion for |
| Sanctions |
| Motion for Sanctions against INFINITY TRANSPORTATION |
| MANAGEMENT, LLC |
| briefing schedule for atty and creditor; status 2/20 |
| SEMRAD LAW |
| FIRM LLC |
| A judgment claim was filed and later amended, establishing a |
| nonpriority unsecured claim amount which exceeds the estimated |
| distribution required under the liquidation analysis in the confirmed |
| Plan. |
| Debtor seeks to increase payment to $715. |
| The Plan is further modified to provide a total distribution (“pot”) of |
| $18,000.00 to general unsecured creditors, in satisfaction of the |
| liquidation requirement. |
| The prior requirement that general unsecured creditors receive a |
| 100% dividend is removed. |
| Creditor filed notice of objection |
| Object |
| 1. Need amended I and J - done |
| 2. Prior budget debtor was paying girlfriends car and insurance ad |
| 22 year old was not contributing but object to these in less than |
| 100% plan. done |
| 3 Gave to CJ to review other issues - claim issues [obj to #7 was |
| sustained but now amended - is atty obj to it and claim 8 - obj was |
| DOTF but nothing ever entered] |
| Notice of objection filed on 12/17/25 |
| 12/19 ct - claim #7 amended and Mike not obj - with state |
| judgment - now proper and creditor is supposed to WD or amend |
| claim #8 to $0.00. |
| 1/22 - |
| Amended I and J - disp $715 [adult child still in school] - order |
| works but this will give less than 5% so need tax returns and |
| refunds as add'l payments |
| Claim #8 has still not been WD or amended to $0 by the creditor - |
| this was DOTF long time ago and no disposition |
| 1/23 ct - Judge cont 2/20 says good faith issue raised by creditor |
| and hopefully discovery will be done by then |
| 1329 docs - paystubs - looks to be biweekly $3721 G and $3054 N |
| 2/17 -This will be continued but leave being called |
| SEMRAD LAW |
| FIRM LLC |
| AP Order |
| Scheduling |
| Order Scheduling (RE: 20 Motion for Sanctions/Damages). The |
| Plaintff's Sur- Reply due by: 2/27/2026. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Unfeasibility: Won't fund 100% to Guc's in 60 months, ~119 |
| months due to unsecured claims coming in higher than scheduled. |
| 11/21 for possible claim objection - came in very high and several |
| claims not in debtor's name |
| 11/19 - No claim objections filed |
| 11/21 - atty will file formal obj to Tollway claim |
| 1/5 - Atty says obj to tollway somehow not filed so agreed to 2/6 |
| for that |
| 2/2 - One month default and even if tollway obj sustained; doesn't |
| appear feasible in 60 |
| 2/17 - Subst same |
| Review after claim order entered |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped November 2025 |
| Due date 20th Last $ 11/14/25 $700/mo |
| Set for 2/20 $1814 = 2.6 mo |
| 3/20 for conversion unless income situation changes |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 11/13/25 $995/mo |
| Set for 12/19 $2870 = 3 mo |
| 1/23 for cure |
| 2/20 for full cure |
| 3/20 for full cure |
| SEMRAD LAW |
| FIRM LLC |
| Motion Civil |
| Contempt |
| Motion For Civil Contempt against Crash Champions Collision |
| Repair Team LLC for a 2021 Kia Forte. |
| Creditor still hasn't returned the vehicle to debtor. |
| Crash Champions Collision Repair Team LLC is ordered to |
| immediately comply with the Order Granting Motion To Compel, |
| Granting Motion For Sanctions for Violation of the Automatic Stay |
| entered on June 27, 2025, at docket entry 23. |
| Confirmation continued to 8/15/25 |
| DOTF - must return car by Tueday; $1K fine for each day after that |
| and status on 8/15 |
| 8/15 ct - go to 8/29 for prov-up - Judge said pay 3.2 without a |
| claim - not going to make Mike file a claim for them and plan |
| controls. |
| datty pursuing sanctions |
| attys fees are reasonable and are awarded. |
| enter order awarded 1500 in damages (attys fees and cab fare). |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped September 2025 |
| Due date 30th Last $ 12/5/25 $800/mo |
| Set for 2/20 $2400 = 3 mo |
| $3200 = 4 mo |
| 3/20 to be subst current |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss |
| and Bar Debtor |
| from Refiling |
| This is the debtor’s 3rd Chapter 13 bankruptcy case filed in about |
| 2 years. |
| 23-11452 filed 8/30/23 - Chapter 13 dismissed after confirmation |
| on |
| 6/21/24 for failure to make plan payments. |
| 24-15646 filed 10/19/24 - Chapter 13 dismissed after confirmation |
| on |
| 7/18/25 for failure to make plan payments. |
| 25-11982 filed 8/6/25 - Current Case. Confirmed on 10/17/25. |
| 3 month default; last receipt 10/15/25 |
| All prior cases have been dismissed for failure to make plan |
| payments. |
| All cases have been filed to save a car. |
| General unsecured creditors have never received any money. |
| 26 ct - to 3/6 for 1329 - $650 sent /default due to car accident |
| 3/2 3rd case in 2 years; proposed order doesn't work; $2200 |
| default [4 months]; last $ Oct; only paid in $1100 since case filed; |
| prob cont for $ to post and MMP be resolved - see notes in MMP |
| SEMRAD LAW |
| FIRM LLC |
| Judge Baer Info |
| Had a car accident and incurred unexpected expenses. Her car is |
| in good shape now. |
| Debtor seeks default is deferred to the end of the plan & decrease |
| payment to $450. |
| Object - 2 notices of obj filed on 3/2 - |
| Docket #22 - Not feasible in 60 if reduce to $450 and default and |
| No basis to reduce to the plan payment |
| Docket #23 - No good faith plan payment; last $ Oct 25 and need |
| doc/date of car accident |
| Atty says $650 mailed by client back in early feb but we never got |
| and the $450 mailed 3/4 so go two weeks to try to hope both post; |
| atty says D signed off on amended budget and will file amended |
| budget and revised order for $475 |
| FYI - accident was on 11/4/25 |
| FYI - if $650 in March, then $475 would give 10% right at 60/61 |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation |
| Due date 6th Last $ 10/20/25 $2650/mo |
| Set for 2/20 $10,050 = 3.8 mo |
| $12,700 = 4.8 mo |
| 3/6 for money/proof current |
| 3/2 - $12700 default [4.8 months]; 2/20 payment failed/TFS |
| suspended; last $ OCT |
| 3/6 ct - final to 3/20 to be subst current |
| TFS $8500 & $2500 payment and then $1200 to start on 3/15 |
| THURSTON |
| LAW FIRM |
| Motion Relief from |
| Stay |
| Residence at 461 Wandsworth Cir, Roselle, IL 60172 Filed by U.S. |
| Bank National Association; Direct pay; Arrears owing $2,065.81. |
| Order OK |
| Payments current, due date 30th, on P/C |
| ZALUTSKY & |
| PINSKI |
| Motion Impose |
| Automatic Stay |
| Draft Order |
| Entered #24 |
| Chapter 13 BK 25-09019 filed 6/13/25, Dismissed 1/9/26 for no |
| amended A/B, D, J, SOFA, plan, unfeasible plan, need CMA, |
| document Jan-March Business receipts, resolve objections & MLS |
| Chapter 13 BK 25-00260 filed 1/8/25, Dismissed 5/23/25 for 341 |
| meeting not concluded, taxes, pay advices & default |
| Prior case dismissed because debtor failed to perform terms of |
| the confirmed plan, failed to make payments and did not sell his |
| commercial building as was expected. Now debtor's wife has been |
| hired directly as a teacher as opposed to a temporary employee. |
| Signed declaration attached. Prior/Current Sch I and J attached. |
| No P/C. |
| FYI - Last case - sale plan but never provided listing agreement |
| but this is not sale plan |
| Object - Mortgage Creditor obj saying arrears understated |
| - Payroll on debtor not possible so either need PC on D & |
| NFS or 1st plan payment in atty possession by 3/6 extension date |
| [Due 3/15] |
| - Never satisfactorily proved business income in the last |
| case |
| review -last plan payment much less |
| Notice of obj filed 3/2/26 |
| Granted but DOTF bc CK wants default order language |
| Atty has $4996 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| BACH LAW |
| OFFICES |
| Confirmation |
| Hearing & TMD |
| 12/30/25 - 341 meeting not held. Missing proof of income, need |
| flattened plan & wage and income transcripts. AH to file TMD |
| 1/12 - Current; plan filed but still need missing proof of income & |
| W &I transcripts [but IRS says 23 & 24 filed now and nothing |
| owed as to priority years so prob don't need W &I transcripts but |
| need those returns] |
| FYI - IDOR POC - 4 years not filed [21-24] and this was refile; plus |
| PNC obj |
| TMD #28 set for 1/23 no 341 meeting & taxes. rec'd docs but |
| incomplete and need full docs - debtor just sent page 1 or page 2 |
| Rec'd W & I for Daniel - 2021 [25K pension/annuity] 2022 and |
| 2023 [just pension income] |
| Rec'd W & I for Katherine - Year unknown- maybe 2021- $28K |
| pension/annuity; 2022 - $29K pension/annuity; 2023 - $32K |
| pension/annuity; |
| 2024 - $33K pension/annuity |
| Sch I - no income for Katherine but then $2459 ss for Dan; $2674 |
| pension income and $800 bus income [no attachment & no proof |
| of income] |
| Rec'd ss $2455 & Katherine $2738 - need another amended I bc |
| nothing under D2 and need statement to support sch I along with |
| income docs to our office |
| Issues - 22 case schedule I has $2K misc jobs dog walking |
| /delivery [orig I and amended I at docket #20] so that conflicts with |
| statement submitted |
| 25-02918 - only had ss listed |
| Amended I filed on 12/10 added $800 8a income [not on orig I] |
| 1/22 email to Paul made it crystal clear need proof of $800 bus |
| income in 8a on sch I bf new mtg |
| 3/5 - Two month default [$3600] and never rec'd 8a income and |
| now default and no proof of income so should be dismissed. TMD |
| for no 341 and delay and can't get 341 set without $ and proof of |
| 8a income. |
| Case filed on 12/1 and still no 341 held [90 days] and still don't |
| have docs needed to set one |
| 3/6 ct - Final 3/20 to be subst current and provide bus income |
| 3/10 - 2 month default and need proof of bus income |
| BERNICKY LAW |
| FIRM |
| Confirmation |
| Hearing & TMD |
| 10/1/2025 - 341 meeting not held. Rec'd docs late. |
| 341 Oct 22, Bar Date Nov 7 |
| Amend E and file Cert of Service for IRS $10K. Amend Plan |
| accordingly. Debtor states Mariner Finance is NOT secured. |
| Amend J and Plan accordingly. Neither of the auto loans are |
| PMSI. Move Reprise from 3.1 to 3.2. Amend J to remove both car |
| payments from line 17. |
| Amend 122C2: delete Mariner from 9/33; Delete 21 $400 |
| childcare; Document 25 HSA $714; Delete #30 additional food and |
| clothing $84. Amend 35 for IRS. MDI will be positive, may not |
| impact plan. Debtor income is exactly correct on Schedule I, need |
| additional NFS P/A. |
| 10/28 - agreed to cont to 12/5 |
| TMD set for no amended J, 122C-2, plan, unfeasible plan, amend |
| E/F for IRS & file proof of service & need recent NFS paystubs |
| 12/18 - Current BUT no amended E for IRS [now over 3 months |
| since case filed] plus need amended feasible plan; amended J; |
| amended 122C2; and recent pay stubs for NFS - |
| 1/7 -Current; rev'd amends; plan #28 has some errors that could |
| let go but need notice period bc lots of changes to secured |
| creditors and need IRS POC so 2/6 |
| 2/5 - Current; need another amended plan to surr RE [stay lifted |
| for 1st merchants] unless stay lift vacated [but mtn to vacate just |
| talks about plan paying pre-pet arrears; SL was for posts] and still |
| no IRS POC; prob won't get stay lift vacated so nee plan with RE |
| in 3.5 and go past gov't bar [2/25] |
| Confirmation |
| Hearing |
| 341 Feb 25, Bar Date Apr 10 |
| Two of the Rams w/Stellantis are leased. Amend G accordingly. |
| Three RAMs, two are surrendered, one lease is assumed. 122C2 |
| corrections would not impact plan. First payment on the way via |
| TFS. |
| 3/9 - Current; need amended G; do they want to go past bar |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing |
| BRADLEY S |
| COVEY PC |
| Confirmation |
| Hearing |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| Recommend plan docket # 84 filed on 10/8/25 is OK [not a sale |
| plan] if all objs resolved [sb] |
| Email from Barb on 1/5 - can WD objections based on amended |
| plan #84 |
| 1/9 ct Gina says #84doesn't assume leases so OK but now issue |
| with "rejecting" 1st option |
| -needed proof that 21 & 22 state returns filed - IDOR claim WD on |
| 2/17 so that is resolved |
| prob going to be continued to 3/20 |
| CHAD M |
| HAYWARD |
| Motion to Approve The Hiring of a Realtor to Sell Debtor's Property |
| Filed by Chad M. Hayward on behalf of Katherine Kasson. |
| Debtor shall be allowed to hire Mr. Haas as the realtor to list and |
| sell Debtor's real property located at 19 and 21 S. CASS AVE., |
| WESTMONT, IL 60559. |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Other Reasons |
| Motion to Dismiss Debtor for Unreasonable Delay Filed by Gina B |
| Krol ESQ on behalf of Joe Chou. |
| Debtor does not have the mental capacity to give power of |
| attorney. |
| My understanding is there is a mental review done when given and |
| at that time periods of clarity |
| At this point, need stay to stop foreclosure and need guardian to |
| give opinion |
| this seems moot but who knows |
| CHAD M |
| HAYWARD |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 23-15865 filed 11/27/23, Dismissed 5/3/24 for |
| default and 341 not concluded - concerns about Debtor's |
| competency |
| In prior case, debtor couldn't conclude the 341 meeting due to |
| mental capacity. Now she has power of attorney Ray Behrens with |
| whom she currently resides. |
| Affidavit, Power of attorney docs, Prior/Current Sch I and J |
| attached. |
| Gina issue - Hearing said -guardian ad litem appointed by state |
| court - did she have mental capacity to enter into POA to file this |
| case? |
| I am ok with it being granted but not sure if Gina objecting |
| Current on plan payments - try to get this off the call |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 12/10/2025 Meeting concluded. Owes IRS ~$85,500. Amend I- |
| just started new job making around the same. Need paystub- |
| going to be salary plus commission. 100% plan. Debtor is |
| co-signor on the 2017 Volt (POC #2). Debtor testified there is not a |
| loan on the vehicle- POC says otherwise- needs to be worked out |
| with the creditor and amended respectively. |
| 12/22 - No $; amend I and stub; amend plan for treatment for POC |
| #2 unless creditor amends to $0 or WD; IRS POC makes case |
| unfeasible; go past bar to 2/6 |
| Wilmington obj - arrears about $106K |
| TMD #27 set for no amended plan, unfeasible plan & default |
| 2/3- One month default [TFS for $1875 was to start 1/31 but didn't |
| start until 2/2]; plan is extremely unfeasible [$130K] with |
| Wilmington arrears claim and 3.2 claims that came in slightly |
| higher but value supports must be paid at claim amount and IRS |
| POC; atty says he is filing amnded 122C-1 and will be a 22% plan |
| but needs debtor to auth $3500 payment so agreed to 2/20 |
| 2/18 - One mo dft [just due]; amended plan #31 unfeas on face |
| [30K equity stated but funds less than $21K to GUC] - prob easy |
| fix but then amended J doesn't come close to supporting plan |
| payment and new CMI pot/pan reduced from 100% to 22% raises |
| lots of issues with 3 adult children with no income? nothing on I or |
| on CMI but all in household and all in 20's and even if no income |
| now, most likely will during plan or move out of household - high |
| income debtors - OK with another date bc I responded late |
| 3/10 - Same; gave to JK for TMD |
| TMD #45 set for no amended J, unfeasible plan, need income |
| information for 3 adult children, amend plan for language to follow |
| income/household changes & default |
| CHAD M |
| HAYWARD |
| Residence at 1650 BROOKVIEW CT, AURORA, IL 60502 Filed by |
| Wilmington Trust, National Association; Direct pay; Arrears owing |
| $106,758.86 per POC. |
| 1 month default, due date 12th |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing & TMD |
| 2/25/26 - 341 meeting not held. Missing taxes and pay advices. |
| AH TMD to be set. No $ |
| TMD set for no 341 meeting, taxes, pay advices & default |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| 2/25/2026 - 341 meeting not held. Need NFS 2022-2024 taxes. |
| Ready for another date. |
| 341 Mar 11, Bar Date Apr 13 |
| Need amended IRS claim showing 2024 and 2025 filed. No |
| amendments required at this time but no arrears claim on file. |
| CHRISTINE R |
| PIESIECKI |
| Confirmation |
| Hearing |
| 2/25/2026 - 341 meeting not held. Schedules, statements and plan |
| not filed. Missing taxes and pay advices. Need TMD. |
| 3/9 - Per DT - Both D and NFS self employed - got trucking |
| statements but no P &L' for either of them |
| AH TMD for now |
| CITIZENS LAW |
| GROUP |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 Feb 25, Bar Date Mar 2 |
| Amend SOFA 9 for Foreclosure. Amend B for 2016 Ford Edge. |
| Amend Plan 2.4 for B 33. Creditor at F 4.9 does not have notice. |
| Amend plan to provide for HUD. Amend 3.1c for correct creditor |
| name US Bank, payment $1514 and arrears $147,643. Amend J |
| 4 too. |
| 3.1b CNAC is really Auto Resources Glendale Heights, Inc d/b/a |
| Byrider, 2016 Ford Edge. Move to 3.3 with correct name. |
| Move Condo Association from 3.1 to 3.2, $1000 - $1500. No |
| liquidation in R/E but $74K in 5.1. |
| Secured claim 3 Acura Fin for 2016 Acura MDX is in SOFA 10 as |
| repossessed pre-petition. Plan is $45K short of feasible. |
| Excess disposable and $3570 SSI. |
| 3/10 - On PC; need amends; gave to JK for TMD |
| TMD set for no amended A/B, J, SOFA #9, plan, unfeasible plan & |
| need notice to creditor on E/F 4.9 and file proof of service |
| CITIZENS LAW |
| GROUP |
| Motion Relief from |
| Stay |
| Judge Baer Info |
| Residence at 2252 Stoughton Drive Aurora, IL 60502 Filed by |
| Abington Woods Condominium Association; Direct pay; No |
| arrears. |
| half a payment behind, due date 21st, P/C posted 3/6/26. |
| CITIZENS LAW |
| GROUP |
| Motion Relief from |
| Stay |
| Residence at 2252 Stoughton Drive, Aurora, IL 60504 Filed by |
| Oakhurst Community Association; Not listed in plan/schedules. |
| Creditor received no notice. Direct Pay. |
| half a payment behind, due date 21st, P/C started/posted 3/6/26. |
| CTM LEGAL |
| GROUP |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/26 - Meeting concluded. Need affadavit for family contribution |
| and self employment verification. Debtor testified her name is on |
| the tax bill and current. Amend plan- check box for 2.2/2.3/7.1. |
| Need CMA. |
| 3/10 - Current; never got proof of family contribution; amended |
| plan #17 is not feasible - both 3.1 claims have arrears on POC; |
| need HUD treatment and need int to unsecured - ems |
| 341 docs - CMA - matches sch A $180K; affidavit saying was life |
| insur agent bf retired and receives$450 per month residual income |
| Confirmation |
| Hearing & TMD |
| Meeting concluded by MW. Amend plan to pay student loans |
| direct. 100% plan w/interest. Continue past 12/1 bar. |
| 11/4 - Current; go past bar to 12/19 |
| 12/15- Current but need amended feasible plan - works with |
| higher arrears claim if SL direct in 5.2 |
| Atty says daughter will pay outside but atty confirmed daughter is |
| NOT a co-debtor; atty doesn't want arrears paid thru plan so small |
| car balance, agreed to 1/23 for daughter to payoff the car and then |
| get creditor to amend/WD POC |
| 1/16 -Current; still need amended feasible plan - atty checking to |
| see if car paid off yet; agreed to 2/20 |
| TMD set for no amended plan, unfeasible plan & default |
| 2/13 - Subst current [paying $460 when payment is $520]; and |
| need amended feasible plan; atty says car is now PIF and trying to |
| get that claim amended; agreed to 3/20 [says D paying less bc told |
| her claims came in less but then never filed amended plan bc of |
| car issue and no tollway claim that she says doesn't owe |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 5 of The Illinois Tollway filed on |
| 2/5/26 for $17,619.12. |
| Debtors have spoken with the Tollway and have worked out an |
| agreement with them to deal with that debt outside of the plan |
| through a supervised tollway account. The Tollway has asked the |
| Debtors to file this objection to the claim. |
| Wants disallowed. |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 1 of BMW Bank of North America |
| c/o AIS Portfolio Services LLC for the 2019 Mini Cooper. |
| Debtors' daughter makes all the payments. Debtors received a |
| letter from the lender that the car has been paid in full. |
| Wants disallowed. |
| Confirmation |
| Hearing & TMD |
| 11/5/2025 Meeting Concluded. Need IRS & IDOR POC's; Debtor |
| owned RE joint with fiance but transferred to LLC and rented out |
| [mortgage only in finance name] but losing money [neg cash flow] |
| so debtor said when leases up in Jan 31st 2026; they will move |
| out of where they rent and move back into Hazel Crest RE; may |
| need tax returns and refunds if bus loss; this will probably get |
| continued past 1/31/26 to see housing situation and new budget |
| [should only have half of rent/mortgage on J because finance |
| income not on I]; debtor will make 1st plan payment soon |
| 11/25 - 1/2 mo default but TFS pending for other half; go long date |
| to 2/6 |
| 1/29 - 1/2 mo default; need to review everything & file TMD plus |
| need to know if moved so 2/20 |
| TMD set for no amended I, J, plan & default |
| 2/13 - One month default; need amended budget to reflect moved |
| back to Hazel Crest RE and half of rent/mortgage on J; amended |
| plan filed but no amended budget and none of these issues |
| resolved in plan [higher plan payment for amended budget; |
| treatment for secured Quantum POC and maybe tax |
| returns/refunds if bus loss]; agreed to 3/20 |
| Confirmation |
| Hearing |
| 11/12/2025 -Meeting Concluded. Amend plan for 1.3/8.1 interest to |
| unsecured. Confirmation to go to 1/23/26. Debtors will make 1st |
| plan payment around due date. |
| 1/13 - Current; need amended plan for int to unsec |
| 1/20 update - atty working on this |
| 2/1 - Current; amended plan #25 did more than just add int [2 |
| creditors in 3.3 changed to pro rata and reduced int rate to 7.5%] |
| so need full notice period so 3/20 |
| Confirmation |
| Hearing & TMD |
| 12/2/2025 - 341 meeting not held. Missing taxes and pay advices |
| AH to file TMD [NO $] |
| TMD #15 set for 1/9 - no 341; failure to provide all proof of income |
| [missing proof of disability income] and no$ |
| 1/5 - atty says still trying to get proof of disability income and |
| debtor was supposed to make a payment |
| [TFS payment started on 12/30]; atty says D will make another |
| payment today and is talking to somebody to get proof of disability |
| - |
| 1/6 update: per TFS $1117 to post soon [it cleared] and another |
| payment scheduled to start 1/7 |
| 1/7 - One payment posted so just due for end of Dec and another |
| payment started 1/7; got from carpenter benefits payment ledger - |
| not the best proof of disability but enough to hold meeting; go to |
| 2/6 for new 341 to be set and held |
| 1/28 - Meeting Concluded. Need copy of divorce decree/MSA and |
| need tax claims resolved [atty has signed returns for both IRS and |
| IDOR]; amend J because debtor pays both Sherman property |
| [$1100 mortgage] where ex lives per divorce decree and pays |
| $1100 rent to his mom; mom doesn't live there; debtor and his |
| partner live in the mom's house but schedule J only had $1100 |
| once but need twice for rent and for mortgage; amend plan for |
| interest to unsecured due to liquidation; DSO obligation - debtor |
| says doesn't pay child support just mortgage and utilities for |
| Sherman property; IRS and IDOR claims have 22-24 est/not filed |
| so need both tax claims resolved; debtor was in coma/hospital for |
| much of 2025 and is on disability thru employer [$525 per week]; |
| debtor plans on returning to job but not sure when; doctors won't |
| give any return date; paid back friends from money given while he |
| was in coma/hospital they paid mortgage; concern - living off of |
| retirement in bank and how pay everything if can't return to work; |
| agreed cont confirmation to 3/20 |
| 341 docs - divorce decree 9/17/24 - $1425 per month cs and $760 |
| maint to be paid by debtor to ex but both stayed as long as Derek |
| pays housing including RE taxes, insur and utilites; property |
| awarded to Derek |
| 3/12 - Current; still need amend J; amended plan and feasible plan |
| gave to JK for TMD |
| TMD #29 set for no amended J, plan & unfeasible plan |
| Confirmation |
| Hearing |
| meeting concluded by MW. Move mortg to 3.1, not 3.3. 100% |
| plan, continue past 3/10 bar. Check liquidation v 100%, may need |
| interest in 8.1, real close between 100% and liquidation amount. |
| Amend sch c to add homestead exemption. per testimony. travel |
| agency business no longer in business, no income recently nor |
| going forward. |
| 2/10 - Current; amended C filed; go past bar to 3/20; will need |
| amended plan |
| 3/10 - Current; just need amended plan that moves mortgage to |
| 3.1 |
| Confirmation |
| Hearing |
| 1/28/26 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E 2023 $300K/$352K Refin. Property taxes not |
| escrowed. ~$6,000 yearly. Current. |
| Document TBE. only $100K reg exemption taken on C - no equity |
| TBE or not |
| All income ok. Both Retired. SSI and pension only. |
| Chase objection - arrears |
| 2/9 - Current; need amended plan to resolve obj but no POC yet; |
| go to 3/20 |
| 3/10 - Need mortgage POC to amend plan to resolve obj |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| 341 Feb 25, Bar Date Apr 13 |
| No amendments required and $ current but 122C2 requires 100% |
| by a large margin so go past bar date. |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 Feb 11, Bar Date Mar 4. |
| Amend Plan 3.1 to check correct box (not "none") and amend 5.1 |
| for correct liquidation $140K not $34K. Plan does give interest to |
| unsecured creditors. |
| 2/13 - NO $ [no TFS]; need to go past bar to 3/20 |
| 3/10 - Still no $ [no TFS acct]; due on 23rd; orig plan funds OK |
| BUT must amend plan to check correct box in 3.1 and add arrears |
| and fix liquidation to $140K; gave to JK for TMD |
| TMD set for no amended plan & default |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 Feb 11, Bar Date Mar 23 |
| D ATT to answer this question: Why isn't this a Chapter 7? If |
| answer is in SOFA 18, why is liquidation in plan zero? Amend |
| SOFA 23. Tax refunds are prorated on Schedule I. 6% plan. |
| 3/2 - Current; amend SOFA and explain why not Ch 7; waiting for |
| D to return signed SOFA docs but NOT filed as Ch 7 due to #8 so |
| money that Ch 7 T could have recovered from boyfriend must be |
| in 5.1 liquidation amount; agreed to 3/20 |
| 3/10 - One month default [just due]; still need amended SOFA and |
| need amended plan with amt of recoverable funds in 5.1 |
| liquidation amount; gave to JK for TMD |
| TMD set for no amended SOFA #23 & amend plan to state and |
| fund recoverable CH 7 amount in part 5.1 liquidation field |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Feb 11, Bar Date Mar 23 |
| No amendments required. D states PC has started, two deducts |
| to date. |
| 3/2 - On PC; Need Westlake Portfolio POC; agreed to 3/20 |
| 3/10 - On PC; still no Westlake POC; not sure why we didn't go |
| past bar deadline |
| 341 docs - W & I transcript $21704 wages |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing & TMD |
| 2/25/2026 - 341 meeting not held. No Schedules I, J & SOFA filed. |
| Missing taxes and pay advices. TMD to be set. EMS 3/9 AH for |
| TMD no 341 and JK for missing docs unless can all be one one |
| FYI - Plan not in but payment is $575 and early March |
| TMD set for no 341 meeting, taxes, pay advices, file Sch I, J and |
| SOFA & default |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing & TMD |
| 2/25/2026 - 341 meeting not held. Missing taxes. TMD to be set. |
| No $ |
| Got statement didn't make enough to have to file in 23 & 24 so |
| need W & I statements for those years and ten need 22 and will |
| need 25 bf confirmation |
| TMD set for no 341 meeting, taxes & default |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Confirmation |
| Hearing |
| 341 Feb 25, Bar Date Apr 9 |
| Amend to get to 10%, claims are coming in much higher than |
| scheduled. Debtor has a ton of prior filings that don't show up on |
| "Get PACER Filings" b/c filed under another name. See Docs |
| requested at 341 folder. |
| Apr 17 by agreement w/D ATT. Debtor states fourth weekly payroll |
| deduction is this week. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 8/6/2025 -Meeting Concluded. IRS present. IRS needs 23 & 24 - |
| says 24 was rejected but person not sure why and that 23 must |
| have unemployment listed; Alex resolving and faxing signed |
| returns soon; IDOR - all filed but owes. Amend 8.1 of plan to state |
| collateral for adequate protection. Debtors made TFS payment |
| and 1st payroll deduction taken recently; need to review 122C-2 |
| line #46 and stubs and let Alex know if any issue. |
| 10/31 for IDOR poc |
| Ally objection |
| 10/20 - ON PC; still need IDOR POC [ems to rev]; need amended |
| plan that resolves objection and refers to collateral in Part 8.1 of |
| the plan; agreed to 1/9 for IDOR POC |
| 12/29 - On PC; IDOR POC has many estimates so must resolve |
| and still need amended plan for above; |
| agreed 2/20 |
| TMD set for no amended plan & resolve IDOR POC |
| 2/12 - On PC; need TMD issues resolved; atty working on it; |
| agreed to 3/20 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 11/12/2025 Meeting concluded. Owes IDOR $22,000. Need IRS |
| POC. Amend B and 3.1 for 07 Accura with loan through One Main. |
| 12/8 - On PC; IDOR POC has 2 years not filed so that must be |
| resolved; we have $75K liquidation but plan has $0; and need |
| amends above but go past bar to 1/9 |
| 12/29 - On PC; IDOR POC still not resolved; need liquidation calc; |
| amended B and amended feasible plan; agreed to 2/20 |
| TMD set for no amended A/B, plan, unfeasible plan, resolve IDOR |
| POC & resolve liquidation amount |
| 2/10 - On PC; still need |
| liquidation resolved [we have $75K and plan has $0]; |
| resolve IDOR POC; |
| amended sch B; and |
| amended feasible plan |
| agreed to 3/20 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 341 notes: 58 month / 100% plan. Must be 100% due to 22c pot. |
| Amend Sch E to give notice to IDOR, D thinks she owes about |
| $3,000. Debtor has Worker's Comp claim, 100% exempt. |
| 12/23- On PC; amended E notice only [but POC filed]; bar is |
| 1/2/26 but case is already very unfeasible with claims filed to date |
| [mainly due to tax claims]; agreed to 2/20 |
| TMD set for unfeasible plan & default |
| 2/13 - PC but almost 2 mo default; plan is VERY unfeasible; atty |
| says hurt leg and is on WD but lost 2nd job; go to 3/20 -might be |
| Lanning |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 12/30/2025 Meeting concluded. Owes IRS $21,300. Need |
| liquidation analysis. Need docs for $500 and $352 monthly |
| medical expenses. |
| 1/12 - On PC; need liquidation analysis and need docs re: medical; |
| 2/20 |
| 2/13 - On PC; rec'd liquid analysis - plan has less than they state |
| and so need MO or amended plan with $28804 in liquidation field |
| and still need med exp docs; agreed to 3/20 but set TMD if don't |
| have docs |
| 341 docs liquid after Priorty approx $20K is $28,804 - plan has |
| $25,675 |
| Rec'd proof of medical |
| 3/10 - PC -just need amended plan or MO changing 5.1 liquidation |
| field to $28,804 [which is amount on the liquidation analysis atty |
| gave me] |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 1/14/2026 Meeting concluded. Need IDOR POC. B #33- debtor |
| has not contacted an attorney yet but plans to- amend 8.1. Debtor |
| is currently on short term disability and receiving SSI and snap- |
| amend I and need docs. |
| 1/26 - NO $ [PC OE but nothing rec'd yet]; need IDOR POC; |
| amend plan 2.4 for B33 and amend I & provide docs to support |
| amended I; go to 3/20 |
| 3/10 - $ OK; need amended plan; amended I with documentation - |
| gave to JK for TMD |
| FYI - IDOR POC filed |
| TMD set for no amended I, plan & document current income |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/2026 Meeting concluded. Amend I- no longer getting $55 |
| support pmt. Per testimony- rent is $2,600 and daughter |
| contributes $1,300- listed as $1,600/ month. Leaving up to PP |
| whether she wants amend. |
| 3/9 - On PC; amend I and may need to fix sch J rent down to |
| $1300 to create feasible plan; IRS POC must be resolved [3 est] |
| and makes plan unfeasible; no car or IDOR claim yet - need$15 |
| ADQP in 8.1 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| mw held meeting. amend sofa 1 to check married. |
| 3/11 - On PC; need secured claims and amended SOFA |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/2026 Meeting concluded. Amend B for 2021 Honda instead |
| of 2022. |
| 3/10 - Only half plan payment posted; need full payment or proof |
| PC has started bc March due day after court; amend B; continue |
| past bar because need mortgage and Kane Co claims |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| MW held meeting. 3.1 d installment payment 0 because 2nd mortg |
| not due until 1st paid off. 3rd mortgage is the trust which is from a |
| lawsuit and consent judgment. payments to be made direct. Need |
| documentation of trust if no POC filed. IRS poc already amended |
| yesterday. 122c2 amends/proof needed for several, please see |
| worksheet for CA notes. Need to verify if amends impact plan. 3 |
| adult children are in school full time, supported by parents per |
| testimony. need proof of J #7 $1800 food/housekeeping expenses. |
| 3/10 - On PC; line #46 appears to be over-stated - need to show |
| how calc that amt; 24 year old in grad school? - will be 29 and no |
| obligation to support -no source of income for any of them;all FT |
| students what are expected grad dates; only 4 on tax return for |
| last 2 years so if 24 year old not really in HH - if not on 25, then |
| last 3 years - |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/2026 Meeting concluded. D2 income slightly overstated. |
| 100% plan [required by CMI] |
| 3/10- On PC; go past bar |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/26 - 341 meeting concluded. Bar date 4/3/26. |
| All taxes filed. Owes IRS $43K. No DSO. |
| Purchased R/E June 2003 $241K/$389K Appraisal. Property taxes |
| escrowed. |
| 2002 Chevy Avalanche - PIF. |
| Income ok. $1800 weekly. In the process of getting a divorce so |
| NFS income not listed. Keeping everything separate. 3 children |
| not listed. 26, 18 and 22 years old. 100% plan. |
| Liquidation in 5.1 s/b $6,516. Must be 100% Plan per CMI pot. |
| Continue past bar date. |
| Mortgage obj |
| 3/10 - On PC; go past bar deadline; need IRS POC resolved [25 |
| est]; plan currently unfeas with IRS POC if all GUC file |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 2/25/26 - 341 meeting not held. Missing taxes and pay advices. |
| TMD to be set by AH |
| TMD set for no 341 meeting, taxes & pay advices |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/2026 Meeting concluded. Need to file 25 taxes and need |
| amended IRS POC. Inheritance used to pay off debt. |
| 3/10 - On PC; IRS POC resolved; just need an amended plan that |
| funds IRS POC and$39K liquidation amount |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/26 - 341 meeting concluded. Bar date 4/7/26. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E 2017 $150K/320K Redfin. Property taxes |
| escrowed. |
| All 3 cars listed - PIF. |
| Job income ok. $1800 weekly. NFS: No income. |
| Schedule E loss on taxes - Mother in law pays him rent $800/mo. |
| Lives with him. Taking a loss on rental income from his house. |
| Amend I to add $800/mo and need proof. |
| Amend SOFA - Paid SOFI and Lending Club $720 & $740 in |
| November and December. |
| Correct liquidation amount in 5.1 s/b $39,122. 100% Plan. |
| 3/10 - Current/PC; need to go past bar but will need amended I |
| and amended SOFA |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 on 2/25/2026 -Meeting Concluded. Amend plan to move |
| OneMain from 3.3 to 3.2; IRS POC to be resolved; need liquidation |
| analysis; and continue past bar date; CMI pot requires 100% by |
| large amt |
| 3/9 - On PC; go past bar; will need amended plan; need IRS POC |
| resolved and need liquidation analysis |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| mw concluded meeting. No amends, 2nd job income ok, works at |
| bar, gets cash tips so paycheck only shows credit tips or hourly |
| wage which is way less per testimony. works 1 day a week at bar. |
| 3/9 - half mo default but another $525 started in TFS on 3/9; need |
| IRS POC resolved [est 22 & 25] and makes case unfeasible so |
| need to cont |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/2026 Meeting concluded. Need more P/AS for D2. Over neg |
| 10% |
| 3/9 - Current/PC; need a couple of current stubs with deductions |
| for D2; plan docket #7 looks Ok |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| sold crypto and stocks is what the capital gains and losses are on |
| the taxes previously. Testified no longer doing this. no tax debt |
| owed. Need proof of uber/lyft to support $2400 on I (what we have |
| shows substantially less, testified to around $1k/mth net). |
| 3/9 - On PC; if get proof that sch I is correct or amend I/J, then can |
| prob rec # |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/2026 Meeting concluded. Current on property taxes. No |
| amends. |
| 3/9 - On PC; could prob rec #6 |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 2/25/2026 - 341 meeting not held. |
| 341 meeting continued to 3/11/26. Review after mtg |
| 3/11/26 - 341 meeting concluded. Bar date 4/13/26. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E September 2001 $160K/$315K Redfin. Property |
| taxes escrowed. |
| 2016 Honda Fit - PIF. |
| Income ok. $2250 biweekly. 100% Plan. |
| $ deducted from paycheck 3/6/26. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/2026 Meeting concluded. Amend I- understated by $200. |
| Need 8.1 tax return language- debtor testified it was a chochet |
| business no longer operating. |
| 3/9 - No PC or $ yet; when does DSO obligation end [youngest is |
| 17]; need 25 return to see if took bus loss - if so - need that refund |
| GREGORY J |
| MARTUCCI |
| Confirmation |
| Hearing |
| 2/25/2026 - Meeting Concluded. Amend sch A [D1 only] and |
| amend plan [match claims on arrears]; IRS POC must be resolved |
| [23 est]. |
| NewRez obj - arrears higher than plan has |
| 3/10 - Current; Amended A/B filed [D1 only]; need IRS POC |
| resolved and need amended feasible plan but need to go past bar |
| deadline first - ems 4/17 or 5/1 |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing & TMD |
| 1/28/2026 - 341 meeting not held. Missing proof of income. |
| Still need P&Ls for business income for debtor and nfs. |
| 2/9 - No $; AH to file TMD |
| FYI - TFS for $1200 started on 2/9/26 |
| TMD set for no 341 meeting & proof of self employment income |
| 2/18- rec'd proof of income [both debtors are 1099 for Enterprise]; |
| agreed to 3/20 for DT to review docs and hopefully for new 341 to |
| be set and held |
| 3/5 - DT never switched and email to JY was in draft folder so not |
| sent so sent today -need P & L's but both 1099 so not sure P &L's |
| are needed - ems DT with KC cc'd; KC says ready and changed |
| code |
| 3/10 - One month default; still don't see new 341 date so ems to |
| AH; conf to 4/3 prob |
| 341 meeting continued to 3/25/26. |
| JAMES A |
| YOUNG & |
| ASSOC |
| Confirmation |
| Hearing |
| 2/25/26 - 341 meeting not held. Missing taxes and pay advices. |
| 341 meeting continued to 3/11/26. Review after mtg |
| MW held meeting. sorry in advance for the length of notes: Debtor |
| has brain new business, started 1/2026 (athletes iron club). Old |
| business Passion fitness ended 12/2025. Schedule F has lease of |
| old business for 70k from breaking lease which is why we have no |
| p/l statements for it yet. New business Athletes iron was brand |
| new at filing, 1 week old. need profit loss statements for business. |
| testified there is a $8500/mth lease for business space (debtor |
| unsure if she is personally liable on lease or if in business name |
| only, if personally liable, will need amended G for lease). Amend G |
| for residential lease for Amarillo property. Testified she has written |
| lease with tenants and rent is 2k/mth. Mortgage is $1200 and |
| some change. Need proof of rental income. Tenant responsible for |
| all utilities, debtor just pays mortgage (which is escrowed). |
| Resides in property on greenwood in NFS name only (no |
| mortgage, taxes/insurance paid direct per testimony). Amend C to |
| remove homestead exemption as debtor doesn't reside at |
| Amarillo. Debtor testified NFS was tired of being self-employed |
| and is starting union construction job 4/1. Will need amended I |
| and paystubs once received to confirm income. Must move PNC |
| Bank from 5.2 to Part 3.2 or provide step payment when PIF. |
| Amend 5.1 for correct liquidation. $55K based on Schedule A, |
| $75K based on Zillow. I think that's everything - Pam feel free to |
| reach out to me if notes don't make sense or to Datty, he stated he |
| knew coming into this we may need a lot given the age of new |
| business. |
| MICHELOTTI & |
| ASSOCIATES |
| LTD |
| Request Renotice |
| 341 Meeting and |
| Confirmation |
| Confirmation |
| Hearing |
| 341 on 2/25/2026 - Meeting Concluded. Amend plan for HUD |
| treatment and Ally arrears. 100% with int to unsec plan so go past |
| bar deadline to 5/1; debtor says 1st PC deduction last Friday |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing & TMD |
| 2/25/2026 - 341 meeting not held. Missing taxes and pay advices. |
| Regular TMD by AH is OK -ems 3/10 |
| TMD set for no 341 meeting, taxes, pay advices & default |
| SEMRAD LAW |
| FIRM LLC |
| Motion Allow |
| Claim(s) |
| Notice of Motion and Supporting Motion to Allow Claim(s) #13 |
| Filed by Darran M. Barhaugh on behalf of Kalpana Ganesan. |
| 1. The Claim filed under docket entry 13-1 by Kalpana Ganesan is |
| a Domestic Support Obligation pursuant to 11 U.S.C. 523(a)(5). |
| 2. The Claim filed under claim number 13-1 by Kalpana Ganesan |
| is approved as a Priority Claim pursuant to 11 U.S.C. 507(a)(1). |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 10/1/2025 -Meeting Concluded. Amend I and provide paystub for |
| maintenance [debtor says MSA ended maintenance in Dec 24 but |
| ex-wife just went back to court and got it started again but debtor |
| is fighting that]; right now taking $1800 month maint and $958 |
| child support from his check; debtor believes should only be child |
| support]; DSO listed; issue must be resolved and then correctly |
| stated on I with paystub/orders to confirm; amend plan 3.1 for |
| correct car payments [$1102 and $799]; 2nd job uber just dos |
| when has time and amount varies - 100% plan; keeping 2 cars |
| because the one is under water so would owe if sold but if |
| maintenance staying and needs to reduce plan payment, then will |
| need to surrender one of them; CMI requires 100% by large |
| amount but maintenance issue prob not on CMI; Confirmation to |
| 11/21 to be past bar and to work out maintenance issue |
| If not 100%, then 2 car issue and need step when car/s PIF if end |
| during plan term |
| Art is representing the former divorce lawyer, Anthony Abear- |
| issues with SOFA - not being complete - missing prev address; |
| explanation of India sale proceeds and payments in Part 3 |
| [questions 6-8]; atty believes D rec'd this $ and has not accounted |
| for it and his client was supposed to be paid with these proceeds |
| and was not paid |
| Anthony Abear obj to confirmation |
| 11/17 - Current; amended plan #20 funds 100% but still didn't |
| correct car install [per contract with NuMarc, it is $508.67 EVERY |
| 2 WEEKS so plan should have $1102 monthly but J has $1117 so |
| prob let it go but need paystub/orders to show maintenance ended |
| and no past due DSO - atty says talked to divorce atty D may we |
| $1060 for daycare costs; employer still taking DSO so believe |
| current |
| Could rec #20 if obj denied |
| Plan #28 - 100% but doesn't fund late DSO claim - we won't object |
| to late filed DSO claim #13 for $31,500; but Mike did and obj set |
| for 1/9 so confirmation to 1/9 too |
| Sanctions issue continued to 1/9 |
| 341 docs - Nov 25 stub has $1277.5 support |
| 1/5 - One month default; DSO claim issue must be resolved - plan |
| docket #28 OK if obj to claim #13 sustained |
| 2/17 - One month default and Feb due but TFS for $1725 pending |
| so $ OK |
| SEMRAD LAW |
| FIRM LLC |
| Motion |
| Sanctions/Damage |
| s for Violation of |
| Automatic Stay |
| 362(k) |
| Motion For Sanctions against Kalpana Ganesan and the Barhaugh |
| Law Firm, P.C for Violation of the Automatic Stay |
| Several attempts were made by Semrad Law to contact attorney's |
| office who represents Kalpana Ganesan to cease collection efforts |
| regarding property settlement from the divorce |
| proceedings/dissolution judgment. |
| 1. The Barhaugh Law Firm, P.C. are ordered to file a motion in |
| state court to immediately cease the show cause and collection |
| proceedings; |
| 2. Barhaugh Law Firm P.C. are ordered to pay Debtor’s counsel’s |
| reasonable attorneys’ fees, in the amount to be proven up |
| 3. That Barhaugh Law Firm P.C. are ordered to pay Debtor |
| punitive damages in the amount to be proven up |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 13 of Kalpana Ganesan filed on |
| 11/21/25 for $31,500. |
| POC was filed after the claims bar date of 10/29/25. |
| Wants disallowed in its entirety. |
| briefing schedule and status 2/20 |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 10/1/2025 Meeting concluded. Owes IRS ~$600- need POC. D2 |
| lost job at Stericycle- working full time at delta sonic. Amend I and |
| need new paystub. Amend HH size to 4. Sofa #4 amounts do not |
| match tax figures. |
| 10/20- Current but Oct due before court date; IRS POC all filed; |
| D2 lost job; need amended I with new stubs; amend SOFA #4 to |
| match tax returns; and amend HH to 4 - continue past bar to 12/5 |
| TMD set for no amended I, SOFA #4, need current paystubs & |
| default |
| 11/26 2 month default; Amend I; provide current stubs; and |
| amend SOFA #4; orig plan funds OK with claims filed |
| 12/3 amended plan #26 is good. Just need $ and other amends |
| 1/9 to see if they make additional payments on top of monthly to |
| catch up |
| 1/5 - 3 mo default [$4650] and TFS upcoming payments are for |
| $1075 & $1000; atty wanted 1/23 but these 2 payments only equal |
| a payment and a 1/3 so NOT even half the current default & |
| another payment comes due plus other amends needed; 4 due |
| and we have only rec'd 1 payment |
| 1/21 - Funds posted and still $2575 [1.7 months] and Jan due |
| before court date; now $1075 started on 1/20 but won't post by |
| Friday and not even a full plan payment; $ is only issue - 5 due |
| and just over 2 paid; default o $4125 is greater than TPI [$3625] |
| if cont - ask for FINAL to be current |
| 1/23 ct - FINAL 2/20 to be current; nothing in TFS; need $3050 to |
| be current thru Jan; next payment due day after court |
| 2/17- TFS to start on 2/14 is still in upcoming trans so never |
| started and won't post by Friday and this final - now started on2/17 |
| but wont' post in time - if cont - another due and this was final |
| 2/20 ct - Absolute final 3/20 for $3050 and Feb payments to post |
| 3/10 - Need Feb plan payment |
| FYI March de on 2/21 that is why ct gave 3/20 as absolute final for |
| $3050 AND FEB to post |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Judge Baer Info |
| Debtor's Objection to Claim(s) 6 of Illinois Department of Revenue |
| Unfiled 2022 and 2023 taxes. |
| Debtor has prepared and filed the 2022 and 2023 Tax returns and |
| received a refund. |
| Wants disallowed in its entirety. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 11/12/2025 - Meeting concluded. Need amended IRS POC and |
| IDOR POC. Amend 5.1- liquidation of $214,464- requiring int to |
| GUCS. |
| 11/13 - Current; needs to go past bar so continue 12/19 |
| Amerihome obj |
| 12/16 -Current; IRS amended but still 2 years est [obj to claim up] |
| and IDOR just filed a POC on 12/16 with 2 year unfiled/unknown |
| [22 & 23] that must be resolved; plan is very unfeasible with |
| current claims filed; amended plan MUST have $192K liquidation |
| and interest to unsecured in part 8.1; atty says doing trail loan mod |
| so need long date - 2/20 |
| 2/12 - Current; IRS POC resolved and obj to IDOR POC set for |
| 3/20; amended plan #21 is very unfeasible because arrears $0 in |
| plan v. $125K on POC but loan mod pending; this plan has correct |
| liquidation and int to unsecured so go to 3/20 for arrears claim to |
| be amended per loan mod and for obj to IDOR POC |
| 3/10 -Current but need IDOR POC sustained and need mortgage |
| POC amended - gave to JK for TMD in case not resolved by 3/10 |
| TMD set for unfeasible plan & resolve IDOR POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 12/10/25 - Meeting concluded. Amend 3.3- Capital one is taking |
| 63 MOS to complete. Amend I- Debtor started new job 2 weeks |
| ago- need paystub. Snap decreased to ~$300 a month. Debtor |
| lives with parents- no rent. Storage unit expense listed on J#21. |
| 12/16- One month default [just due today]; need amended I, plan |
| and stubs - continue to 1/9 |
| 1/2 - One month default; IRS POC must be resolved - 23 estimate |
| and need amended I; amended feasible plan and stubs; go to 2/6 |
| but set TMD if not ready |
| TMD set for no amended I, plan, unfeasible plan, resolve IRS |
| POC, need recent paystubs & default |
| 2/5 - 1 mo default; $820 posted on 2/3; resolve IRS POC; need |
| feasible plan; amend I and provide stubs |
| atty says no update |
| 2/6 ct - payment cleared but still one month default ; updated |
| budget and signed amends soon and obj to IRS |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Judge Baer Info |
| Debtor's Objection to Claim(s) 8 of IRS |
| Debtor has prepared and filed 2023 taxes. |
| 1. The priority portion of Claim 8-1 is allowed $2,909.79. |
| 2. The general unsecured portion of Claim 8-1 is allowed |
| $10,189.15. |
| 3. The secured portion of Claim 8-1 is allowed $0.00. |
| 02/17/26 IRS (French Stephens, filed the POC) called me looking |
| for signed copy of 2023 return stating he can't get Pat Semrad to |
| pick up the phone. GBS [GBS emailed Mike and he said he would |
| reach out] |
| SEMRAD LAW |
| FIRM LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Judge Baer Info |
| Debtor's Objection to Claim(s) 9 of Internal Revenue Service |
| Unfiled 2022-2024 taxes. Debtor has filed and prepared taxes for |
| all the tax years. |
| 1. The priority portion of Claim 9-1 is allowed $21,882.11. |
| 2. The general unsecured portion of Claim 9-1 is allowed of $0.00 |
| 3. The secured portion of Claim 9-1 is allowed $0.00. |
| No amended POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 12/30/25 - 341 meeting not held. |
| 341 Jan 14, Bar Date Jan 30. |
| Amend Petition to add apt 204. Amend Plan, VW belongs in 3.2 |
| not 3.3. Need IRS and IDOR claims before confirmation. |
| Amended 2023 and 2024 1040s received Jan 14. Provide proof of |
| income that is useful. Still waiting. Debtor 1099s for Veho |
| $2500-$3000/month (received 24 page printout Jan 14); Roadie |
| $2000 (107 pages in 4 pdfs received Jan 14) and Spark (Walmart) |
| $1000 (received 99 page printout Jan 14). 230 pages of raw |
| printouts from D ATT but nothing to show how they calculated |
| Schedule I, which in theory, they did before filing. They will get us |
| cover sheets that make sense of the 230 pages. |
| 1/15 - Current; 341 just held and lots of docs/amends - prob |
| continue -agreed 2/20 |
| 2/17 - Current and amended petition filed but no new |
| docs/amends; obj to IRS POC set for 3/20 |
| 3/10 - One month default [TFS $1275 started on 3/5]; never got |
| summary/calc for huge raw income data; atty was to get us cover |
| sheets to make sense of the 230 pages; IDOR POC filed & OK |
| amended plan #20 works if IRS POC sustained BUT NEED DOCS |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/26 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| Amend I - Delete 5f (DSO) - error. creditor was garnishing her |
| wages. Income ~$1200 biweekly. Clothing business listed but no |
| income - never really started it. |
| Heights Finance filed Secured POC #6 not provided for in the plan. |
| Heights Finance obj |
| 3/10 - On PC; need amended sch I; amended plan might resolve |
| obj but it doesn't provide tax returns and turnover refunds if bus |
| loss on return [last 3 out of 4 returns have bus loss]; need 25 |
| return and refund if loss if she has filed it; also 8.1 needs to be at |
| least $15; and major issues with 6.1 treatment - if assume, must |
| be cure and maintain; appears to have put entire lease in arrears |
| and trying to spread out payments longer than lease term; lease |
| arrears on POC is only $1857.91 so that is what we will pay and |
| then on-going lease payments have to be at contact rate [prefer |
| paid by D but if by T, then must have 8.1 language telling us lease |
| end date and language to stop paying at that point. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/2026 Meeting concluded. Amend I- Understated by ~$500. |
| 3/9 - PC; amend I or doc that sch I is correct |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/26 - 341 meeting concluded. |
| All taxes filed as of now except 2025. Owes maybe about $10K |
| but IRS POC showing $50K right now with unfiled taxes. No DSO |
| No R/E. |
| Need Amended IRS POC showing 2020-2023 and 2025 taxes are |
| filed. |
| Income ok. $1900-$2000 biweekly. |
| Note: The set payment for Santander does pay the claim in full |
| within the estimated plan term. |
| $364 deducted from paycheck 2/20/26. |
| Santander obj |
| 3/9 - Current; Need IRS POC resolved [includes 25]; plan unfeas |
| w/IRS POC and need obj resolved |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 2/25/26 - 341 meeting not held. |
| 341 meeting continued to 3/11/26. Review after mtg. - Not held. |
| Debtor was having tech issues. Need another date. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| mw held meeting. amend plan 3.1 to remove installment on HUD |
| (not due yet). amend 3.2 HOA for correct poc amount |
| 3/10 - Current; need to go past bar [100% required by CMI pot; |
| currently unfeasible with claims filed [mortgage arrears $1727 v. |
| plan $0 plus others]; need IRS POC resolved 24 & 25 est] |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Feb 25, Bar Date Apr 3 |
| Need copy of DSO order. Michigan only. Need copy of P/A |
| showing DSO deductions and need proof of payment of DSO that |
| came due before deductions started. D stated that the DSO debt |
| on the schedules is the amounts that were owed before prior case, |
| IRS seized refunds to pay past due DSO. Brand new job so need |
| recent P/A that support the numbers on Schedule I. Debtor also |
| drives Uber. Spouse moved out of the house in January. Debtor |
| hopes to reconcile but... Plan does not fund stated 10% of |
| scheduled debt in 60 months. |
| 3/10 - First payment should post in next couple of days per TFS; |
| need docs requested at 341; need amended feasible plan that |
| matches mort name and arrears amt; and need DSO POC filed |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 2/25/2026 - 341 meeting not held. Missing taxes. TMD to be set. |
| No $ |
| TMD set for no 341 meeting, taxes & default |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 2/25/2026 - 341 meeting not held. Missing 2022 taxes & pay |
| advices. TMD to be set. No $ |
| Taxes OK now [got 22 W&I - didn't have to file but nothing to |
| support 1099 car wash income |
| TMD set for no 341 meeting, pay advices & default |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 2/25/26 - 341 meeting concluded. Bar date 4/9/26. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| Income ok. $2100 biweekly. 100% Plan. |
| Amend G - Residential lease - need correct address. Has debtor's |
| address. |
| Amend SOFA - Repaid back $900 to boyfriend's cousin in |
| September/October 2025. |
| Sent TFS payment today. |
| 3/9 - Current; go past bar date; will need amended G & SOFA |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 2/25/26 - 341 meeting concluded. Bar date 4/10/26. |
| All taxes filed. No $ owed. No DSO. |
| Purchased R/E 2006 $214K/$364K Online. Property taxes |
| escrowed. |
| No vehicles in his name. Uses Uber or rides from family/friends. |
| All income ok. $700 biweekly. Food stamps $268. Household |
| contribution from sister who lives with him $1500/mo. 100% Plan. |
| Amend plan to pay interest to unsecured creditors due to |
| liquidation. |
| 3/9 - No $ yet [PC OE but nothing yet]; need to go past bar |
| deadline; will need amended plan |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| mw concluded meeting. Amend plan 2.4 for lawsuit language, may |
| have lawsuit for foot injury, possible PI suit. need amended IRS |
| poc. need Lyft statements (only has uber, testified he does both). |
| 3/9 - No $; TFS to start for $450 only on 3/10; amend 122C-1 for |
| uber/lyft income [Uber alone appears to ave $3K per month]; need |
| Lyft docs and maybe amend I; amend plan 2.4 and match car |
| claim & increase set and resolve IRS POC [20 & 25 est]; plan is |
| very unfeas with higher car & IRS POC |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 2/25/26 - 341 meeting concluded. |
| All taxes filed. No $ owed. No DSO. No R/E. |
| Need 2021 or 2025 taxes. |
| Income ok. $1500 biweekly. |
| Amend plan 3.5 - 2019 Hyundai Sonata listed twice - delete one- |
| error. |
| 3/9 - No $ [PC order but nothing rec'd yet]; need car claim; rec'd |
| 25 tax transcript; unsecured coming in higher |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing & TMD |
| 341 NOT held on 7/17/2024 - NEED ALL [also D atty out of town] |
| 7/29 - Current; 341 to be reset if we have everything now |
| Aug 14 341, Aug 29 Bar Date |
| Need up to date P & Ls and Balance Sheet, need Jan 1 to present |
| business (2 accounts) and personal (3 accounts) bank statements. |
| Document amount he takes as owner draw. Document payment |
| of post-petition DSO. |
| Need amended IRS claim showing 2020 and 2023 filed. |
| Need DSO claims. |
| $9375 on I 8 is shown as net of taxes. |
| $1000 on J 4 does not exist, lives on farm owned by his dad, no |
| rent payment, pays utilities. No transportation exp on J, paid by |
| business(?). |
| 8/15 Current; 341 held and need amends/docs so must be |
| continued; went long date [IRS to resolve and DSO issues] so |
| 10/25. |
| 09/12/24 Received email from DSO creditor that debtor is in |
| post-petition default. He must document payment of post-petition |
| DSO to satisfy 1325(a)(8). GBS |
| TMD set for no amended J, plan, unfeasible plan, need current |
| profit & loss statements and balance sheet, need all 5 bank |
| statements for the year to date, document owner draw, document |
| current on post-petition DSO payments & resolve tax POC's |
| 10/22 - Current; No IDOR POC yet [ems 10/16]; |
| need all issues above and amended IRS POC has estimate for |
| one yr that must still be resolved; don't have IDOR but with other |
| claims filed, plan is slightly unfeasible at 6% and need IDES in 3.2 |
| for secured claim filed; atty says BMO filed duplicate claims o he |
| will object and they dispute that the D is not current on DSO so |
| 11/22 |
| 11/18 obj filed for 12/20 on claim. DATTY sent a bunch of docs. I |
| started to review before obj was filed, did not process anything |
| since conf will be continued to be up with the obj. Debtor is |
| current. Still needed amd IRS poc (est 2020). Still need amended |
| J, and Plan. Debtor is current. |
| 12/10 - Current; amended J filed on 10/17/24; tons of docs rev'd - |
| have questions that need answered and need spreadsheet |
| summary re post DSO [alimony; child support and other due and |
| then amount paid and where can find in docs of proof of paid]; |
| objection to claim resolved; still need amended IRS POC resolved |
| [2020 estimated] and need plan treatment for IDES secured POC |
| 1/22 - Current; same; case filed in June 24 -dispute as to if |
| post-petition current or not -issue is LARGE payment made right |
| at filing went to arrears and arguably OK because D should be |
| making monthly maintenance payment, not taking position that |
| funds arguably rec'd post-filing just makes it so he doesn't have to |
| pay and state put to arrears [creditor calc re: DSO arrears and |
| posts in 1/24 folder] |
| - and if treat as post, then arrears amount goes up |
| - what was the reasonable expectation at that time - $ to arrears or |
| to posts |
| -obligation to a person, not a corp - not paying will neg impact kids |
| -1325 make payments order says to make |
| - big lump sum probably from dad - listen to recording |
| - may have black ltr of law argument but T not buying it |
| atty wants time t review options with client so final 2/21 |
| 2/12 - Current; if DSO creditor atty and D atty can work out |
| agreement that posts DSO are current and agree to arrears |
| amount, then this might be ready to confirm after review again - |
| big issue to confirm is that sch J DSO/Maint amt is correct and will |
| stay that amt for plan term |
| If continued, ask court to mark FINAL to resolve; case filed in June |
| and DSO/main current and arrears right have been issue all along |
| fyi 2004 exam motion filed by dso creditor |
| 4/14 - Current on plan payments but DSO still alleges not |
| post-petition current; waiting for resolution of DSO arrears/currents |
| to confirm |
| Case been pending since June 24 so issue needs to be resolved |
| and issue pending since beg of case - go to 5/23 |
| 5/21 - same |
| IRS POC never resolved - amended filed 8/28/24 has 2020 est |
| Plan is unfeasible if $51,714 actually pre-pet arrears |
| Never amended plan for treatment of secured claim filed by IDES |
| Case filed 6/20 and TMD was filed on 10/17/24 - EXTREME |
| DELAY |
| and not rec'd proof that DSO post current |
| 6/17 - Current; IRS POC now finally resolved; still need amended |
| plan for IDES secured treatment; don't see that every got poof of |
| life [$152] and health insurance for debtor [$822]; FYI - have proof |
| of kids health insur amt; disp on last J is $3544 so that should be |
| the plan payment since min % plan; need proof of life [$152] and |
| health for D only [$822] on J and proof D is making these |
| payments - EMS |
| 8/15 - Same issues - still need amended plan for IDES sec |
| treatment and for $3544 plan payment and proof of amount and |
| proof paying - life & health insurance for D |
| Sent HP FU email to Richard need above resolved by 9/26 |
| 9/23 - Current; amended plan docket #94 has $3544 plan payment |
| and treatment for sec IDES but set must be $100; can't determine |
| feasibility until know the total and pri amount being agreed |
| to/allowed for the Turilllo claim [priority amt in the plan is subst |
| more than the total pri claims filed] |
| docs rec'd - life $355 for 3 months and health/detal $922 one |
| month - |
| Red Barn $149K bus income - Sch I has $9375 monthly but based |
| on this it should be $12,416 ems |
| 11/19 Same as above; creditor and d atty back and forth regarding |
| discovery |
| Cannot determine feasibility until claim issue is resolved. |
| 1/23 ct - 2004 exams set for end of FEB |
| SPRINGER |
| LARSEN LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 12 of April Tarullo |
| Misapplication of post-petition DSO payment to pre-petition DSO. |
| Seeks to have the claim of April Tarullo 12-1 disallowed and |
| determine that the post-petition direct payment in the sum of |
| $51,714.00 is applied to post-petition spousal support. |
| Even if that is true, that is no basis to disallow this claim; it would |
| result in this claim being even higher [taken funds applied to |
| pre-pet arrears and apply to post means pre-pet is higher] |
| -disingenuous to have order disallowing |
| Result in changing application results in very unfeasible plan |
| Schedule J amended on 10/17 has $2696 main/support payment |
| & $900 extra circular in 6% plan - this is about the kids |
| Reply and revised proposed order with what they believe claim |
| should be after adjustment by Larsen by 6/6; status 6/27 |
| Response - $85,740 child support arrears at date of filing plus |
| $39,070 DSO arrears for a total of $124,810 and $351,960 GUC |
| claim; |
| $351,960 for property division/GUC; $51,714 paid on 6/23 - to pay |
| full spousal support owed per order -and says has made all post |
| cs payments so satisfies 1325(a)(8); he claims $51K payment |
| was applied to gen non DSO claim and not to DSO claims pre or |
| post; |
| My confusion if they applied $51K post maint to GUC portion, then |
| how does the claim filed on 8/28 , which had $351,960 GUC = amt |
| you say |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing & TMD |
| 12/10/2025 - 341 meeting not held. Missing taxes & pay advices |
| AH to file TMD |
| Per KC - Schedule I incomplete. Missing statement required for |
| income listed on line 8a. Missing proof of income from |
| self-employment/rental income. |
| Rental income does not make any sense - renting out their home |
| for $5k a month but paying the mortgages totaling $5605 a month? |
| Plus an additional $2800 expense for rent for other property? |
| TMD set for no 341 meeting, proof of self employment income & |
| default [FYI - 100% plan] |
| 1/6 - Current but need calculation/statement for 8a |
| Sch I - D & NFS W2 income; need statement as required by sch I |
| to document $5K in 8a |
| 1/9 ct - 2/6 for 341 to be set and held if get proof of 8a rental |
| income |
| Jan 28, meeting NOT concluded. |
| Need TMD for ineligibility over debt limit and for unfeasibility. |
| Schedule I and J and J-2 show only $69 disposable. Debtor is |
| renting Schedule A R/E out at a loss. $5000 rent, $5500 for two |
| mortgages. |
| NEG CASH FLOW |
| SPRINGER |
| LARSEN LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| Trustee's Motion to Dismiss Debtor for Ineligibility |
| Over the debt limit. The unsecured debt limit under 109(e) is |
| $526,700.00. The total unsecured claims filed to date equal |
| $607,482.04. |
| Atty has until 2/27 to file reply [arguing not liquidated] and I have |
| until 3/13 for response |
| SPRINGER |
| LARSEN LLC |
| Order Scheduling (RE: 35 Motion to Dismiss). Response due by |
| 2/27/2026. Reply due by: 3/13/2026. |
| Confirmation |
| Hearing & TMD |
| 10/22/2025 Meeting Concluded. Amend E to state DSO recipient |
| and file POS; amend I to only have current DSO being paid from |
| check [arrears thru plan]; amend J to remove $900 direct DSO |
| payment; will need DSO claim filed; resolve IRS POC [2020 est]; |
| amend plan to meet CMI pot; debtors made 1st plan payment via |
| TFS recently |
| 11/20- One mo dft; Need amended E for DSO recipient and POS |
| filed ASAP;also need other issues resolved but OK to continue for |
| those as long as E filed with proof of service to DSO |
| - atty wants 12/19 but I want E with DSO & POS first [bar date is |
| 11/26] |
| 11/21 ct - atty will file amend E for DSO with POS right away; |
| Art Rummler appeared -repres former spouse |
| TMD set for no amended Schedule E/F for DSO recipient & file |
| proof of service, amend I, J, plan to meet CMI pot & resolve IRS |
| POC |
| 12/17 - One month default [JUST due]; need all TMD issues |
| resolved but most importantly amended E not filed when atty said |
| he would do it right away on11/21 ct call - POC was by Art but |
| need E filed for DSO notices; agreed to 1/23 |
| 1/20 - One month default [just due]; plan payment way |
| understated and NONE of the TMD issues have been resolved; |
| plan is short $44K to meet CMI pot; 341 back in Oct |
| 1/23 ct - 2/20 FINAL [amended E/F final filed -ems CA DSO |
| notices] |
| 2/17 review per email from D atty wth proposed amends - |
| Amended I/J - $1852 disp - J didn't add baby on way - 5 on 12C-1 |
| and now 122C-2 is $1194.45 so pot is $71640; proposed plan only |
| works if DSO arrears claim is wrong but claim stands unless |
| objected to and no obj even filed yet and this was final |
| 2/20 email folder -post DSO payment via paystubs |
| 2/20 - DSO posts have interest payments as part of monthly |
| payment but allegedly not arrears; 3/20 |
| 341 docs - signed form current but that is not helpful |
| Confirmation |
| Hearing & TMD |
| 341 meeting to be held on 12/30/2025 - Meeting Concluded. D1 |
| has DSO - current & PC but on schedule J so must amend J to |
| remove; Owes IRS and POC filed; doesn't owe IDOR; overmedian |
| but very large neg # - no notes on WS so ems to verify no issues; |
| attorney says amended plan filed today that surrenders the Jeep |
| to Prestige and Kia is paid by daughter so must be in 8.1 paid by |
| co-signer. Also, now rejecting Acima lease on furniture so should |
| not be in 6.1 of the plan. If Encore payments ends during plan |
| term, then must be step payment for that. Current I - J is $2K neg |
| disposable so must fix and removal of child support from J that |
| really comes out of check will help with that. Amend I for correct |
| jobs and provide a couple of current stubs for each of them - D1 |
| works at Sikich for 3 years and D2 works at PBA since Sept so |
| need amended I and J; If not fixed with amended plan filed today, |
| must amend to remove $77K sum, which doesn't appear to be due |
| for any reason so need another amended plan if all plan issues not |
| resolved with amended plan filed today. Debtors made 1st plan |
| payment via moneygram. |
| 1/12 - Only got $380; must get at least $312 more [wld have to be |
| made today] and if cont, then another payment due; need |
| amended I for correct jobs with current stubs for each; amended |
| sch J to remove child support and have disp equal plan payment; |
| must have step plan if Encore payments end during plan term |
| [need claim or copy of car contract]; plan #15 funds 2% with |
| claims filed to date - must go past bar and fund 10% or give us |
| tax returns and FULL refunds as add'l plan payments [prefer fund |
| 10% and state that in 5.1]; at 341, atty said amended plan doesn't |
| assume Acima lease but still in 6.1 so must remove if not |
| assuming; same with Progressive - remove or state lease amt |
| [what is this for]; atty said amended plan has co-sign/daughter car |
| in 8.1 but 8.1 is none - amend 1.3/8.1 EMS |
| TMD set for no amended I, J, plan, unfeasible plan, current |
| paystubs, fund 10% or need tax returns/refunds as additional plan |
| payments & default |
| 2/16 - $ OK but need TMD issues resolved |
| 3/5 - Subst current and rec'd pay advices but all other TMD issues |
| need to be resolved |
| D1 - Sikich biwekkly $2902.84 G and $1709 Net [deduction child |
| support $531.23 per check] - amts on I OK but need employer |
| listed; D2 Pof Benefits $2182 G and $1918 N |
| Global Lending POC 72 payments beg 6/24 and only 36 month |
| plan so no step needed |
| Need amended I and J- plan payment must be $150 higher to get |
| to 10% and need amended plan |
| 3/6 all amends filed night bf court - issues so can't rec |
| 3/9 - $ ok but need amended plan and lease paperwork - detailed |
| EMS |
| Confirmation |
| Hearing & TMD |
| 2/25/26 - 341 meeting not held. Missing proof of income. TMD to |
| be set. AH TMD DELAY |
| Sch I all bus/rental income- Rent & babysitting and Door Dash |
| [attachment says Uber $0] |
| TMD set for no 341 meeting, pay advices & default |
| WONAIS LAW |
| LLC |
| Confirmation |
| Hearing & TMD |
| 341 Nov 12, Bar date Dec 24 |
| Requested copy of closing docs from sale of Lunt Ave. HM Lally |
| now run from home, trucks are at 5353 W 73rd St Bedford Park |
| (Dunkin Donuts MFG facility, he keeps his trucks there, no lease). |
| Repaid friends about $40K, still owes one about $5K. Amend |
| SOFA #7 accordingly. P & Ls show average profit about $11.6K |
| for Jul, Aug, Sep. $10,000 on Schedule I. 122C2 required 100% |
| by Large margin so definitely go past bar date. |
| 11/24 - NO $; go to 1/23 |
| 1/20 - One month default [just due]; never got closing docs from |
| sale of Lunt; amend SOFA #7; need amended plan with treatment |
| for 2 M&K leasing claims and interest to unsecured based on |
| liquidation amount; also need IRS POC bf confirm -prob continue |
| again - agreed 2/20 |
| TMD set for no amended plan, SOFA #7, need closing documents |
| from sale of Lunt Ave property, need IRS POC filed & default |
| 2/18 - One mo default [just due]; amended SOFA filed; amended |
| plan doesn't have int to unsecured; cont to 3/20 for notice and |
| another plan |