| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 12/30/25 12:14 pm |
| Matters are sorted by time slot and by case number within the time slot. |
| When the *FINAL* call is published on Tuesday it will match the Judge's published call as closely as possible. |
| Use Ctrl+f to search for a specific case or name. You may need to refresh the browser. |
| Court Call for Wednesday, January 7, 2026 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| OE 3/1/24 deferring $1747 & reducing payment to $1050. |
| 12/20/24 deferring $4445 |
| Set for Dec 3 $2900 = 3.7 months, last $ Aug 20, $775/month |
| Default is now $3675 = 4.7 months |
| GERACI LAW |
| LLC |
| Helped her mother with bills after her father passed away. Sch I |
| and J attached. |
| Debtor seeks to increase payment to $1,000, defer arrears, plan |
| base is $55,118. |
| SEMRAD LAW |
| FIRM LLC |
| Wants to include the 2018 Chevrolet Silverado in the plan since it |
| was unable to be traded in. |
| Debtors seek that GM Financial's remaining principal balance of |
| $12,874.56 shall be paid through section 3.3 of the plan at 5.5% |
| APR with set monthly payments of $1,639.17 per month paid by |
| the Chapter 13 Trustee. |
| GM was in the confirmed plan for $35,772.06 plus 5.5% interest. I |
| paid $19,500, why shouldn't the remaining principal amount be |
| $16,272.06? |
| Mike will confirm remaining balance with Cari. |
| M/L/S at 10:00 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 26th Last $ 8/1/25 $850/month |
| Set for 9/10 $2550 = 3 months |
| Default now $2036 = 2.4 months. PC is now in effect. 100% Plan. |
| Payoff is about $8800 |
| SEMRAD LAW |
| FIRM LLC |
| D2 is a seasonal worker and only offers employment from October |
| - March. He was unable to secure a permanent job for the other |
| months during spring and summer. Now he's back to work & D1 is |
| working full time. Amended I and J filed. |
| Debtors seek default is deferred to the end of the plan. |
| Payment needs to increase to $895. No other issues. May need a |
| date due to recent fire at Debtors' home. |
| GERACI LAW |
| LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Need Revised |
| Proposed Order. |
| Debtor's Objection to Claim(s) 4 of IH Mississippi Valley Credit |
| Union filed on 1/10/23 for $27,547.44 plus interest for debt |
| secured by 2018 Ford Fusion. |
| Paid thru the plan with fixed monthly payments. Car was totaled in |
| an accident and remaining balance owed to the creditor was paid |
| off with insurance proceeds. |
| Debtor seeks: The claim is disallowed beyond $23,865.66 in |
| principal and $2,936.26 in interest. |
| I have paid $23,091.65 principal and $2910.27 interest. Creditor |
| returned my last check. |
| GERACI LAW |
| LLC |
| Motion Substitute |
| or Add Attorney |
| Motion To Substitute Attorney Filed by Taji Foreman on behalf of |
| Carrington Mortgage Services, LLC. |
| Attorney R. Elliott Halsey shall be removed as attorney of record |
| for Carrington Mortgage Services, LLC. |
| Attorney Taji S. Foreman, Esq. shall be substituted as attorney of |
| record for Carrington Mortgage Services LLC. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Notice of Motion and Motion for Relief from Stay as to 2019 |
| Chevrolet Malibu 1G1ZD5ST5KF158603. Fee Amount $199,, |
| Notice of Motion and Motion for Relief from Co-Debtor Stay as to |
| 2019 Chevrolet Malibu 1G1ZD5ST5KF158603. Filed by Todd J |
| Ruchman on behalf of JPMorgan Chase Bank, N.A.. Hearing |
| scheduled for 1/7/2026 at 09:30 AM at Appear In Courtroom 642, |
| 219 S. Dearborn St, Chicago, IL 60604 or Using Zoom- Judge |
| Slade. (Attachments: # 1 Exhibit # 2 Statement Accompanying |
| Relief From Stay # 3 Proposed Order) (Ruchman, Todd J) |
| SEMRAD LAW |
| FIRM LLC |
| Motion Exceed |
| Page Limitation |
| Notice of Motion and Motion to Exceed Page Limitation Filed by |
| Michael Spangler on behalf of Valerie C Hearton. Hearing |
| scheduled for 1/7/2026 at 09:30 AM at Appear In Courtroom 642, |
| 219 S. Dearborn St, Chicago, IL 60604 or Using Zoom- Judge |
| Slade. (Attachments: # 1 Proposed Order) (Spangler, Michael) |
| SEMRAD LAW |
| FIRM LLC |
| Motion Substitute |
| or Add Attorney |
| Motion To Substitute Attorney Filed by Taji Foreman on behalf of |
| Wilmington Savings Fund Society, FSB, as Trustee of Stanwich |
| Mortgage Loan Trust F. |
| Attorney R. Elliott Halsey shall be removed as attorney of record |
| for Wilmington Savings Fund Society, FSB, as trustee of Stanwich |
| Mortgage Loan Trust F. |
| Attorney Taji S. Foreman, Esq. shall be substituted as attorney of |
| record for Wilmington Savings Fund Society, FSB, as trustee of |
| Stanwich Mortgage Loan Trust F. |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Motion Relief from |
| Stay and |
| Co-Debtor Stay |
| Notice of Motion and Motion for Relief from Stay as to 144 Rose |
| Hall Dr, Lake Zurich, Illinois 60047. Fee Amount $199,, Notice of |
| Motion and Motion for Relief from Co-Debtor Stay as to 144 Rose |
| Hall Dr, Lake Zurich, Illinois 60047. Filed by Nisha B Parikh on |
| behalf of United Wholesale Mortgage, LLC. Hearing scheduled for |
| 1/7/2026 at 09:30 AM at Appear In Courtroom 642, 219 S. |
| Dearborn St, Chicago, IL 60604 or Using Zoom- Judge Slade. |
| (Attachments: # 1 Proposed Order # 2 Statement Accompanying |
| Relief From Stay # 3 Exhibit) (Parikh, Nisha) |
| GERACI LAW |
| LLC |
| Notice 1-Amended |
| Notice of Motion / |
| Hearing |
| Amended Notice of Hearing Filed (RE: 27 Objection to Claim #8 of |
| Toyota Motor Credit dba Lexus Financial Services) Filed on 1/4/24 |
| for $11,712.72 for debt secured by 2016 Mini Cooper Countryman. |
| Paid thru the plan. Car was totaled in an accident. |
| Insurance company paid $7,755.99 directly to creditor as payout. |
| 10/16/25 - remaining unpaid balance owed to creditor $596.93. |
| 11/14/25 - Trustee disbursed $208.02 to creditor with balance of |
| $388.91. |
| To date the Trustee has paid $4,456.77 for principal and $1,834.48 |
| in interest to the Creditor. |
| Debtor seeks: The claim is disallowed beyond $4,845.74. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2024 BUICK ENCORE Filed by Prestige Financial Services Inc; |
| Purchased post-petition; Debtor Disburses |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2023 Hyundai Santa Fe Filed by Hyundai Lease Titling Trust; |
| Lease assumed; Debtor Disburses |
| Around 11/7/25, Debtor returned vehicle to the dealership. |
| DAVID M |
| SIEGEL |
| Motion Relief from |
| Stay and |
| Co-Debtor Stay |
| 2016 GMC Yukon, Filed by Michael P Kelleher on behalf of Wells |
| Fargo Bank N.A., |
| Direct by Co-D in 8.1 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 8th Last $ 11/21/25 $220/month |
| Set for 12/17 $626 = 2.8 months |
| Default now $846 = 3.8 months |
| GERACI LAW |
| LLC |
| She was off work on maternity leave. Has returned to work at a |
| new job and P/C entered. |
| Debtor seeks to defer default. |
| Need a payment. No other issues. |
| SUZANNE DE |
| RATH |
| Notice of Withdrawal Filed by S. M. de Rath on behalf of Racheal |
| Bernice Tuggle (RE: 65 Motion to Modify Plan). (de Rath, S.) |
| (Entered: 12/22/2025) |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2016 Mazda CX-5 Filed by Bridgecrest Credit Company, LLC as |
| Agent and Servicer for Carvana, LLC, c/o AIS Portfolio Services, |
| LLC; Debtor Disburses |
| Creditor and Debtor's attorney spoke prior to filing this motion and |
| debtor intends to surrender vehicle. |
| LESLEY A |
| HOENIG |
| Motion to Modify Plan Filed by Lesley A Hoenig on behalf of Percy |
| Williams. |
| Short notice. |
| Order does not defer default. |
| Orders should not specify the default amount. |
| Motion says debtor does not have a job. Need new employer info |
| and need PC. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 30th Last $ 8/12/25 $385/mo |
| Set for 12/3 $1155 = 3 months |
| Default now $1155 = 3 months |
| January 7 for 1329. |
| SEMRAD LAW |
| FIRM LLC |
| She lost her job. Now she is receiving social security benefits. |
| Debtor seeks default is deferred to the end of the plan. |
| PRO SE |
| DEBTOR |
| Motion Relief from |
| Stay |
| As to 2025 Nissan Sentra, Filed by Todd J Ruchman on behalf of |
| THE HUNTINGTON NATIONAL BANK. |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| Residence at 1418 N Pleasant Drive, RLB Filed by U.S. BANK NA |
| Debtor Disburses |
| Look for agreed order before court. |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 11/19/25 $1101/month |
| Set for 12/17 $3088 = 2.8 months |
| Default is now $3973 = 3.6 months |
| P/C did not increase when payment increased from $450 to |
| $1,101 in June 2025. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 9th Last $ 11/13/25 $830/month |
| Set for 12/17 $2232 = 2.7 months |
| Default now $1912 = 2.3 months |
| Some months P/C inconsistent. Now payment just increased from |
| $770 to $830 in November 2025. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| 2018 Chevrolet Silverado 1500 Filed by AMERICREDIT |
| FINANCIAL SERVICES, INC. d/b/a GM Financial; Paid thru the |
| Trustee; OE 8/13/25 removed from plan. Traded in car to |
| purchase new car. |
| 2 month default, due date 19th, on P/C |
| Creditor has not received payoff as of 11/19/25. |
| 1329 set for 1/7/26 to put car back into the plan. |
| MICHELSON |
| LAW OFFICE |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non Compliance: failure to provide 2024 tax returns and |
| refunds. |
| Returns received Oct 28, Fed refund $4118, State $138, Total |
| $4256. |
| For 1329. Not filed. Default is $5445. |
| Need a payment and a PC ORder. |
| MICHELSON |
| LAW OFFICE |
| No reason stated for default. No proposed order. Short notice. |
| Motion seeks to increase payments to $746 beginning January |
| 2026 to cure arrearage. |
| IF debtor makes a payment AND a payroll order is on file, |
| I suggest an order providing: |
| 1. Debtor's motion is granted. |
| 2. The existing default in plan payments is deferred. |
| 3. The Plan payment is increased to $746. |
| 4. The Plan base is now $39,110. |
| 5. Debtor is no longer required to provide tax returns and refunds |
| to the trustee. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2022 Nissan Pathfinder Filed by Nissan Motor Acceptance |
| Company LLC fka Nissan Motor Acceptance Corp; Debtor |
| Disburses |
| KENNETH S |
| BORCIA & |
| ASSOC |
| Motion Relief from |
| Stay |
| 2018 Chevrolet Equinox Filed by Santander Bank, N.A., as |
| servicer for Santander Consumer USA Inc; |
| Debtor Disburses |
| BACH LAW |
| OFFICES |
| Motion Relief from |
| Stay and from |
| Co-Debtor Stay |
| Motion for Relief from Stay and from Co-Debtor Stay as to 202 |
| North Hager Avenue, Barrington, IL 60010. Filed by Madeleine |
| Coate on behalf of Select Portfolio Servicing, Inc. |
| Debtor disburses. $44.7K Pre-petition arrears are PIF. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 23rd Last $ 06/24/25 $500/month. 2nd TMD for default, |
| PC stopped. |
| Set for 12/17 $3578 = 7.1 months. No $ since June. No defense |
| expected. |
| ROBERT J |
| ADAMS & |
| ASSOC |
| Residence 14040 Edgewater Ct, Green Oaks, IL Filed by U.S. |
| BANK NA Debtor Disburses |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 12th Last $ 9/8/25 $1625/month |
| Set for 10/15 $4625 = 2.8 months |
| Default now $3000 = 1.8 months. $1625 initiated in TFS Dec 1. |
| JOHN |
| HADERLEIN |
| Motion Modify |
| Plan/Motion |
| obtain/incur debt |
| Missing 219 S Dearborn address |
| To purchase a 2018 Infiniti QX80 for $42,669.92 at 19.80% for |
| $564.86/mo for 72 months. |
| Seeks to modify plan 3.5 to surrender her 2018 Chevrolet Malibu |
| to secured creditor First Investors Servicing. See recent UT |
| decision rejecting Nolan, In re Carter 2025 WL 3005983; see also |
| 22-05968 NDIL Judge Cleary. |
| Contract, I and J attached. 2018 Infiniti QX80 at 19.80% financed |
| for $23,438.82. $564.86/mo. $2000 down payment. 99K miles. |
| Bad vehicle choice, high miles, luxury... |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 3rd TMD since confirmation. OE 9/27/24 deferring $1300. |
| OE 6/11/25 deferring $1650 and decreasing payments to $625. |
| Due date 3rd Last $ 10/15/25 $625/mo |
| Set for 12/17 $2650 = 4.2 months |
| Default is now $1450 = 2.3 months |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 9/27/24 allowing auto purchase for $600/month |
| Due date 28th Last $ 3/25/25 $275/month |
| Set for 7/16 $1025 = 3.7 mo. |
| Default now $675 = 2.45 months. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 10/18/24 deferring $2414. P/C stopped June 2025. Due date |
| 20th Last $ 6/11/25 $465/month |
| Set for 12/3 $2093 = 4.5 months |
| Default now $2558 = 5.5 months |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 12/3/24 $900/month |
| Set for 4/30 $3600 = 4 months |
| Default now $2100 = 2.33 months |
| DAVID FREYDIN |
| LTD |
| Motion Dismiss |
| Case for Other |
| Reasons |
| Non Compliance: failure to provide 2024 tax return and refund in |
| excess of $9,600. |
| 2024 Return received. $536 Fed refund received. Still need |
| $3102 for state refund. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 7th Last $ 10/29/25 $1370/month |
| Set for 12/17 $4985 = 2.7 months |
| Default now $6354 = 4.6 months. No defense expected. |
| GERACI LAW |
| LLC |
| Motion Dismiss |
| Case for Other |
| Reasons |
| For Non-Compliance: failure to provide 2024 tax return and refund. |
| Return received Oct 23. Still owes refund $6316. Debtor also |
| missed one regular payment and did not increase payments to |
| $575 when required by plan. |
| Total default $7851 ($6316 $455 (9 x $120)) |
| Motion Relief from |
| Stay |
| 2014 Jeep Grand Cherokee Filed by AMERICREDIT FINANCIAL |
| SERVICES, INC. d/b/a GM Financial; |
| Debtor Disburses |
| WONAIS LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 13th Last $ 4/2/25 $800/month |
| Set for 8/13 $3200 = 4 months |
| Default now $1650 = 2.1 months |
| October 15 was for cure. Initiated in TFS. $3000 initiated Oct 14 |
| Failed. $3800 initiated Nov 3 Failed. |
| Dec 3 FINAL for $3800. Received |
| Recent $800 TFS failed. |
| LESLEY A |
| HOENIG |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 6/11/25 for 4% interest to GUCs. Due date 27th Last $ |
| 9/19/25 $1165/month |
| Set for 12/3 $3493 = 3 months. Payment posted Nov 21 but |
| another came due. |
| Default now $2328 = 2 months. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay/Co-Debtor Stay as to 2018 Ford |
| Explorer. Filed by James Philbrick obo Ally Bank |
| Direct Pay. |
| LAURA D FRYE |
| LTD |
| Motion Relief from |
| Stay |
| Residence 991 Neuhaven Dr., Antioch, IL Filed by U.S. BANK NA |
| Debtor Disburses |
| THURSTON |
| LAW FIRM |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 11th Last $ 6/30/25 $425/mo |
| Set for 12/3 $1700 = 4 mo |
| No $ since confirmation |
| LAURA D FRYE |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 17th Last $ 10/20/25 $870/mo |
| Set for 12/3 $2150 = 2.5 mo |
| $3020 = 3.5 mo |
| Still paying $440 vs $870 which started June 2025 |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped August 2025. Due date 24th Last $ 8/13/25 |
| $475/mo |
| Set for 12/17 $2000 = 4.2 months due again Dec 24. |
| SEMRAD LAW |
| FIRM LLC |
| Motion for Relief |
| from Stay and |
| from Co-Debtor |
| Stay |
| Motion for Relief from Stay and from Co-Debtor Stay Filed by |
| Kenneth W Bach o/b/o Rocket Mortgage. |
| Debtor disburses. Jan 7 for repay order |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| CITIZENS LAW |
| GROUP |
| Confirmation |
| Hearing and TMD |
| 341 Oct 6, Bar Date Sep 15 |
| Original Plan does not fund required 100% |
| Need notice to IRS and IDOR per debtor's testimony at 341. |
| Income docs provided do not support income on Schedule I. |
| Still Need CMA, Zillow $322K v $180K on Schedule A |
| MUST give notice to IRS IDOR by 11/7/25 |
| CANNOT RECOMMEND DEC 18 PLAN. CRITICAL ERRORS IN |
| 3.2(a) and (b). Does not fund 100% |
| BAD NOTICE TO IDOR. Did give notice to IRS Nov 5. |
| OBJ TO FEES. JAN 7 FINAL FINAL |
| Confirmation |
| Hearing and TMD |
| Not |
| Recommending |
| 341 Aug 4, Bar Date Sep 16 |
| Need proof of secured status for Plan 3.3a entry (claim 13 filed by |
| debtor). |
| IRS claims 2020, 24 1040 not filed, 2020 23-25 FICA/FUTA not |
| filed (Dec 3 amended claim). |
| Need master closing statements for sale of former residence. |
| Account for whatever portion of the $111K proceeds from sale of |
| former residence that was not used as down payment. |
| 83% of debtor's income is SS. |
| LAURA D FRYE |
| LTD |
| Confirmation |
| Hearing & TMD |
| Recommend If |
| Obj Resolved |
| Confirmation |
| Hearing and TMD |
| 341 Oct 6, Bar Date Sep 29 |
| 60 month / 28% dividend w/ $4,118.66 liquidation amount. |
| Amend 122C2 to delete 2nd vehicle in #12, object to deductions |
| for two vehicles on line 12 when 2nd vehicle is driven by and paid |
| for by his son. Will result in 122C2 pot $52,882. |
| Amend plan 5.1 accordingly and amend plan to fund. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing and TMD |
| 341 Aug 25, Bar Date Oct 9 |
| Reprise POC #2 Secured by 2015 Ford Escape not in plan - listed |
| in SOFA 10 as repo'd prepetition. 3.5? |
| OBJ by PNC Bank arrears $1367.45 v $0 / $1198.59/month v |
| $1185. |
| $151K liquidation in 5.1 requires interest to unsecured. |
| GUCs $114,672.73 after POC 1 disallowed. Plan is short $35.5K |
| plus interest. |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing |
| THURSTON |
| LAW FIRM |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Sept 22, Bar Date Oct 27 |
| Amend Plan for correct amounts in 3.2(a) $15,888.21 and 3.2(b) |
| $4419.56. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Sep 22, Bar Date Oct 27. |
| Only issue is liquidation number in 5.1. Debtor's value $257K per |
| Redfin. Schedule A $189K per CMA. |
| $10K liquidation in plan, $40K per Schedule A, $100K per |
| Redfin/D. 100% Plan. |
| No mortgage claim so need a recent statement to calc liquidation. |
| D ATT sending CMA. |
| SUBURBAN |
| LEGAL GROUP |
| PC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Oct 6, Bar Date Nov 10 |
| Need additional P/A (newish job). |
| Amend Plan 3.3 to pay claim amount and pay within 60. |
| With correct amount for 3.3 and IDOR etc estimate plan payment |
| needs to be $925. |
| ARTHUR W |
| RUMMLER |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 Oct 6, Bar Date Nov 10 |
| 60 month 10% plan, does not fund 10%. |
| Mortgage company objects arrears $6,244.16 v $0. |
| 122C1 Document line 13 (2 car loans, CC payments and |
| retirement). |
| 122C2 line 18 $776 life insurance is deducted from NFS pay. |
| Amend 1.1 to check a box. |
| Confirmation |
| Hearing |
| Nov 28 Plan Doc 23 is OK but liquidation amount may have to be |
| adjusted depending on outcome of Dec 17 PI settlement |
| conference. 5.1 liquidation is $72K. |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing and TMD |
| 341 meeting not held on 10/27/2025. 341 Continued to Dec 8. - |
| Not held. |
| 341 meeting continued to 12/29/25. |
| 341 notes from 12/29/25: 38 month / min 10% plan. File Change |
| of Address, D moved in with her parents. Resolve TMCC |
| objection (int rate and secured amount). Amend E to give notice |
| to IRS and IDOR (D stated owes $2,000 IRS and $730 IDOR). |
| Income: Debtor has 3 sources of income: |
| 1. Brewery - income looks OK |
| 2. Hairdresser - Need updated P&L statement. DAtty emailed copy |
| to me during meeting to look at but debtor's testimony doesn't |
| match the numbers on P&L / bank statements. She says her rent |
| amount is $1,000/mo and she pays it weekly, P&L says |
| $400/month. Bank statements look like it was about $285 paid |
| weekly starting in August, before that was closer to $400/mo. |
| Requested September, October, November bank statements to |
| see if numbers will match up. |
| 3. Track & Field Coach - January to May position, gets paid a |
| $4,200 gross stipend (split over 2 payments). Requested proof. |
| Sch J: Rent $200 should be deleted, lives w/ parents and does |
| not pay rent. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Oct 27, Bar Date Dec 2. |
| Debtor must object to MA DOR claim or amend plan to fund |
| payment. No address/notice to Tower Loan. Must be 100% per |
| liquidation. |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 Oct 27, Bar Date Dec 2 |
| Net from employment understated by $380/month. Amend Plan: |
| Delete the two 3.1 entries. Amend 6.1 to add current monthly |
| payment or delete the entry if S/L. Pay interest to unsecured. S/L |
| as to Mobile Home Park on Nov 5. |
| BORGES & WU |
| LLC |
| Confirmation |
| Hearing and TMD |
| Not |
| Recommending |
| 341 Started Dec 8, Bar Date Dec 8 |
| Plan is entirely funded by S/E daughter. Need P & L w/ bank |
| statements to support revenue. May have to have her return if P & |
| L raises more questions or shows insufficient income. Meeting |
| "held open". Amend Plan for claimed arrears, not feasible with |
| partial secured amount in 3.4. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing and TMD |
| 341 meeting not held on 11/3/2025. Need 2021-2023 taxes & proof |
| of pension income. |
| Pension appears to be overstated. D ATT waiting to hear from |
| debtor, unresponsive, son is in hospital. |
| D ATT ordered tax return transcripts. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| 341 Nov 3, Bar Date Dec 18. |
| 53 month 10.5% plan. |
| Debtor is substitute teacher and Uber driver when not subbing |
| (like over the summer). Debtor is surrendering is only vehicle. D |
| stated that he plans to either borrow friend's car or buy a car from |
| a friend so that he can continue to Uber. |
| Amend I to delete duplicate $500, provide additional P/A. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Nov 3, Bar Date Dec 18. |
| Gurewitz claim is only $63.58 v $633.89 in 3.2. Memo of |
| Judgment was $633.89. |
| Amend plan to provide for HUD Secured POC #1. |
| 100% plus interest per liquidation. Oct 9 plan is about $2000 |
| short. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Nov 3, Bar Date Dec 19. |
| Amend Plan for HUD. Plan does not fund required $42K. |
| Amend G for lease of commercial space 83 E Division Street, |
| Mundelein IL 60060. |
| Amend SOFA 9 for Lawsuit v D1. |
| D1 1099 EE of State Tax Advisors and two S/E businesses. |
| D2 S/E business only. |
| Need YTD check register for 1099 payments to D1 from State Tax |
| Adviser. |
| Need actual P & Ls for Out of This World Embroidery and Branded |
| Streets. |
| Do debtors really have sufficient income to fund plan? If P&Ls |
| raise questions we will reconvene 341 Meeting. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Dec 24 |
| Resolve AmeriCredit objection (arrears and 8.1 language). |
| Sold Taxes - Newline in 3.2, POC #6 filed. Debtor filed OBJ to |
| Newline's POC. |
| Dec 29 Plan is OK if above issues are resolved. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar date Dec 26. |
| Liquidation requires 100% plus interest. |
| Wells Fargo OBJ, POC's 1 & 3 filed for 78 S Savannah Parkway, |
| Round Lake IL. |
| Per Meg, Debtor is not on Title, debt discharged in prior Chapter 7, |
| R/E quit claimed to ex in 2013. |
| Plan must deal with claims 1 and 3 unless they are W/D. |
| Expect amended plan by 12/31/25 |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Dec 29 |
| Fourth case in two years. Amended 2023 return shows $30K |
| owed. Need amended IRS claim. |
| Amend SOFA 23 for 2025 Honda Pilot owned by cousin, free to |
| her as long as she pays insurance and tolls. Need better proof of |
| income, UBER on I is overstated by $1200. Amend plan to require |
| PI attorney to advise when case is either (a) filed or (b) dropped. |
| Need status email from PI ATT. |
| Need proceeds in Plan 2.4. |
| Mortgage lender US Bank filed weak objection, arrears and |
| monthly payment in objection are both lower than amounts in plan. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Dec 30 |
| Big tax debt, need WIDOR claim. |
| No 122C2 issues. |
| LAURA D FRYE |
| LTD |
| Confirmation |
| Hearing |
| 341 Dec 29, Bar Date Dec 31. |
| Need 2021 taxes. Amend Schedule B for 2015 Jeep Cherokee, |
| 2017 Dodge Caravan. Amend Schedule I to delete "Creditor |
| Garnishment" $1735.59 from line 5h, amend for correct net. |
| Amend Schedule I for rental income. Amend Plan 3.1 for monthly |
| payment, correct arrears for PNC, amend 3.1 for Nationstar, TN |
| R/E POC #11. Make sure plan funds 100% plus interest. |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Dec 31 |
| Liquidation requires 100%, amend again for correct provision for |
| interest to unsecured. |
| Sold taxes in plan to Lake County Clerk are for 2016-2024 |
| ($47,179 amount is verified). |
| Per Debtor has not filed all IL taxes. |
| IRS Claims 2019 21 22 23 taxes are not filed. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Jan 2 |
| Liquidation, 122C2 require 100%. Amend for interest to |
| unsecured. $158K liquidation includes $98K cash. |
| MUST Amend I to disclose S/E income wholesaling cars est $2K |
| month net. Need P&L. |
| D ATT stated income is not used for personal expenses, so does |
| not need to be on Sch I. |
| Good luck with that argument. |
| Amend SofA #6: First Nat'l Bank of Omaha for more than $600. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Jan 2 |
| 122C2 requires 100%. Capital One claim is less than scheduled, |
| so is IRS. |
| Must be 100% Plan per 122C2 |
| Amend plan 6.1 - box is checked assumed lease but no entry. s/b |
| Woodlake Apartments $2500/mo direct. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Nov 17, Bar Date Jan 2 |
| 100% Plan. $394 excess disposable (I-J). |
| 8.1 says Honda is not PMSI but it definitely is PMSI (also |
| cosigner). |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 5 |
| 36 month / 10% plan. Debtor is on deed to home, but not on |
| mortgage. NFS makes mortgage payments (3.1 of plan, testified |
| current, no POC). |
| Sch I: D is part time hairstylist, works out of her home. |
| Requested some sort of proof for how they arrived at $1,400/mo |
| net. D stated she keeps an appointment book to track $$. |
| Sch J: Requested proof of NFS $1,100/mo car payment. |
| First payment posted Dec 29, owes for Dec 24. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 5 |
| 36 month / min 10% plan. Debtor is separated from husband. |
| She lives in home, he lives elsewhere. Requested copy of latest |
| paystub to show she's actually withholding for taxes. Owes due to |
| no withholding. |
| Need complete 2024 return with all schedules, return provided was |
| incomplete. |
| Amend Plan for HUD, delete duplicate 3.5 entry. Amend Sch H for |
| separated spouse on home. IDOR is in 3.2, no POC yet. Debtor |
| must provide taxes every year and prove payment of taxes. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 6 |
| No amendments required. Must be 100% plan per 122C2. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 meeting continued to 12/29/25. |
| Debtor failed to appear. Habitat will amend their claim, payoff is |
| $86,336.80. |
| Need Jan 28 TMD. D ATT reports $3800 in mail from their office. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 7 |
| Ament SOFA #4. Amend Plan for $300K liquidation and for Clerk |
| and correct amount $4071.96. |
| Need Jan 28 TMD if no payment by Jan 7. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 9 |
| Amend Plan to delete refund provision. Amend SOFA #1, married |
| but separated. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 9 |
| Super tight budget (very little income and just got worse). Amend |
| Sch I: D stated she only receives $251/mo SS now. How is this |
| feasible? |
| $0. Need Jan 28 TMD. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 13 |
| Need status email from PI Attorney. No other issues. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 12/8/25 - 341 meeting not held. No ID or Proof of SS#. Dec 22, |
| still need IDs and proof of SSNs. |
| 341 meeting continued to 12/29/25. Amend 3.2 to match claim. |
| 100% Plan, go past Jan 13 bar date. |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 14 |
| Need YTD income statement and Jul-Nov Bank statements. $52K |
| liquidation in plan is OK; Plan funds $83K. (subject to arrears |
| claim). Need arrears claim. |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 15 |
| 36 month / 11% plan w/ $12,000 in 5.1 liquidation. |
| Correct liquidation is $40K if scheduled values / debts / ownership |
| is correct. |
| FL property is in plan as surrendered in 3.5 and as to be sold in |
| 8.1. |
| 8.1 sale language: Debtor will seek leave from the Court before |
| completing any sale and all proceeds to which Debtor is entitled |
| shall be tendered to the Trustee within 7 days of receipt. These |
| funds will be in addition to the plan base. |
| Income: D lives with his GF (Natalia, also co-owns the 2 |
| properties with). She should be included in 22c calculation. Need |
| proof of her income and affidavit of her contribution. Sch I says |
| she'll contribute $1,400 as needed to plan. |
| Need listing agreement FL R/E. Need sale of FL R/E before |
| confirmation. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 16 |
| Liquidation requires 100%. Go past bar date. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 16 |
| 122C2 requires 100% by large margin. Go past bar date. |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 20. |
| Must be 100% w/ interest due to equity. Continue past bar date. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 20 |
| No amendments at this time. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar date Jan 20. |
| Need amended IRS POC showing 2024 filed. Priority debt is |
| larger than the $400 in original plan. |
| Plan assumes residential lease but does not provide for arrears of |
| $10,432 POC #1. |
| Plan does not fund stated 100%. |
| Jan 28 TMD |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| Ask for Jan 28 |
| FINAL for 341. |
| 12/8/25 - 341 meeting not held. Missing proof of income and P/L |
| for NFS. |
| No 8a attachment. |
| Docs provided for debtor in no way show what they claim his |
| income is. It is gibberish. |
| No docs provided for NFS income. |
| Need Jan 28 TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Dec 8, Bar Date Jan 21 |
| 100% w/ interest per equity. Go past bar date. |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing and TMD |
| 12/8/25 - 341 meeting not held - no 122C-1, unfeasible plan, no |
| 341 meeting, taxes or P/A. |
| Three Nissan Sentras. |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing |
| Ask for Jan 28 |
| FINAL for 341. |
| 12/8/25 - 341 meeting not held. No Taxes. |
| IRS claims 2020 21 22 23 24 all not filed. |
| No mortgage; sold property taxes. |