| PRINT USING LANDSCAPE FOR BEST RESULTS |
| UPDATED: 8/27/26 2:46 pm |
| Matters are sorted by time slot and by case number within the time slot. |
| When the *FINAL* call is published on Tuesday it will match the Judge's published call as closely as possible. |
| Use Ctrl+f to search for a specific case or name. You may need to refresh the browser. |
| Court Call for Wednesday, September 2, 2026 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 8th Last $ 7/31/26 $2275/mo |
| Set for 9/2 $5829 = 2.6 mo |
| Default now $6615 = 2.9 months |
| P/C did not increase when payments increased from $2150 to |
| $2275 in October 2022. Receiving regular weekly payments of |
| $496.15. s/b $525. |
| Mike: PC is regular, just wrong. The case will run past 60. I'm |
| willing to let it run. Please tell the debtor the case will run longer |
| than 60 calendar months. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 2/17/23 allowing auto purchase for $718/month |
| OE 11/5/25 deferring $1160, reducing payment to $550 & plan |
| base is $49,420. |
| P/C stopped January 2026. Due date 15th Last $ 6/8/26 |
| $550/month. Set for 9/2 $1970 = 3.6 months |
| No defense expected. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| D ATT to |
| advise... |
| Due date 22nd Last $ 7/21/26 $1050/month. No discharge case. |
| PC skipped two months Q1 2026. |
| Set for 9/2 $3055 = 2.9 months |
| Default now $3135 = 2.99 months |
| D ATT to advise... |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Set for Sep 2, $2398/month, last $ 03/31/26. Default is $9592 = 4 |
| months |
| D ATT advises they have no defense to dismissal. |
| GERACI LAW |
| LLC |
| Seek entry of the |
| order. |
| Amended Schedules A/B and C filed disclosing an injury claim. |
| Trustee seeks: Part 2.4 is modified to require one additional |
| payment in the amount of $52,210. Part 5.1 is amended to |
| increase the dividend to nonpriority unsecured creditors from 10% |
| to 100%. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 30th Last $ 7/17/26 $2300/month |
| Set for 9/2 $5400 = 2.3 months |
| Payments just increased from $1400 to $2300 in June 2026 |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 5th, last $ July 21. $1090/month. |
| Set for Sept 2, $4074 = 3.74 months. A payment posted |
| immediately after motion was filed. |
| Default is now $2984 = 2.74 months |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 25th, last $ April 6. $2075/month. |
| Set for Sept 2, $8300 = 4 months. |
| Default now $10,375 = 5 months |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 10/15/25 deferring $2250 |
| Due date 9th Last $ 7/21/26 $390/month |
| Set for 9/2 $1260 = 3.2 months |
| Default now $1470 = 3.8 months |
| P/C stopped April 2026 and then new P/C started end of June |
| 2026. |
| DAVID FREYDIN |
| LTD |
| Motion Convert |
| Case 13 to 7 |
| Seek conversion |
| to Chapter 7 |
| Trustee's Motion to Convert Case From 13 to 7 |
| Debtor filed a 7, converted to 13 to avoid sale of R/E by 7 trustee, |
| now in default, 3 months $4,547.50. |
| Estate would be best served by conversion back to 7 for trustee to |
| liquidate and pay creditors. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 7/27/26 $2625/month |
| Set for 9/2 $7831 = 3 months. Default now $8900 = 3.4 months |
| Both debtors on P/C but D1's deduction is not the correct amount. |
| No defense expected. |
| LAURA D FRYE |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 26th Last $ 7/7/26 $3450/mo |
| Set for 9/2 $9800 = 2.8 mo |
| LAURA D FRYE |
| LTD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 14th Last $ 7/14/26 $1555/mo |
| Set for 9/2 $4439 = 3 mo |
| $5994 = 4 mo |
| LESLEY A |
| HOENIG |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 2/18/26 deferring $10,643 and increasing payment to $3,757. |
| OE 4/22/26 increasing payment to $6,760. |
| Due date 28th Last $ 7/6/26 $6760/mo |
| Set for 9/2 $22,699 = 3.4 mo |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| OE 4/22/26 deferring $1395 and increasing payments to $450. |
| Due date 30th Last $ 3/27/26 $450/mo |
| Set for 9/2 $1800 = 4 mo |
| No $ since deferring default in April 2026 |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped March 2026. Due date 3rd Last $ 3/25/26 |
| $390/month |
| Set for 9/2 $1350 = 3.5 months. Default now $1740 = 4.5 months |
| No defense expected. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 13th Last $ 7/17/26 $1430/month |
| Set for 9/2 $4785 = 3.3 months |
| Default now $5555 = 4 months. Not making full payments. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 12th Last $ 7/23/26 $1500/month |
| Set for 9/2 $4410 = 3 months |
| Default now $5450 = 3.6 months. Not making full payments. |
| Motion Dismiss |
| Case for Other |
| Reasons |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 8th Last $ 3/23/26 $475/month |
| Set for 9/2 $1886 = 4 months |
| Default now $2361 = 5 months |
| PRAIRIE STATE |
| LEGAL |
| SERVICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 21st Last $ 3/31/26 $1425/month |
| Set for 9/2 $5694 = 4 months. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 22nd Last $ 7/29/26 $275/month |
| Set for 9/2 $688 = 2.5 months |
| Default now $825 = 3 months |
| For 1329. |
| CHAD M |
| HAYWARD |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 12th Last $ 3/17/26 $1075/mo |
| Set for 9/2 $4250 = 4 mo |
| $5325 = 5 mo |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 26th Last $ 4/6/26 $2000/month |
| Set for 9/2 $8,000 = 4 months |
| Default now $10,000 = 5 months |
| DAVID M |
| SIEGEL |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| P/C stopped March 2026 |
| Due date 5th Last $ 3/27/26 $300/month |
| Set for 9/2 $1200 = 4 months |
| Default now $1250 = 4.167 months. $250 posted Aug 27 |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| KENNETH S |
| BORCIA & |
| ASSOC |
| Residence 3514 Grove Ave, Gurnee, IL 60031 Filed by Rocket |
| Mortgage LLC s/b/m Nationstar Mortgage LLC; Debtor Disburses |
| GERACI LAW |
| LLC |
| Was not aware that some of her payments did not clear. Now |
| agreed to P/C. Sch I and J attached. |
| Debtor seeks arrears are deferred to the end of the plan. PC is in |
| effect. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Set for Apr 22, Last $ 3/9/26, $580/month |
| Default was $1740 = 3 months |
| Default now $1740 = 3 months; debtor did make payments May 22 |
| and June 23. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2024 MAZDA CX-90 Filed by Toyota Motor Credit Corporation; |
| Debtor Disburses |
| PRO SE |
| DEBTOR |
| Motion Relief from |
| Stay |
| 2023 MAZDA CX-5 Filed by Toyota Motor Credit Corporation; |
| Debtor Disburses |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 16th Last $ 7/17/26 $1773/mo |
| Set for 8/5 for unaudited variable balance $17,942.08. Expecting |
| 1329 for Sept 2. |
| With Shorten Notice |
| Reduction in self employment income and were unable to fully pay |
| the $120K lump sum payment. |
| Debtors seek default accruing through August 2026 is deferred. |
| Payments are $400 commencing September 2026 and until the |
| base plan is paid in full, not to exceed 60 months. The general |
| unsecured creditors shall be paid 100% plus 4% interest rate on |
| the remaining balance owed. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 2307 N Aster CT, Round Lake Beach, Illinois 60073 |
| Filed by Freedom Mortgage Corporation; Debtor Disburses |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Renting at 206 N. Green Bay Road, Apt 316, Waukegan, IL Filed |
| by Brookside Knoll Harmony Housing LLC; Lease assumed; |
| Debtor Disburses |
| SEMRAD LAW |
| FIRM LLC |
| Motion Relief from |
| Stay |
| 2015 TOYOTA COROLLA Filed by Toyota Motor Credit |
| Corporation; Debtor Disburses |
| SEMRAD LAW |
| FIRM LLC |
| Debtor seeks: |
| Pay Stellantis in part 3.3; $57,776.97, plus 8.90% at $1,350.00 per |
| month; plan payment increases to $2,200.00 in Sept. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence at 25334 W Lincoln Dr, Lake Villa, Illinois 60046 Filed |
| by NewRez LLC; Debtor Disburses |
| GERACI LAW |
| LLC |
| Stay modified as to the mortgage, removing arrears from the plan, |
| plan term was longer than 36 only to fund arrears. 10% plan, |
| remains 10%. Debtor is below median. |
| Seeks to amend 2.1 to $1,500 X 12, $1,645 X 14 and $1,742 X 10 |
| reducing plan term to 36, |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Residence 182 Forest Ave., Fox Lake, IL. Filed by U.S. BANK |
| TRUST, N.A. Debtor Disburses |
| GERACI LAW |
| LLC |
| Objection to Claim |
| with Notice of |
| Hearing |
| Debtor's Objection to Claim(s) 23 of AAFCU filed on 6/12/26 for |
| $1,006.75. |
| Wants disallowed. Claim 23-1 is duplicative of claim 20-1, filed by |
| the Creditor on 06/10/2026. |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Motion |
| Compensation |
| WITH Notice of |
| Motion |
| Application for Compensation for Matthew C Baysinger, D ATT, |
| Fee: $5,500.00, Expenses: $0.00. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay as to 2037 Jethro Ave, Zion, IL. Filed |
| by Michael N Burke on behalf of The Secretary of Veterans Affairs, |
| an officer of the United States. |
| Debtor disburses. |
| PRO SE |
| DEBTOR |
| Motion Relief from |
| Stay and from |
| Co-Debtor Stay |
| Motion for Relief from Stay and from Co-Debtor Stay as to 29522 |
| N. Gossell Road, Wauconda, IL 60084. Filed by Peter C |
| Bastianen obo GARFIELD OPPORTUNITY FUND LLC. |
| DANIEL J |
| WINTER |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay re 380 Shoreline Rd, Lake Barrington |
| IL. Filed by Chris Purcell obo Filippo Lobue. |
| Debtor stated at his 341 meeting that he intends to vacate this |
| property. |
| PIOLETTI |
| PIOLETTI & |
| NICHOLS |
| Motion Extend |
| Automatic Stay |
| Payroll control is |
| not an option so |
| no objection. |
| Chapter 13 BK 25-12649 filed 8/18/25, Dismissed 8/5/26 for |
| default |
| In prior case, had cancer and additional medical expenses. Now |
| has overcome her medical expenses. |
| Affidavit attached. Prior/Current Sch I and J attached. |
| No P/C filed. Disabled - SSI, SNAP, Annuity and help from kids |
| only. |
| SEMRAD LAW |
| FIRM LLC |
| Motion Extend |
| Automatic Stay |
| Chapter 13 BK 22-00354 filed 1/12/22, Dismissed 6/8/26 for |
| default (Trustee Hooper case) |
| Two deferrals in prior case. Need PC. |
| PC filed, no further OBJ. |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| 4th TMD since confirmation. OE 9/6/24 deferring $2100. Due |
| date 18th Last $ 12/15/25 $750/month |
| Set for 1/28 $1844 = 2.5 months |
| Default now $1644 = 2.19 months. $1250 posted July 20. |
| Sep 2 For 1329 but not filed. Payoff estimated to be $4900. |
| SEMRAD LAW |
| FIRM LLC |
| Residence at 115 HAVENWOOD CT ROUND LAKE Illinois 60073 |
| Filed by U.S. BANK TRUST, NATIONAL ASSOCIATION; AGO |
| 2/26/24; Debtor Disburses |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Look for a |
| payment to post, |
| W/D if it does. |
| Default $875 = 3.18 months. Set for Apr 22, Last $ 1/14/26, |
| $275/month |
| Default now $500 = 1.82 months. |
| Look for a payment to post, W/D if it does. |
| DAVID P |
| LEIBOWITZ |
| LAW OFFICES |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| BORCIA ADAMS |
| LAW LLC |
| Motion Relief from |
| Stay |
| Residence 313 W Winding Trail Cir, Round Lake, IL; Filed by |
| NewRez LLC d/b/a Shellpoint Mortgage; |
| Debtor Disburses |
| BORCIA ADAMS |
| LAW LLC |
| Motion Relief from |
| Stay (Co-Debtor) |
| Motion for Relief Co-Debtor Stay re 313 W Winding Trail Cir, |
| Round Lake, IL. Filed by Wesley Kozeny obo NewRez LLC d/b/a |
| Shellpoint |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay and from |
| Co-debtor Stay |
| Motion for Relief from Stay, 570 S Jade Ln, Round Lake, By |
| Kinnera Bhoopal obo PennyMac Loan Services |
| Debtor disburses |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| W/D if 1329 |
| Granted |
| Due date 7th Last $ 5/29/26 $600/month |
| Set for 6/24 $1935 = 3.2 months |
| Default now $3135 = 5.2 months |
| SEMRAD LAW |
| FIRM LLC |
| Adult daughter living with them had major health issues that cost |
| them out of pocket medical expenses. Also had gaps in pay from |
| self employment income. Daughter's expenses have stabilized. |
| Debtors seek to defer default and increase payment to $675. A |
| full payment posted August 7. |
| July 21 Proposed Order Doc 59 is OK. |
| DAVID M |
| SIEGEL |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay as to 2384 N Old Pond Ln, RLB, IL |
| Filed by Dana N O'Brien obo LoanCare, LLC |
| Debtor disburses. |
| GERACI LAW |
| LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Due date 13th Last $ 3/10/26 $980/month |
| Set for 6/24 $3910 = 4 months |
| Default now $3870 = 3.95 months |
| BORCIA ADAMS |
| LAW LLC |
| Motion Relief from |
| Stay |
| DOTF look for |
| order |
| Motion for Relief from Stay as to 37204 North Riviera Drive, Lake |
| Villa, Illinois 60046 now known as 37220 N. Columbus Dr., Lake |
| Villa, IL 60046. Fee Amount $199, Filed by Nisha B Parikh on |
| behalf of U.S. Bank NA |
| Debtor disburses |
| DOTF look for order |
| SEMRAD LAW |
| FIRM LLC |
| Motion Dismiss for |
| Failure to Make |
| Plan Payments |
| Seek dismissal |
| without funds. |
| P/C stopped March 2026 |
| Due date 30th Last $ 3/6/26 $200/month |
| Set for 6/24 $580 = 2.9 months |
| Default now $1180 = 5.9 months. No $ since March 6. Default |
| exceeds amount paid. |
| Need a payment before August 5. D ATT expecting funds in his |
| office. |
| SEMRAD LAW |
| FIRM LLC |
| She had medical issues and lost her job. Now back to work and in |
| better health. |
| Debtor seeks default is deferred to the end of the plan & increase |
| payments to $225. |
| Need a payment, still no payment since March. PC O/E Aug 5. |
| Need $ direct from debtor. |
| D ATT expecting funds in his office, debtor tells him PC starts on |
| next check. |
| BORCIA ADAMS |
| LAW LLC |
| Motion Relief from |
| Stay |
| Residence at 9 Cedar Crt 14, Vernon Hills, IL 60061 Filed by |
| NewRez LLC; Debtor Disburses |
| LAURA D FRYE |
| LTD |
| Motion Relief from |
| Stay and from |
| Co-Debtor Stay |
| DOTF proposed |
| agreed order filed |
| Aug 26 |
| Residence at 17637 W Julie Ln, Gurnee, IL 60031 Filed by PNC |
| BANK, NATIONAL ASSOCIATION; |
| Debtor Disburses |
| DOTF look for order |
| DAVID M |
| SIEGEL |
| Motion Relief from |
| Stay |
| DOTF look for |
| order. |
| Motion for Relief from Stay re 1712 Park Crest Ct Libertyville IL |
| Filed by Kimberly Cambron obo U.S. Bank |
| Debtors disburse. |
| DOTF look for order. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| DOTF, look for |
| order. |
| Residence at 2217 LYDIA AVE ZION Illinois 60099 Filed by Selene |
| Finance LP; Debtor Disburses |
| DOTF, look for order. |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay 27630 W Rowe Ave, Spring Grove, IL. |
| Filed by Dylan Dean Smith / PennyMac |
| Debtor disburses. |
| BORCIA ADAMS |
| LAW LLC |
| Amended Notice |
| and Motion Relief |
| from Stay |
| Motion for Relief from Stay, 35682 N Greenleaf Ave, Ingleside. By |
| William Costello obo First American Bank. |
| Debtor disburses |
| GERACI LAW |
| LLC |
| 2017 Jeep Renegade Filed by Capital One Auto Finance, a |
| division of Capital One, N.A., c/o AIS Portfolio Debtor Disburses |
| Case # Debtor Name Debtor Attorney Description Disposition Notes |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing and TMD |
| 341 Apr 13, Bar Date Apr 28. |
| $50K liquidation in Plan is OK IF debtor is not on deed to WI R/E. |
| BUT he was until 04/10/25 so need more $ |
| Amend SOFA for 4/10/25 transfer of WI R/E. Amend SOFA 6 for |
| mortgage, car payments, $6K paid to Consumers CU on a credit |
| card. |
| Amend B for 2017 Ram 1500. |
| Debtor quit claimed Wi R/E to spouse April 10, 2025 WHILE HE |
| WAS INSOLVENT. |
| Need $90K to GUC to let it go. |
| Consumers CU OBJ |
| Sept 2 FINAL by agreement with D ATT |
| GERACI LAW |
| LLC |
| Request Renotice |
| Confirmation |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Apr 13, Bar Date May 18 |
| Amend I, D1 now FT at Denny's NLE at Dada's. Will amend J for |
| criminal restitution (bank robberies). |
| 341 notes say separated but that's not reflected in the schedules. |
| Restitution Order $6360 plus $200 assessment plus $50/month |
| probation fee. |
| Cannot clearly tell from docs provided when payments start and |
| end. April 2029??? |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing and TMD |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing and TMD |
| 341 May 4, Bar Date June 5 |
| R/E is TBE w/ NFS. Step up in plan payments when 2019 vehicle |
| is paid off. |
| I object to 30 and 32 Year old children in the HH size. Need their |
| wage and income transcripts. |
| 122C1 13a s/b $399 not $747, this only makes MDI positive $23. |
| W/HH size of 2 and marital adjustment documented, 122C2 |
| requires $58K to GUCs. Plan funds $39.8K. |
| NFS debt docs received July 28. |
| Sept 2 FINAL by agreement with D ATT. |
| because “there must come a time when the debtors realize that |
| legal obligations take precedence over moral obligations,” one |
| court refused to allow expense deductions for support of the |
| debtors’ 32-year-old daughter who was a recovering alcoholic or |
| for a sister who suffered from cerebral palsy. |
| In re Clements, 185 B.R. 903, 909 (Bankr. M.D. Fla. 1995). See |
| also In re Ferrell, 227 B.R. 706, 710 (Bankr. S.D. Ind. 1998) (Plan |
| fails disposable income test because debtors “overstated their |
| expenses, by including expenses for supporting adult children.”). |
| HOWARD |
| PERITZ |
| Confirmation |
| Hearing and TMD |
| 341 June 16, Bar Date was June 8, Govt Bar Date Sep 28 |
| IRS and IDOR given notice late, need their claims. |
| Amend Form 122C1 to disclose rental income. File CARA signed |
| by debtor. |
| Amend SOFA #16 to show date(s) of payment. |
| Amend Plan 3.2 for correct amount, 4.4 for tax debt. |
| Paid only one of four, three month default, $6000. |
| Debtor Must be CURRENT. |
| July 16 B2030 #6 conflicts with CARA. |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing and TMD |
| 341 May 4, Bar Date June 9 |
| Note to GBS NFS income is greater in this case than in his own |
| Chap 13. 1329? |
| Debtor now has a job and is paid cash so cannot really prove |
| income. |
| I / J do not show rental income or mortgage on rental property. |
| 36441 N Hutchins, Gurnee, purchased 04/07/2023, quit claimed to |
| Ex-spouse 11/12/2024, no closing docs provided. Is debtor still |
| holding the mortgage? I need to know if there was any value to |
| the transfer. |
| D ATT filed two B2030s, one conflicts with CARA. |
| 2025 1040 shows $1548 interest income, need to see the 1099(s). |
| Amended I shows cash income, she has an expense on J for |
| taxes, plan requires tax returns and proof of payment of taxes |
| each year. Since debtor had zero total tax for both 2023 and |
| 2024, add the following: |
| require debtor to make an additional plan payment each year |
| equal to $6000 minus tax liability on her 1040. |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Motion Relief from |
| Stay |
| Residence at 26582 W Stonegate Dr., Antioch, Illinois 60002 Filed |
| by Servbank, N.A; Debtor Disburses |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Confirmation |
| Hearing and TMD |
| 341 May 18, Bar Date June 22 |
| Plan does not fund secured, administrative and priority claims let |
| alone promised 48% dividend for GUCs |
| Amend SOFA 9 for foreclosure. Give notice to potential DSO |
| creditor (her ex) and IDHFS. |
| Need 2024 Tax Return Transcript, Wage and Income Transcript |
| and 1040X when filed. 2024 return provided to trustee has $394K |
| W2 income, debtor states that is a mistake by tax preparer. Need |
| to document. |
| Amend Plan, pay Capital One a Till rate, not greater than contract. |
| Amend Plan, provide for IDOR secured amount. |
| Budget is a mess too. HH size is 4 on 122C1, includes 23 year |
| old. HH size only 2 on 2024 1040. |
| Capital One objects to value in 3.2 of April 10 Plan. |
| IDOR claims 2025 not filed. Servbank M/L/S set for Sept 2. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing and TMD |
| Not |
| Recommending |
| 341 May 18, Bar Date July 1. |
| 2024 R/E Deed shows D and NFS own the R/E TBE. Amend A, C, |
| D and Plan accordingly. |
| Amend 122C2 #26 and J #21 to delete $300/month to parents. |
| Debtor has not documented the necessity of this or that he actually |
| does pay it. In any event, cannot ask unsecured creditors to pay |
| this. |
| Debtor has documented NFS car payment $570 on J 17c, |
| remaining term is 60. |
| Debtor's taxes are all filed single, per SOFA and R/E deed he is |
| married. |
| Need NFS Wage and Income transcripts to prove no income. |
| Docs received NFS HAS INCOME, $29K in 2025. |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing and TMD |
| Emails to debtor May 22 and June 24 about serving plan on |
| creditors, providing taxes and P/A and ID and proof of SSN, |
| making payments and getting to a 341 Meeting. No action and no |
| response. |
| August 5 and August 20 emails to debtor about docs required to |
| hold a 341 meeting. |
| Paid 1 of 4, $3000 default. |
| Sept 2 FINAL for 341 to be concluded. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| July 24 Plan Doc 26. Ally filed OBJ July 29. PIF by debtor |
| immediately post filing. In 3.2 with $0 to make sure title is |
| released. Ally won't w/d obj unless they are PIF. |
| DANIEL J |
| WINTER |
| Confirmation |
| Hearing |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing and TMD |
| Not |
| Recommending |
| 341 June 8, Bar Date July 9 |
| Surrendering R/E, $13k liquidation (jointly owned). D is not |
| divorced. separated. Need MSA when available. |
| States she does not live at petition address but uses for mailing |
| address. |
| Document bank accounts holding father's money is from his SS. |
| Income okay - D works for soon to be ex spouse's company Rents |
| at family members house $500 vs $250 on sch J. |
| Amend Petition for aka Eva Salinas. |
| Amend plan to provide $13K to GUCs |
| Docs provided do not in any way show that funds in account are |
| from father's SS. |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing and TMD |
| 341 June 8, Bar Date July 10 |
| Amended I and J show only UEC and SNAP. July 10 Plan direct |
| pay car loan in 3.1 is paid by Co-D per 8.1 Original plan and J had |
| debtor paying it. |
| Paid $1411 of $2325. First two plan payments $1000, then $325, |
| next $325 due Aug 28. |
| FINAL for $700, it posted. |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| CHAD M |
| HAYWARD |
| Confirmation |
| Hearing and TMD |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Motion Relief from |
| Stay |
| 2023 TOYOTA CAMRY Filed by Toyota Motor Credit Corporation; |
| Surrendering in 3.5 of the plan. |
| Creditor has possession of the car. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| MANUEL A |
| CARDENAS & |
| ASSOCIATES |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date July 24 |
| $4458 excess disposable is VA $4458/month, debtor must |
| document that it is disability and not pension. If it is disability, get |
| to 10% or remit refunds as additional payment for GUCs. 5% |
| Plan. If the $4458 is not disability, amend I, J, plan accordingly. |
| July 1 Plan requires taxes but not refunds. Amend again. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date Jul 29 |
| Arrears claim is larger than scheduled plan is just short ($300) of |
| funding 100% in 60. |
| WILLIAM J |
| FACTOR LTD |
| Confirmation |
| Hearing & TMD |
| Not |
| Recommending |
| 341 July 20, Bar Date July 30 |
| No amendments required. 2 month default. First $ posted Aug 25, |
| owes for Jul 20 $650 and Aug 20 $325. |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date July 31 |
| 122C2 requires 100% by large margin. |
| Plan is $75K short. |
| Amend B for four Hyundai Ionics. |
| Amend D for Hyundai Finance. |
| Amend SOFA 15 Durango Hellcat not Challenger. |
| Ament Plan to check boxes in 2 5 7, 3.5 for surrender of Ionic to |
| Hyundai, 6.1a for debtors disburse, 8.1 to correct typos. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| 6/29/26 - 341 meeting not held. Taxes and P/A were late. Sept 2 |
| for 341 to be held. |
| 341 Aug 24, Bar Date was Aug 4 |
| Amend A for correct value of R/E $416K Zillow. Amend B for |
| 2016 Jeep Patriot and 2007 Jeep Liberty. Amend I for correct |
| net, his is overstated by $1000 plus, hers understated by $125 or |
| so. Amend Plan 3.1, 3.2, 3.2. Debtor took hardship withdrawal |
| from 401k in Jan/Feb to pay $12K to mortgage co. $65K |
| liquidation in plan, $129K based on Zillow. Amend every entry in |
| plan. Resolve OBJ. Amend 5.1 to check third box. Amend Part |
| 2.3 and 2.4 to require tax returns every year and IF debtors have a |
| loss from self employment, they must remit all tax refunds as |
| additional payments for GUCs. Debtor's vehicle payment (3.3) of |
| $335 will end 1/28 per POC. Must add step payment. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| MATTHEW C |
| BAYSINGER |
| LAW OFFICES |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date Aug 5. |
| Need status email from PI attorney. |
| Amend for correct arrears and pay arrears pro rata. Must be |
| 100% plus interest. |
| Fifth case in three years. Plan does not fund required 100% plus |
| interest. |
| Paid 1 of 3, $4422 is owed. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing and TMD |
| 6/29/26 - 341 meeting not held. Docs filed late. Missing taxes and |
| pay advices. No $. Owes 2 x $1020. |
| No B2030 or fee agreement. |
| Sept FINAL for $2020 and all taxes. Received funds but no taxes |
| as of 10am Aug 27. |
| DAVID FREYDIN |
| LTD |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date Aug 10 |
| IRS Claims 2025 not filed. |
| Need notice to Bell Bank and ILHDA, both show on title search. |
| Need notice / cert of service to Roman Melnyk (See E 2.3 IL Dept. |
| Labor). Debtor has an (maybe old) address. |
| Bell Bank Equipment Finance obtained a judgment against debtor |
| 03-27-2024 ($97K per D). |
| Amend Plan to delete 8.1; not necessary, Part 5 covers it. 3.5% |
| plan. |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date Aug 10 |
| August 11 Plan Doc 20 is OK. |
| POC #2 and #3 are duplicates, debtor must object to one if one is |
| not W/D. |
| Recommend IF no Objection AND the duplicate claim is w/d or |
| stricken. |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing and TMD |
| 6/29/26 - 341 meeting not held. OE 6/24/26 extending time to file |
| documents until 7/20/26. Extended again until 9/1/26. |
| Nothing filed. |
| PRO SE |
| DEBTOR |
| Motion Relief from |
| Stay |
| Motion for Relief from Stay as to 3031 Belvidere Rd. Unit 226, |
| Waukegan. Fee Amount $199, Filed by Raymond Sanguinetti on |
| behalf of New Candle Sonal LLC. |
| COZMYK LAW |
| OFFICES LLC |
| Confirmation |
| Hearing |
| 341 June 29, Bar Date Aug 10 |
| 122C2 requires 100% by large margin. |
| Resolve auto lender objections (both will be direct). Need |
| amended IRS claim. |
| Amend 5.2 to provide correct treatment for student loans, original |
| 8.1 entry appeared to omit one. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Jul 20, Bar Date Aug 14 |
| Plan is $4500 short of funding 100% plus interest. |
| Amend 3.5 to switch collateral for creditors. |
| DATT to file POCs o/b/o Lake Co for R/E taxes, requested that |
| they specify Plan entry/claim/PIN. There are 2 PINs, taxes are |
| owed on both. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| June 5 Plan Doc 7. Heights Finance OBJ, they are secured by |
| non-PMSI HHG. 100% plan. |
| PRO SE |
| DEBTOR |
| Confirmation |
| Hearing and TMD |
| Give notice to Lake County Treasurer, Clerk and Tax Buyer. |
| $5200 excess disposable, amend Plan to 100%. If paying |
| Regional Acceptance in plan, delete payment from J 17, if paying |
| direct, move RAC from 3.2 to 3.1. |
| Mortgage arrears claim $202,081 v $0 and fully matured 2nd |
| mortgage $235,555 not provided for. |
| Plan is unfeasible by $400K. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| 341 Aug 24, Bar Date Aug 17 |
| Amend I for D1 job change. Amend Plan to fund 100%, plan is |
| about $12.5K short. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| Recommend If |
| Obj Resolved |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| SPRINGER |
| LARSEN LLC |
| Confirmation |
| Hearing and TMD |
| 341 Aug 10, Bar Date Aug 24 |
| Amend B for $7K in checking account. |
| Wilmington arrears $41,616 v Zero in plan. Plan does not fund |
| Secured, Admin. and Priority in 60. |
| Must amend 3.2 to pay IRS secured amount in claim. Amend to |
| pay Elizabeth Wilkens claim amount as well. |
| Correct 5.1 liquidation is $220K. 2020 and 2025 not filed per IRS |
| POC. Income on P&Ls provided by debtor is much less than |
| income on Schedule I. Debtor must document income sufficient to |
| fund a plan. First payment was due July 15, it posted August 18. |
| SPRINGER |
| LARSEN LLC |
| Motion Extend |
| Automatic Stay |
| Motion to Extend Automatic Stay Filed by Richard G Larsen on |
| behalf of Paul J Gehrett. |
| Self-employed so PC is not an option. |
| Plan is unfeasible, does not fund secured, administrative and |
| priority. |
| 341 is July 20, debtor failed to provide 2025 1040 not less than a |
| week prior; 2025 not filed per IRS. |
| Stay extended to August 5, Must have progress. |
| Received incomplete 2025 1040, no 2025 1120S and received |
| 2025 ($47K) and 2026 YTD ($19K) P&L |
| Debtor claims $7250 net on Schedule I but June 30 YTD net |
| income is only $19,317. |
| IRS claim makes plan more unfeasible. |
| Now ready for 341, still unfeasible, no first payment. 341 |
| scheduled for July 20, 2025 1040 received July 20. |
| 341 rescheduled for August 10. |
| Stay extended to Sept 4. Status Sep 2 |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Confirmation |
| Hearing and TMD |
| 341 Aug 24, Bar Date Aug 24 |
| Amend sofa #9 for foreclosure. Need amended IRS claim |
| showing 2024 filed. |
| Plan is badly unfeasible, $53K short of 100% required by 122C2, |
| $39K mortgage arrears v $0 in plan. |
| Debtor took 50 days to file schedules and plan, and plan has $100 |
| first payment for no reason. |
| No Payments. First payment was due July 15. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 341 July 20, Bar Date Aug 25 |
| Amend A, D, H and the plan for 3911 Oak Ave McHenry. Provide |
| for mortgage. Owns w/former S.O. |
| Debtor's name is on the deed per search Aug 27. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Jul 20, Bar Date Aug 26 |
| $209,159 liquidation in 5.1. |
| Is 3.2 (all zeros) intentional? Yes. |
| Amend 8.1 for interest to unsecured. |
| Amend Sch A/B for 2007 Cadillac Escalade w/ 120k miles, no |
| loans, wife drives. |
| FELDMAN |
| GARCIA |
| LESHINSKY & |
| MILJUS LLC |
| Confirmation |
| Hearing |
| 341 July 20, Bar Date Aug 26 |
| Amend J and plan to reflect sale of residence. Amend SOFA 9 re |
| divorce. Need copy of MSA (DSO?) |
| Need amended IRS return showing 2025 filed. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| Not |
| Recommending |
| 341 July 20, Bar Date Aug 27 |
| 100% plan. Does not fund 100% in 60 months. No discharge |
| case. |
| Amend plan to treat Aaron's secured POC. No other |
| amendments. |
| NO DISCHARGE CASE. DEBTOR WILL OWE MORE TO |
| AMERICAN CREDIT ACCEPTANCE AT CONCLUSION OF CASE |
| THAN SHE DOES NOW. NEGATIVE AMORTIZATION. DO THE |
| MATH. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing and TMD |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing & TMD |
| 341 July 20, Bar Date Aug 3 |
| Unsustainably tight budget. Amend SOFA 16. Arrears claim |
| $43399 v $20000. Plan is not feasible. |
| No $, owes for 2 x $500. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 July 20, Bar Date Sept 2 |
| Need R/E CMA, no R/E exemption on Schedule C. DSO creditor |
| lives with debtor now. She is not employed. Document DSO |
| payments. |
| Schedule I line 8a income is overstated by $1900, contribution |
| understated ($1500 per affidavit, $255 on I). Budget is impossibly |
| tight. |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Confirmation |
| Hearing and TMD |
| 341 not held July 20. No taxes, P/A were late. Still no taxes as of |
| 2pm Aug 27. |
| Confirmation |
| Hearing |
| 341 July 20, Bar Date Sep 2 |
| 122C2 requires 100%. Step up in plan payments are for 401k |
| loans. No amendments. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 3 |
| Must amend plan so 3.3 completes within 60. |
| May need to increase payment to fund 10%. |
| Gave notice to plaintiff's attorney Aug 10, still need to amend E/F |
| and SOFA for lawsuit against debtor re car accident. |
| Continue to Sept 23. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 3 |
| Need NFS new job P/A. |
| Amend J - All 3 car payments are around $600/mo. The $847/mo |
| is the Subaru which is paid thru the plan. s/b $600 and 3rd car |
| payment is only in NFS name. |
| Amend plan to pay interest to unsecured creditors. 100% plan. |
| Liquidation on 5.1 is understated by $12K-$20K. |
| Go past bar date. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| BORCIA ADAMS |
| LAW LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 8 |
| No amendments required. D ATT states likely amending to add |
| creditors. Go past bar date. 122C2 requires 100%. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 8 |
| FYI Special class amount in 5.3 does not match the POC. |
| DAVID M |
| SIEGEL |
| Confirmation |
| Hearing |
| 341 Aug 24, Bar Date Sep 8 |
| Amend A/B to add 2003 Dodge Caliber - PIF. Doesn't run. Uses |
| public transportation to get around. |
| Amend I to add SSI. Just started. $1122/mo. Need proof. Married |
| but Separating. |
| Amend plan to provide for HUD POC #1. 100% plan plus interest |
| per liquidation. |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| CORTESE LAW |
| OFFICES PC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 10 |
| 122C2 requires 100%. Resolve GM Financial objection (3.2 |
| value/int rate). Resolve IRS POC (2025 unfiled). |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 10 |
| Amend for notice to Michelle Gonzalas 8 4th ave Arlington Hts |
| 60005 (voluntary DSO) and to Sam Ramirez $3000. Amend the |
| plan to delete refund provision. |
| BORGES & WU |
| LLC |
| Confirmation |
| Hearing & TMD |
| 341 not held Aug 10. Taxes were not received until Aug 10, still |
| zero proof of self employment income. |
| IRS claims 2020, 2022, 2023, 2025 not filed. |
| US Bank objects to confirmation. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 16 |
| 100% plan. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 16 |
| 100% plus interest. Equity in VA R/E. Her daughter lives there |
| and pays the mortgage. |
| IRS claims 2025 not filed. |
| JOHN H |
| REDFIELD |
| Confirmation |
| Hearing |
| 341 Aug 24, Bar Date Sep 17 |
| Means Test Issues: Document 122C2 lines 17 (involuntary |
| deductions $830) and 41 (retirement $394). I see TRS for $667 |
| and 401k for $108, I can't see how they come up with the $1224 |
| total for those two lines; and document line 21 Childcare $1741. |
| Need mortgage claims. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 17 |
| Need Amended IRS POC showing 2024 taxes filed. No other |
| issues. Income is SSI and VA Disability only. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 18 |
| 100% Plan. Go past bar date. Recommend at that time if no |
| surprises. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| SEMRAD LAW |
| FIRM LLC |
| Confirmation |
| Hearing and TMD |
| Agree to ask for |
| Sep 23 as FINAL |
| for 341. |
| 341 meeting continued to 8/24/26. Debtor failed to appear. Again. |
| Agree to ask for Sep 23 as FINAL for 341. |
| GERACI LAW |
| LLC |
| Confirmation |
| Hearing |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Confirmation |
| Hearing |
| 341 Aug 24, Bar Date Sep 18. |
| Amend SOFA #1, Married but separated. Amend 122C1 in full, |
| probably file 122C2. Amend Schedule I to disclose SSI. $1000 on |
| J 8 is for adult daughter, OK only if 100% so go past bar date. |
| Amend 122C1 to disclose income, original is all zeros. Amend 8.1 |
| for HUD and for interest. |
| JOSEPH P |
| DOYLE |
| Confirmation |
| Hearing |
| 341 Aug 10, Bar Date Sep 18 |
| 122C2 requires 100%. IRS claims 2025 not filed. Debtor will |
| amend 5.2 for direct pay of student loans. |
| Payments are set up in TFS. Go past the bar date. |
| TIMOTHY |
| BROWN LAW |
| OFFICE |
| Confirmation |
| Hearing and TMD |
| TMD set for no 341, no taxes, no P/A, failure to serve plan, no $. |
| Funds posted Aug 18 but still no 341, no taxes or P/A. |
| DANIEL J |
| WINTER |
| Confirmation |
| Hearing |
| 341 Aug 24, Bar Date Sep 18 |
| MW held meeting. short term carryover on taxes was an attempt |
| to save condo and he tried to "play in the stock market in 2024" |
| and he lost it all. Datty unsure they have info for creditor filippo |
| lobue. #35 on 122c2 $50 is balance of legal fees for bk per datty. |
| Car payments are both NFS's car/motorcycle. No income, she is a |
| student. Amend 6.1 to remove creditors, debtor testified he is |
| moving in a few weeks and will not be curing the default with the |
| landlord. He testified rent will be increasing with the move. Amend |
| I as debtor receives bonuses quarterly. Datty stated these aren't |
| guaranteed, but debtor testified he has received both bonuses for |
| Q1 & Q2 of this year so far. |
| TANG & |
| ASSOCIATES |
| LAW OFFICE |
| Confirmation |
| Hearing and TMD |
| TMD set for no 341, no 2025 1040, no $. |
| Debtor is now current, agree to continue as final for 341 if debtor |
| provides 2025 taxes. |